98108 Homes with Conventional Terms

Welcome to the vibrant 98108 zip code, nestled in the heart of Seattle, Washington! This dynamic area is part of King County and is known for its rich blend of cultures, community spirit, and convenient access to the best that Seattle has to offer.

The 98108 zip code encompasses several neighborhoods, including Rainier Valley and Beacon Hill, each brimming with unique charm and character. Residents enjoy a diverse array of local eateries, parks, and shops, making it a perfect place for families, young professionals, and anyone looking to immerse themselves in Seattle's lively atmosphere.

When it comes to housing, the 98108 area offers a variety of options that cater to different lifestyles and budgets. You’ll find homes that qualify for conventional financing, making it easier for buyers to secure their dream property. Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious family home, this zip code has something for everyone.

Additionally, the area boasts excellent public transportation options, ensuring that commuting to downtown Seattle or exploring the surrounding neighborhoods is a breeze. With its close-knit community vibe, beautiful parks, and vibrant local culture, 98108 is not just a place to live; it’s a place to thrive.

Explore the possibilities in 98108, where your dream home awaits amidst the stunning backdrop of Seattle!

Newest 98108 Homes with Conventional Terms

$659,950

3 Beds ⋅ 2 Baths ⋅ 2600620 MLS ⋅ ACTIVE Status

A RARE SEATTLE OPPORTUNITY—TWO PARCELS, ONE INCREDIBLE PROPERTY! Discover the charm of this 3-bedroom, 2-bath Victorian in South Park, offered with a separate 3,400 SF legal vacant lot for over 9,300 SF of combined land. Whether you're looking for a place to call home, room to grow, or an opportunity to explore future development, this property delivers exceptional versatility. The additional parcel features alley access and nearby utilities, offering exciting possibilities for future use. The home welcomes you with spacious living areas, classic character, and a partially finished basement. Outside, enjoy a fully fenced yard, mature fruit trees, garden space, chicken coop, detached tandem garage/workshop, and generous off-street parking. Explore potential ADU/DADU opportunities, create an expansive outdoor retreat, or simply enjoy the freedom of owning two separate parcels in the city. Conveniently located near Georgetown, SoDo, and Downtown Seattle. Two parcels. One purchase. Endless possibilities. Offered at $659,950!

1010 S Director Street, Seattle

Listing Broker: CENTURY 21 North Homes Realty; Greg Gai; 425-298-3425; GGai@c21nhr.com

$699,000

4 Beds ⋅ 4 Baths ⋅ 2599595 MLS ⋅ ACTIVE Status

Welcome to Mount Baker living at its best! Tucked into a peaceful corner of this charming townhome community, this spacious 3-bedroom, 3.5-bath home offers room to spread out and enjoy city life. Fresh paint and updated flooring give the home a refreshed feel, while the generous kitchen with walk-in pantry makes cooking and entertaining a breeze. Step outside onto the spacious deck for morning coffee or evening gatherings, and enjoy downtown Seattle views from the upper level. Love to garden? This community even has its own private P-Patch! An attached garage and outdoor space add everyday convenience. With light rail, neighborhood restaurants, shopping, I-90, and downtown Seattle just minutes away, you can enjoy the best of both worlds urban excitement and a peaceful place to call home!

4001 31st Avenue S, Seattle

Listing Broker: John L Scott RE West Seattle; Patti Hill; 206-799-7905; pattihill@johnlscott.com

$899,950

6 Beds ⋅ 4 Baths ⋅ 2599003 MLS ⋅ ACTIVE Status

This newly remodeled 6-bedroom, 3.5-bath residence delivers the crisp, clean feel of new construction. Fresh interior paint, durable LVP flooring, and new lighting fixtures and door knobs set a cohesive, modern tone throughout. At the heart of the home, the open kitchen features brand-new white shaker cabinets and sleek quartz countertops that extend seamlessly into every bathroom. Stainless steel appliances anchor the space, highlighted by a brand-new range/oven and microwave, all centered around a functional peninsula countertop. A convenient powder room completes the main floor. The generous layout offers six well-proportioned bedrooms alongside a versatile flex room ready to serve as a private den, home office, or extra storage. The private primary suite functions as a true retreat with a walk-in closet and an ensuite bath featuring a frameless glass shower, a deep soaking tub, and a double-sink vanity. Two additional full bathrooms accommodate guests with ease. The lower level expands your everyday living space, opening via a sliding glass door directly to the outdoors. Step out to a backyard fully covered by a concrete patio, designed for low-maintenance entertaining in any weather. Whole-home central air conditioning ensures absolute comfort no matter the season. Minutes to Beacon Hill light rail station, freeway, bus stops, grocery shopping, restaurants.

