98121 Homes with FHA Terms

98121 Homes with FHA Terms

Welcome to the vibrant and dynamic neighborhood of 98121, nestled in the heart of Seattle, Washington! This zip code boasts a unique blend of urban sophistication and natural beauty, making it one of the most sought-after areas in King County. Here, residents enjoy breathtaking views of the iconic Seattle skyline, the majestic Space Needle, and the stunning waters of Puget Sound.

The 98121 area is characterized by its modern architecture and diverse housing options, from sleek condominiums to charming lofts. With a plethora of amenities at your fingertips, including trendy restaurants, boutique shops, and cultural attractions, life in this bustling neighborhood is nothing short of exhilarating. Residents can easily explore the nearby waterfront, take leisurely strolls through Pike Place Market, or indulge in the vibrant nightlife that Seattle has to offer.

For prospective homeowners, the availability of FHA financing options in 98121 makes this area even more appealing. With FHA terms, first-time buyers and those looking to invest in real estate can benefit from lower down payment requirements and flexible credit standards. This opens the door for many to experience the joys of homeownership in a thriving urban environment.

Whether you’re drawn to the lively atmosphere or the stunning views, 98121 offers a unique living experience that captures the essence of Seattle. Explore your options today and discover the perfect home in this remarkable neighborhood!

Newest 98121 Homes with FHA Terms

2717 Western Avenue Unit #8014, Seattle
$440,000
1 Beds ⋅ 1 Baths ⋅ 2590993 MLS ⋅ ACTIVE Status
Experience the best of Belltown living from this stylish 8th-floor residence at The Klee, perfectly positioned to enjoy some of Seattle’s most iconic views and destinations. Soaring ceilings and an open kitchen and living area create a bright, spacious feel, while expansive windows frame views toward Puget Sound, the Great Wheel, Lumen Field and T-Mobile Park. The well-designed one-bedroom, one-bath floor plan offers an easy, comfortable retreat in the heart of the city. The Klee is a pet-friendly community with a strong HOA and an impressive collection of amenities, including concierge service, fitness center, guest suite, outdoor courtyard and patio, secure garage parking with EV charging available, and additional storage. With no rental cap, the home also offers wonderful flexibility for the future. Step outside and enjoy effortless access to Seattle’s newly transformed waterfront, Olympic Sculpture Park, Pike Place Market, restaurants, coffee shops, entertainment and everything that makes downtown living so vibrant. Leave the car in the garage and explore the city on foot, or simply stay home and take in the front row Seattle views.

2717 Western Avenue Unit #8014, Seattle

Listing Broker: Windermere West Metro; Michael Mallagh; 206-501-5600; mallagh@windermere.com

2929 1st Avenue Unit #1106, Seattle
$450,000
1 Beds ⋅ 1 Baths ⋅ 2588109 MLS ⋅ ACTIVE Status
Perched on the 11th floor in the heart of Belltown, this light-filled corner-style home pairs gorgeous water views with the best of urban living. Floor-to-ceiling windows wrap the open living area, where a gas fireplace anchors the room and sliding doors open to a private balcony with water and city views. Premium hard flooring flows throughout. One assigned parking space in the secure garage is included, an incredible perk in the heart of downtown + a private storage unit for extra convenience. The kitchen features quartz counters, a mosaic tile backsplash, stainless steel appliances including a gas range, pendant lighting, and an eating bar that's perfect for casual dining or entertaining. The spacious bedroom enjoys its own wall of windows and built-in shelving, and the bath offers a soaking tub with tiled surround. In-unit stacked washer and dryer add everyday convenience. Resident amenities are impressive: fitness center, hot tub, sauna, a comfortable club room with full kitchen, a landscaped courtyard with water feature, and a rooftop terrace with lounge seating and sweeping Sound and Space Needle views. The grand lobby with fireplace sets a welcoming tone. Steps from Olympic Sculpture Park, the waterfront, Pike Place Market, and Belltown's restaurants, cafes, and nightlife. Easy access to South Lake Union, downtown, and the Seattle Center. Walk to nearly everything! Come see it today. *1% 1 Year Free Rate Buydown for Buyers w/ Preferred Lender*

2929 1st Avenue Unit #1106, Seattle

Listing Broker: Every Door Real Estate; Benjamin Hackett; 206-681-0706; benh@everydoorrealestate.com

