Esperance Homes with FHA Terms

Esperance Homes with FHA Terms

Located in Edmonds, Washington, Esperance is a charming neighborhood nestled in Snohomish County. With its serene surroundings and easy access to urban amenities, Esperance offers a desirable living experience for residents.

One of the notable features of homes in Esperance is their eligibility for FHA terms. FHA, or Federal Housing Administration, loans are a popular financing option for homebuyers, as they offer more flexible credit requirements and lower down payment options. This means that potential homeowners in Esperance can take advantage of these favorable terms when purchasing their dream home in the neighborhood.

Esperance boasts a diverse range of housing options, from cozy single-family homes to spacious townhouses. The neighborhood's tree-lined streets and well-maintained properties create a welcoming atmosphere for residents. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Esperance has something to offer for every lifestyle and budget.

In addition to its housing options, Esperance is also known for its proximity to a variety of amenities. The neighborhood is conveniently located near shopping centers, restaurants, and recreational facilities. Outdoor enthusiasts can explore nearby parks and trails, while those seeking cultural experiences can visit museums and art galleries in the surrounding area.

With its ideal location and FHA financing options, Esperance presents an excellent opportunity for homebuyers looking to settle down in Edmonds. Experience the best of suburban living in this picturesque neighborhood, where comfort, convenience, and affordability meet.

Newest Esperance Homes with FHA Terms

$1,367,000
5 Beds ⋅ 3 Baths ⋅ 2569110 MLS ⋅ ACTIVE Status
Open concept doesn't have to mean every room does everything. The Robinson on homesite 7 offers a fresh perspective on open-concept living by creating connection while giving each space a little more definition. The kitchen remains visually connected to the great room while enjoying just enough separation to let conversations continue naturally without every activity competing for the same space. It's an approach that feels open, yet surprisingly peaceful once you experience it. The home's best ideas quietly reveal themselves over time. A tucked-away main-level bedroom provides flexibility and privacy. A private pocket office with hidden storage beneath the stairs, a garage entry drop zone, and a covered patio designed to feel like an extension of the living spaces are the kinds of details owners appreciate long after move-in day. Upstairs, a sitting room off the spacious primary suite creates room for reading, another workspace, or even a dramatic dressing room, while direct laundry room access from the walk-in closet help the beginning and end of each day feel just a little easier. Located within Rosewood Manor, Adamant Homes' 16 home community in Edmonds, the Robinson home reflects a simple belief: thoughtful homes elevate what matters most. Earliest move-in: 10/30/2026. Site Reg Policy - Buyer’s agent must accompany. Photos of this plan from a past community; orientation, finishes, & details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS to community.

23002 81st Place W, Edmonds

Listing courtesy of Epique Realty.

$1,287,000
5 Beds ⋅ 3 Baths ⋅ 2569126 MLS ⋅ ACTIVE Status
Everything has its place in the Martin. Home 6 is designed around a distinctive geometric center-island kitchen that becomes the natural hub of the home. This floor plan creates an intuitive rhythm where everyday life simply feels easier. Rather than asking one room to do everything, the Martin gives every space its own purpose. Conversations naturally begin around the island before flowing into the great room, while quieter moments find their place just beyond the activity of the home's center. A bonus built-in space beyond the island naturally becomes a coffee station, entertaining area, display space, or simply a home for the little things that make everyday life work beautifully. A private pocket office creates one more quiet place behind a door without sacrificing living space, while direct laundry room access from the primary closet, a thoughtfully planned garage entry drop zone, a covered patio designed to feel like a natural extension of the great room, and carefully integrated storage throughout the home quietly remove friction from everyday routines. Located within Rosewood Manor, Adamant Homes' 16 new home community in Edmonds, the Martin reflects a simple belief: thoughtful homes elevate what matters most. Earliest move-in date is 10/26/2026. Site Registration Policy - Buyer’s agent must accompany. Photos are of this plan from a past community; orientation, finishes, and details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS to community.

22026 81st Place W, Edmonds

Listing courtesy of Epique Realty.