6431 24th Avenue S, Seattle

Listing Broker: TEC Real Estate Inc.; Richard L Chan; 206-949-5595; richardlkchan@gmail.com

$529,000

2 Beds ⋅ 2 Baths ⋅ 2598361 MLS ⋅ ACTIVE Status

Standalone new construction cottage offering the perfect combination of modern farmhouse design and an unbeatable location near downtown. Finishes throughout the home were selected for both style and durability. The light-filled, open-concept main level features light-hued hardwood floors and a spacious kitchen with premier stainless-steel appliances, custom cabinetry, and an expansive island. Dedicated yard space offers the opportunity to create a fully fenced outdoor retreat, ideal for gardening, entertaining, or simply enjoying the outdoors. A convenient powder room completes the main level. Upstairs, two bedrooms are joined by a spa-like bath and conveniently located laundry. A standout feature is the additional 97-square-foot loft space, offering valuable flexibility for a home office, creative retreat, reading nook, or additional storage. Smart storage is thoughtfully incorporated throughout the floor plan, while energy-efficient systems include mini-splits. South Park offers a palpable sense of community, vibrant cultural energy, nearby parks, and a community garden. Buyer incentives may be available, and eligible buyers may also qualify for down payment assistance programs. Buyer package, seller incentives, and down payment assistance grants available.

503 S Henderson Street, Seattle

Listing Broker: Windermere RE Greenwood; Junior Torres; 206-854-5596; junior@windermere.com

$499,500

2 Beds ⋅ 2 Baths ⋅ 2598407 MLS ⋅ ACTIVE Status

Standalone new construction cottage offering the perfect combination of modern farmhouse design and an unbeatable location near downtown. Finishes throughout the home were selected for both style and durability. The light-filled, open-concept main level features light-hued hardwood floors and a spacious kitchen with premier stainless-steel appliances, custom cabinetry, and an expansive island. A glass door off the living room opens to the private back patio and fenced yard, creating an inviting setting for indoor/outdoor living, entertaining, and everyday enjoyment. A convenient powder room completes the main level. Upstairs, two bedrooms are joined by a spa-like bath and conveniently located laundry. A standout feature is the additional 97-square-foot loft space, offering valuable flexibility for a home office, creative retreat, reading nook, or additional storage. Smart storage is thoughtfully incorporated throughout the floor plan, while energy-efficient systems include mini-splits. South Park offers a palpable sense of community, vibrant cultural energy, nearby parks, and a community garden. Buyer incentives may be available, and eligible buyers may also qualify for down payment assistance programs. Buyer package, seller incentives, and down payment assistance grants available.

9004 5th Avenue S, Seattle

Listing Broker: Windermere RE Greenwood; Junior Torres; 206-854-5596; junior@windermere.com

$499,950

3 Beds ⋅ 2 Baths ⋅ 2598503 MLS ⋅ FIRST LOOK Status

Beautifully remodeled, light and bright home in West Seattle's South Park neighborhood. Hardwood floors. Tall ceilings. Newer roof and windows. The updated kitchen has a breakfast nook, butcher block countertops, and stainless appliances that stay. The large primary bedroom has double closets. The big basement works as storage or a shop, and two flex rooms are ready to become a media room, office, or play area. South side of parcel has approved building permits for 2 new homes which may be sold separately or as a package.

747 S Henderson Street, Seattle

Listing Broker: Specialty Real Estate Group; Adrian Chu; 206-483-0773; TeamAdrian@sregusa.com

$799,999

5 Beds ⋅ 2 Baths ⋅ 2598111 MLS ⋅ ACTIVE Status

Welcome home to this wonderful property in the Beacon Hill neighborhood. This home has been completely remodeled featuring 5 bedrooms and 2 full bathrooms. The lower level includes a full kitchen and offer an excellent potential for a MIL suite. You will find many modern finished throughs this updated property in addition to the flexible living spaces and ample parking. It is conveniently located close to dining, shopping, and commuter routes. This home is move in ready FOR YOU!

5908 Beacon Avenue, Seattle

Listing Broker: Better Properties NW; Ben Lieurance; 253-255-8742; benlieurance@icloud.com

$295,000

1 Beds ⋅ 1 Baths ⋅ 2597901 MLS ⋅ ACTIVE Status

Brand new construction FHA approved! Ground floor condo overlooking the courtyard - only home with this floor plan. Courtyard community setting off of tree lined South Sullivan Street. Large windows and soaring ceilings fill the home with natural light. Designer finishes throughout with hard surface flooring, Bellmont cabinets, quartz countertops, top-tier stainless appliances and more. Stay cool with efficient mini-split A/C on the main floor and in every bedroom. Perfect balance of tucked-in privacy and yet steps away from favorite restaurants and cafes, library, and skate park. Easy transit to Downtown Seattle, Burien and Sea-Tac airport. Quick hop onto multiple freeways. Ask broker about financing incentives up to $17,500 provided by the preferred lender. EV parking available for purchase.

