Edmonds Homes with FHA Terms

Edmonds Homes with FHA Terms

Located in Snohomish County, Washington, Edmonds is a charming neighborhood that offers a perfect blend of suburban tranquility and urban convenience. With its picturesque setting and proximity to the bustling city of Seattle, Edmonds is an ideal place to call home.

One of the standout features of Edmonds is its abundance of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible and affordable for individuals and families. These loans offer flexible credit requirements, low down payment options, and competitive interest rates, making it easier for buyers to secure financing for their dream home in Edmonds.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, the availability of homes with FHA terms in Edmonds provides a fantastic opportunity to enter the real estate market. From cozy bungalows to spacious family homes, there is a wide range of properties to choose from, catering to various budgets and preferences.

Aside from the homes themselves, Edmonds boasts a vibrant community with excellent schools, parks, and recreational facilities. Residents can enjoy the beautiful views of the Puget Sound, explore the charming downtown area with its local shops and restaurants, and take advantage of the numerous outdoor activities available in the nearby parks and beaches.

With its desirable location, diverse housing options, and the availability of homes with FHA terms, Edmonds presents an attractive opportunity for those looking to settle down in a welcoming and thriving neighborhood.

Newest Edmonds Homes with FHA Terms

$629,950
2 Beds ⋅ 3 Baths ⋅ 2563356 MLS ⋅ ACTIVE Status
Immaculately maintained townhome offers exceptional value with modern finishes and amenities. Spacious and bright living areas with 10' ceilings, slab quartz countertops, soft close cabinetry, luxury vinyl plank flooring, and designer lighting throughout. Master bedroom features en-suite bath and walk-in closet. Kitchen features stainless appliances, full height backsplash, under-cabinet lighting, and sliding glass door access to your private deck that overlooks the yard and trees. Original owner has installed blinds on windows that are included with sale, and fresh interior paint. Efficient mini-split heating and cooling maintains comfortable temperatures year-round. Oversized tandem garage can fit at least 2 cars, and includes shop space, storage and EV charger. Common areas include green space, benches, and a fully fenced dog-run. Minutes' drive from Downtown Edmonds, Puget Sound beaches, Mukilteo, Boeing. Come and see why this townhome offers the best value in the area!

5020 148th Street SW Unit #E3, Edmonds

Listing courtesy of Horizon Real Estate.

$600,000
3 Beds ⋅ 2 Baths ⋅ 2562908 MLS ⋅ ACTIVE Status
Modern Craftsman townhome in a prime location just minutes from downtown Edmonds. Tucked back from the street for added privacy, this move-in-ready home offers a spacious, light-filled floor plan with vaulted ceilings, generous storage, and thoughtful updates throughout. The inviting living room features a new electric fireplace and flows seamlessly to a private, fully fenced backyard perfect for summer BBQs and relaxing outdoors. The updated kitchen is complemented by fresh interior paint throughout, new lighting & fans, newer Fridge/Dishwasher/W/D. The flexible layout includes two bedrooms upstairs, including the primary suite, with a third bedroom & bathroom on the main level that’s ideal for guests, a home office, or multi-generational living. Enjoy the convenience of an attached garage, dedicated driveway parking and plenty of guest parking nearby. The well-managed HOA takes care of exterior maintenance and routine landscaping, making homeownership easy and low maintenance. Exceptional location, comfortable living, and everyday convenience, all wrapped into one beautiful home.

7823 196th Street SW Unit #A, Edmonds

Listing courtesy of FIRST AND MAIN.

