98107 Homes with FHA Terms

98107 Homes with FHA Terms

Welcome to the vibrant neighborhood of Seattle, Washington, nestled within the lively zip code 98107. This dynamic area is a treasure trove of charm, offering a unique blend of urban convenience and natural beauty. Located in King County, 98107 is home to the bustling Ballard and Crown Hill neighborhoods, where residents enjoy a rich tapestry of cultural experiences, outdoor activities, and culinary delights.

One of the standout features of this area is its proximity to the stunning Puget Sound and the scenic beauty of nearby parks, such as Golden Gardens and Discovery Park. Whether you're strolling along the waterfront or exploring the local farmers' market, there's always something to see and do. The vibrant local arts scene, eclectic shops, and diverse dining options make 98107 a perfect place for both families and young professionals.

For those considering homeownership, the availability of FHA financing terms in this area opens up exciting opportunities. Homes that qualify for FHA loans are often more accessible for first-time buyers or those looking to invest in their dream home without the burden of hefty down payments. With a variety of housing options, from charming bungalows to modern townhouses, 98107 caters to a wide range of preferences and budgets.

In conclusion, zip code 98107 is not just a place to live; it’s a community to thrive in. With its rich culture, stunning landscapes, and favorable financing options, it’s no wonder that so many are eager to call this vibrant Seattle neighborhood home. Discover the possibilities that await you in 98107 today!

Newest 98107 Homes with FHA Terms

6220 2nd Avenue NW, Seattle
$1,325,000
5 Beds ⋅ 4 Baths ⋅ 2591886 MLS ⋅ ACTIVE Status
Perched above a favorite Phinney Ridge block, this beloved Craftsman has been home to the same owners for 46 years, and it’s easy to see why they stayed. The west-facing sunroom invites slow mornings with coffee and a good book, while skylights and western windows fill the home with light, even on a cloudy day. Olympic Mountain views and sunsets are yours to enjoy year-round. Gorgeous hardwood and fir floors, rich wood trim, built-ins, and a wood-burning fireplace bring warmth and character throughout. The dining room is ready to host friends and loved ones, and the kitchen island is a natural gathering place as dinner comes together. French doors open to the deck and delightful gardens, where raspberries and vegetables can be picked fresh for the table. Two bedrooms and a full bathroom complete the main floor. Upstairs, the generous primary suite pairs vaulted ceilings and skylights with a walk-in closet, ¾ bath, and mountain views. Another spacious bedroom has its own half bath. Downstairs, a fifth bedroom, full bath, kitchen, and separate entrance offer flexible options for guests or extended stays, plus abundant storage for everyday life and all your PNW adventure gear. Enjoy strolls past neighborhood gardens and easy access to favorite shops and restaurants, Ken’s Market, the Phinney Neighborhood Center, Woodland Park Zoo, and Green Lake. Life on the Ridge doesn’t get better than this!

6220 2nd Avenue NW, Seattle

Listing Broker: Windermere Mercer Island; Brooke Davis; 206-851-0521; brooke@brookedavisrealestate.com

309 NW 52nd Street, Seattle
$1,199,000
3 Beds ⋅ 4 Baths ⋅ 2591477 MLS ⋅ ACTIVE Status
Another distinctive stand-alone, new-construction home with a heated 1-car garage by esteemed local builder Coombes Development! The custom design brings this home to light in a vibrant setting between Ballard’s lively brewery district and Fremont’s eclectic energy. Nestled in a private nook , it captures mountain and territorial views from the living room, primary bedroom, and rooftop deck perfect for outdoor entertaining. A spectacular chef’s kitchen with a generous island anchors the light-filled living and dining spaces. Upstairs, unwind in a spacious primary suite with a spa-inspired bath, alongside a second bedroom and full bath. An oversized lower-level bedroom doubles as a recreation or flex space, with direct access to a private backyard and patio. White oak engineered hardwoods, an Amazon Smart Home Hub, built-in speakers, and a whole-house ERV for continuous fresh air complete a home that’s as thoughtfully equipped as it is refreshingly individual.

