Des Moines Homes with FHA Terms

Des Moines Homes with FHA Terms

Des Moines, located in King County, Washington, is a vibrant neighborhood that offers a great mix of suburban living and urban amenities. Situated in the beautiful Pacific Northwest region of the United States, Des Moines is known for its stunning views of the Puget Sound and its close proximity to Seattle.

This neighborhood is a popular choice for homebuyers looking for a variety of housing options, including single-family homes, townhouses, and apartments. Des Moines is also known for its diverse community, with residents from different backgrounds and cultures coming together to create a welcoming and inclusive atmosphere.

For those interested in purchasing a home in Des Moines, there are several options available with FHA terms. The Federal Housing Administration (FHA) provides loans that are backed by the government, making it easier for homebuyers to qualify for a mortgage. This can be particularly beneficial for first-time homebuyers or those with lower credit scores.

With FHA terms, homebuyers in Des Moines can enjoy more flexible down payment requirements and potentially lower interest rates. This makes homeownership more accessible and affordable for individuals and families looking to settle in this charming neighborhood.

Whether you're drawn to Des Moines for its scenic beauty, community spirit, or convenient location, this neighborhood offers a range of housing options with FHA terms to suit different budgets and preferences. Explore the real estate market in Des Moines and discover your dream home in this thriving community.

Newest Des Moines Homes with FHA Terms

$699,000
4 Beds ⋅ 3 Baths ⋅ 2567745 MLS ⋅ ACTIVE Status
Behind the modern black exterior is a bright, freshly updated home with more space than you might expect — 2,116 sq ft across two finished levels, four bedrooms, and multiple living areas. Vaulted ceilings, fresh finishes, and a warm neutral palette give the main level an open, airy feel. The refreshed kitchen features white cabinetry, wood countertops, and stainless appliances, with an easy flow into the dining and living spaces. Downstairs adds a second living area, bedroom, bath, and fireplace, creating plenty of flexibility. Thoughtful efficiency upgrades include zoned radiant heat, exterior rigid-foam insulation, an 80-gallon high-efficiency water heater, and whole-house ventilation. Outside, the fully fenced 8,760 sq ft lot offers a deck, patio, garden space, RV parking, and wiring for a future hot tub. Attached 2-car garage with storage and EV charging outlet. No HOA. Just blocks from Des Moines Creek Trail and minutes from downtown Des Moines, shopping, dining, and transit.

21246 15th Avenue S, Des Moines

Listing courtesy of Coldwell Banker Danforth.

$1,399,950
6 Beds ⋅ 5 Baths ⋅ 2564194 MLS ⋅ ACTIVE Status
Experience elevated luxury in this exceptional, nearly new custom residence, perfectly positioned in one of Des Moines' most desirable neighborhoods. Combining timeless elegance with modern sophistication, this remarkable home offers breathtaking views of Puget Sound and an unparalleled lifestyle just minutes from Highline College, the new Light Rail, I-5, SR-167, Downtown Seattle, Bellevue, Sea-Tac Airport, and the Des Moines Marina. Thoughtfully designed for both grand entertaining and comfortable multi-generational living, this stunning home features 6 spacious bedrooms, 4.5 luxurious baths. Soaring ceilings, oversized designer doors, engineered hardwood flooring, intelligent lighting, and two elegant fireplaces create an atmosphere of warmth, sophistication, and architectural excellence. The heart of the home is an exquisite chef's kitchen featuring premium Fisher & Paykel appliances, custom cabinetry, and expansive workspace—perfect for hosting unforgettable gatherings. Guest suite offers its own private bathroom & walk-in closet, making it ideal for extended living, visiting guests, or independent living. Downstairs also features a generous executive office. Upstairs, second living space for relaxation, entertainment, or movie nights. The luxurious primary suite is a true private sanctuary. The lavish primary bathroom showcases dual oversized vanities with two separate countertop areas, premium finishes, and a design that delivers both comfort and sophistication.

1237 S 234th Drive, Des Moines

Listing courtesy of Nations Realty, LLC.

$630,000
5 Beds ⋅ 2 Baths ⋅ 2564069 MLS ⋅ ACTIVE Status
Calling all dog parents, hoop dreamers, and DIY visionaries: this Des Moines home is ready for its glow-up! This one-story home with a finished basement is bursting with potential and personality. It's equipped with the Port of Seattle's sound insulation window package for a peaceful, quiet interior. Inside, you'll find 5 bedrooms and 1.75 baths across 2,400 square feet, including a downstairs family room, storage room, and 2 additional bedrooms for flexibility. Cozy up next to one of two fireplaces, or start planning your dream kitchen and baths. New doors and fresh white paint throughout give you a true blank canvas to make your own. Outside is where this property really flexes: a fully fenced yard with its own dog kennel and doggy door (your pup will thank you), plus a private athletic court for pickup games, practice shots, or just burning off energy on a sunny afternoon. The garage has been converted into extra living space, giving you even more room to spread out, and there's still plenty of room for every hobby, tool, and holiday decoration you own. And the location? Unbeatable. Close to the Des Moines Library, near the new street link with convenient access to Hwy 509 and I-5, and just steps from local bus lines. Sure, this one needs a little love, but bring your vision and watch the sweat equity add up. Opportunities like this, with this much space, location, and room to make it your own, don't come around often. Come see the potential before someone else does!

21443 13th Avenue S, Des Moines

Listing courtesy of eXp Realty.

