Mirror Lake Homes with FHA Terms

Mirror Lake Homes with FHA Terms

Welcome to the charming neighborhood of Mirror Lake in Federal Way, Washington. Nestled in King County, this picturesque community offers a perfect blend of natural beauty and modern conveniences.

Mirror Lake is known for its serene surroundings, with the stunning lake serving as the focal point of the neighborhood. Residents can enjoy peaceful strolls along the water's edge or partake in recreational activities such as boating and fishing.

For those looking to make Mirror Lake their home, there are plenty of options available with FHA terms. Whether you're a first-time homebuyer or looking to upgrade to a larger property, purchasing a home in Mirror Lake with FHA terms can make the process more accessible and affordable.

Living in Mirror Lake means enjoying a close-knit community atmosphere while still being within easy reach of urban amenities. The neighborhood is dotted with parks, schools, and local shops, making it a desirable location for families and individuals alike.

If you're searching for a place that offers a peaceful retreat from the hustle and bustle of city life, look no further than Mirror Lake. With its scenic beauty, convenient location, and homes available with FHA terms, this neighborhood has everything you need to live your best life in Federal Way, Washington.

Newest Mirror Lake Homes with FHA Terms

$549,950
3 Beds ⋅ 1 Baths ⋅ 2569814 MLS ⋅ ACTIVE Status
WOW FANTASTIC ONE STORY 3 Bedroom Home LOCATED on A FENCED & GATED LEVEL 9,375 SF LOT W/ Space for RV PARKING !! This Spectacular Better Then NEW Home Is Located Between Down Town Federal Way & Soundcrest Community, Walking Distance Away From Great Shopping & Dinning. GAS FORCED AIR HEAT, Large Living Room w/ BRICK FIREPLACE, Gorgeous NEW VINYL PLANK FLOORS Thru out the Entire FRESH PAINTED & UPDATED INTERIOR. Open & Bright KITCHEN w/ Eating Space & NEW CABINETS w/ Chrome Hardware , STAINLESS STEEL KITCHEN SINK w/ GOOSE NECK FAUCET & NEW DISHWASHER & Appliances. Organized Separate UTILITY ROOM w/ Amanda WASHER & DRYER included. Shop Area & One CAR GARAGE w/ NEW GARAGE DOOR & AUTO GARAGE OPENER. FANTASTIC WHITE SOLID CORE PANEL DOORS Thru out w/ New Chrome Door Knobs And Hinges. THREE BEDROOMS All In Excellent Shape W/ Organized Closets. GR8 Looking Light Fixtures. LARGE FULL BATHROOM with FANTASTIC BATH TUB and NEW SHOWER SURROUNDS & GR8 NEW BATH RM Cabinet & Sink RECENT NEW COMPOSITION ROOF & WHITE VINYL WINDOWS & FRESH PAINTED EXTERIOR, Fully Landscaped FENCED Back Yard Perfect For Pets REALLY A GR8 HOME

31344 13th Ave S, Federal Way

Listing courtesy of Greater Realty, Inc..

$599,950
2 Beds ⋅ 2 Baths ⋅ 2560994 MLS ⋅ ACTIVE Status
Turn-key Craftsman living in award-winning Mirror Lake Highlands, the 2021 New Home Council Community of the Year! Designed for easy strolls & open green spaces, this low-maintenance neighborhood offers quick access to shopping, parks & major commuter routes. The light-filled main level features gleaming LVP floors, new plush carpeting, custom window shutters throughout & an open-concept living area. Main level spacious primary suite with a walk-in closet & double vanity. The timeless kitchen includes stainless appliances, a walk-in pantry & main-floor laundry. Upstairs offers a guest bedroom, full bath with a soak-in tub & a versatile loft for an office or flex room. Enjoy a private fenced back patio with partial lake views or relax & enjoy the covered front porch nestled in front of the community Zen garden. Home next to the community clubhouse to host your epic gathering & complete with a detached garage with extra storage, this home offers the ideal mix of privacy, convenience & charm. Welcome home!

31100 6th Lane SW, Federal Way

Listing courtesy of Redfin.

$500,000
3 Beds ⋅ 1 Baths ⋅ 2566169 MLS ⋅ ACTIVE Status
Enjoy total privacy in this lovely, updated rambler with HUGE detached garage. Light & bright with oversized windows and features including living room with recessed lighting & cozy woodstove, dining room with slider to patio, kitchen with gas stove, subway tile backsplash and farmhouse style sink that overlooks the backyard. Good sized bedrooms with hardwood floors. Wonderful utility room with great storage space and pantry area. Updated bathroom with charming vanity and faucet, rainfall showerhead, and built-in storage. The entire lot is fenced with pathways and mature plantings including a Japanese maple, flowering dogwood, raspberry bushes, apple tree and great areas for gardening, relaxing and BBQ'ing all year long. The mechanic/contractor/flex-space dream garage offers approx. 500 sq ft and is ready for what your heart desires -- enjoy the electric garage door opener, new garage door, pull down attic storage and possibilities galore. Fantastic location with easy access to the Redondo boardwalk, beaches, parks, restaurants, and shopping!