121 Vine Street Unit #1404, Seattle
$448,980
1 Beds ⋅ 1 Baths ⋅ 2589200 MLS ⋅ ACTIVE Status
Experience elevated urban living with sweeping Puget Sound, Elliott Bay, and Olympic Mountain views from this beautifully updated condo in Arbor Place Tower. Perfectly positioned between Downtown Seattle and Belltown, this light-filled home offers northwest exposure, a private view deck, new kitchen appliances, new windows, an A/C port, and an open-concept layout designed to maximize the incredible scenery. The spacious bedroom captures the same stunning views, while in-unit laundry adds everyday convenience.Enjoy resort-style amenities including 24-hour concierge, four rooftop view decks with BBQs and entertaining spaces, indoor pool, hot tub, sauna, fitness center, owner's lounge, guest suite, secure garage parking, and additional storage. Pet-friendly with no rental cap, making it ideal as a primary residence, second home, or investment property. Just moments from Pike Place Market, the waterfront, world-class dining, shopping, entertainment, and transit.

121 Vine Street Unit #1404, Seattle

Listing Broker: RE/MAX Northwest; Laura M. Ford; 206-380-8700; laura@laura-ford.com

2510 6th Avenue Unit #1403, Seattle
$599,950
1 Beds ⋅ 1 Baths ⋅ 2578208 MLS ⋅ ACTIVE Status
Live at the center of Seattle with panoramic city and water views, modern interiors, and an impressive collection of amenities. Floor-to-ceiling windows bring abundant natural light into the residence, highlighting beautiful wood flooring and a contemporary kitchen with sleek cabinetry and a spacious island. The private balcony extends the living space outdoors while offering elevated views of the surrounding city. Residents enjoy an exceptional rooftop terrace with sweeping Space Needle and Elliott Bay views, outdoor lounge and dining areas, BBQ stations, and spaces to relax or entertain. The expansive fitness center features a wide range of equipment surrounded by dramatic city and water views, while additional resident lounge and amenity spaces add everyday convenience. From this central downtown location, enjoy easy access to Seattle's restaurants, shopping, entertainment, waterfront destinations, and major urban attractions—all while returning home to a sophisticated retreat above the city. Common Property Features: Theatre Room, Co-working/Teleworking Space, Yoga/group Exercise Room (3rd Floor amenity)

2510 6th Avenue Unit #1403, Seattle

Listing Broker: Real Broker LLC; Dustin Comey; 425-585-8025; dustin@veteranteam.us

2033 2nd Avenue Unit #1507, Seattle
$850,000
1 Beds ⋅ 2 Baths ⋅ 2572199 MLS ⋅ ACTIVE Status
Perched high above in the southeast corner of Cristalla, this spacious 1-bedroom, 2-bathroom home is a stunner! Floor-to-ceiling windows frame spectacular city views and bathe the home in natural light, while the open layout flows seamlessly for gatherings large and small. The chef's kitchen offers high-end finishes & appliances, including a dual-fuel range, built-in Miele coffee maker and steam oven, slab granite countertops, and a breakfast bar. The wet bar with wine fridge makes hosting effortless. A dedicated office nook offers the perfect work-from-home setup without sacrificing living space, while a private balcony invites you to enjoy fresh air and city views. The home also includes two secure, EV-equipped parking spaces, a private storage unit, and a dedicated wine locker in the building's wine cellar for added convenience. Residents enjoy world-class building amenities, including 24-hour concierge service, a lounge, a private 12-seat movie theater, a fully equipped fitness center, a hot tub and sauna, a dog run, and a stunning rooftop terrace showcasing panoramic views of the Space Needle and Elliott Bay. Great Belltown location, close to Pike Place Market, the newly revitalized waterfront, South Lake Union, and more. Investor-friendly building with no rental cap in place.

