Downtown Edmonds Homes with FHA Terms

Downtown Edmonds Homes with FHA Terms

Located in the heart of Edmonds, Washington, Downtown Edmonds is a vibrant and charming neighborhood that offers a unique blend of small-town charm and urban convenience. Situated in Snohomish County, Washington, this neighborhood is perfect for those seeking a mix of tranquility and accessibility.

Downtown Edmonds boasts a variety of amenities, making it an attractive place to call home. The neighborhood is known for its picturesque streets lined with local shops, boutiques, and restaurants. Residents can enjoy leisurely strolls along the waterfront, taking in breathtaking views of the Puget Sound and the Olympic Mountains. The area also hosts numerous community events throughout the year, including art festivals, farmers markets, and live music performances.

For homebuyers looking for FHA terms, Downtown Edmonds offers a range of options. FHA terms refer to the Federal Housing Administration loans that provide low down payment options and flexible credit requirements. These loans are designed to make homeownership more accessible to a wider range of individuals.

Whether you're a first-time homebuyer or looking to downsize, Downtown Edmonds has a variety of homes that qualify for FHA terms. From cozy condos to charming single-family homes, there is something to suit every lifestyle and budget. With its convenient location and desirable amenities, Downtown Edmonds is a sought-after neighborhood for those looking to enjoy the best of both worlds - small-town living with easy access to the city.

Newest Downtown Edmonds Homes with FHA Terms

$995,000
3 Beds ⋅ 1 Baths ⋅ 2569097 MLS ⋅ ACTIVE Status
In the heart of the Edmonds Bowl, directly across from the location of beloved Edmonds Festivals & and community events, this charming 3-bedroom home offers an exceptional blend of location & lifestyle. With sweeping West-facing views of Puget Sound and the Olympic Mountains unwind each evening with sunset vistas from the comfort of home. Set above the street for added privacy, the thoughtfully designed front courtyard serves as an inviting outdoor living space perfect for entertaining, relaxing. Just moments from the Rec Center, library, downtown Edmonds, parks, dining, shopping, and the waterfront, you'll enjoy one of the area's most walkable and sought-after locations. The primary bedroom features vaulted ceilings and direct access to a peaceful private patio retreat. Additional highlights include abundant attic storage with pull-down access, updated landscaping with flagstone accents, newer exterior paint, and a newer washer and dryer. Whether you're looking for a primary residence, second home, or investment opportunity (would be an awesome AirBNB/VRBO), the unbeatable location and year-round appeal create excellent potential for short-term rental income. A rare opportunity to enjoy low-maintenance coastal living in one of Edmonds' most coveted neighborhoods, with the best of the Bowl right outside your door.

103 8th Avenue S, Edmonds

Listing courtesy of Windermere Real Estate GH LLC.

$810,000
2 Beds ⋅ 3 Baths ⋅ 2548344 MLS ⋅ ACTIVE Status
Edmonds Bowl! Live in the heart of downtown Edmonds, just one block from Main Street and moments from restaurants, shops, cafés, Civic Park, the waterfront, beaches and the Edmonds-Kingston ferry. One of only four homes in the complex, this light-filled, move-in-ready townhome-style condo offers two bedrooms, each with its own bath, plus a generous den/family room ideal for a home office, media room or guest space. The upper-level primary suite features a large walk-in closet and views of Puget Sound and the Olympic Mountains. Updates include the kitchen and baths, flooring, paint and fixtures. High ceilings, skylights and large windows bring in abundant natural light, while mini-split heating and air conditioning provide year-round comfort. Ziply internet is available. Enjoy a private patio, upper deck and individual gardening space. Two parking spaces include one covered carport space and one tandem space directly behind it, plus substantial storage. A rare combination of space, privacy, views and exceptional walkability in one of Edmonds’ most sought-after neighborhoods.

611 Bell Street Unit #1, Edmonds

Listing courtesy of RE/MAX Metro Realty, Inc..

$1,595,000
4 Beds ⋅ 2 Baths ⋅ 2550619 MLS ⋅ ACTIVE Status
Home has been used as a lucrative Airbnb, grossing approx. $10,800/month! Welcome to the heart of Downtown Edmonds and this beautifully updated 1902 Victorian, blending historic charm with modern comfort. Known as the “Besson House”, built by Edmonds founder FR Beeson and added to the Edmonds Historic Registry in 2024. A 4-bedroom, 1.75-bath home with bright and open living spaces, a cozy living room, fully equipped kitchen, a spacious dining room with built-ins, a main floor bedroom, and ¾ bath all opening to a backyard deck/patio perfect for entertainment overflow. 3 additional bedrooms and full bath on the second level and sweeping views of the Sound and Mountains from the third-floor “bird’s nest.” This inviting, cozy retreat features a comfortable sitting area and a rooftop deck—ideal for morning coffee or evening sunset drinks. Updates include air conditioning, a newer furnace, newer hot water tank, new water line, and much of the plumbing and electrical updated. A prime location in the heart of the Creative District, just one block from the Main Street Fountain and Farmers Market and just steps to cafes, shops, galleries, restaurants, the Ferry, and the beach. An incredible opportunity to own a rare piece of Edmonds history!

116 4th Avenue N, Edmonds

Listing courtesy of Windermere RE North, Inc..

$2,200,000
2550638 MLS ⋅ ACTIVE Status
Investors!!! A Lucrative Airbnb Grossing +/- $16,700 per month on average. Welcome to the heart of Downtown Edmonds and this beautifully updated 1902 Victorian blending historic charm with modern comfort. Known as the “Besson House”, built by Edmonds founder FR Beeson and added to the Edmonds Historic Registry in 2024. A 2205sf, 4-bedroom, 1.75-bath home with bright and open living spaces, a cozy living room, fully equipped kitchen, spacious dining room with built-ins, main floor bedroom, and ¾ bath all opening to a backyard deck/patio perfect for entertainment overflow. 3 additional bedrooms and full bath on the second level and sweeping views of the Sound and Mountains from the third-floor “bird’s nest.” This inviting, cozy retreat features a comfortable sitting area and a rooftop deck—ideal for morning coffee or evening sunset drinks. Updates include air conditioning, a newer furnace, newer hot water tank, new water line, and much of the plumbing and electrical updated. The "Cottage" is a perfect condo alternative with 790sf, 2 Beds, 1 Bath, open living spaces, and kitchen. A prime location in the heart of the Creative District, just one block from the Main Street Fountain and Farmers Market and just steps to cafes, shops, galleries, restaurants, the Ferry, and the beach. An incredible opportunity to own a rare piece of Edmonds history!

116 4th Avenue N, Edmonds

Listing courtesy of Windermere RE North, Inc..

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