98136 Homes with FHA Terms

98136 Homes with FHA Terms

Welcome to the charming neighborhood of 98136, nestled in the vibrant city of Seattle, Washington. This picturesque area, located in King County, boasts a unique blend of urban convenience and natural beauty, making it an ideal place to call home. With its stunning waterfront views and lush green parks, residents enjoy an abundance of outdoor activities, from leisurely strolls along the shoreline to invigorating hikes in nearby nature reserves.

The 98136 zip code is home to a diverse array of architectural styles, ranging from quaint bungalows to modern townhomes, catering to various tastes and lifestyles. Families, young professionals, and retirees alike are drawn to this welcoming community, which offers a rich tapestry of local amenities, including trendy cafes, boutique shops, and top-rated schools. The area is also well-served by public transportation, ensuring easy access to downtown Seattle and beyond.

For those considering homeownership, the 98136 zip code is particularly appealing due to the availability of homes with FHA financing options. This means that first-time buyers and those with limited down payment resources can find a suitable property without the burden of hefty upfront costs. With the Federal Housing Administration’s backing, FHA loans provide a pathway to homeownership, making it easier for residents to invest in their future.

Whether you’re looking for a cozy retreat or a vibrant community, 98136 has something for everyone. Explore the possibilities and discover why this Seattle neighborhood is the perfect place to create lasting memories.

Newest 98136 Homes with FHA Terms

6706 Holly Place SW, Seattle
$1,350,000
4 Beds ⋅ 4 Baths ⋅ 2591300 MLS ⋅ ACTIVE Status
Fully renovated and thoughtfully reimagined for modern living, this stunning West Seattle home pairs timeless curb appeal with a fresh, elevated interior. A welcoming front porch sets the tone, opening to a beautiful, open main floor designed for effortless everyday living and memorable entertaining. The luxury kitchen anchors the space with a gas cooktop and abundance of cabinetry. Main floor connects to flat backyard and garage parking. Upstairs, a rare and sought-after layout brings three bedrooms, two baths, and laundry together on one level—an exceptional combination of comfort and convenience. While vaulted ceilings add volume and architectural character. The impressive basement features approximately 8.5-foot ceilings, offering remarkable space and flexibility to suit your lifestyle. The lower level includes a large family room, one BR, one BA, and a secondary laundry room, and an easy connection to your outdoor space. The transformation goes well beyond the finishes: all-new systems, a new roof, and mostly new windows deliver a comprehensively refreshed home. Fully permitted. Beautiful landscaping creates an inviting outdoor setting, while the oversized 1-car garage with EV charging adds practical appeal. Set in West Seattle’s wonderful Gatewood neighborhood, 6706 Holly offers a compelling blend of neighborhood charm, thoughtful design, and modern livability. Close to Morgan Junction, Lincoln Park & Fauntleroy Ferry. Preferred Lender offering 4.5% with buydown.

6706 Holly Place SW, Seattle

Listing Broker: Blue Pacific Real Estate; Kelly Byrne; 206-650-9419; Kelly@bluepacificre.com

6320 41st Avenue SW Unit #B, Seattle
$699,000
3 Beds ⋅ 2 Baths ⋅ 2588290 MLS ⋅ ACTIVE Status
Modern Morgan Junction townhome offering sound and mountain views along with a stunning rooftop deck perfect for sunset entertaining. The main level features an open-concept kitchen and living area with large windows, quartz countertops, stainless steel appliances and custom cabinetry. A unique mezzanine level above the main floor creates flexible space ideal for a home office, reading nook or dining area. Two bedrooms and a full bathroom are located on the third level, along with a convenient laundry area with washer & dryer included. The top-level primary suite serves as a private retreat and features a spa-inspired bath with heated floors. Above it all, the rooftop deck offers sweeping territorial, sound and mountain views. An incredible space for relaxing or hosting friends. Additional exterior storage included. Ideally located in the heart of Morgan Junction just steps from grocery stores, coffee shops, restaurants, bars, fitness studios, and transit - plus a stop just two blocks away with convenient direct service to downtown. No HOA dues. Pre-inspected!

