Sumner Homes with FHA Terms

Sumner Homes with FHA Terms

Located in Pierce County, Washington, Sumner is a charming city that offers a great quality of life for its residents. With its small-town feel and close-knit community, Sumner is an ideal place to call home.

One of the notable features of Sumner is its beautiful neighborhoods. From tree-lined streets to well-maintained homes, the neighborhoods in Sumner exude a sense of warmth and tranquility. Whether you're looking for a cozy bungalow or a spacious family home, Sumner has a variety of housing options to suit different tastes and budgets.

For those interested in purchasing a home with FHA terms, Sumner is a great place to explore. FHA loans are government-backed mortgages that offer flexible lending terms, making homeownership more accessible for many buyers. With FHA terms, buyers can enjoy benefits such as lower down payments, competitive interest rates, and more lenient credit requirements.

Sumner's real estate market offers a range of homes that qualify for FHA loans. From single-family houses to townhomes, there are plenty of options available for buyers looking to take advantage of FHA financing. By working with a knowledgeable real estate agent, you can navigate the market and find the perfect home that meets your needs and budget.

In addition to its real estate offerings, Sumner boasts a vibrant community with excellent schools, parks, and recreational opportunities. The city's downtown area is filled with charming shops, restaurants, and local businesses, creating a lively and welcoming atmosphere. With its convenient location near major highways and transportation options, Sumner provides easy access to nearby cities like Tacoma and Seattle.

Overall, Sumner offers a wonderful blend of small-town charm, attractive neighborhoods, and affordable housing options with FHA terms. If you're looking for a place to call home in Washington State, Sumner is definitely worth considering.

Newest Sumner Homes with FHA Terms

$650,000
5 Beds ⋅ 3 Baths ⋅ 2564918 MLS ⋅ ACTIVE Status
Fantastic Sumner location! This gorgeous large 2-story sits in a sought-after neighborhood [No HOA], with only one neighboring home for added privacy in a favorable sized back yard. A brand NEW ROOF, NEW exterior paint, and contemporary NEW WINDOW PACKAGE boost curb appeal from the moment you arrive. Inside, spacious rooms are elevated by 9' ceilings and the chef-style kitchen offers abundant counter and cabinet space. The main floor also includes a private office, laundry room with utility sink, large half bath, and cozy gas fireplace. Upstairs, the primary suite features an en suite bath and large walk-in closet. A bonus 4th bedroom with closet space offers flexible living, and the loft is large enough for a dedicated workspace. Out back, a newly poured patio creates the perfect spot for pets, BBQs, and relaxing evenings. Additional stick-built storage shed offers additonal space for equipment. All of this is located just one block from desirable Rainier View Park and one block from the Gordon Family YMCA. Sounder Train [5 minute drive/8 min bike], FredMeyer, Sunset Stadium, and town center [2 minutes driving/4min biking]. Walk, run, ride bikes, drive, around the town of Sumner. A two time 4A High-School Championship football team the last two years is nothing to scoff at. This house is well maintained, and the community is phenomenal.

15902 65th Street Ct E, Sumner

Listing courtesy of Timber Real Estate.

$825,000
4 Beds ⋅ 4 Baths ⋅ 2564937 MLS ⋅ ACTIVE Status
Thoughtfully designed and beautifully finished, this newer Sumner rambler offers over 2,700 square feet of single-level living. Vaulted ceilings rise above the expansive great room, where a gas fireplace and a wall of built-in cabinets are the centerpiece. The kitchen was designed for both cooking and connection: large granite cooktop island with breakfast bar, gas range with oven, wrapped by quartz countertops, stainless steel appliances, wall oven & microwave, and a generous walk-in pantry. French doors open to the vaulted primary suite, privately positioned at one end of the home with five-piece bath with jetted tub and large walk-in closet. Three additional bedrooms occupy the opposite wing, offering welcome separation for guests, hobbies, or working from home. Outside, mature landscaping and fencing provide privacy around the covered back porch and fully fenced yard. A heat pump provides year-round comfort, while the large multipurpose shed adds valuable storage and flexibility. All this, Phase 2 EV charger & no HOA in the small town of Sumner!

