98006 Homes with FHA Terms

98006 Homes with FHA Terms

Welcome to Bellevue, Washington, where the vibrant community meets the stunning natural beauty of the Pacific Northwest! Nestled in King County, the 98006 zip code is a gem offering a perfect blend of urban convenience and serene suburban living. This area is renowned for its picturesque views, exceptional schools, and a plethora of recreational opportunities, making it an ideal place for families, professionals, and outdoor enthusiasts alike.

Residents of 98006 enjoy easy access to Bellevue's bustling downtown, filled with trendy shops, gourmet restaurants, and cultural attractions. With the breathtaking backdrop of the Cascade Mountains and proximity to Lake Washington, outdoor adventures are just a stone’s throw away. Whether you’re hiking, biking, or simply enjoying a leisurely stroll in one of the many nearby parks, nature is always at your doorstep.

For homebuyers, the 98006 area offers a variety of housing options, including properties that qualify for FHA financing. This means you can explore a range of homes that are not only stylish and comfortable but also accessible for first-time buyers or those looking to invest in their future. With FHA terms, you can take advantage of lower down payment requirements and flexible credit guidelines, making homeownership more attainable in this sought-after location.

Discover your dream home in Bellevue’s 98006 zip code, where community spirit thrives and every day brings new opportunities for adventure and connection. Embrace the lifestyle you’ve always wanted in this beautiful corner of Washington!

Newest 98006 Homes with FHA Terms

11030 SE 60th Lane, Bellevue
$1,850,000
4 Beds ⋅ 4 Baths ⋅ 2591139 MLS ⋅ ACTIVE Status
Lake Washington views, unforgettable sunsets, & modern Bellevue living—this is the one you've been waiting for. Step inside to soaring ceilings, abundant natural light, & an open-concept floor plan that feels both impressive & inviting. The gourmet kitchen was made for gathering, featuring an oversized island, qtz countertops, generous cabinetry, & an impressive 60-inch SS refrigerator. Kitchen flows seamlessly into the dining & living spaces, creating the perfect setting for everything from quiet evenings at home to entertaining a crowd. But it's what waits beyond the doors that truly sets this home apart. Multiple covered decks extend the living space outdoors, offering a front-row seat to beautiful western skies & Lake WA sunsets—a backdrop that never gets old. Upstairs, generously sized bedrooms provide peaceful retreats, while the flexible layout gives you room to work, host, relax, & grow. Lower level adds an entirely new dimension to the home w/a spacious media area wired for 5.1 surround sound, an additional bed & bath, & direct access to the covered patio & fully fenced backyard. Ideal for guests, multigen. living, a home theater, fitness space, or simply another place to unwind. Thoughtful upgrades continue throughout w/A/C, built-in speakers, smart-home features, an EV-ready 220V outlet, & irrigation. Convenient access to shopping, dining, recreation, major commuter routes, & the highly regarded Bellevue School District. A home you'll want to experience in person!

11030 SE 60th Lane, Bellevue

Listing Broker: John L. Scott, Inc.; Mike Mansour; 253-213-1674; MikeMansour@JohnLScott.com

6005 121st Avenue SE, Bellevue
$1,050,000
4 Beds ⋅ 3 Baths ⋅ 2582286 MLS ⋅ ACTIVE Status
Come see this light-filled tri-level home! Tucked away on a peaceful dead-end street in a prime Bellevue location, it offers generously sized bedrooms and inviting spaces for relaxing and entertaining. Fresh interior and exterior paint and new carpet, all completed in August 2026, create a move-in-ready feel. A new roof in 2025 and a new water heater in August 2026 add peace of mind. Convenient to shopping, dining, parks, and commuter routes. Pre-inspected and ready for its next owner!

