Edmonds Homes with FHA Terms

Located in Snohomish County, Washington, Edmonds is a charming neighborhood that offers a perfect blend of suburban tranquility and urban convenience. With its picturesque setting and proximity to the bustling city of Seattle, Edmonds is an ideal place to call home.

One of the standout features of Edmonds is its abundance of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible and affordable for individuals and families. These loans offer flexible credit requirements, low down payment options, and competitive interest rates, making it easier for buyers to secure financing for their dream home in Edmonds.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, the availability of homes with FHA terms in Edmonds provides a fantastic opportunity to enter the real estate market. From cozy bungalows to spacious family homes, there is a wide range of properties to choose from, catering to various budgets and preferences.

Aside from the homes themselves, Edmonds boasts a vibrant community with excellent schools, parks, and recreational facilities. Residents can enjoy the beautiful views of the Puget Sound, explore the charming downtown area with its local shops and restaurants, and take advantage of the numerous outdoor activities available in the nearby parks and beaches.

With its desirable location, diverse housing options, and the availability of homes with FHA terms, Edmonds presents an attractive opportunity for those looking to settle down in a welcoming and thriving neighborhood.

Newest Edmonds Homes with FHA Terms

$725,000

4 Beds ⋅ 2 Baths ⋅ 2601372 MLS ⋅ ACTIVE Status

Rare opportunity in Edmonds. Hidden from the street and tucked away on an expansive, private 0.4-acre lot, this spacious 2,100 sq. ft. home provides room to stretch inside and out. Main level includes a huge front room, a generous living room and large kitchen with eating area. New plank flooring and carpet througout and large windows to show off the oversized lot. 2 bedrooms plus full bath on the main and 2 smaller bedrooms up. The partially finished basement awaits your ideas. It includes bonus room, 3/4 bath and extensive storage. Improve to more living space or keep as-is shop, storage and home projects. Enjoy the large deck off the kitchen plus a firepit situated in the center of your private forest. One car garage plus extensive off-street parking for cars/boats/rv's. Just minutes by car to downtown Edmonds and waterfront beaches. Great shopping nearby as well. Highly rated Edmonds schools. Quick access to I-5 and a short walk to multiple bus lines. 1 mile to Ballinger Park. 3 miles to MLT light rail station. Plus development possiblities. Preliminary short plat approved in 2010 (now expired). Buyer to verify current possibilities.

7629 236th Street SW, Edmonds

Listing Broker: Real Property Associates, Inc.; Doug Holman; 206-930-1733; doug@rpare.com

$945,000

4 Beds ⋅ 3 Baths ⋅ 2599527 MLS ⋅ ACTIVE Status

Beautifully refreshed and set on an expansive 11,326-square-foot lot in Edmonds, this inviting tri-level home offers 4 bedrooms, 2.5 bathrooms, and 1,904 square feet of versatile living space. Fresh interior paint and updated flooring complement vaulted ceilings, skylights, hardwood floors, and abundant natural light. The spacious living and dining areas connect to a well-appointed kitchen with generous counter space, ample cabinetry, and a breakfast bar. A separate family room with a fireplace offers a comfortable place to unwind, while the lower-level bedroom provides flexibility for guests, a home office, or additional living needs. Upstairs, the primary suite features a private bath and walk-in closet, accompanied by two additional bedrooms and a full bathroom. The expansive, fully fenced backyard offers an exceptional outdoor setting, featuring a private sport court, spacious entertaining deck, and generous lawn with room to play and gather. A detached outbuilding offers possibilities for a home office, fitness studio, or creative space. Complete with an attached two-car garage and RV parking, this Edmonds home offers an exceptional combination of indoor comfort and outdoor recreation.