2033 2nd Avenue Unit #1507, Seattle

Listing Broker: KW Greater Seattle; Matt Warmack; ;

2125 Western Avenue Unit #3, Seattle
$795,000
2 Beds ⋅ 2 Baths ⋅ 2555185 MLS ⋅ ACTIVE Status
Experience exceptional urban living in this rare two-bedroom townhouse-style residence in the heart of downtown Seattle. Perched on the top floor of the boutique Western Triangle Building, this unique home showcases breathtaking, unobstructed views of Puget Sound, the Olympic Mountains, the Seattle waterfront, Waterfront Park, and the ever-changing parade of Washington State ferries. Ideally located just moments from Pike Place Market, acclaimed restaurants, shopping, the waterfront, and countless downtown attractions, you'll enjoy the convenience of having some of Seattle's most iconic destinations just outside your door. The secure Western Triangle building offers controlled key-access entry, a gated parking garage, and secure access to the top-floor residence for added peace of mind. With only three residential homes in the building, this unique setting provides a quiet and private atmosphere rarely found in the city. A neighborhood coffee shop on the ground floor adds to the convenience and charm of this exceptional location. Whether you're looking for a full-time residence or an ideal city retreat, this distinctive home offers an extraordinary opportunity to enjoy iconic Seattle views, modern convenience, and an unmatched downtown lifestyle.

2125 Western Avenue Unit #3, Seattle

Listing Broker: Windermere Bellevue Commons; Amy Adams; ; amyadams@windermere.com

2801 1st Avenue Unit #208, Seattle
$505,000
1 Beds ⋅ 1 Baths ⋅ 2559703 MLS ⋅ ACTIVE Status
Remodeled to the studs in 2014 this lovely condo boasts a 200 SF private terrace with views of Puget Sound. Large living area W/dining alcove that opens to view terrace. Newer marble fireplace with custome mantel and remote thermostat that keeps the room temperature desired. Bedroom has walk in customized closet plus a 2nd custom closet for his & hers. Gorgeous bath W/tiled walk in shower, duel sinks & storage cabinetry galore! New Reorganized custom Kitchen features designer glass Bistro bar, upscale appliances plus 11 feet of new custom cabinetry includes pantry, dish cabinets, computer garage, printer cupboard, file drawers, bar and more! Oversized parking spot is large enough for auto and motorcycle. Condo Amenities incl, 24 hour concierge, Gym, Spa , Conference room for meetings, and Club Rm. Minutes to Sculpture Park, Seattle Center, Waterfront Park, Gerrries, Pike Mkt & all urban lifestyle has to offer! You will love living here

2801 1st Avenue Unit #208, Seattle

Listing Broker: CENTURY 21 North Homes Realty; Joan Marie Furlong; 206-999-1814; seattlecondospecialist@gmail.com

910 Lenora Street Unit #S307, Seattle
$539,900
1 Beds ⋅ 1 Baths ⋅ 2548017 MLS ⋅ ACTIVE Status
Beautiful 1bd/1ba, plus den/office condo in the heart of SLU! Rare southwest facing, corner unit with an open concept design and natural light-filled living areas framed by large picture windows among the treetops. Elegant Brazilian Cherry floors, SS appliances, two-sided gas fireplace, and private balcony off den create a warm and inviting spaces. Spacious main bedroom with sliders and balcony. Storage & laundry in unit. Enjoy 5-star amenities including concierge, security, fitness center, spa, sauna, game room, 12-seat theater, guest suite, and rooftop garden lounge. Includes 1 garage parking and storage (don't miss the *DC Level 3 EV car charging!). Perfect 100 Walk Score—Steps to 2200 Westlake retail plaza with Whole Foods & shops, and to Amazon, Facebook & Google.

910 Lenora Street Unit #S307, Seattle

Listing Broker: Skyline Properties, Inc.; Jim Pullin; 206-429-5382; jim@realestatejim.com

121 Vine Street Unit #505, Seattle
$485,000
2 Beds ⋅ 2 Baths ⋅ 2551814 MLS ⋅ ACTIVE Status
Make this Belltown corner condo your own, with a Seller-Paid Buyer Credit to help with closing costs. Welcome to Arbor Place Tower #505, an east-facing, 2-bedroom, 1.75-bath home with more than 1,090 square feet, natural light, a practical layout, in-unit laundry, secure garage parking and additional storage. The interior is ready for your choice of flooring, finishes and colors, so you can create a space that reflects your style. Enjoy secure access, 24-hour concierge service, a rooftop deck with city views, indoor pool, sauna and fitness center. Step outside to Belltown dining and coffee shops, with the waterfront, Pike Place Market, Olympic Sculpture Park, Seattle Center and downtown employers nearby. FHA approved with no rental cap. Explore the space, consider the possibilities and make your move downtown.