5014 Parker Road E, Sumner

Listing courtesy of KW Greater Seattle.

$749,900
3 Beds ⋅ 3 Baths ⋅ 2558151 MLS ⋅ ACTIVE Status
Fully Updated 2,412 sq ft, 3 bed, 2 bath home + office on a 20,000+ sf level lot. The open kitchen features all new cabinets, Quartz counters & back-splash, new Samsung Appliance package including fridge & glass top range. Engineered plank floors throughout the living area. All new doors, millwork, paint, lighting & plumbing fixtures. Spacious Primary bedroom includes a roomy bathroom with double sinks and a large shower. Jack & Jill bathroom upstairs. New Vinyl windows. Separate laundry room. 400 sq ft of covered parking. & 160 sq ft shed. Beautiful View of Mt Rainier. Surrounded by farm land. Come See!

16221 75th Street E, Sumner

Listing courtesy of Engel & Volkers Chambers Bay.

$715,000
4 Beds ⋅ 4 Baths ⋅ 2558032 MLS ⋅ ACTIVE Status
Welcome home to this beautifully remodeled residence where modern updates meet thoughtful functionality. Every detail has been carefully considered, featuring a ductless mini-split system with A/C for year-round comfort, brand-new windows, stylish cabinetry, quartz countertops, stainless steel appliances, new flooring, and contemporary finishes throughout. Designed for flexible living, the home offers a desirable main-level primary suite complete with a private ensuite bathroom, making everyday living both comfortable and convenient. An attached two-car garage and abundant storage options provide plenty of space for vehicles, hobbies, and organization. Ideally located just minutes from the heart of Downtown Sumner, you'll enjoy easy access to local restaurants, coffee shops, boutiques, parks, and community events. Whether you're taking a stroll through nearby parks or exploring the charm and amenities of downtown, this location offers the perfect balance of neighborhood tranquility and everyday convenience.

1319 Wood Avenue, Sumner

Listing courtesy of NextHome Prolific.

$460,000
2 Beds ⋅ 2 Baths ⋅ 2556188 MLS ⋅ ACTIVE Status
Well-maintained rambler in Sumner's Riverwalk Community. Located on a quiet dead-end street, this 2-bedroom, 2-bathroom home features a thoughtful, single-level layout. The entry opens to a formal living and dining area, leading to the back of the home where the kitchen, breakfast nook, and great room connect. The kitchen features Corian countertops and 2 pantries for storage and looks out to the fully fenced, private backyard with patio and small lawn with sprinkler system. The large primary suite includes an attached bathroom with walk-in shower and closet. Low-maintenance living is made easy by the HOA, which covers front yard maintenance, common areas, roof, siding, sprinklers, and exterior insurance. Excellent location with close proximity to the Sumner Train Station, Riverwalk trail, and freeway access. Priced to sell!

7404 143rd Avenue Ct E, Sumner

Listing courtesy of Redfin.

$725,000
3 Beds ⋅ 3 Baths ⋅ 2553704 MLS ⋅ ACTIVE Status
Originally designed as the neighborhood’s model home, this beautifully remodeled corner-lot residence is ideally located near parks, schools, shopping, restaurants, and the Sounder Train Station. Step inside to a dramatic two-story entry with soaring 20-ft ceilings and 9-ft ceilings throughout the main level. The fully remodeled chef’s kitchen features new cabinetry, countertops, backsplash, and appliances, opening to the spacious great room with bar seating, dining area, and living room—perfect for entertaining. A dedicated main-floor office offers an ideal work-from-home space. Upstairs you’ll find spacious bedrooms, including a stunning primary suite with a fully remodeled bath featuring new flooring, vanity, custom shower, and freestanding soaking tub. Engineered hardwood flooring runs throughout the home, and a heat pump provides efficient air conditioning for warm summer days. Additional updates include a newer roof, fresh interior and exterior paint, and a low-maintenance backyard with room for gardening. Complete with an attached two-car garage. Pre-inspected for buyer confidence—ask your agent for a copy of the inspection report.

