98103 Homes with FHA Terms

98103 Homes with FHA Terms

Welcome to the vibrant and eclectic neighborhood of Seattle's 98103 zip code, where urban living meets natural beauty! Nestled in the heart of King County, this area is renowned for its stunning views of Lake Union and the majestic Cascade Mountains, making it a picturesque backdrop for your dream home. Whether you're an outdoor enthusiast or a city dweller, 98103 offers the perfect blend of both worlds.

The 98103 zip code encompasses several unique neighborhoods, including Ballard, Green Lake, and Fremont, each brimming with local charm and character. Enjoy leisurely strolls along the scenic waterfront or explore the bustling farmers' markets, artisanal shops, and diverse dining options that reflect Seattle's rich culinary scene. For families, the area boasts top-rated schools and numerous parks, making it an ideal place to raise children.

If you're considering homeownership in this desirable locale, you'll be pleased to know that many homes in 98103 are available with FHA financing options. This means that you can take advantage of lower down payment requirements and more flexible credit standards, making it easier to step into your own slice of Seattle paradise. With a variety of architectural styles—from modern condos to classic craftsman homes—there's something to suit every taste and budget.

Discover the allure of 98103, where community spirit, breathtaking landscapes, and accessible housing options come together to create a truly special place to call home. Your Seattle adventure awaits!

Newest 98103 Homes with FHA Terms

9513 Ashworth Avenue N Unit #A, Seattle
$659,000
3 Beds ⋅ 4 Baths ⋅ 2589099 MLS ⋅ ACTIVE Status
Beautifully appointed, wonderfully connected, and surrounded by nature, this is more than a townhome—it’s a place to settle in, make memories, and truly feel at home. Welcome to one of Licton Springs’ truly special addresses, set directly across from serene Licton Springs Park on one of the neighborhood’s most desirable blocks. Thoughtfully updated and designed, this warm and inviting 3-bedroom, 3.5-bath home offers an exceptional blend of style, comfort, flexibility, and everyday livability. Generous windows fill the home with natural light and frame peaceful views of the greenery beyond, creating a calm and inviting atmosphere throughout. The smart, spacious floor plan is designed for the way people live today, with a bathroom for every bedroom and plenty of room to spread out. Ideal for roommates, guests, extended family, or simply enjoying flexible living spaces for genuine comfort. Quality construction and thoughtful updates add polish while preserving its welcoming feel. Step outside and the park is right beyond your front gate—perfect for dog owners, fresh-air breaks, and enjoying the outdoors. Nearby trails, parks, and recreation make it easy to stay active, while Green Lake, Greenwood, and an abundance of beloved cafés, restaurants, shops, and neighborhood favorites are just minutes away. A rare opportunity to enjoy park-side living, flexible spaces, and an exceptional Licton Springs location—all in a townhome that feels special from the moment you arrive.

9513 Ashworth Avenue N Unit #A, Seattle

Listing Broker: Windermere Real Estate Co.; Kimberly Striker Hall; 206-849-3488; kimberlystrikerhall@windermere.com

734 N 75th Street, Seattle
$1,187,000
3 Beds ⋅ 2 Baths ⋅ 2590515 MLS ⋅ ACTIVE Status
Beautifully updated Phinney Ridge farmhouse on a quiet, tree-lined street. Classic character meets extensive recent upgrades, including refinished hardwood floors, new furnace & A/C, new gas fireplace, updated electrical, new hot water heater, charming Dutch style front door & freshly painted interior & exterior. The kitchen remodel features walnut countertops, custom cabinets, new ILVE induction range, gas stubbed for future flexibility & walk-in pantry/mud room. Newly remodeled primary suite on main floor. Upstairs you’ll find 2 bedrooms an updated bath with new tile & vintage clawfoot tub. High ceilings, original millwork & built-ins preserve the home’s timeless charm, while a flexible floor plan provides space for an office, den or guests. Enjoy a large upper deck, welcoming front porch, back patio & incredible 5,000 sq ft lot offers park-like setting with fruit trees. Detached garage, paved alley access w/additional parking. Blocks to Green Lake, cafés, parks, shops & everything Phinney Ridge has to offer.