309 NW 52nd Street, Seattle

Listing Broker: RE/MAX Metro Realty, Inc.; Jerry M. Allensworth; 206-240-6547; jerry_allensworth@icloud.com

261 NW 42nd Avenue, Seattle
$800,000
3 Beds ⋅ 2 Baths ⋅ 2591890 MLS ⋅ ACTIVE Status
Discover the ease of Fremont living in this thoughtfully designed new construction home. This residence puts the best of Fremont right outside your door. The main level offers an effortless flow between the living and dining areas, with a well-appointed kitchen featuring an eat-in space, abundant natural light, and essential appliances including a refrigerator, range, microwave, and dishwasher. Upstairs, two comfortable bedrooms include a spacious primary suite with a private bath, offering a peaceful retreat at the end of the day. Ductless mini-split heating and A/C provide year-round comfort, while durable cement board siding and a builder warranty offer added peace of mind. A dedicated parking pad adds everyday convenience. Ideally situated in the heart of Fremont, this home provides easy access to the Burke-Gilman Trail, parks, cafés, breweries, restaurants, and transit options, with Seattle’s best amenities just moments away. Modern comfort, thoughtful design, and an unbeatable Fremont location come together in this inviting new construction home.

261 NW 42nd Avenue, Seattle

Listing Broker: Keller Williams North Seattle; Bentley Pugh; 206-429-4735; transactions@urbanrepartners.com

2413 NW 59th Street Unit #E201, Seattle
$328,000
1 Beds ⋅ 1 Baths ⋅ 2590761 MLS ⋅ ACTIVE Status
Bright, open, and move-in ready! Located in the heart of vibrant Ballard, this immaculate corner-unit condo offers a thoughtfully designed open-concept layout filled with natural light. The generous dining area flows seamlessly into the spacious living room and well-appointed kitchen featuring stainless steel appliances, slab countertops, and ample cabinetry. Step onto your private covered balcony—perfect for morning coffee or relaxing after a busy day. The main living areas and bedroom feature beautiful hardwood flooring, creating a warm and timeless feel. The spacious full bath includes a beautifully tiled shower surround. Additional highlights include an in-unit washer and dryer, a covered parking spot, and HOA improvements completed in 2025, including new siding, roofs, windows, deck railings, and painting providing added value and peace of mind. Enjoy the best of Ballard living with trendy cafés, restaurants, craft breweries, boutiques, parks, and the Ballard Locks nearby. Convenient access to Downtown Seattle, Fremont, and Golden Gardens makes this an exceptional place to call home or invest. No rental cap!

2413 NW 59th Street Unit #E201, Seattle

Listing Broker: WeLakeside; Angie Jin; 206-698-9321; angiejin539@gmail.com

2630 NW 58th Street Unit #Unit C, Seattle
$739,000
2 Beds ⋅ 2 Baths ⋅ 2590229 MLS ⋅ ACTIVE Status
NO HOA DUES! Experience the best of Ballard living in this stunning modern townhome where inside your home you experience style and privacy, while just outside your door awaits the active lifestyle you seek. Just three blocks from the Burke-Gilman Trail and Ballard Locks, you can run, bike or walk in minutes to Golden Gardens, Ballard’s celebrated dining and shopping, transit and everything else this vibrant neighborhood has to offer. Step inside to a light-filled two-story great room with custom steel railings, polished concrete floors and blonde oak hardwood flooring. Upstairs, the stylish kitchen features custom modern cabinets, quartz countertops & a Bertazzoni gas range for the chef. A convenient half bath completes the level. Two spacious bedrooms, with ample closet space and a bath on the 3rd floor. But the real showstopper is upstairs—a PRIVATE ROOFTOP DECK! Create your own outdoor living room, host friends, dine under the stars or simply unwind while taking in views of the Ship Canal to the south and Puget Sound. Attached, private 1-car garage but you don't even need a car in with a WALKSCORE of 91! Steps to the popular Sunday Farmer's Market, The Majestic Bay Theater, parks, pubs, cafes, shops, restaurants & great live music venues. This home is immaculately maintained! Just move in and enjoy! NO HOA DUES!