6320 41st Avenue SW Unit #B, Seattle

Listing Broker: Windermere West Metro; Kamila Kennedy; 206-406-6303; kamila@windermere.com

6406 Fauntleroy Way SW, Seattle
$630,000
3 Beds ⋅ 3 Baths ⋅ 2587604 MLS ⋅ ACTIVE Status
This Architect and builder know how Seattle’s gray skies can affect us, so they built into their design larger than typical windows, along with multiple windows facing multiple directions. Privacy issues were built into the design too with every unit looking over a wide street with no close neighbors only 10’ away that is so common in most townhome designs. And do you want convenience? Look no further. The Morgan Junction neighborhood includes shopping & a range of dining options, all just steps from your front door (the local pub is famous for its Quiz Night). Multiple parks & beaches are less than a mile away. Fauntleroy Ferry dock is just down the hill (heading to Vashon and Kitsap). Easy access to I-5 (10 minutes) and downtown plus you’re near the Rapid Ride “C” Line. Relax on your upper deck while taking in Puget Sound & Olympic Mountain views. Each of the 6 townhomes is uniquely designed, offering a range of floor plans and amenities! Top quality construction and fixtures. These townhomes will fit any lifestyle! Property under construction to the west will be a City EV Station.

6406 Fauntleroy Way SW, Seattle

Listing Broker: Windermere R E Mount Baker; Jeff Wolfe; 206-941-0619; jeff@rewolfe.com

8014 45th Avenue SW, Seattle
$2,395,000
4 Beds ⋅ 5 Baths ⋅ 2583466 MLS ⋅ ACTIVE Status
A striking expression of modern luxury in West Seattle’s coveted Lincoln Park neighborhood. This brand-new 3,823 SF custom residence offers 4 bedrooms, 3.5 baths and an exceptional level of design, craftsmanship and finish. Floor-to-ceiling windows frame captivating views while flooding the interiors with natural light. A dramatic floating staircase, private elevator, custom built-ins and rich hardwood floors elevate the open-concept design. The showpiece chef’s kitchen features floor-to-ceiling custom white oak cabinetry, premium stainless appliances, quartz slab backsplash and an oversized waterfall island designed for effortless entertaining. The expansive primary retreat captures stunning views and offers a spa-inspired 5-piece bath with heated tile floors, dual vanities, freestanding soaking tub and custom walk-in closet. Heated tile floors throughout all baths add another layer of luxury. A flexible lower level offers potential for an ADU, guest quarters or private retreat. Crowned by an incredible rooftop deck showcasing sweeping views, this home also features extended parking and an EV-ready 2-car garage. An extraordinary new construction opportunity just minutes from Lincoln Park and the best of West Seattle.

8014 45th Avenue SW, Seattle

Listing Broker: Kronos Real Estate; Roman Shulyak; 253-583-6494; roman@kronosgroupre.com

6318 41st Avenue SW Unit #E5, Seattle
$715,000
3 Beds ⋅ 3 Baths ⋅ 2587752 MLS ⋅ ACTIVE Status
LUXURY MEETS CLASSIC AND MODERN. NEW CONSTRUCTION- MORGAN JUNCTION-WEST SEATTLE-ROOF TOP PATIO WITH 180 DEGREE RESPLENDENT PUGET SOUND VIEWS AND AN AMBIANCE THAT ACCENTUATES EXTRAORDINARY ALL SEASON GATHERINGS - SPECIAL ATTAINABLE LUXURY FINANCING OPTIONS PROVIDED- NO HOA -NO MONTHLY'S - WALK TO WEST SEATTLE FARMERS MARKET EVERY SUNDAY RAIN OR SHINE, YEAR ROUND. 20 FOOT FLOOR TO CEILING WINDOWS THAT FLOOD THE LIVING SPACE with NATURAL LIGHT. A private off street parking spot. A true private retreat. This 3 bed, 2.75 bath, 1,444 sq ft. FEE SIMPLE TOWNHOME IS A 5-minute walk to West Seattle Thrift Way GROCERY, Lincoln Park (A BEACH COMBERS DEREAM) or THE FAUNTLEROY FERRY and ENJOY A QUICK SCENIC GETAWAY. MATTE BLACK SAMSUNG APPLIANCES, DEEP DARK MOCHA CABINETRY WITH WARM WALNUT ACCENT BANK WITH CHOCOLATE HARD WARE and BRONZE FIXTURES THROUGHOUT. Quartz's counters tops, vertical tile accents in Kitchen, BATH and Shower. Electric radiant floor heating in Primary bath, Luxury Waterproof floors. PRIMARY SUITE has the ENTIRE top 2 floors, PRIMARY BATH WATER FALL SHOWER, WALKIN HER'S and HER CLOSETS:). Morning Coffee on the ROOFTOP deck while enjoying views of the Puget Sound. Fee-simple. YOU OWN YOUR LAND.Transit 1/2 BLOCK AWAY. *2%-1% RATE buy down options for financing. *Lender PAID 1% first-year rate buy down or 1% BUYER CLOSING COST CREDIT FROM LENDER - ENJOY THE DREAM AND THE PAYMENT-