6005 121st Avenue SE, Bellevue

Listing Broker: Coldwell Banker Bain; Vera Brodsky; 206-412-7792; verabrodsky@cbbain.com

6825 SE Cougar Mountain Way, Bellevue
$449,000
2 Beds ⋅ 1 Baths ⋅ 2589029 MLS ⋅ ACTIVE Status
Welcome to Lakemont Ridge Condominium—an updated ground-level corner-unit home offering easy, no-step living in Bellevue’s sought-after Issaquah School District. Priced at $449,000, this thoughtfully designed single-story condo combines comfort, convenience, and low-maintenance living.Fresh updates include beautiful new quartz countertops in both the kitchen and bathroom, Liebherr refrigerator, new kitchen and bathroom cabinets, brand-new carpet in the bedrooms and LVP throughout the main living area, and updated lighting fixtures giving the home a clean, modern feel. The functional layout features abundant natural light, stainless steel appliances, an in-unit designer washer and dryer, a newer hot water heater, a huge walk-in closet and an exterior storage closet.Accessibility and convenience are standout features, with true no-step entry, a dedicated handicap parking space, and ample visitor parking. Enjoy peaceful surroundings and a neighborhood walking trail perfect for morning strolls or an evening walk.Ideally located for easy access to Bellevue, Issaquah, I-90, shopping, dining, and outdoor recreation. Whether you’re a first-time buyer, downsizing, or looking for an affordable Eastside home, this rarely available ground-level corner unit offers an exceptional opportunity. HOA dues are just $425/month.

6825 SE Cougar Mountain Way, Bellevue

Listing Broker: Real Broker LLC; Howard Veal; 206-356-0296; howard@homerealtyventures.com

15010 SE 46th Way, Bellevue
$1,500,000
3 Beds ⋅ 3 Baths ⋅ 2589901 MLS ⋅ ACTIVE Status
A rare opportunity in Bellevue’s coveted Whispering Heights. Meticulously prepared, beautifully refreshed and exceptionally clean, with a remarkably functional layout that truly sets this home apart. Offering 2,340 SF on an 8,884 SF lot, the home lives effortlessly across thoughtfully connected spaces. The light-filled main level welcomes you with refinished hardwoods, fresh paint, updated lighting and two fireplaces adding warmth and character, while the dining area opens to an expansive deck and backyard for easy indoor-outdoor living. Upstairs, all 3 bedrooms are together, including a spacious primary suite with private full bath. The lower level adds exceptional versatility with a generous bonus room, wet bar and mini fridge, separate office and 3/4 bath. An impressively large utility room offers abundant storage plus valuable space for hobbies, crafting or a studio being a standout feature rarely found in homes of this size. Pre-inspected and prepared with remarkable attention to detail, the quality of care is evident the moment you enter. Enjoy an established community, award-winning Bellevue schools, nearby parks and recreation, plus exceptional access to I-90, Lake Washington, shopping, dining and downtown Bellevue. An attached 2-car garage and generous driveway add everyday convenience. A special combination of space, condition, community and location with room to live, work, create, entertain and truly settle in. Come see why this one feels different.

15010 SE 46th Way, Bellevue

Listing Broker: eXp Realty; Andrew Joseph Morrissette; 206-218-8638; Andrew.Morrissette@exprealty.com

4130 156th Lane SE, Bellevue
$1,099,000
4 Beds ⋅ 3 Baths ⋅ 2589228 MLS ⋅ ACTIVE Status
Meticulously cared for and lovingly maintained by the same owner for 25 years, this 4-bedroom, 3-bath Eastgate home sits on the north side of Cougar Hills with mature, low-maintenance, native landscaping and warm wood details throughout. The main level features a spacious primary ensuite, heated bathroom floors, and an open living and dining area with a cozy gas fireplace. The chef’s kitchen offers a gas range, stainless steel appliances, granite countertops, and abundant storage. Enjoy outdoor living on the expansive composite back deck, with plenty of room for entertaining, grilling, or gathering around the firepit. Recent updates include a new roof, A/C, fresh exterior paint, newer furnace, and newer hot water tank. The finished daylight basement provides flexible space for multigenerational living, guests, or a home office. It includes a second fireplace, office/bonus room, additional bedroom, and ¾ bath. Conveniently located minutes from major highways and within the Bellevue School District. No HOA. Pre-inspection available. Come see how this well-maintained home combines flexible living space, thoughtful updates, outdoor living, and a convenient Eastgate location. Schedule your private showing today.