8623 242nd Street SW, Edmonds

Listing Broker: Windermere Real Estate GH LLC; Adam E. Cobb; 206-854-9454; adamcobb@windermere.com

$790,000

4 Beds ⋅ 1 Baths ⋅ 2574263 MLS ⋅ FIRST LOOK Status

Beautifully Updated, Move-In Ready Edmonds Home – Pre-Inspected & Sewer Scoped! Welcome to 22317 96th Avenue West in the desirable Westgate neighborhood! This beautifully updated, single-level, 4-bedroom, 1-bath home offers 1,585 square feet of versatile living space with no stairs and no HOA. For added buyer confidence, the home has been pre-inspected, including a sewer scope! Step inside to discover a fully renovated kitchen featuring brand-new stainless steel appliances with transferable warranties, plus a new washer and dryer. The inviting floor plan offers flexibility for a variety of living arrangements. One standout feature is the separate-entry bedroom or office, ideal for a home-based business, private workspace, guest accommodations, or creative studio. Outside, beautifully manicured front and backyards offer inviting spaces for gardening, entertaining, or relaxing. Established landscaping adds charm and curb appeal. Enjoy the freedom of no HOA and the convenience of a fantastic Edmonds location! Shopping, dining, parks, commuter routes, downtown Edmonds, and the picturesque waterfront are all within easy reach. Move-in ready, thoughtfully updated, and filled with possibilities! Whether you're seeking single-level living, a flexible work-from-home arrangement, or a beautifully maintained property in an established neighborhood, this Westgate home is ready to welcome you. Come see all it has to offer! "Discover the comfort and charm of Edmonds"

22317 W 96th Avenue, Edmonds

Listing Broker: HomeSmart One Realty; Chuck Gerchow; 425-418-4638; cgerchow@gmail.com

$1,799,000

4 Beds ⋅ 4 Baths ⋅ 2595455 MLS ⋅ ACTIVE Status

Privately set on nearly half an acre at the end of a cul-de-sac, this 3,666 SF, 4-bedroom Edmonds home is surrounded by mature landscaping, territorial & mountain views and the natural beauty of its setting. Vaulted ceilings, skylights & hardwood floors create a warm, light-filled interior, while multiple living spaces offer exceptional flexibility for everyday life and entertaining. The kitchen features gas cooking, double ovens, abundant cabinetry, and a walk-in pantry, flowing easily into the surrounding gathering spaces. The primary suite offers a walk-in closet, jetted tub & private deck, while the fully finished daylight lower level adds another layer of versatile living. Extensive improvements continue throughout the home and grounds, including all-new decks, railings & front stairs, outdoor tile, firepit, fencing, irrigation, landscaping, tankless water heater, dishwashers, California Closets & Murphy bed. Multiple outdoor living areas, expansive grounds, a creek, and treehouse create a rare sense of privacy, space and connection to the Northwest setting.

1542 10th Place N, Edmonds

Listing Broker: Windermere Real Estate GH LLC; Adam E. Cobb; 206-854-9454; adamcobb@windermere.com

$675,000

3 Beds ⋅ 3 Baths ⋅ 2587400 MLS ⋅ ACTIVE Status

Maintenance free living and commuter's dream! This 1,860 sq ft residence is one of only 10 homes at Brackett Court, where modest monthly dues cover professional grounds care. Sharing just one wall, the home offers a private back patio for morning coffee or evening grilling, with none of the yard work.Durable luxury vinyl plank runs through the main floor, where tall ceilings and a remote-controlled gas fireplace set a relaxed tone. Cooks will appreciate quartz countertops, a stainless suite, and a convection-oven range. A main-floor home office keeps work separate from living space. The upper floor holds 3 bedrooms along with a laundry room equipped with a newer premium washer and steam-capable dryer. Downstairs, a flexible bonus room steps directly out to the patio, ready for workouts, movie nights, or overnight visitors. Fresh carpet and large windows that fill the home with natural light complete the package.Park two vehicles inside the attached garage and charge your EV at home. Additional parking is available along the street a short walk away.Commuters will love the location. SR 104, I-5, and Hwy 99 are close by, putting Seattle and major employers including Boeing, Microsoft, and Google within easy reach. The Edmonds ferry terminal and the downtown village are a short drive away. Pet-friendly, subject to HOA guidelines, with no cap on rentals.Book your private showing today.