$725,000
3 Beds ⋅ 1 Baths ⋅ 2565794 MLS ⋅ ACTIVE Status
Turnkey Esperance rambler sits on a flat lot at the end of a cul-de-sac, with a backyard that gives you room to truly enjoy the outdoors. The fully fenced yard offers space for gardening, play, pets and gatherings, with a backyard gazebo creating a natural spot for relaxing or entertaining. Inside, the flexible layout offers comfortable living spaces plus a dedicated office or additional bedroom and a versatile loft/bonus area above the garage. Hardwood floors, plantation shutters and newer kitchen appliances add to the appeal, while the extra-large laundry room provides plenty of room for storage and everyday tasks. Central A/C keeps the home comfortable through warmer weather, and the high-efficiency gas furnace with air scrubber adds year-round comfort. A newer roof is another practical advantage. Enjoy all that Edmonds has to offer. Close to shopping, dining, parks and beaches, with easy access to Highway 99 and I-5 and a short drive to the waterfront.

22628 87th Avenue W, Edmonds

Listing courtesy of RE/MAX Northwest.

$1,149,950
4 Beds ⋅ 3 Baths ⋅ 2566719 MLS ⋅ ACTIVE Status
New construction in Edmonds’ coveted Esperance neighborhood, this 4-bedroom home pairs modern style with a versatile, open-concept layout. The sun-filled main level is anchored by a striking gas fireplace with floor-to-ceiling stone surround, creating a warm focal point for everyday living and entertaining. The chef’s kitchen features a generous quartz island, open-shelf accents, stainless appliances, gas range, crisp white shaker cabinetry, and an oversized walk-in pantry. The dining area flows seamlessly to the fully fenced yard for effortless indoor-outdoor living. A main-floor bedroom and separate den offer added flexibility, while upstairs, the spacious primary suite includes a walk-in closet and spa-inspired 5-piece bath. A bonus family room/loft provides even more room to relax or gather. Wide-plank LVP flooring, an EV-ready 2-car garage, builder warranty, and long private driveway complete the package. Conveniently located minutes from schools, the Edmonds Bowl, shops, parks, Hwy 99, and I-5. Builder offering a $50K rate buydown through the preferred lender.

8014 222nd Street SW, Edmonds

Listing courtesy of Windermere Real Estate GH LLC.

$924,999
3 Beds ⋅ 3 Baths ⋅ 2560314 MLS ⋅ ACTIVE Status
Located just minutes from Yost Park and Pool, downtown Edmonds, and the waterfront, this prime location is hard to beat. Tucked away at the end of a quiet cul-de-sac, this light-filled tri-level home offers a functional and desirable floor plan, along with an amazing yard that provides plenty of space to relax, play, and entertain. Large windows throughout flood the home with natural light and highlight the spacious living areas, complemented by a cozy wood burning fireplace that add warmth and character. Enjoy morning coffee in the kitchen breakfast nook and lively holidays in the dining room. The thoughtfully designed tri-level floor plan provides separation of space while maintaining an easy flow for everyday living. The upper level features three bedrooms, including a primary suite with an attached 3/4 bath, along with a full bathroom serving the additional bedrooms. The generously sized lower-level recreation room offers flexible living space and is complemented by a convenient half bath. Additional features include a new furnace, a two-car garage, and ample outdoor space to enjoy all that summer has to offer. Set in a sought-after Edmonds location with easy access to parks, restaurants, shopping, and the waterfront, this home is a definite must-see!

8821 221st Place SW, Edmonds

Listing courtesy of Coldwell Banker Bain.

$699,950
3 Beds ⋅ 4 Baths ⋅ 2555563 MLS ⋅ ACTIVE Status
FEE SIMPLE NEW CONSTRUCTION - Elevated living at Arden Terrace Townhomes - A Community proudly built by Avenue West Homes. Builder offering a 1% buydown for rate or closing cost credits in addition to prepaid HOA dues for one year. Thoughtfully designed floorplan ensures each bedroom has their own bathroom. All levels feature modern cabinetry, plank flooring, air conditioning and recirculating hot water. A ground-level bedroom welcomes you off the keyless entry and is a perfect place to work from home or carve out a retreat for guests. The grand quartz island makes an impressive statement in the kitchen with convenient patio access for outdoor grilling. A dedicated work-from-home office nook with built-in desk is conveniently located off the living area. Upstairs find two Primary Suites; complete with walk-in closets that feature custom organizers. Electric vehicle charging in the side-by-side garage (not tandem). Low HOA Dues, $100/monthly. Two miles to the Terrace Light Rail Station and one mile to the 10-acre Esperance Park. 1-year Builder Warranty.