4130 156th Lane SE, Bellevue

Listing Broker: Windermere Real Estate/M2, LLC; Jeannette Requa; 206-778-9580; jnet@windermere.com

15301 SE 48th Drive, Bellevue
$1,614,000
4 Beds ⋅ 3 Baths ⋅ 2589253 MLS ⋅ ACTIVE Status
Spanning 2,710 square feet, this home impresses from the moment you enter the grand foyer, featuring soaring ceilings and period details like a stone fireplace and cedar architectural accents. The layout is well-suited for entertaining, offering multiple living and dining spaces along with a covered deck for year-round enjoyment. The generous primary suite includes an ensuite bath and a private balcony overlooking the serene, private backyard. Two additional main-floor bedrooms enjoy views of the mature landscaping and full bathroom.The lower level boasts nine-foot ceilings, an updated 3/4 bath, and two expansive living areas, offering a fourth bedroom, bonus space, or even a future ADU. Notable upgrades include updated windows, fresh exterior paint, and stainless steel appliances. Located in the highly desirable Eaglesmere neighborhood, this home offers quick access to downtown Bellevue and major highways while remaining close to wooded trails and views of Lake Sammamish. Benefit from the top-tier Bellevue School District. Pre-inspected for your convenience.

15301 SE 48th Drive, Bellevue

Listing Broker: COMPASS; Emma Mueller; 971-220-5480; emma.mueller@compass.com

15062 SE 44th Street, Bellevue
$1,390,000
4 Beds ⋅ 3 Baths ⋅ 2587762 MLS ⋅ ACTIVE Status
Excellent location and schools! This charming Bellevue home has room for everyone! Situated on a large home site in the Bellevue School District, this home greets you with gleaming hardwood floors, dining and living room with gas fireplace on the main level. Large office room can be converted to a 4th bed with addition of a closet. Downstairs you'll find a good sized family room, another gas fireplace and a large primary suite with an enormous walk in closet and attached bath. This home is complimented by large and private front and back yards. Excellent location minutes to I90, Factoria, and downtown Bellevue.

15062 SE 44th Street, Bellevue

Listing Broker: VerraTerra; Lindsey Montoya; 206-919-8480; lindsey@verraterra.com

4963 162nd Place SE, Bellevue
$2,275,000
4 Beds ⋅ 3 Baths ⋅ 2584728 MLS ⋅ ACTIVE Status
Welcome to Silverleaf, one of Lakemont's most sought-after neighborhoods. This Bellevue residence offers over 3,500 sq. ft. of thoughtfully updated space, topped by a new architectural roof. Fresh interior paint, oak flooring, and picture frame wainscoting set the tone the moment you step inside. Formal living and dining rooms give way to a main level designed for everyday life: a private office, a generous great room, and an open-concept kitchen finished in quartz counters, two-tone Shaker cabinetry, stainless appliances, a gas range, double ovens, and a butler's pantry offering abundant storage. Beyond, an oversized composite deck invites you to slow down and take in the surrounding greenery. Upstairs, three guest bedrooms, a bonus room, and convenient laundry join a light-filled primary suite complete with a large walk-in closet and a true five-piece bath featuring tile floors, a soaking tub, and a glass shower. Located within the top-rated Issaquah School District and minutes from I-90, this home keeps downtown Bellevue, Seattle, and Sea-Tac in easy reach, while Suncadia sits just over an hour away for weekend escapes. Pre-inspection available upon request.

4963 162nd Place SE, Bellevue

Listing Broker: John L. Scott Snohomish; Sam Burke; 425-210-4332; samburke@johnlscott.com

12112 SE 46th Pl, Bellevue
$1,275,000
3 Beds ⋅ 3 Baths ⋅ 2586862 MLS ⋅ ACTIVE Status
Freshly updated and move-in ready, this inviting Bellevue home is tucked away on a quiet cul-de-sac with a peaceful greenbelt setting. Offering 2,090 square feet, 3 bedrooms, 2.5 baths, a spacious floor plan, and a 2-car garage, there’s plenty of room to live and entertain. The generous 9,658 square foot lot provides space to garden, relax, play, or create your own outdoor retreat. Lot extends far past the back yard fence into ravine--create your own terraced garden or walking trails! Located in the desirable Newport Hills area within the Bellevue School District, and convenient to shopping, dining, parks, major commuter routes, and all the Eastside has to offer. A wonderful opportunity to enjoy a beautifully refreshed home in a quiet, sought-after setting!