$1,649,000
5 Beds ⋅ 4 Baths ⋅ 2559169 MLS ⋅ ACTIVE Status
Perched high above the trees with peaceful evergreen views and superior backyard privacy, this modern 2024 MainVue resale (The Indigo plan) in Edmonds offers luxury, natural light, and ultimate layout versatility. Designed with a highly desired south-facing orientation, the Primary Suite, Primary Bath, Great Room, and Gourmet Kitchen are bathed in continuous, brilliant natural light all day long. The main level features open-concept living centered around a signature supersized 3cm Quartz island, European frameless cabinetry, a main floor office with casement windows and motorized blinds, and seamless access to the covered, all-season Signature Outdoor Room with composite decking and a built-in BBQ gas stub. Step outside to a flat, south-facing backyard that feels like a secluded treetop haven. Upstairs boasts 4 spacious bedrooms, a leisure loft with motorized blinds, and a Grand Suite with a designer free-standing soaking tub and walk-in dressing room. The fully finished lower level adds a private 5th bedroom and full bath, creating a dedicated guest suite or multi-generational layout. High-value upgrades include Cat6 Ethernet wiring throughout, smart lighting controls in bedrooms, extra Mineral Wool batt soundproofing insulation in interior walls and floors, high-efficiency HVAC, and a seller-provided 1-Year Home Warranty at closing! Minutes to Meadowdale Beach Park—walk the lush forest trail to the beach after touring this PNW sanctuary!

5810 160th Street SW, Edmonds

Listing courtesy of Best Choice Realty LLC.

$899,950
3 Beds ⋅ 3 Baths ⋅ 2558249 MLS ⋅ ACTIVE Status
Welcome home to this well-maintained 3-bedroom, 2.25-bath home tucked away on a quiet dead-end street, offering the perfect combination of privacy, space, and convenience. Situated on an oversized lot of just over 8,700 sq ft, this home features two separate living spaces and large windows that fill the home with natural light year-round. All three bedrooms are conveniently located on the main floor, including the spacious primary suite with a walk-in closet and updated en-suite bathroom. Step outside to the expansive deck, perfect for seamless indoor/outdoor living, summer BBQs, and entertaining friends. Downstairs offers a second living area and dedicated office space, allowing you to work from home without sacrificing a bedroom. The oversized garage provides exceptional storage and workspace, while RV and boat parking offers room for all your toys. Major updates include a new furnace (2020), new roof (2022), and fresh exterior paint (2025), giving you peace of mind on the big-ticket items. Conveniently located just minutes from shopping, restaurants, parks, and commuter routes, this home offers the tranquility of a quiet neighborhood with everyday conveniences nearby. With major system updates already completed, this home is ready for your personal touches to make it your own.

9804 241st Place SW, Edmonds

Listing courtesy of Windermere R.E. Shoreline.

$774,900
4 Beds ⋅ 2 Baths ⋅ 2558558 MLS ⋅ ACTIVE Status
Welcome to this beautifully reimagined Edmonds retreat just moments from Esperance Park. This home's updates included a new 40-year roof, new furnace, fresh interior/exterior paint, and new luxury vinyl plank flooring throughout. Newer windows flood the home with natural light and a natural gas fireplace upstairs to warm you in winter. The fresh white kitchen offers abundant cabinetry, generous prep space with a new sliding glass door for easy access to the spacious new partially covered deck. The flexible lower level could be used as a lavish open primary suite. It includes a 4th bedroom, spacious great room with a wood-burning fireplace, full bath, laundry room and an area for a small kitchenette. The bedroom wall was removed but could easily be put back to make the 4th bedroom a bit more private to use as guest quarters, a media room or home office. Four spacious bedrooms, two full baths, an attached 1-car garage, RV parking on the additional parking area for convenience. Ideally located on a quiet dead-end street near Edmonds-Woodway High School, Swedish Hospital Edmonds Campus, parks, shopping, dining, and commuter routes. This exceptional home combines timeless style, and an unbeatable Edmonds location. Don't miss this rare opportunity!

22105 78th Place W, Edmonds

Listing courtesy of KW Everett.

