Summit Homes with FHA Terms

Summit Homes with FHA Terms

Welcome to Summit, a charming neighborhood located in Tacoma, Washington. Situated in Pierce County, Summit offers a wonderful community atmosphere with a range of amenities and attractions nearby. Whether you're a first-time homebuyer or looking to relocate, Summit has plenty to offer.

One of the advantages of living in Summit is the availability of homes with FHA terms. FHA (Federal Housing Administration) loans are designed to make homeownership more accessible, particularly for buyers with lower credit scores or limited down payment funds. With FHA terms, buyers can enjoy more flexible lending requirements and potentially secure a home in Summit with a smaller down payment.

In Summit, you'll find a variety of home styles, from cozy bungalows to spacious family residences. The neighborhood boasts well-maintained streets and beautiful landscaping, creating a welcoming environment for residents. With a range of home sizes and prices, there's something to suit every budget and lifestyle.

Summit is conveniently located near major highways, making it easy to commute to Tacoma's downtown area or explore the surrounding attractions. Residents can enjoy nearby parks, shopping centers, and entertainment options, ensuring there's always something to do.

If you're looking for a neighborhood that offers a sense of community, access to FHA terms, and a convenient location, Summit in Tacoma, Washington, is the perfect place to call home. Start exploring the available homes in Summit today and discover the possibilities of homeownership in this wonderful neighborhood.

Newest Summit Homes with FHA Terms

5003 86th Street Ct E, Tacoma
$659,000
3 Beds ⋅ 3 Baths ⋅ 2601839 MLS ⋅ ACTIVE Status
Gorgeous home in a Canyon Place Community at the end of a quiet cul-de-sac nestled up to the 160 acre Orangegate County Park! Curb appeal abounds in this luxurious 2094 SF home boasting 3 bedrooms, 2.5 bathrooms, inviting covered entry deck, formal living room w/bay window & crown molding, formal dining room w/bay window-tray ceiling-elegant chandelier-crown molding & wainscotting, den/office w/French doors off the foyer, spacious kitchen w/center island-eating bar-gas cooktop-recessed lighting-garden window-tile backsplash-filtered water faucet & hardwood floors, breakfast eating area w/bay window and door to an immense covered deck for entertaining, cozy family room w/beautiful gas fireplace-vaulted ceiling & ceiling fan, large primary bedroom w/vaulted ceiling-2 sided gas fireplace-en suite-jetted tub-separate shower-double sinks-tile floor-walk-in closet & 2 skylights, large utility room & 1/2 bath on main floor, 3 car attached garage w/ample storage-new 30 year architectural roof & exterior paint! The beautifully landscaped grounds offer a private fenced & terraced back yard-massive cottage stone wall-large deck w/pergola-stunning trees & shrubs- garden shed & RV parking w/privacy fence!

5003 86th Street Ct E, Tacoma

Listing Broker: John L. Scott, Inc.; Dean Gehrman; 360-431-9735; deangehrman@johnlscott.com

5601 44th Avenue E, Tacoma
$689,950
5 Beds ⋅ 2 Baths ⋅ 2590058 MLS ⋅ ACTIVE Status
Discover an exceptional blend of space, versatility, and thoughtful updates in Tacoma’s sought-after Summit area, bordering Puyallup. Situated on a generous half-acre, this expansive 5-bedroom, 1.75-bath residence offers a rare combination of comfortable living, functional amenities, and remarkable flexibility to accommodate a variety of lifestyles. The main level welcomes you with three generously proportioned bedrooms, inviting living spaces, and a well-appointed bathroom featuring a convenient laundry chute. The lower level expands the possibilities with two additional bedrooms, a spacious recreation room complete with kitchenette, a second fireplace, a dedicated storage room, and an additional bathroom. Whether envisioned for multigenerational living, extended guest accommodations, or simply the luxury of additional space, the thoughtfully designed layout offers exceptional adaptability. Outside, the property continues to impress. The fully fenced grounds provide a private setting for relaxation and recreation, complete with raised garden beds, a hot tub, RV parking, detached carports, and a dedicated artist studio. A standout feature is the heated detached shop, offering its own bathroom and electrical panel—an ideal setting for creative pursuits, hobbies, or workspace needs. The attached two-car garage is equally accommodating, featuring charging stations for two electric vehicles.A substantial list of improvements enhances both comfort and confidence & functionality!