2630 NW 58th Street Unit #Unit C, Seattle

Listing Broker: KW Greater Seattle; Sharon O'Mahony; 206-465-8169; sharon@omahonyhomes.com

833 NW 64th Street, Seattle
$1,035,000
3 Beds ⋅ 2 Baths ⋅ 2585515 MLS ⋅ ACTIVE Status
Welcome home to this sweet combination of the ideal floorplan, high-end updating and the perfect West Woodland location. Step through the door and your first impression will be the open-concept floorplan that is a rarity in homes this vintage. Ideal flow allows you to move effortlessly from space to space. Rather than small, defined rooms, this home benefits from a greatroom concept that puts the majority of the square footage where you want it the most, in the living spaces. The spacious family room blends perfectly with the dining room which can easily accommodate a plus-sized table. Everyone knows that the kitchen is the heart of any home and this one is a real show stopper. High-end appointments adorn this space including a Fisher Paykel fridge, a Bosch dishwasher and a 5-burner Café GE range. Also upstairs find 2 generously-sized bedrooms and a primary suite that comes complete with a luxurious bathroom that will make your jaw drop. The surprises continue downstairs in the fully-finished basement. Use this space as a TV room, a home office, or maybe both! Regardless, you will really appreciate the additional bedroom and the remodeled full bath. Step outside where the private back yard benefits from the ideal southern exposure and offers plenty of room to relax, play and plant your garden. System updates include a new roof with seamless gutters, new vinyl windows, new gas forced air furnace, new electrical panel, and a new water line. Pre-inspected and ready to go!

833 NW 64th Street, Seattle

Listing Broker: Coldwell Banker Bain; Blair Mus; 206-849-0983; blairmus@cbbain.com

307 NW 52nd Street, Seattle
$1,339,000
4 Beds ⋅ 4 Baths ⋅ 2589807 MLS ⋅ ACTIVE Status
Anything but ordinary, this new-construction Seattle home showcases a custom floor plan unlike any other. Perched well above the street, it captures mountain and territorial views from the living room, primary bedroom, and rooftop deck—complete with built-in planter boxes for gardening and outdoor entertaining. Perfectly positioned between Ballard’s lively brewery district and Fremont’s eclectic energy, the home was thoughtfully crafted by esteemed local builder Coombes Development. The spectacular chef’s kitchen features a generous island and an impressive walk-in pantry with its own prep sink. Upstairs, three bedrooms include a spacious primary retreat, while ensuite guest quarters on the lower level provide privacy and flexibility. White oak engineered hardwoods, a built-in speaker system, and a whole-house ERV for continuous fresh air add comfort and distinction throughout. A front yard with patio and a heated one-car garage complete this truly unique home.

307 NW 52nd Street, Seattle

Listing Broker: RE/MAX Metro Realty, Inc.; Marc Mignogna; 206-355-8863; marc.mignogna@gmail.com

2247 NW 64th Street, Seattle
$945,000
3 Beds ⋅ 3 Baths ⋅ 2589482 MLS ⋅ ACTIVE Status
Experience the perfect blend of modern luxury and sustainable living in this meticulously maintained, Built Green STANDALONE home by Sage Homes. Tucked away from the street in the heart of Ballard, this like-new residence showcases exceptional craftsmanship, designer finishes, and an abundance of natural light through expansive windows. The open-concept main level features a chef-inspired kitchen with quartz countertops, stainless steel appliances, abundant cabinetry, and seamless flow into the spacious dining and living areas, highlighted by a cozy gas fireplace. The lower level offers two generously sized bedrooms with direct access to a fully fenced private patio and low-maintenance yard, creating an ideal indoor-outdoor living experience. Upstairs, retreat to the luxurious primary suite featuring soaring ceilings, a walk-through closet, and a spa-inspired ensuite bath, along with a versatile bonus space perfect for a home office and a conveniently located laundry room. The expansive rooftop deck captures breathtaking panoramic views of the Seattle skyline, including the iconic Space Needle and Mount Rainier, providing the perfect setting for entertaining or unwinding. Complete with central A/C, off-street parking, and a Walk Score in the 90s, this exceptional home offers the best of Ballard living, just moments from acclaimed restaurants, cafés, boutiques, parks, and neighborhood amenities. NO HOA!