$899,000
3 Beds ⋅ 3 Baths ⋅ 2559603 MLS ⋅ ACTIVE Status
HIGHLY MOTIVATED SELLERS! Take advantage of this incredible opportunity to own a turnkey home with a clean pre-inspection and up to 1% lender credit with the preferred lender. Beautifully maintained and thoughtfully updated 3-bedroom, 2.25-bath home with office/den, family room, and living room in a highly desirable Edmonds location. Built in 1963 and lovingly cared for, this spacious home features beautifully stained natural hardwood floors, new interior paint throughout, refreshed exterior paint, and two cozy gas fireplaces. The stunning chef’s kitchen is complete with high-end appliances, double oven, abundant workspace, and is perfect for entertaining or everyday living. Enjoy peace of mind with a clean pre-inspection and 1-year home warranty. The front yard is a gardener’s dream, featuring established gardens with sugar snap peas, Blue Lake green beans, dwarf fig trees, asparagus, black beans, cantaloupe, tomatoes, cucumbers, pie pumpkins, and herbs. The private backyard retreat offers a hot tub, firepit, and mature apple trees, ideal for relaxing or gathering with friends. Offering the perfect balance of convenience and lifestyle, this home is just minutes from downtown Edmonds, Yost Park, waterfront amenities, dining, shopping, and entertainment. Head the opposite direction for quick access to I-5, Highway 99, and the Lynnwood Light Rail Station, making commuting throughout the region a breeze.

21903 82nd Place W, Edmonds

Listing courtesy of Best Choice Realty LLC.

$879,000
4 Beds ⋅ 3 Baths ⋅ 2554628 MLS ⋅ ACTIVE Status
Tucked at the end on a quiet cul-de-sac, this thoughtfully renovated Edmonds home is the perfect blend of style and function. No detail has been overlooked - pride of ownership and diligent maintenance shows throughout. Newly installed and oversized windows drench each space with natural light, while original refinished hardwood floors and custom built-ins add warmth and character. The main living area has a modern, open concept layout that’s perfect for entertaining or keeping everyone connected during everyday life. Right off the main living area, this home features an expansive deck with covered area and entertainment center, perfect for indoor/outdoor living year round. The main level offers open living areas, one full bath, primary bed / primary bath, and two additional bedrooms. Downstairs features an oversized family room, large updated laundry room, and fourth bedroom that is directly across the hall from a ¾ bath to function as an ideal guest suite. Central AC for hot summer days! Mature and manicured landscaping gives you the benefit of near total privacy from any location on the property. A long driveway leads to a large paved parking area on the side of the home that provides plenty of off street parking for boats, RVs, and functions as a great play space. Storage abounds, with multiple storage sheds and indoor storage rooms / shelving. This location is minutes from Downtown Edmonds, freeways, grocery stores, shops, restaurants, and so much more!

23823 86th Avenue W, Edmonds

Listing courtesy of KW Greater Seattle.

$1,299,500
3 Beds ⋅ 3 Baths ⋅ 2558237 MLS ⋅ CONTINGENT Status
Exceptional opportunity in the heart of the Edmonds Bowl, one of the city’s most sought after locations. This thoughtfully refreshed split-level home offers 2,120 square feet, 3 bedrooms and 2.5 bathrooms on a 7,405 S/F lot with partial water views. Step inside to a beautiful open living space filled with natural light, featuring new hardwood floors, new carpet and fresh interior paint throughout. The spacious primary suite includes a private full bathroom with a separate soaking tub and shower. Two additional bedrooms downstairs, a second full bathroom and a massive downstairs den provide excellent flexibility. Entertain on your outdoor deck featuring a view of Puget Sound, or spend time inside the covered sunroom when the weather gets cold. Extremely walkable and coveted location just minutes from Downtown Edmonds restaurants, shops, parks, beaches, ferry and train service. A rare combination of space, natural light and a prime Edmonds Bowl location!

543 Hemlock Way, Edmonds

Listing courtesy of Pellego, Inc..