5601 44th Avenue E, Tacoma

Listing Broker: John L. Scott, Inc.; Renee E Gray; 682-260-9911; reneegray@johnlscott.com

10517 44th Avenue E, Tacoma
$549,950
3 Beds ⋅ 2 Baths ⋅ 2591396 MLS ⋅ ACTIVE Status
Welcome to your private homestead oasis on a dead end street! Nestled on nearly 1/2 an acre of beautifully cultivated and landscaped land, this exceptional single family property seamlessly combines modern luxury, high efficiency living, and a self sustaining outdoor lifestyle. Step inside to discover stunning hand-scraped bamboo and beech flooring leading into a showstopping custom kitchen addition. Crafted for the home chef, it features stainless steel appliances, granite countertops, a built in wine cooler, and custom cabinetry complete with heavy duty pullouts. Enjoy year-round comfort with a high efficient Trane CleanEffects heat pump system designed to remove allergy and asthma triggering particles, or cozy up on winter evenings by the renowned Blaze King catalytic fireplace, famous for long burn times. Additional mechanical upgrades include a hot water recirculating system for instant hot water and a newly installed septic system (2022), recently inspected and pumped May 2026. The magic continues outdoors on your flourishing home farm, offering a continuous harvest from May through December with apples, cherries, strawberries, blueberries, raspberries, pears and peaches, all supported by a French drain system for optimal soil health. The farm comes complete with a chicken coop and sheds! To top it off, you are perfectly situated within walking distance of Central Avenue Elementary School and just minutes from Highway 512 for easy commuting to I-5 or SR-167. Tour Today!

10517 44th Avenue E, Tacoma

Listing Broker: Epique Realty; Nolan Patrick Jones; 253-653-9283; nolanjones67@hotmail.com

5315 78th Street E, Tacoma
$524,900
3 Beds ⋅ 2 Baths ⋅ 2594544 MLS ⋅ ACTIVE Status
Tacoma Rambler on over half an acre with room to relax, entertain and park your toys! Enjoy an oversized concrete patio and 12x12 storage building with a 4-foot overhang. The primary includes a private bath with shower, and the spacious utility room offers pantry storage. New interior paint and carpet! Forced-air gas heat and gas hot water add everyday convenience. Attached 2-car garage, plus room alongside for RV or boat parking. Peaceful dead-end street. Located in the Puyallup School District with convenient access to freeways, schools and shopping!

5315 78th Street E, Tacoma

Listing Broker: Terrafin; Dennis Folk; 253-310-1552; dennis@terrafinre.com

5117 5119 84th Street E, Tacoma
$599,000
2577828 MLS ⋅ ACTIVE Status
Excellent investment opportunity with this well-maintained duplex featuring two desirable 2-bedroom, 1.5-bath units in a private, convenient location. These thoughtfully designed floor plans are consistently easy to rent, making this an ideal addition to any investment portfolio. One unit is occupied by a long-term tenant, while both units have been well cared for. Each home offers a functional two-story layout with the living areas, kitchen, laundry, and a convenient half bath on the main level, while both bedrooms and a full bathroom are located upstairs. Each unit also includes its own washer and dryer, a covered parking space, and ample storage. Surrounded by mature landscaping that provides a sense of privacy for tenants, this property offers a peaceful setting while remaining close to shopping, dining, schools, and major commuter routes. Whether you're looking to expand your rental portfolio or invest in a property with strong long-term appeal, this duplex is one you won't want to miss.