23224 Edmonds Way Unit #107, Edmonds

Listing Broker: KW Greater Seattle; Gevin Frey; 425-298-3032; gevin@freyandcohomes.com

$419,950

2 Beds ⋅ 3 Baths ⋅ 2595178 MLS ⋅ ACTIVE Status

Welcome home to this well-maintained 2-bedroom, 2.5-bath townhome offering a comfortable and functional layout in a convenient location near the Edmonds border and within the Edmonds School District! The main level features a spacious living area with plenty of natural light and an updated kitchen with granite countertops, rich cabinetry, stainless steel appliances, and ample storage. Upstairs, you’ll find two bedrooms offering flexibility for everyday living, guests, or a home office. Two dedicated parking spaces located right outside the front door provide added convenience, along with an easy, low-maintenance lifestyle. Ideally located near Edmonds College and Edmonds-Woodway High School, and just minutes from downtown Edmonds, the waterfront, ferry terminal, I-5, and light rail, this home puts shopping, dining, recreation, commuting, and everyday conveniences all within easy reach. A wonderful opportunity to enjoy comfortable living in an incredibly convenient location. Come see all the possibilities!

7031 210th Street SW Unit #B, Lynnwood

Listing Broker: John L. Scott Mukilteo; Monica Flatto; 206-556-5579; monicaflatto@johnlscott.com

$419,950

2 Beds ⋅ 3 Baths ⋅ 2594087 MLS ⋅ ACTIVE Status

7031 210th Street SW Unit #B, Lynnwood

Listing Broker: John L. Scott Mukilteo; Monica Flatto; 206-556-5579; monicaflatto@johnlscott.com

$814,950

4 Beds ⋅ 3 Baths ⋅ 2591987 MLS ⋅ ACTIVE Status

NEW PRICE, EXCEPTIONAL VALUE! Pre-inspected and thoughtfully refreshed, this spacious 4-bedroom, 2.5-bath home offers approximately 2,085 sq. ft. across three finished levels, a brand-new roof, flexible living spaces, a generous fenced backyard and a one-year home warranty, all in a convenient Lynnwood location. The inviting main level features a cozy gas fireplace, refreshed kitchen with new countertops, stainless steel appliances and pantry, plus easy access to the deck and backyard. Upstairs, you'll find three bedrooms, including a vaulted primary suite with private bath, and the convenience of upper-level laundry. The finished walkout lower level sets this home apart, offering a fourth bedroom, second living area and versatile flex space ideal for guests, a home office, fitness, hobbies or play. Step outside to a spacious, level, fully fenced backyard framed by mature trees, with plenty of room to entertain, garden or relax. MAJOR UPDATES ALREADY DONE! Enjoy a brand-new roof, new carpet, fresh interior paint, updated lighting, refreshed landscaping, re-stained deck and more. Tucked into Martin's Place, an intimate 15 home cul-d-sac community with sidewalks and low HOA dues of just $400/year. Conveniently located near I-5, I-405, Link light rail, Alderwood shopping and dining. PRE-INSPECTED, MOVE-IN READY AND BACKED BY A ONE-YEAR HOME WARRANTY FOR ADDED PEACE OF MIND!

19315 8th Ave W, Lynnwood

Listing Broker: Windermere Real Estate/M2, LLC; Keley Obayan; 206-743-5061; keley.obayan@windermere.com

$1,645,000

4 Beds ⋅ 4 Baths ⋅ 2591587 MLS ⋅ ACTIVE Status

Timeless elegance in the desirable Westgate neighborhood of Edmonds. Beautifully appointed with 3,557 sq ft of refined living space, this 4-bedroom, 3.5-bath residence blends classic architectural details with exceptional craftsmanship. Rich hardwood floors welcome you inside, flowing seamlessly through the family room and kitchen. Thoughtfully designed formal and informal living spaces offer multiple inviting gathering areas, ideal for both intimate evenings and effortless entertaining. A striking stone fireplace anchors the formal living room, while the elegant dining room impresses with a coffered ceiling and custom Brazilian Cherry built-ins. The chef's kitchen features premium appliances, custom cabinetry, an expansive island, and a sunlit dining nook. A richly detailed main-level den with double doors and handsome wood wainscoting offers an inviting private retreat. Upstairs, the generous primary suite captures picturesque Sound and mountain views, complemented by a spa-inspired 5-piece bath with heated floors. A spacious bonus room, two additional baths, and the convenience of dual laundry rooms add exceptional versatility. Western Cedar siding, granite finishes, updated carpeting and lighting, and a 3-car garage complete this distinctive residence. An exceptional opportunity to enjoy timeless design, generous gathering spaces, and the sought-after Edmonds lifestyle.