121 Vine Street Unit #505, Seattle

Listing Broker: KW Greater Seattle; Bruce Johnston; 206-484-3059; brucejohnston@kw.com

425 Vine Street Unit #701, Seattle
$399,000
1 Beds ⋅ 2 Baths ⋅ 2548295 MLS ⋅ ACTIVE Status
Perched on the top floor of Montreux in the heart of Belltown, this furnished loft-style condo offers a rare blend of city lifestyle, iconic views, and investment flexibility. Soaring ceilings and abundant natural light make the home feel open and inviting, while the private deck frames a standout Space Needle view—an unforgettable backdrop whether you are enjoying your morning coffee, hosting guests, or winding down after a day in the city. The efficient open layout features a comfortable main living area, a lofted bedroom that adds separation and character, 1.5 baths, and the convenience of in-unit laundry. Offered furnished, the home provides a turnkey opportunity for a buyer seeking a stylish in-city retreat, pied-à-terre, full-time residence, or investment property. Currently used as a short-term rental, this condo is well positioned for buyers looking for flexible use in one of Seattle’s most walkable and recognizable neighborhoods. Enjoy easy access to Seattle Center, Climate Pledge Arena, South Lake Union, the waterfront, Pike Place Market, restaurants, cafés, nightlife, shopping, and transit. A reserved garage parking space adds valuable convenience in the middle of the city. With its top-floor setting, Space Needle view, furnished presentation, and flexible rental potential, this Belltown loft is a compelling opportunity in a prime urban location.

425 Vine Street Unit #701, Seattle

Listing Broker: Shiloh Street; Kevin Shaw; 425-273-6955; kevinshaw@kshawre.com

2600 2nd Avenue Unit #302, Seattle
$410,000
1 Beds ⋅ 1 Baths ⋅ 2544862 MLS ⋅ ACTIVE Status
Experience the best of urban living at Seattle Heights Condominiums! This light-filled, exceptionally spacious 1-bed, 1-bath with 2 balconies. This home offers an impressive 765 square feet of open-concept living. Featuring a thoughtful, highly accessible ADA layout with wide 33.5" doorways, the floor plan flows effortlessly from room to room. Enjoy a true all-inclusive lifestyle with premium building amenities, including a 24-hour concierge, indoor pool, sauna, fitness center, and rooftop terraces boasting views of the Space Needle. The unit comes complete with secure parking, a private EV charger, and dedicated space for a bike rack. Pet-friendly with no rental cap, this oversized condo is a phenomenal primary residence or investment opportunity. Live just moments away from Pike Place Market, the waterfront, and Climate Pledge Arena!

2600 2nd Avenue Unit #302, Seattle

Listing Broker: COMPASS; Nicole Ji; 206-353-2146; nicole.ji@compass.com

2021 1st Avenue Unit #C4, Seattle
$1,350,000
2 Beds ⋅ 2 Baths ⋅ 2541656 MLS ⋅ ACTIVE Status
Perched majestically above the iconic Pike Place Market, this sophisticated 1,581-square-foot, dual-level condo at Market Place North represents the pinnacle of refined urban living. Beautifully reimagined and masterfully remodeled by the current owner, 2021 1st Avenue #C4 boasts soaring vaulted ceilings and rich hardwood flooring throughout an open-concept layout, now anchored by a sleek alcohol-burning fireplace insert that adds warmth and ambiance without the need for venting. The expansive living spaces flow seamlessly to a private, west-facing terrace—enhanced with premium outdoor heaters for year-round alfresco entertaining while taking in panoramic, front-row vistas of Elliott Bay sunsets. The thoughtful floor plan features a loft office space and an upper-level primary suite along with a second bedroom, both elevated with custom-designed California Closets to maximize storage and organization and double windows for soundproofing. Modern, high-end conveniences include central air conditioning, a secure assigned garage parking space (Space #87) with a Level 2 EV-ready outlet, and a private storage room (#32). Delivering an elite downtown lifestyle, this premier full-service building offers concierge services, an on-site manager, and a secure resident gate opening directly onto historic Post Alley—granting immediate access to world-class dining, boutique shopping, and the redefined Seattle waterfront.

2021 1st Avenue Unit #C4, Seattle

Listing Broker: RE/MAX Eastside Brokers, Inc.; Andres Atencio; 206-412-5593; a_atencio@comcast.net

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