5117 5119 84th Street E, Tacoma

Listing Broker: Neighborhood Experts Real Est.; Falynn Auston; 360-421-6585; falynn@neighborhoodexpertswa.com

9314 Canyon Road E Unit #52, Puyallup
$84,950
2 Beds ⋅ 2 Baths ⋅ 2564707 MLS ⋅ ACTIVE Status
CANYON TERRACE PUYALLUP, WA. 55+ Manufactured home park off Canyon Road and near HWY 512 and I-5. 2 Bedrooms and one and one half bathrooms. Large living room and dining room combination. Convenient kitchen with bult in coffee bar. 1,052 SQ FT. Two car carport and storage unit currently used as workshop, these are owned and maintained by the park. Covered walk way entire length outside access from street to backyard. Separate utility room with newer hot water heater. Large landscaped back yard with separate storage for tools.

9314 Canyon Road E Unit #52, Puyallup

Listing Broker: John L. Scott, Inc.; Lorraine B. Dill; 253-831-2944; lorrained@johnlscott.com

5125 78th Street E, Tacoma
$640,000
4 Beds ⋅ 3 Baths ⋅ 2564014 MLS ⋅ ACTIVE Status
Welcome to your private urban oasis—a 4 bed/2.5 bath Craftsman gem at the end of a quiet cul-de-sac. Updated throughout and designed for living well, this home centers around the art of gathering. The open kitchen flows naturally with bar seating perfect for morning coffee or entertaining friends. But the real magic happens outside. The expansive stone patio is your personal retreat—the heart of this home. Whether you're hosting summer dinners, morning coffee with neighbors, or just unwinding after work, this is where life happens. The thoughtfully designed backyard is truly a hang-out haven: a dedicated play area , a bar with pump sink for cocktails and conversation, mature landscaping, and a gated entry for privacy and security. Even room for RV parking. The bright primary suite with its large windows and attached full bath offers a peaceful retreat of your own. Quick access to WA-512 and Downtown Puyallup means urban convenience without sacrificing your backyard sanctuary. This is more than a house—it's an entertainer's paradise and a haven all in one. Schedule your showing today! Ask about the preferred lender credit — buyers can put lender credit toward closing costs or a rate buy down. Come see today!

5125 78th Street E, Tacoma

Listing Broker: Asay Realty; Sarah Asay; 206-310-0683; sarah@asayrealty.com

3603 110th Street Ct E, Tacoma
$425,000
3 Beds ⋅ 3 Baths ⋅ 2562640 MLS ⋅ ACTIVE Status
Low-maintenance homeownership without giving up the things you actually want — 3 bedrooms, a two-car garage, your own fenced backyard and the privacy of a gated community. Inside, you'll find a bright and inviting floor plan with a high-efficiency heat pump providing year-round climate control for comfort and energy savings. Step outside to a fully fenced backyard, perfect for relaxing, entertaining, gardening, or giving pets a secure place to play. The HOA adds exceptional value by maintaining the roof, exterior siding, and front yard landscaping, allowing you to enjoy homeownership with less upkeep. Conveniently located near shopping, dining, schools, and major commuting routes, this move-in ready home offers the perfect blend of privacy, security, and easy living.

3603 110th Street Ct E, Tacoma

Listing Broker: RE/MAX Exclusive; Shelley Manada; 253-313-4794; Themanadagroup@gmail.com

5202 96th Street E, Tacoma
$599,950
3 Beds ⋅ 2 Baths ⋅ 2560685 MLS ⋅ ACTIVE Status
Location! Location! Location! Hard to find a well-maintained rambler in the Summit-Waller Community. This home has been tastefully updated both inside and out. Starting in the kitchen with cabinets, countertops, flooring, painting, lighting, roof, heating, and much more. There is plenty of room to roam on your oversize fence backyard. Tons of parking for your toys with a detach garage, covered carport, and yes, for your RV. Easy access to shopping, restaurants, light rail, and 512. This one won't last.