222 SW 305th Street, Federal Way

Listing courtesy of Coldwell Banker Danforth.

$559,950
3 Beds ⋅ 2 Baths ⋅ 2560731 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated Federal Way property, ideally located just minutes from shopping, dining, and commuter routes. The main home and ADU have been thoughtfully updated within the last two years to include brand new exterior paint, updated kitchens, flooring, bathrooms, and a new roof! Featuring a versatile layout with a fully separate ADU, this home offers the perfect opportunity for multigenerational living, supplemental rental income, or a savvy investment. Outside, you’ll find both a large fully fenced front yard and backyard. Whether you’re looking to offset your mortgage with rental income or expand your investment portfolio, this property delivers exceptional flexibility. The main home has a strong rental history at approximately $2,290 per month, while the ADU has rented for approximately $1,350 per month, creating an attractive income-producing opportunity.

31327 12th Place S, Federal Way

Listing courtesy of Better Properties UP/Fircrest.

$520,000
3 Beds ⋅ 1 Baths ⋅ 2561641 MLS ⋅ ACTIVE Status
Beautifully updated 3-bedroom, 1-bath rambler on a spacious, level lot in a prime location just minutes to Dash Point State Park and Redondo Beach. The thoughtfully remodeled interior features an open-concept floor plan and a stunning chef's kitchen with a massive quartz island, perfect for entertaining and everyday living. All appliances are included, making this home truly move-in ready. Major updates completed in 2018 include electrical, plumbing, a high-efficiency gas furnace, and a durable lifetime metal roof, offering modern comfort and lasting peace of mind. Enjoy year-round outdoor living in the screened-in covered patio overlooking the fully fenced backyard with a charming gazebo, mature fruit trees, and a garden shed. The oversized lot also offers rare RV parking with a dedicated drain plus plenty of off-street parking. Conveniently located near shopping, dining, commuter routes, and within the Federal Way School District. No HOA.

413 SW 305th Street, Federal Way

Listing courtesy of KW Lake Washington So.

$1,050,000
5 Beds ⋅ 3 Baths ⋅ 2558095 MLS ⋅ ACTIVE Status
Welcome to this exceptional gated Mirror Lake home offering 40 feet of shoreline, breathtaking water views, and thoughtfully designed spaces with hardwood floors and custom details throughout. The gourmet kitchen is beautifully appointed with Silestone countertops, stainless steel appliances, a beverage refrigerator, breakfast bar, and a large sunny eating nook. French doors open to a private courtyard and garden, creating a seamless connection between indoor and outdoor living. The main floor features a convenient bedroom and a versatile office, gym, or hobby room. The inviting living room showcases crown molding, a gas fireplace, and unobstructed lake views. Upstairs, the spacious primary suite offers a walk-in closet and a spa-inspired bath featuring a soaking tub, heated towel rack, bidet, and skylight. Outside, enjoy the expansive deck with a hot tub, outdoor shower, and peaceful lakefront surroundings perfect for recreation or quiet evenings. A 910 sq ft detached garage and 600 sq ft covered RV carport provide exceptional storage and flexibility. This remarkable waterfront property combines timeless comfort, quality finishes, and an outstanding setting for enjoying the beauty of Mirror Lake. Mortgage savings may be available for buyers of this listing.

31422 7th Place SW, Federal Way

Listing courtesy of Redfin.

$559,000
3 Beds ⋅ 2 Baths ⋅ 2556426 MLS ⋅ ACTIVE Status
Welcome to the highly sought-after Mirror Lake Highland neighborhood, recognized as the 2021 Puget Sound Community of the Year by Seattle's New Home Council. This peaceful community offers beautifully maintained grounds, a charming community garden, and a welcoming clubhouse, creating a true sense of neighborhood. This home includes a private one-car garage and is filled with warmth and natural light. Step inside to soaring tongue-and-groove vaulted pine ceilings, skylights, and expansive windows. The main-level primary suite provides comfort and convenience, featuring a spacious walk-in closet. Upstairs, you'll find a versatile open loft overlooking the main living area—ideal as a home office, media room, play area, or reading nook. Outside, enjoy a fully fenced backyard with mature berry plants—perfect for gardening, entertaining, or simply relaxing in your own private retreat. The outdoor space is a wonderful extension of the home. With its unique architectural character, abundant natural light, functional floor plan, and exceptional community amenities, this home offers the perfect blend of comfort, style, and convenience.

30914 6th Lane SW, Federal Way

Listing courtesy of Better Properties Soundview.