9815 224th Street SW, Edmonds

Listing Broker: Windermere Real Estate GH LLC; Adam E. Cobb; 206-854-9454; adamcobb@windermere.com

$598,450

2 Beds ⋅ 3 Baths ⋅ 2590048 MLS ⋅ ACTIVE Status

Price improvement on immaculately maintained townhome offers exceptional value with modern finishes and amenities. Inviting open floor plan is spacious and bright, showcasing living areas with 10' ceilings, slab quartz countertops, luxury vinyl plank flooring, and designer lighting throughout. Primary bedroom features en-suite bath and walk-in closet. Kitchen features stainless appliances, full height backsplash, under-cabinet lighting, and sliding glass door access to your private deck that overlooks the yard and trees. Efficient mini-split heating and cooling maintains comfortable temperatures year-round. Oversized tandem garage can fit at least 2 cars, and includes shop space, storage, and an EV charger outlet. Original owner just had the interior freshly painted and has installed blinds on the windows that are included with the sale. Common areas include green space, benches, and a fully fenced dog-run. Quiet, off-street location is just minutes' drive from Downtown Edmonds, Puget Sound beaches, Mukilteo, Paine Field, Alderwood Mall, and Lynnwood Transit Center. Come and see why this townhome offers the best value in the area!

5020 148th Street SW Unit #E3, Edmonds

Listing Broker: Horizon Real Estate; Daks G. Falk; 425-233-7822; daksfalk@msn.com

$615,000

4 Beds ⋅ 2 Baths ⋅ 2589629 MLS ⋅ ACTIVE Status

Motivated Seller! Whether you're looking for room to entertain, space for hobbies, or flexibility in how you live and work, this oversized corner lot property offers plenty of options. Hardwood floors, a fireplace, and large windows welcome you into the living room, while the dining area features French doors opening to the expansive, level backyard. The galley kitchen connects to a versatile wing featuring a bedroom, additional living space, and a three quarter bath. Imagine a spacious primary suite, guest quarters, home office, or space for a home business. On the opposite side of the home, three additional bedrooms and a full bath offer separation from the main living areas. Outside, the expansive, level yard provides room for entertaining, gardening, outdoor activities, and pets. A detached garage offers space for woodworking, pottery, an art studio, or a workshop, complete with an electrical outlet previously used for a kiln. The detached carport and additional yard space offer potential for RV or boat parking. The substantial lot also invites exploration of a potential detached ADU, subject to feasibility and local regulations. Located within the Edmonds School District, this four bedroom property offers a flexible floor plan, generous outdoor space, and potential as a primary residence or investment property. A home with room to adapt to your needs, interests, and plans for the future.

8005 220th Street SW, Edmonds

Listing Broker: Windermere Real Estate Co.; Marian Gibbs; 425-478-3058; mariangibbs@windermere.com

$1,099,000

5 Beds ⋅ 3 Baths ⋅ 2587802 MLS ⋅ ACTIVE Status

Tucked at the end of a quiet cul-de-sac in sought-after Edmonds, this 5-bedroom + den, 3-bath split-level offers more than $250,000 in thoughtful renovations. The light-filled, open-concept main level features refinished hardwood floors, oversized windows, and a new gas fireplace insert. Completely rebuilt from the studs, the kitchen is designed for both everyday living and entertaining, with an expansive island with seating, abundant shaker-style cabinetry, quartz countertops, and stainless steel appliances. Three bedrooms are conveniently located on the main level, with two additional bedrooms downstairs, including a private corner primary suite featuring a walk-in closet with built-ins and a fully rebuilt bath with floor-to-ceiling custom tile and a spacious walk-in shower. All three bathrooms have been refreshed with new tile, vanities, and fixtures. The lower level also offers a generous rec room with new carpet, a versatile den, and an oversized utility/laundry room with ample storage. The rebuilt 2-car garage features a modern glass door and supports a new composite deck off the main living area an ideal spot to enjoy the oversized, fully fenced backyard. With its generous lot size, the property may also offer potential for a DADU creating possibilities for rental income, multigenerational living, or a separate home office (buyer to verify). Mins from downtown Edmonds, waterfront, ferry, parks, schools, & easy commuter access to Seattle & Bellevue.

8004 203rd Place SW, Edmonds

Listing Broker: Windermere Real Estate GH LLC; Adam E. Cobb; 206-854-9454; adamcobb@windermere.com

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Edmonds Homes with FHA Terms

Newest Edmonds Homes with FHA Terms

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