734 N 75th Street, Seattle

Listing Broker: Berkshire Hathaway HS NW; Justin O'Dell; 425-830-5634; Justinodell@bhhsnwre.com

8526 Nesbit Avenue N Unit #Unit D, Seattle
$537,950
3 Beds ⋅ 2 Baths ⋅ 2590000 MLS ⋅ ACTIVE Status
Discover an exceptional Green Lake-area townhome offering the space, privacy and convenience that make city living easy. This light-filled 3-bedroom, 2-bath home features an inviting living space with hardwood floors and a cozy gas fireplace, complemented by a well-appointed kitchen with gas cooking. Vaulted ceilings and a skylight enhance the airy feel, while the flexible bedroom layout offers options for guests, home office or everyday living. Step outside to your own fully fenced backyard and patio—an increasingly rare private outdoor retreat in the city. Tankless hot water and thoughtful storage add everyday practicality. Ideally positioned with convenient access to Green Lake, neighborhood dining and shopping, transit, I-5 and more . A compelling combination of location, livability and private outdoor space—with no HOA dues.

8526 Nesbit Avenue N Unit #Unit D, Seattle

Listing Broker: WeLakeside; Garvit Chopra; 206-747-4485; garvitkchopra@gmail.com

1417 N 97th Street, Seattle
$525,000
3 Beds ⋅ 2 Baths ⋅ 2589890 MLS ⋅ ACTIVE Status
Light and bright end unit townhome with private fully fenced backyard and flagstone patio garden for entertaining or just relaxing. Oversized living room with hardwood floors and cozy gas fireplace. All new carpet and interior paint. Main level bedroom or den. Large utility room. Attached garage with easy in and out access. Fully fenced backyard for privacy. Excellent location for commuting. Close to Licton Springs Park, bus lines, Hwy 99, I-5 and Light Rail. No HOA’s

1417 N 97th Street, Seattle

Listing Broker: KW Mountains to Sound Realty; Tim McQuery; 253-220-8371; timmcquery@gmail.com

8018 Ashworth Avenue N Unit #A, Seattle
$854,950
2 Beds ⋅ 3 Baths ⋅ 2590131 MLS ⋅ ACTIVE Status
Welcome to Ashworth Cottages, where thoughtful design meets effortless Seattle living! This beautifully maintained home offers an open, light-filled floor plan with refined finishes throughout. The main level showcases re-finished Tigerwood hardwood floors, elegant wainscoting, a stunning gas fireplace, and a beautifully appointed kitchen featuring quartz countertops, cherry cabinetry, and stainless steel appliances. Upstairs, the spacious primary suite features vaulted ceilings, a walk-in closet with exceptional storage and attic access, plus a private ensuite bath. Enjoy year-round comfort with central AC upstairs and a mini-split downstairs. LEED Platinum Certified for energy-conscious living. Step outside to a lush community courtyard complete with mature landscaping, expansive lawn, greenhouse, gas fire pit, and inviting gathering spaces. Just blocks from Green Lake, with shopping, restaurants, coffee shops, and everyday conveniences close by. A truly special find with a RARE 2-car garage, abundant storage, and a 240V outlet. Stylish, comfortable, and ideally located—welcome home!

8018 Ashworth Avenue N Unit #A, Seattle

Listing Broker: Real Broker LLC; Daniel Blau; 425-213-2743; d.blau@mcconnellgroup.com

7520 Linden Avenue N, Seattle
$897,500
3 Beds ⋅ 2 Baths ⋅ 2590073 MLS ⋅ ACTIVE Status
Welcome to this charming Seattle home, ideally situated between Green Lake and Phinney Ridge—a location that puts some of the city’s best parks, shops, restaurants, and amenities right at your fingertips. Step inside and you’ll find bright, inviting living spaces filled with natural light, beautiful hardwood floors, and a cozy wood-burning fireplace. The kitchen features quartz countertops, stainless steel appliances, and a charming breakfast nook where you can enjoy your morning coffee while taking in partial mountain and territorial views. With 3 bedrooms and 1.75 baths, the home offers plenty of flexibility. The main level provides comfortable everyday living, while the finished basement adds valuable space for a family room, home office, gym, or guests. Step outside and you’ll find a deck and partially fenced corner lot that’s ready for relaxing, entertaining, and enjoying those beautiful Seattle days. An attached garage adds another layer of everyday convenience.