$649,950
3 Beds ⋅ 2 Baths ⋅ 2552743 MLS ⋅ ACTIVE Status
Beautifully updated and move in ready, this spacious home offers modern finishes, open living spaces, and thoughtful upgrades throughout. A stunning mahogany front door welcomes you into an open concept living area filled with natural light from expansive windows. Brand new laminate flooring flows throughout the home. The fully remodeled kitchen features brand new stainless steel appliances, a spacious island with seating, quartz countertops, contemporary cabinetry, a large walk in pantry, and beautiful new tile finishes. Illuminated vanity mirrors add a luxurious touch. The versatile layout offers flexibility for a variety of living arrangements. Upstairs, enjoy a cozy fireplace, while the lower level features a second fireplace, a spacious bedroom, and a full bathroom, making it ideal for multigenerational living, guests, or a private home office. Both bathrooms have been updated with new tile and modern finishes, and the upstairs bathroom features a spacious dual sink vanity. A durable metal roof adds long term value, while the large, level backyard is perfect for entertaining or relaxing. No HOA. Conveniently located just minutes from Redondo Beach, the Federal Way Light Rail Station, The Commons Mall, shopping, dining, and everyday amenities, this thoughtfully renovated home offers the perfect blend of comfort, style, and convenience.

529 S 302nd Street, Federal Way

Listing courtesy of KW Mountains to Sound Realty.

$699,950
5 Beds ⋅ 2 Baths ⋅ 2551807 MLS ⋅ ACTIVE Status
This property meets all of the legal requirements to operate an adult family home business, with one through six residents, but it has capacity for up to eight (two single rooms and three doubles). The sale conveys the lease agreement with the tenant. AFH business is separately for sale, listed in business opportunity, (MLS 2562632). Owner prefers to sell jointly. Business sale includes the State of Washington business license, 1 or 2 residents, and 1 or 2 temporary licensed staff. Annual gross sales accounts from a 50% occupancy capacity. The income-generating rambler sits on a 10,000 plus square-foot lot in the Mirror Lake community in Federal Way. The owner spent nearly $100,000 to renovate the property: updated the bathrooms, added two additional bedrooms, and turned the one-car garage into a laundry and storage room. The business home features: ADA accessible ramps at both entrances; hardwood floors and carpets throughout; a wood fireplace and an enormous street-facing window in the living room, with an open-dividing wall between it and the kitchen and dining room; wooden cabinets; French doors that open to a manicured PNW yard; and a master bedroom with a half ensuite. All appliances convey with the home, including: Kenmore Elite induction stove, Samsung fridge, washer and dryer, a wooden dining table, and some medical equipment and state-of-the-art medical beds.

Federal Way

Listing courtesy of Keller Williams North Seattle.

$323,000
2 Beds ⋅ 2 Baths ⋅ 2503845 MLS ⋅ ACTIVE Status
Welcome to this well-maintained condo in the heart of Federal Way, offering a comfortable layout, functional living spaces, and a convenient location close to everyday amenities. Located within a gated community, this 2-bedroom home features an open living and dining area with a cozy gas fireplace and easy access to the private back deck—perfect for relaxing, outdoor dining, or enjoying the shared green space. The kitchen offers granite countertops, stainless steel appliances, ample cabinetry, and practical workspace for daily living. A convenient half bath is located on the main level, while upstairs you’ll find two spacious bedrooms with closet organizers and a full bath featuring a tile shower and generous counter space. Updated flooring on the main level, organized storage throughout, and a dedicated laundry area add to the home’s functionality. The back deck includes additional outdoor storage, and HOA dues cover water, sewer, and trash for added convenience. This home presents a great opportunity for someone looking to add their own personal touches and build equity over time. Conveniently situated near shopping, dining, parks, transit, and major commuter routes, this condo combines value, location, and potential in one inviting package.

1040 S 320th Street Unit #19, Federal Way

Listing courtesy of eXp Realty.

$299,950
2 Beds ⋅ 2 Baths ⋅ 2521262 MLS ⋅ ACTIVE Status
*MAJOR PRICE IMPROVEMENT!* Welcome to the gated Trinidad South community in the heart of Federal Way - where comfort, convenience, and location truly come together! This townhome-style condo lives more like a single-family home with a bright, open-concept main floor, spacious great room, and cozy gas fireplace, making it perfect for everyday living and entertaining. Major updates are already done for you: newer deck, windows, slider, and washer & dryer (all just 2 years old). The primary bathroom has been beautifully remodeled, and all appliances stay - this home is totally move-in ready! Step outside to relax on your private deck or enjoy being just minutes from literally everything. You’re close to all kinds of shopping, dining, and entertainment at The Commons at Federal Way, everyday essentials at nearby Costco, Target, Home Depot, Trader Joe's, plus countless restaurants, coffee shops, and many other services nearby. Commuters will definitely love the easy access to the Federal Way Transit Center and Link Light Rail, connecting you to Seattle, Tacoma, and beyond. Low-maintenance living, smart updates, and a location that puts everything within reach. Primary bedroom has been freshly painted.

1040 S 320th Street Unit #5, Federal Way

Listing courtesy of NextHome South Sound.

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