807 S Sullivan Street Unit #B, Seattle

Listing Broker: Specialty Real Estate Group; Adrian Chu; 206-483-0773; TeamAdrian@sregusa.com

$599,000

3 Beds ⋅ 3 Baths ⋅ 2597502 MLS ⋅ ACTIVE Status

50K Price Improvement! Detached and set at the back of a quiet 6-unit enclave, this nearly-new townhome sits on one of South Park's dead-end streets, private and tucked away, with secure garage & EV charger. Built green (4-Star certified), it lives like a single-family home, with NO shared walls & minimal HOA dues. Step inside to tall ceilings, windows that maximize light, yet offer complete privacy, with an open-concept kitchen, dining, & living room + adjacent half bath. Double sliding glass doors bring the outside in, yet the fully fenced backyard offers true solitude, with serene plantings amidst the low-maintenance pea gravel yard, where you'll enjoy easy mornings and quiet evenings. Upstairs, the primary suite carries that same privacy, with its own rooftop deck, wrapped in trees for a treehouse feel. The second floor features two additional bedrooms, a generous bathroom with separate toilet & shower room, & full laundry. And when it's time to head out, commuting is effortless, with HWY 99, 509, & I-5 are all just minutes away. Enjoy vibrant South Park's beloved local cafes, bars and restaurants, offering the walkable, diverse city living this neighborhood is known for.

731 S Southern Street Unit #6, Seattle

Listing Broker: Windermere Real Estate/East; Amy Alpeza; 206-601-5041; amy@amyalpeza.com

$849,000

4 Beds ⋅ 3 Baths ⋅ 2597452 MLS ⋅ CONTINGENT Status

$10,000 buyer credit/buy down. Beautifully restored 4-bedroom 3-bathroom in Beacon Hill. Major renovation completed with permits with Effective Year Built of 2026 and includes new sewer line to the main. All new plumbing, electrical, insulation, doors, roof plus all new and efficient heating/cooling. Large, black framed windows fill the home with light. Elegant living room lends effortless style with floor to ceiling accent wall and cozy electric fireplace. Main-level living includes an oversized bedroom, full bath, chef's kitchen with ample storage, quartz counters, premium KitchenAid appliances plus a dining room ideal for long evenings. Upstairs is a true primary suite masterpiece designed for privacy and relaxation is complete with vaulted ceiling, views toward the bay and West Seattle Bridge, a spa-style bath, en-suite laundry loft, and a flexible space for studio, office, or lounge. Versatile lower level offers a separate entry, living room, two bedrooms, full bath, kitchenette, and stacked laundry — functioning almost like its own apartment. Outside, the lifestyle keeps giving: a spacious, fully fenced and gated yard, dedicated alley parking with EV charger completes the package. All appliances carry transferrable 3-year manufacturer warranty.

5402 20th Avenue S, Seattle

Listing Broker: The Preview Group; Anna Gabriadze; ; annasales@e-realestatepros.com

$599,000

3 Beds ⋅ 3 Baths ⋅ 2597018 MLS ⋅ ACTIVE Status

731 S Southern Street Unit #6, Seattle

Listing Broker: Windermere Real Estate/East; Amy Alpeza; 206-601-5041; amy@amyalpeza.com

$899,900

4 Beds ⋅ 4 Baths ⋅ 2596584 MLS ⋅ ACTIVE Status

Luxury New Construction! Beautiful 4BR/3.5BA home with an open-concept floor plan, abundant natural light, and quality finishes throughout. Gourmet kitchen features stainless steel appliances, quartz countertops, a large island, and sleek modern cabinetry. Spacious primary suite with a private view deck, double vanity, and walk-in closet. Hardwood floors in main living areas; carpet only in select bedrooms and lower level. Low-maintenance flat-roof design, fully fenced yard, and off-street parking. Convenient location offering exceptional value compared to older homes. Move-in ready and priced significantly below current replacement cost—an outstanding opportunity for today's buyer!

5930 18th Avenue S, Seattle

Listing Broker: Skyline Properties, Inc.; Garwin Long; 206-930-3065; garwinlong@hotmail.com

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98108 Homes with Conventional Terms

Newest 98108 Homes with Conventional Terms

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