6318 41st Avenue SW Unit #E5, Seattle

Listing Broker: Keller Williams Eastside; Haruichi Bearden; 425-285-3200; 1haruichi@gmail.com

6318 41st Avenue SW Unit #C3, Seattle
$650,000
3 Beds ⋅ 3 Baths ⋅ 2587766 MLS ⋅ ACTIVE Status
LUXURY MEETS CLASSIC AND MODERN. NEW CONSTRUCTION- MORGAN JUNCTION-WEST SEATTLE-ROOF TOP PATIO WITH 180 DEGREE RESPLENDENT PUGET SOUND VIEWS AND AN AMBIANCE THAT ACCENTUATES EXTRAORDINARY ALL SEASON GATHERINGS - SPECIAL ATTAINABLE LUXURY FINANCING OPTIONS PROVIDED- NO HOA - NO MONTHLY'S - WALK TO WEST SEATTLE FARMERS MARKET EVERY SUNDAY RAIN OR SHINE, YEAR ROUND. 20 FOOT FLOOR TO CEILING WINDOWS THAT FLOOD THE LIVING SPACE with NATURAL LIGHT. This 3 Bed, 2.75 bath, 1,444 sq ft. FEE SIMPLE TOWNHOME IS A 5-minute walk to West Seattle Thrift Way GROCERY, Lincoln Park (A BEACH COMBERS DEREAM) or THE FAUNTLEROY FERRY and ENJOY A QUICK SCENIC GETAWAY. MATTE BLACK SAMSUNG APPLIANCES, DEEP DARK MOCHA CABINETRY WITH WARM WALNUT ACCENT BANK WITH CHOCOLATE HARD WARE and BRONZE FIXTURES THROUGHOUT. Quartz counters tops, vertical tile accents in Kitchen, Bath and Shower. Electric radiant floor heating in Primary bath, Luxury Waterproof flooring. PRIMARY SUITE, ENTIRE top 2 floors to itself, PRIMARY BATH WATER FALL SHOWER, WALKIN HER'S and HER CLOSETS:) Morning Coffee on the ROOFTOP deck while enjoying views of the Puget Sound. Fee-simple. YOU OWN YOUR LAND. RapidRide C Line Transit 1/2 BLOCK AWAY. *2%-1% RATE buy down options for financing. *Lender PAID 1% first-year rate buy down or 1% BUYER CLOSING CREDIT FROM LENDER -ENJOY THE DREAM AND THE PAYMENT- (Middle unit-No parking spot)

6318 41st Avenue SW Unit #C3, Seattle

Listing Broker: Keller Williams Eastside; Haruichi Bearden; 425-285-3200; 1haruichi@gmail.com