$999,950
2558470 MLS ⋅ ACTIVE Status
Beautifully updated split-level home offering flexibility, comfort, and income potential! Upper level features 3 bedrooms, 2 bathrooms, a stylish kitchen with quality finishes, dedicated laundry, and light-filled living spaces. The lower level includes 2 bedrooms, 1 bathroom, its own full kitchen, laundry, and a private entrance—perfect for guests, extended living, or rental income. Both levels have been thoughtfully updated with attention to detail throughout. Enjoy a spacious bonus room, a large yard filled with fruit trees, and a custom-built outdoor BBQ area—ideal for entertaining. With plenty of parking and move-in-ready appeal, this home is perfect for multi-generational living or savvy investors. Don’t miss this unique opportunity!

23116 80th Place W, Edmonds

Listing courtesy of John L. Scott, Inc..

$999,950
5 Beds ⋅ 3 Baths ⋅ 2557969 MLS ⋅ ACTIVE Status
Beautifully updated split-level home offering flexibility, comfort, and income potential! Upper level features 3 bedrooms, 2 bathrooms, a stylish kitchen with quality finishes, dedicated laundry, and light-filled living spaces. The lower level includes 2 bedrooms, 1 bathroom, its own full kitchen, laundry, and a private entrance—perfect for guests, extended living, or rental income. Both levels have been thoughtfully updated with attention to detail throughout. Enjoy a spacious bonus room, a large yard filled with fruit trees, and a custom-built outdoor BBQ area—ideal for entertaining. With plenty of parking and move-in-ready appeal, this home is perfect for multi-generational living or savvy investors. Don’t miss this unique opportunity!

23116 80th Place W, Edmonds

Listing courtesy of John L. Scott, Inc..

$365,000
1 Beds ⋅ 1 Baths ⋅ 2556572 MLS ⋅ ACTIVE Status
Welcome to Sequoyah Condominiums, where comfort, convenience, and lifestyle come together in this beautifully updated end-unit condo. Offering 843 square feet of thoughtfully designed living space, this spacious one-bedroom, one-bath home features an open floor plan filled with natural light. The updated kitchen showcases slab granite countertops, stainless steel appliances, abundant cabinetry, and flows seamlessly into the dining and living areas. Engineered hardwood flooring, insulated windows, and a cozy electric fireplace create a warm, inviting atmosphere. The oversized primary bedroom features a custom walk-in closet with exceptional storage. Step onto your private balcony and enjoy peaceful territorial views with room to relax or entertain. Additional highlights include an in-unit washer and dryer, dedicated covered parking, and oversized storage. Sequoyah offers outstanding amenities including a secure lobby entrance, elevator, fitness center, clubhouse, outdoor pool, and beautifully landscaped grounds. With no rental cap, this home is an excellent investment opportunity or primary residence. Ideally located minutes from I-5, Highway 99, downtown Edmonds, the waterfront, shopping, dining, parks, and transit, this move-in-ready home offers low-maintenance living, exceptional amenities, and an unbeatable location.

22910 90th Avenue W Unit #E304, Edmonds

Listing courtesy of Windermere R.E. Shoreline.

$899,880
5 Beds ⋅ 3 Baths ⋅ 2555434 MLS ⋅ ACTIVE Status
Versatile, spacious and ready for the way you live! This 5-bedroom, 3-bath home offers a flexible split-level design ideal for work-from-home needs, guests or multigenerational living. The main level features an open gathering space with a fireplace, an efficient kitchen with generous storage and a walk-in pantry, plus access to a deck overlooking the fully fenced yard. Downstairs, a large recreation room opens to the patio, creating a second living area with room to relax, play or entertain. Additional highlights include a primary suite with walk-in closet, durable flooring, high-speed connectivity and an attached 2-car garage. Located on a quiet, sidewalk-lined street near neighborhood schools, shopping and commuter routes, this home combines everyday convenience with exceptional flexibility.

17625 12th Place W, Lynnwood

Listing courtesy of Bentley Properties.

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