12112 SE 46th Pl, Bellevue

Listing Broker: Real Residential; Brett Faulds; 206-495-5700; brett@realresidential.com

12242 SE 59th Street Unit #123, Bellevue
$428,000
2 Beds ⋅ 2 Baths ⋅ 2586863 MLS ⋅ ACTIVE Status
Welcome home to Newport Hills Townhomes! This fabulous western-facing townhome is move-in ready/w brand-new carpets & updated Kitchen/w Quartz counter tops and newer cabinets. The main floor’s open feel has wall of windows that invite the afternoon sun. Upstairs, you’ll find two oversized bedrooms providing a quiet retreat. Spend your summer evenings grilling on your private fenced patio or lounging by the complex pool. Great Schools of Tyee middle & Newport High. Convenient to shops, restaurants, downtown Bellevue. Walk to Newport Hills Swim & Tennis Club with pools, tennis and Pickleball courts, Gym with affordable membership. Ample guest parking

12242 SE 59th Street Unit #123, Bellevue

Listing Broker: Skyline Properties, Inc.; Feng Hong; 206-551-2142; fenghongrealty@gmail.com

4134 149th Place SE, Bellevue
$1,249,500
3 Beds ⋅ 1 Baths ⋅ 2586302 MLS ⋅ ACTIVE Status
Rare Eastgate Opportunity: Expansive 15,800 SF lot on a quiet Bellevue cul-de-sac! This property provides versatile options for homeowners, builders, or investors. The existing 1,550 SF home features 3 bedrooms, 1 bathroom, a light-filled open kitchen and living area, a dedicated laundry room, and a flexible extra room perfect for an office or gym. Outside, the sprawling, level, fully fenced backyard includes a detached storage shed. The true highlight is the oversized lot—an increasingly scarce find in Bellevue. Zoned SR-4 under Bellevue’s updated middle housing regulations (buyer to verify), this parcel offers incredible flexibility for expansion, rental income, or potential redevelopment subject to city approval. Sold strictly as-is. Prime location just off Newport Way with quick access to I-90 (Exit 11). Enjoy being within a short distance of the Newport Way Library, South Bellevue Community Center, Safeway, parks, and transit lines. Minutes from Bellevue College and award-winning Bellevue schools, including Newport High School. Whether you're a homeowner seeking space to grow, an investor looking for a valuable land holding, or a builder exploring future development opportunities, this rare Eastgate property offers location, flexibility, and potential that are difficult to find.

4134 149th Place SE, Bellevue

Listing Broker: homecoin.com; Jon Minerick; 888-400-2513; info@homecoin.com

6215 122nd Avenue SE, Bellevue
$1,089,000
4 Beds ⋅ 3 Baths ⋅ 2584744 MLS ⋅ ACTIVE Status
New price and best value in the area! This well-maintained home is located in the desirable Newport Hills community and offers a smart blend of comfort, updates, and convenience. With 3 bedrooms and 2.75 bathrooms, this home features a spacious primary suite complete with a 3/4 bath ensuite and walk-in closet. The kitchen is both functional and stylish, featuring granite countertops, stainless steel appliances, and gas cooking. Vaulted ceilings add an open and airy feel throughout the main living areas, while luxury vinyl plank (LVP) flooring provides a modern, low-maintenance surface. Recent updates include a brand new electrical panel and a newer roof, offering peace of mind and added value. The lower level includes a 4th bedroom, which can also be used as a Rec Room. There's also a dedicated workshop space, perfect for hobbies, projects, or additional storage. Outside, a large composition deck provides an excellent space for entertaining, while the fully fenced backyard offers privacy and room to enjoy the outdoors. Conveniently located just blocks from both I-405 and I-90, this home provides easy commuting access. It’s also just minutes from The Renton Landing, Factoria Mall, and downtown Bellevue, making it an ideal location for those who value both accessibility and lifestyle.

6215 122nd Avenue SE, Bellevue

Listing Broker: COMPASS; Hal Bennett; 253-432-1419; hal.bennett@compass.com

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