5202 96th Street E, Tacoma

Listing Broker: John L. Scott, Inc.; David A. Larsen; 253-732-8915; 4sale2u@msn.com

13711 Vickery Avenue E, Tacoma
$950,000
5 Beds ⋅ 4 Baths ⋅ 2556707 MLS ⋅ ACTIVE Status
Remodeled home, situated on nearly 2.5 acres. Entertainers dream. Huge LR features Pergo laminate flooring. Tiled heated floors in spacious kitchen/dining, appliances are negotiable; vaulted ceilings; family room. Massive mstr bedroom w/luxurious mstr bath w/walk-in shower & soaking tub. Bonus room & loft upstairs. Plenty of space for RV/Boat + plenty of covered parking for your vehicles. City living with country feel

13711 Vickery Avenue E, Tacoma

Listing Broker: Keller Williams Yakima Valley; Henry Jorquera; 253-227-4602; 12ManRealEstate@gmail.com

4322 60th Street E, Tacoma
$1,195,000
4 Beds ⋅ 3 Baths ⋅ 2552692 MLS ⋅ ACTIVE Status
This newly constructed house has so many features that will have you wanting to make it your home! A large kitchen and walk in pantry that will appeal to any home cook. An RV garage that will fit an RV, boat, tandem parked cars, a home mechanic shop, or many other toys. Hardwood floors throughout with central vacuum for cleaning convenience. The luxurious master bath includes a freestanding soaking tub, a huge walk-in shower, heated tile floor, a heated towel rack, and lighted mirrors that also keep them fog free. The laundry room is located upstairs and boasts a sink, cabinets, and quartz countertops for laundry day ease. In addition to the open concept family room, dining area, and kitchen, you have a lovely sitting room as soon as you enter the home and a large bonus room upstairs that has unlimited potential. There are 3 bedrooms located upstairs with the 4th bedroom on the main floor and an easily accessible bathroom with a walk in shower for guests or multigenerational living. Then there is the property itself! A corner lot that is just over 1 acre, with a large portion of it still forested. If the large yard is not enough, then you have a whole playfield right across the street with a nice walking path all around it. The location makes getting around so easy, located just minutes from I5 or Highway 512.

4322 60th Street E, Tacoma

Listing Broker: eXp Realty; Jamal Id Brahim; 253-232-8579; Jamal.idbrahim@exprealty.com

6804 47th Avenue E, Tacoma
$650,000
4 Beds ⋅ 3 Baths ⋅ 2552315 MLS ⋅ ACTIVE Status
Welcome to this 4 bed, 2.75 bath home on a large, secluded lot with beautiful territorial views and a peek-a-boo view of Mount Rainier. Come home every day to mature landscaping, extensive flower beds, a fully fenced and shaded backyard, plus a pond with a peaceful fountain. This home features newer Stainless Steel appliances, granite countertops, newer laminate vinyl plank floors throughout, engineered hardwood floors in the kitchen, and a newer heat pump for year-round comfort. Relax upstairs in the living room with a huge picture window, two-sided wood burning fireplace, and a balcony off the dining room. Down the hall, the spacious Primary bedroom has ample closet space and an ensuite bathroom. The Primary bathroom is fully updated featuring a glass shower door, luxury Italian tile floors, and a beautiful stone top vanity. The upstairs hallway bathroom is fully remodeled with granite counters, double vanity sinks, tri-fold glass shower doors, and luxury Italian tile flooring. Downstairs, you will find an additional bedroom plus a spacious family room with a wood burning fireplace and sliding glass doors out to the patios and pond. The downstairs bathroom is also fully updated with all new light fixtures, plumbing, bathroom fixtures, and ceramic tile flooring. The utility room contains natural light, ample custom cabinetry, and granite tile counters for ease of use. With no HOA and RV parking, this is a home you can't miss!

6804 47th Avenue E, Tacoma

Listing Broker: Better Properties Real Estate; Katrina Murray; 253-589-2680; skmurray422@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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