7520 Linden Avenue N, Seattle

Listing Broker: COMPASS; Sara Bickel; 425-637-7777; sara.bickel@compass.com

9752 Evanston Avenue N, Seattle
$939,000
4 Beds ⋅ 2 Baths ⋅ 2589072 MLS ⋅ ACTIVE Status
Welcome to a stunningly reimagined home in the heart of Greenwood, thoughtfully renovated from top to bottom with designer finishes and exceptional attention to detail. The beautifully appointed interiors blend timeless style with modern comfort, creating a home that feels both sophisticated and inviting.An impressive living space is anchored by a custom fireplace and designed for effortless everyday living and entertaining. Spacious bathrooms feature elevated finishes and generous layouts, while the flexible bedroom spaces offer room for guests, work-from-home needs, or whatever suits your lifestyle.The home continues to impress outdoors with a private, low-maintenance yard that provides a peaceful retreat and an ideal setting for gatherings. Plenty of parking adds convenience and completes the package.Every detail has been thoughtfully curated in this exceptional Greenwood home, offering the perfect combination of refined design, comfortable living, and easy Seattle living.

9752 Evanston Avenue N, Seattle

Listing Broker: eXp Realty; Tristan Hoyle; 702-343-5475; tristan@tristanhoylerealty.com

9515 Linden Avenue N, Seattle
$639,950
2 Beds ⋅ 1 Baths ⋅ 2588576 MLS ⋅ ACTIVE Status
Rare freestanding Greenwood home, just over a mile from Green Lake, offering space, privacy, parking, and flexibility! This light-filled, fenced 1,200 sq ft home features an inviting open layout, oak hardwood floors, a private outdoor retreat, three parking spaces, and a detached backyard studio. Spacious living and dining areas flow into an updated kitchen with granite countertops, eating bar, glass cooktop, double oven, heated travertine floors, and room for a dining table. Large windows fill the home with natural light, while the sandstone wood-burning fireplace adds warmth. Two oversized bedrooms feature French doors opening directly to the southwest-facing deck and landscaped backyard oasis, perfect for outdoor dining, entertaining, or relaxing. The detached backyard studio provides valuable bonus space for a home office, creative studio, fitness area, or hobby room. A separate storage shed with workbench offers additional room for tools and outdoor equipment. Updated full bath with tile finishes and heated floor, plus a laundry area with newer washer and dryer. Three parking spaces out front with room for multiple vehicles, larger vehicles, or an RV. Earthquake retrofitted, chimney serviced, newer hot water tank, and updated electrical. Surrounded by restaurants, cafés, breweries, and shopping. Easy access to I-5, downtown Seattle, Interurban Trail, and Light Rail! 3.75% VA assumable loan option available to qualified buyers.

9515 Linden Avenue N, Seattle

Listing Broker: eXp Realty; Lilly Fedorova; 425-236-1732; seattledreamhomesc21@gmail.com