15217 Daffodil Street Ct E, Sumner

Listing courtesy of Windermere Prof Partners.

$699,950
4 Beds ⋅ 3 Baths ⋅ 2549947 MLS ⋅ ACTIVE Status
Blending vintage mid-century charm with thoughtful modern updates, this inviting 1.5-story home with a finished basement offers 3,264 SqFt of flexible living space in a convenient Sumner location. Warm & welcoming throughout, the home features an updated kitchen with stainless steel appliances, abundant storage, built-ins, beautiful flooring, & two wood-burning fireplaces that create cozy gathering spaces on both the main and lower levels. A finished attic offers a private bedroom retreat with generous storage & peek-a-boo Mt. Rainier views. The fully finished lower level adds exceptional versatility with a private entrance, second kitchen, family room, bedroom, additional finished room & full bath; ideal for multi-generational living, guests, or potential rental income. Main level sunroom and multi-purpose laundry/mudroom with 3/4 bath. Outside, enjoy a spacious fully fenced backyard with a large covered patio, wired for a future hot tub. 11' x 20' powered shed for storage, hobbies, or workspace. Durable cedar siding & generous parking for multiple vehicles, RV & boat. Located within the sought-after Sumner School District & just minutes from downtown Sumner & the Sounder commuter rail, this home offers easy access to Seattle, Tacoma, & beyond. Nearby paved trails, parks, & local favorites including Sumner Link Trail, Loyalty Park, Rainier View Park, Van Lierop Park, Farm 12, Knutson Farms, & Spooner Farms complete a lifestyle centered on connection, recreation, & ease.

15115 74th Street E, Sumner

Listing courtesy of John L. Scott, Inc.

$645,000
3 Beds ⋅ 2 Baths ⋅ 2552298 MLS ⋅ ACTIVE Status
Set on a large, beautifully maintained lot in the heart of Sumner, this charming 1915 Craftsman home with farmhouse flair has been thoughtfully updated inside and out. A welcoming covered front porch leads into a light-filled living room and formal dining room with charming arched detail. The bright updated kitchen features white cabinetry, quartz counters, tile backsplash, stainless appliances, pantry space, and a built-in desk or coffee bar area. Just beyond, the generous rear family room offers a second living area with a slider to the covered back porch and a separate door to the backyard. The layout is functional and flexible with a main-level bedroom and nearby full bath, plus two additional bedrooms on the upper level, a second full bath, and a versatile upper landing that works well as a study nook, play area, or reading space. Step outside to the private, fully fenced backyard with a whimsical feel, featuring a paver courtyard, stone fire pit, grassy lawn, mature landscaping, and colorful garden details. The 830 sq ft detached 2-car garage and shop provides plenty of room for vehicles, storage, projects, and hobbies, with RV parking and electrical hookup for added flexibility. Updates include a new roof and gutters, new furnace, newer hot water heater, and new stove and dishwasher. Seller-procured inspection available. Close to downtown Sumner, local shops, dining, schools, and the Sounder Train.

1718 Langdon Street, Sumner

Listing courtesy of John L. Scott, Inc..

$599,000
4 Beds ⋅ 2 Baths ⋅ 2539644 MLS ⋅ ACTIVE Status
Completely reimagined and beautifully refreshed, this exceptional 4 bedroom 2 bath Sumner home is located in the most desirable area of Sumner, and blends timeless character with sophisticated modern finishes. Thoughtfully updated throughout, the home showcases wide-plank flooring, designer lighting, charming millwork, and an abundance of natural light. The stunning kitchen features quartz countertops, shaker cabinetry, stainless steel appliances, and a generous breakfast nook for everyday living and entertaining. Elegant living and dining spaces create a warm and welcoming atmosphere, highlighted by a striking fireplace and oversized windows. Updated bathrooms offer a fresh contemporary feel with quality finishes throughout. Move-in ready, refined and ready to call home, this Sumner craftsman delivers the perfect balance of classic charm and modern comfort in a desirable Sumner location close to parks, shopping, dining, the Sumner Station, commuter routes and more. Just a couple steps away from Loyalty Park and a 5 minute walk to everything Main Street and downtown Sumner has to offer! Free home warranty!