4119 SW Kenyon Street, Seattle
$675,000
2 Beds ⋅ 1 Baths ⋅ 2586148 MLS ⋅ ACTIVE Status
Classic West Seattle charm with a fresh new feel. Tucked into the heart of Gatewood, this inviting 2-bedroom, 1-bath home captures the warmth and character of a classic Seattle home, with several recent improvements that refresh the home while preserving its original character. Freshly painted inside and out, the home features new LVP flooring throughout the main level, an updated bathroom, newer roof, and brand-new carpet in the basement. The kitchen opens to a delightful deck overlooking a large, private backyard; a wonderful spot for morning coffee, summer dinners, or relaxing outdoors. The basement offers additional living space with room for a home office, bonus room, hobby space, or whatever suits your needs. Vintage details, natural light, and a welcoming layout give this home the kind of character that makes classic West Seattle homes so special. Enjoy life in the highly desirable Gatewood neighborhood, with parks, coffee shops, dining, shopping, and local favorites just minutes away.

4119 SW Kenyon Street, Seattle

Listing Broker: Berkshire Hathaway HS NW; Ellie Zimmerman; 760-208-5727; elliez@bhhsnw.com

4512 SW Director Place, Seattle
$799,000
3 Beds ⋅ 2 Baths ⋅ 2582636 MLS ⋅ ACTIVE Status
This is your opportunity to live in the much-desired Fauntleroy neighborhood of West Seattle, within walking distance of restaurants, shops, the Fauntleroy Ferry, and Lincoln Park. This beautiful home features fresh interior and exterior paint, new engineered flooring and carpeting, new wall plates, switches and outlets, and a freshly cleaned roof. The main level offers a spacious living room with three large windows that fill the space with natural light, a formal dining room with sliding glass door access to the large patio, and a generously sized kitchen with room for a breakfast table. The spacious primary bedroom also features sliding glass door access to the patio, a large walk-in closet, and an ensuite bathroom with a large walk-in shower. Upstairs are two additional bedrooms, including an exceptionally spacious bedroom that can accommodate a king-size bed and features its own walk-in closet. The main bathroom has a separate room with the bath/shower and toilet, plus a separate dual-sink vanity area. Two large hallway closets provide additional storage, while a skylight fills the upstairs with natural light. Situated on a quiet, semi-private street, the home is surrounded by beautiful evergreen trees for a true Pacific Northwest feel. A wood-fenced backyard provides privacy and outdoor space, and an attached one-car garage adds convenience. This is a rare opportunity to enjoy a beautiful home in one of West Seattle’s most desirable neighborhoods.

4512 SW Director Place, Seattle

Listing Broker: Berkshire Hathaway HS NW; Mayra Silbaugh; 425-367-3748; mayrasilbaugh@bhhsnwre.com

8018 45th Avenue SW, Seattle
$2,395,000
4 Beds ⋅ 5 Baths ⋅ 2584257 MLS ⋅ ACTIVE Status
A striking expression of modern luxury in West Seattle’s coveted Lincoln Park neighborhood. This brand-new 3,823 SF custom residence offers 4 bedrooms, 3.5 baths and an exceptional level of design, craftsmanship and finish. Floor-to-ceiling windows frame captivating views while flooding the interiors with natural light. A dramatic floating staircase, private elevator, custom built-ins and rich hardwood floors elevate the open-concept design. The showpiece chef’s kitchen features floor-to-ceiling custom white oak cabinetry, premium stainless appliances, quartz slab backsplash and an oversized waterfall island designed for effortless entertaining. The expansive primary retreat captures stunning views and offers a spa-inspired 5-piece bath with heated tile floors, dual vanities, freestanding soaking tub and custom walk-in closet. Heated tile floors throughout all baths add another layer of luxury. A flexible lower level offers potential for an ADU, guest quarters or private retreat. Crowned by an incredible rooftop deck showcasing sweeping views, this home also features extended parking and an EV-ready 2-car garage. An extraordinary new construction opportunity just minutes from Lincoln Park and the best of West Seattle.