2247 NW 64th Street, Seattle

Listing Broker: Rockhood; Monica Li; 206-592-7472; monica@rockhood.ai

307 NW 52nd Street Unit #B, Seattle
$699,000
2 Beds ⋅ 3 Baths ⋅ 2589273 MLS ⋅ ACTIVE Status
Privacy, sweeping views & brilliant natural light define this distinctive new-construction retreat. Set well above the street, the home captures mountain and territorial vistas, while the rooftop deck—with built-in planter boxes—offers an inviting setting for gardening and entertaining. Thoughtfully crafted by esteemed local builder Coombes Development, it is ideally positioned between Ballard’s vibrant brewery district and Fremont’s eclectic energy. The main level features an abundance of natural light creating an open, airy atmosphere blurring the lines between indoor and outdoor living. The massive primary retreat features an ensuite bath with dual sinks, while ensuite guest quarters on the lower level offer privacy and flexibility. White oak engineered hardwoods, a built-in speaker system, a whole-house ERV for continuous fresh air, and extra storage space bring comfort and thoughtful function throughout. A dedicated one-car parking pad with EV conduit already in place completes this private urban home.

307 NW 52nd Street Unit #B, Seattle

Listing Broker: RE/MAX Metro Realty, Inc.; Marc Mignogna; 206-355-8863; marc.mignogna@gmail.com

1430 NW 59th Street Unit #101, Seattle
$235,000
1 Baths ⋅ 2588789 MLS ⋅ ACTIVE Status
Welcome to easy living in one of Seattle’s most beloved neighborhoods. This move in ready Ballard studio condo is the cutest in town! Enjoy local charm near cafes, restaurants, shops, the year round farmers market, Golden Gardens, beaches, and easy access into downtown Seattle. The smart layout lives more like a one bedroom, with an open concept living area, spacious chef’s kitchen, counter seating, in unit laundry, and double pane windows. Fresh paint through out and new flooring, drywall, cabinets, countertops and light fixtures in the main living space makes the home feel clean and inviting. Low HOA dues add excellent value to this boutique 6 unit complex in a prime Ballard location. No special assessments and no rental cap. Love where you live!

1430 NW 59th Street Unit #101, Seattle

Listing Broker: COMPASS; Justin Bobson; 425-647-4165; Justin.bobson@compass.com

307 NW 52nd Street Unit #B, Seattle
$699,000
2 Beds ⋅ 3 Baths ⋅ 2587039 MLS ⋅ ACTIVE Status
Privacy, sweeping views & brilliant natural light define this distinctive new-construction retreat. Set well above the street, the home captures mountain and territorial vistas, while the rooftop deck—with built-in planter boxes—offers an inviting setting for gardening and entertaining. Thoughtfully crafted by esteemed local builder Coombes Development, it is ideally positioned between Ballard’s vibrant brewery district and Fremont’s eclectic energy. The main level features an abundance of natural light creating an open, airy atmosphere blurring the lines between indoor and outdoor living. The massive primary retreat features an ensuite bath with dual sinks, while ensuite guest quarters on the lower level offer privacy and flexibility. White oak engineered hardwoods, a built-in speaker system, a whole-house ERV for continuous fresh air, and extra storage space bring comfort and thoughtful function throughout. A dedicated one-car parking pad with EV conduit already in place completes this private urban home.

307 NW 52nd Street Unit #B, Seattle

Listing Broker: RE/MAX Metro Realty, Inc.; Marc Mignogna; 206-355-8863; marc.mignogna@gmail.com

307 NW 52nd Street, Seattle
$1,339,000
4 Beds ⋅ 4 Baths ⋅ 2587037 MLS ⋅ ACTIVE Status
Anything but ordinary, this new-construction Seattle home showcases a custom floor plan unlike any other. Perched well above the street, it captures mountain and territorial views from the living room, primary bedroom, and rooftop deck—complete with built-in planter boxes for gardening and outdoor entertaining. Perfectly positioned between Ballard’s lively brewery district and Fremont’s eclectic energy, the home was thoughtfully crafted by esteemed local builder Coombes Development. The spectacular chef’s kitchen features a generous island and an impressive walk-in pantry with its own prep sink. Upstairs, three bedrooms include a spacious primary retreat, while ensuite guest quarters on the lower level provide privacy and flexibility. White oak engineered hardwoods, a built-in speaker system, and a whole-house ERV for continuous fresh air add comfort and distinction throughout. A front yard with patio and a heated one-car garage complete this truly unique home.

307 NW 52nd Street, Seattle

Listing Broker: RE/MAX Metro Realty, Inc.; Marc Mignogna; 206-355-8863; marc.mignogna@gmail.com

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