7925 230th Street SW Unit #A4, Edmonds

Listing courtesy of The Preview Group.

$1,335,000
5 Beds ⋅ 4 Baths ⋅ 2552367 MLS ⋅ ACTIVE Status
Some homes impress you immediately, but the Crystal gets better with every step. Rather than relying on one dramatic feature, this thoughtfully refined floor plan creates a remarkable sense of openness through natural flow and rooms that feel just a little more generous than expected. Every transition feels intentional, allowing the home to unfold gracefully while balancing spacious gathering areas with comfortable places to retreat. It's a floor plan that continues to reveal itself the longer you spend inside. A beautifully appointed scullery pantry provides additional prep space, everyday storage, and organization while allowing the main kitchen to remain the natural center of gathering and entertaining. A covered deck designed to feel like a natural extension of the adjacent living spaces, a private sitting room, generous secondary bedrooms, and a welcoming primary suite all reinforce the home's quiet sense of generosity. Rather than asking one room to make a statement, the Crystal succeeds because every room contributes to the experience. Located within Rosewood Manor, Adamant Homes' 16 new home community in Edmonds, the Crystal reflects a simple belief: thoughtful homes elevate what matters most. Ready for move-in now! Site Registration Policy - Buyer’s agent must accompany. Photos of this plan from a past community; orientation, finishes, and details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS to community.

22001 81st Place W, Edmonds

Listing courtesy of Epique Realty.

$1,299,000
5 Beds ⋅ 4 Baths ⋅ 2552456 MLS ⋅ ACTIVE Status
Some homes are built around square footage. The Glacier home on lot 13 is built around one extraordinary gathering space: a stunning center-island kitchen which naturally becomes the heart of the home, bringing together cooking, conversation, dining, and a covered deck designed to feel like an extension of the great room. Rather than simply creating one large room, the Glacier organizes everyday living around that natural center where celebrations, homework, holidays, and quiet evenings all comfortably overlap. It's a home that makes togetherness feel effortless without asking anyone to give up their own space. Flexibility is deliberately woven throughout the plan. A private pocket office creates another quiet place behind a door when life calls for it, while the main-level guest suite, generous bonus loft, thoughtfully integrated storage, and three-car garage allow the home to evolve alongside changing needs. Every decision supports the belief that the best gathering spaces aren't simply beautiful... they quietly make everyday life work better. Located within Rosewood Manor, Adamant Homes' 16 new home community in Edmonds, the Glacier reflects a simple belief: thoughtful homes elevate what matters most. Ready late September 2026. Site Registration Policy - Buyer’s agent must accompany. Photos of this plan from a past community; orientation, finishes, and details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS to community.

22015 81st Place W, Edmonds

Listing courtesy of Epique Realty.

$1,315,000
5 Beds ⋅ 4 Baths ⋅ 2552446 MLS ⋅ ACTIVE Status
Some homes are built around square footage. The Glacier home on lot 15 is built around one extraordinary gathering space: a stunning center-island kitchen that naturally becomes the heart of the home, bringing together cooking, conversation, dining, and a covered deck designed to feel like an extension of the great room. Rather than simply creating one large room, the Glacier organizes everyday living around a natural center where celebrations, homework, holidays, and quiet evenings all comfortably overlap. It's a home that makes togetherness feel effortless without asking anyone to give up their own space. Flexibility is deliberately woven throughout the plan. A private pocket office creates another quiet place behind a door when life calls for it, while the main-level guest suite, generous bonus loft, thoughtfully integrated storage, and three-car garage allow the home to evolve alongside changing needs. Every decision supports the belief that the best gathering spaces aren't simply beautiful... they quietly make everyday life work better. Located within Rosewood Manor, Adamant Homes' 16 new home community in Edmonds, the Glacier reflects a simple belief: thoughtful homes elevate what matters most. Move in ready by late August 2026. Site Registration Policy - Buyer’s agent must accompany. Photos of this plan from a past community; orientation, finishes, and details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS to community.