3649 Francis Ave N Unit #B, Seattle
$1,185,000
4 Beds ⋅ 4 Baths ⋅ 2589410 MLS ⋅ ACTIVE Status
Welcome to one of Seattle’s finest townhomes, where exceptional craftsmanship, elevated design, and thoughtful details come together in this 2023-built residence. Designed by an interior designer with no expense spared, this home showcases a level of quality rarely found in new construction. Site-finished hardwood floors, honed marble countertops, terrazzo flooring, custom Belmont cabinetry, a 36" professional gas range, integrated lighting, reclaimed wood doors, Grohe fixtures, designer tile, and frameless glass shower doors create a refined, modern aesthetic throughout. The oversized living and dining spaces are made for entertaining, with seamless access to a rooftop deck featuring a gas BBQ stub. The upper level features a private living room, bedroom, and full bath—an ideal setup for roommates, guests, family, or a comfortable work-from-home retreat. Additional highlights include AC, a one-car garage with EV charging, and custom window treatments throughout. Ideally located just seconds from Seattle’s best shops, restaurants, and transit. Truly better than new—high design, exceptional materials, and nothing left to do.

3649 Francis Ave N Unit #B, Seattle

Listing Broker: Real Residential; Will Cahill; 425-233-9540; will@realresidential.com

5110 Palatine Avenue N, Seattle
$1,350,000
4 Beds ⋅ 4 Baths ⋅ 2581503 MLS ⋅ ACTIVE Status
Located in the heart of Phinney Ridge sits this sun filled Modern 2012 built home with beautiful Olympic mountain and Puget sound views. This home boasts a large open floor plan with a large chefs Kitchen with stainless steel appliances and tons of storage options. Great spaces for entertaining both indoor and out, with multiple decks including an awesome large roof top view deck. Upstairs offers a primary suite includes heated bathroom flooring and 2 other bedrooms and a remodeled full bathroom. The downstairs has full bath and bedroom along with 2 bonus rooms including a sound proofed room for musical recording. Private backyard with a mature landscape and a big deck that is reading for all your entertaining needs. Walk to the famous Woodland Park Zoo or take a stroll down to Green Lake or pop thru The Phinney Ridge Community Center. Phinney Ridge offers loads of restaurants, pubs-shops and grocery stores for you to enjoy.

5110 Palatine Avenue N, Seattle

Listing Broker: Windermere Real Estate Midtown; Paul R. Lavrinec; 206-321-0699; paulsells206@gmail.com

1309 N 80th Street, Seattle
$845,000
2 Beds ⋅ 1 Baths ⋅ 2587984 MLS ⋅ ACTIVE Status
Step into this delightful, updated and charming 1940 Cape Cod–style home, offering 2 beds, 1 bath in 1,740 total sqft. Main level has comfortable living space. Enjoy classic elegance with hardwood floors, coved ceilings, formal dining room, and two cozy fireplaces. Unwind in the bright, south-facing backyard—perfect for gardening, play, or relaxation. The partially finished basement offers additional living space, while the attached garage provides parking and storage - potential to expand. Located steps from Green Lake, this home scores an impressive 86 walk, 91 bike, & 53 transit—making it ideal for active, urban lifestyles. With easy access to schools, dining, and recreation, this home blends historic charm with modern convenience.

1309 N 80th Street, Seattle

Listing Broker: RE/MAX Metro Realty, Inc.; Reba Haas; 206-910-3429; reba@teamreba.com

423 N 50th Street, Seattle
$860,000
2 Beds ⋅ 2 Baths ⋅ 2586814 MLS ⋅ ACTIVE Status
A rare Seattle treasure with timeless Craftsman character and extraordinary potential! Built in 1915 and never before sold, this classic Craftsman presents a unique opportunity to restore and reimagine a piece of Seattle history. Ideally located on an iconic corner lot - directly across from Woodland Park and the world-renowned Woodland Park Zoo, this property offers an enviable setting surrounded by some of Seattle's most desirable neighborhoods—Green Lake, Ballard, Fremont, and Greenwood. While the home is in need of TLC and rehabilitation, it offers good bones, classic character, and tremendous potential for the buyer with vision. Whether you're looking to restore its original charm, create your dream home, or explore its possibilities, this exceptional location and one-of-a-kind history make it a truly special opportunity. Bring your imagination and transform this 1915 Craftsman into something extraordinary!

423 N 50th Street, Seattle

Listing Broker: Keller Williams Western Realty; Tim Johnson; 360-503-9196; tim_johnson@kw.com

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.