8018 45th Avenue SW, Seattle

Listing Broker: Kronos Real Estate; Roman Shulyak; 253-583-6494; roman@kronosgroupre.com

6325 42nd Avenue SW, Seattle
$675,000
2 Beds ⋅ 2 Baths ⋅ 2574528 MLS ⋅ ACTIVE Status
Classic charm meets fresh updates in this inviting West Seattle bungalow! This well-loved 1950s home is revitalized and ready for its next chapter. Step inside to the cozy living room with a classic fireplace feature and large windows that fill the home with natural light and highlight the beautiful original oak hardwood floors. A generous primary bedroom and secondary bedroom feature built-in closet organizers and lots of natural light, allowing you to create a cozy, organized space. The finished basement may surprise you, adding valuable flexibility with brand-new LVP flooring, new carpet, a second living room, a second bathroom, and plenty of bonus space for whatever fits your lifestyle. Step outside to a welcoming front yard with raised garden beds, a newly built retaining bed, and a manageable lawn—perfect for enjoying a little outdoor space without the upkeep of a large yard. Convenient parking includes a garage and dedicated driveway. Located just a short walk from the shops, restaurants, and neighborhood amenities of Morgan Junction, with mass transit only a block away. Updated electrical and mini-splits with A/C add modern comfort and peace of mind. Fully inspected and move-in ready—come see what makes this home so special!

6325 42nd Avenue SW, Seattle

Listing Broker: SCOUT; Rebecca Ross; 206-659-1599; rebecca@scoutrealestate.com

6016 California Avenue SW Unit #D, Seattle
$699,500
3 Beds ⋅ 2 Baths ⋅ 2583439 MLS ⋅ ACTIVE Status
Corner unit townhome with sweeping views in Morgan Junction! With just one shared wall, abundant natural light, A/C, plenty of storage, EV ready parking & a fully fenced backyard this is not your typical townhome. Enter into the great room with an open kitchen, breakfast bar, & living space, seamlessly flowing to the second entrance and the zen, uniquely private fenced patio. The second floor has two comfortable bedrooms & full bath w/ heated floors. Stunning top floor master suite with a primary bath, rain shower, walk-in closet & its own deck leading up to the roof top patio and sweeping views of Olympic Mountains and Puget Sound + endless sunsets. And the location? Unbeatable. Less than a block to everything you need or want including: grocery, gyms, bars, restaurants, coffee shops & transit. Newly painted, professionally cleaned, & quality Built Green construction in a quiet pocket of West Seattle’s most desirable neighborhood w/ no HOA? Come take a look, this won’t last long.

6016 California Avenue SW Unit #D, Seattle

Listing Broker: COMPASS; Michael Haas; 408-439-7873; Michael.Haas@compass.com

6534 42nd Avenue SW Unit #B, Seattle
$925,000
3 Beds ⋅ 3 Baths ⋅ 2583891 MLS ⋅ ACTIVE Status
MORE than a deeply loved & beautiful home - this is a rare combination of privacy, comfort, and quintessential West Seattle living; thoughtfully reimagined & crafted for the way life is lived. Tucked at the end of a quiet alley in Gatewood, this 1890sf Built Green (4-star) end-unit offers exceptional tranquility, designer living, & true independence—w/ no HOA dues. Radiant floor heating provides gentle warmth on crisp Northwest mornings, while air conditioning ensures comfortable summer living. Luxury plank flooring flows throughout the light-filled interiors. Flexible floor plan offers 1 bed/bath on the bottom floor with 2/1 on top. The beautifully updated kitchen centers around a substantial island topped w/ honed soapstone, complemented by open shelving, updated/new stainless appliances, & walk-in pantry w/ matching soapstone countertops. The top floor’s 2025-renovated primary suite delivers a boutique-hotel feel, featuring a private spa bath w/ dual marble sinks & Kohler 3-showerhead system, including ceiling-mounted rainfall. Lower-level bed & adjacent full bath offer flexibility for guests, studio, or executive office & direct access to the private back yard. Outside, enjoy a fully fenced garden patio & side yard—perfect for summer gatherings or quiet evenings under the string lights. 10 minute walk to Lincoln Park & short drive to Alki/Alaska Junction. Situated in the heart of the Morgan Junction enjoy dining, grocery, coffee shops and bakeries at your fingertips!

6534 42nd Avenue SW Unit #B, Seattle

Listing Broker: RE/MAX Northwest; William Sears; 206-251-5670; willsears@remax.net

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