22005 81st Place W, Edmonds

Listing courtesy of Epique Realty.

$1,345,000
5 Beds ⋅ 3 Baths ⋅ 2552292 MLS ⋅ ACTIVE Status
Open concept doesn't have to mean every room does everything. The Robinson offers a fresh perspective on open-concept living by creating connection while giving each space a little more definition. The kitchen remains visually connected to the great room while enjoying just enough separation to let conversations continue naturally without every activity competing for the same space. It's an approach that feels open, yet surprisingly peaceful once you experience it. The home's best ideas quietly reveal themselves over time. A tucked-away main-level bedroom provides flexibility and privacy. A private pocket office with hidden storage beneath the stairs, a garage entry drop zone, and a covered patio designed to feel like an extension of the living spaces are the kinds of details owners appreciate long after move-in day. Upstairs, a sitting room off the spacious primary suite creates room for reading, another workspace, or even a dramatic dressing room, while direct laundry room access from the walk-in closet help the beginning and end of each day feel just a little easier. Located within Rosewood Manor, Adamant Homes' 16 new home community in Edmonds, the Robinson home reflects a simple belief: thoughtful homes elevate what matters most. Early September move in! Site Registration Policy - Buyer’s agent must accompany you. Photos are of this plan in a past community; orientation, finishes, and details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS.

22016 81st Place W, Edmonds

Listing courtesy of Epique Realty.

$1,180,000
3 Beds ⋅ 3 Baths ⋅ 2552311 MLS ⋅ ACTIVE Status
The right amount of home can change everything. The Davis on homesite 5 proves that living well isn't about adding more square footage - it's about making every space work beautifully. Light-filled living areas, thoughtful proportions, and an effortless flow create a home that feels remarkably open and inviting, while the kitchen naturally connects gathering, dining, and everyday living without overwhelming the home. It's a floor plan that feels comfortable from the moment you walk in because every room is sized for the way it's actually used. Upstairs, a flexible bonus loft offers room to work, unwind, or adapt as life changes, while the spacious primary suite becomes a true retreat with a private balcony that extends your living space outdoors. Thoughtful storage throughout the home keeps everyday necessities close at hand without becoming the focus, allowing the living spaces to remain calm, open, and welcoming. Located within Rosewood Manor, Adamant Homes' 16 new home community in Edmonds, the Davis reflects a simple belief: thoughtful homes elevate what matters most. Come find home here in mid-September 2026! Site Registration Policy - Buyer’s agent must accompany. Photos of this plan from a past community; orientation, finishes, and details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS to community.

22022 81st Place W, Edmonds

Listing courtesy of Epique Realty.

$1,295,000
5 Beds ⋅ 3 Baths ⋅ 2552331 MLS ⋅ ACTIVE Status
Everything has its place in the Martin. Home 2 is designed around a distinctive geometric center-island kitchen that becomes the natural hub of the home. This floor plan creates an intuitive rhythm where everyday life simply feels easier. Rather than asking one room to do everything, the Martin gives every space its own purpose. Conversations naturally begin around the island before flowing into the great room, while quieter moments find their place just beyond the activity of the home's center. A bonus built-in space beyond the island naturally becomes a coffee station, entertaining area, display space, or simply a home for the little things that make everyday life work beautifully. A private pocket office creates one more quiet place behind a door without sacrificing living space, while direct laundry room access from the primary closet, a thoughtfully planned garage entry drop zone, a covered patio designed to feel like a natural extension of the great room, and carefully integrated storage throughout the home quietly remove friction from everyday routines. Located within Rosewood Manor, Adamant Homes' 16 new home community in Edmonds, the Martin reflects a simple belief: thoughtful homes elevate what matters most. Life begins here in mid-August 2026! Site Registration Policy - Buyer’s agent must accompany. Photos are of this plan from a past community; orientation, finishes, and details vary. DOES NOT MAP - use 8104 220th St SW, Edmonds for GPS to community.

22006 81st Place W, Edmonds

Listing courtesy of Epique Realty.

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