1118 Thompson Street, Sumner

Listing courtesy of Timber Real Estate.

$699,999
4 Beds ⋅ 3 Baths ⋅ 2533675 MLS ⋅ ACTIVE Status
Greenbelt backing with a salmon creek behind the home, professionally installed high-end putting green, covered outdoor living area, 4 bedrooms upstairs, Sumner location. A rare private setting where protected green space sits directly behind the property with no future development, creating a quiet natural backdrop that defines both the home and the backyard experience. The fully fenced outdoor space is designed for year-round use and entertaining, featuring a professionally installed and meticulously maintained high-end putting green, covered gazebo, solar lighting, patio space, and open territorial views framed by the greenbelt. Inside, a spacious entry offers room for a second living space and a formal dining room, setting a flexible and functional tone before flowing into a main level designed for connection and everyday living. The kitchen anchors the home and opens seamlessly into the family room, creating an open-concept layout that extends naturally to the backyard for easy indoor-outdoor living. Upstairs, all bedrooms are located on one level, including a spacious primary suite with a full 5-piece ensuite bath, along with three additional bedrooms and a walk-in laundry room that adds everyday convenience. Additional features include central A/C, gas fireplace, attached garage, and ample storage, all in a Sumner location that offers quick access to shopping, dining, parks, schools, and commuter routes while maintaining a quieter residential feel. No HOA!

5913 164th Avenue Ct E, Sumner

Listing courtesy of Hawkins Poe.

$724,950
4 Beds ⋅ 3 Baths ⋅ 2513665 MLS ⋅ ACTIVE Status
Stunning 2,539 sqft, 4 bedroom, 3 full baths, 3 car tandem garage, Canterwood home with discrete – side of home RV parking, AC, fully fenced backyard, alley access, and craftsman mill work throughout. Impressive exterior with mature landscaping, washed aggregate walkways, designer paint, covered front entry, and rear patio with cover. Inside, the attention to detail is immediate: 9ft coffered ceilings with crown molding, a formal dining room, a family room with fireplace, a den with closet, attached full bath, and glass French doors (possible 2nd primary bedroom), and real Brazilian cherry hardwood floors on the main level. The kitchen features granite counter tops, stainless steel appliances, gas range, butler's pantry, breakfast/dining area, and custom cabinetry accented with crown molding. Top floor features a five piece primary suite behind classic French doors, two bedrooms with cathedral ceilings, a study nook, and spacious bonus room (easily a 4th bed or movie room). Newer hot water heater, exterior paint, and furnace. This home offers a premium lifestyle conveniently close to downtown Sumner, parades, shopping, services, award winning schools, sports complexes, the Sounder train, and easy highway access (410 & 167) to JBLM, Tacoma, Seattle, or in between!

5304 151st Avenue Ct E, Sumner

Listing courtesy of Paul Williams Real Estate LLC.

$589,950
2 Beds ⋅ 2 Baths ⋅ 2503422 MLS ⋅ ACTIVE Status
New Price Adjustment!!Classic midcentury daylight partially remodeled/updated Sumner rambler with real small-town vibes. This home has custom original millwork and built-ins in perfect condition. A large sun-drenched lot with views of Mt Rainier. The home boasts 2400+sqft of sun filled living space with remodeled kitchen with adjoining covered enclosed sunporch. Spacious living room and dining room overlooking large fully fenced back yard. New flooring, electrical and plumbing throughout home. A finished 1,242 sqft daylight basement to add bedrooms, kitchen upon with ADU considerations. A one car garage & covered carport combination offers versatile options for the car enthusiast. Close to downtown Sumner and Orting, trails, parks, shopping and schools.

15108 74th Street E, Sumner

Listing courtesy of Acre Real Estate.

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