$539,500
3 Beds ⋅ 3 Baths ⋅ 2563400 MLS ⋅ ACTIVE Status
Nestled in a prime location, this home offers exceptional convenience just minutes from Sea-Tac Airport, major freeways, and light rail. Designed for efficiency and comfort,durable vinyl siding. Recent updates include a newer roof (Installed in 2020), hardwood floors, upgraded granite countertops, dishwasher, and a refrigerator. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a custom walk-in closet and a continental bath featuring dual sinks and adjacent full laundry for added ease. Additional highlights include a rear-entry attached garage and a grassy area just beyond the alley—ideal for garden beds and guest parking. Approximately 1.4 miles to the light rail station and located near North Hill Elementary School. NO HOA!!!

1108 S 207th Street, SeaTac

Listing courtesy of Best Choice Network LLC.

$285,000
2 Beds ⋅ 2 Baths ⋅ 2561648 MLS ⋅ ACTIVE Status
**Short sale priced to sell quickly—motivated seller, bring your offer!** Tucked away at the end of a quiet cul-de-sac in the desirable Hudson Ridge community, this move-in-ready 2-bedroom, 1.5-bath townhouse offers 1,092 sqft of comfortable living surrounded by lush trees and greenery. The main level features a spacious kitchen with an eating area, a separate dining area, and an inviting living room with large windows and a cozy wood-burning fireplace. Upstairs you'll find two generous bedrooms, a full bathroom, a full-size washer and dryer, plus a private vanity area and 2 closets for the primary bedroom. The home presents a fantastic opportunity to update and make it your own while building equity. Relax on your private back patio overlooking the peaceful backyard, and enjoy the convenience of a covered parking space just steps from the front door with additional guest parking nearby. Community amenities include a swimming pool, fitness center, and clubhouse. HOA dues cover earthquake insurance, water, sewer, garbage, lawn care, road maintenance, and common area maintenance. Ideally located near downtown Des Moines, Saltwater State Park, the Des Moines Marina, Highline College, Link Light Rail, SeaTac Airport, shopping, dining, transit, and major freeways. Pets and rentals are allowed, subject to HOA restrictions. Great opportunity for homeowners or investors alike!

1200 S 237th Lane Unit #1703, Seattle

Listing courtesy of Epique Realty.

$389,000
3 Beds ⋅ 2 Baths ⋅ 2561851 MLS ⋅ ACTIVE Status
Freshly updated, light-filled, and completely move-in ready! This turnkey 3-bedroom, 1.5-bath, two-story end-unit condo offers the perfect blend of modern comfort, privacy, and exceptional value. Step inside to discover a bright, inviting interior featuring fresh paint throughout, beautiful wide-plank luxury vinyl flooring, new carpeting, and energy-efficient double-pane windows. The thoughtfully designed floor plan offers spacious living and dining areas on the main level, while all three bedrooms are tucked upstairs for added privacy. Enjoy your covered patio overlooking peaceful community green space—ideal for relaxing, entertaining, or simply enjoying the outdoors. Outstanding HOA amenities include a swimming pool, exercise room, and clubhouse, while major exterior improvements, including a new roof and gutters, provide added peace of mind. Nestled in a serene community surrounded by mature trees and lush landscaping, yet just minutes from the Des Moines waterfront, marina, parks, restaurants, shopping, and neighboring Normandy Park. Convenient access to freeways, light rail, and transit makes commuting a breeze. Simply unpack and start enjoying your new home!

1227 S 238th Lane Unit #804, Des Moines

Listing courtesy of Windermere Real Estate Midtown.

$874,000
3 Beds ⋅ 3 Baths ⋅ 2554866 MLS ⋅ ACTIVE Status
Timeless Mid-Century home blending iconic design with modern livability. Sweeping Puget Sound and Olympic Mountain views complement beautifully landscaped grounds in an ideal location just steps away from Downtown Des Moines and the Waterfront. A rare opportunity to own an incredible view home in one of Des Moines' most desirable neighborhoods. The main level features original hardwood floors, abundant natural light, and an open living and dining area centered around a sleek gas fireplace. The kitchen flows seamlessly to a multi-level entertainment deck, perfect for al fresco dining and taking in spectacular sunsets. The main level also offers a primary suite with an attached ¾ bath, plus two additional bedrooms and a full bath. The daylight lower-level features tall ceilings, a large open space with a cozy gas fireplace, an office nook, utility/craft room, and a finished flex room—ideal for guests, hobbies, a media room, home gym, or working from home. Attached garage, carport, RV parking, and generous storage, beautiful landscaped with fruit trees, and garden space complete this exceptional offering. Close to all amenities: Parks, Waterfront, Restaurants, Shopping, SeaTac Airport, Highways, etc...

924 S 226th Place, Des Moines

Listing courtesy of John L. Scott, Inc.

$575,000
2 Beds ⋅ 2 Baths ⋅ 2548400 MLS ⋅ ACTIVE Status
Charming brick rambler with numerous update in a prime location! Spacious living room with hardwood floors and a marble-surround fireplace. Bedrooms feature built-in drawers for added storage, while the kitchen offers abundant cabinetry and workspace. Enjoy the back patio and level yard, perfect for entertaining. Oversized two-car garage with plenty of room for hobbies and storage. Situated on a corner lot near Saltwater State Park, shopping, dining, and easy freeway access.

24608 Marine View Drive S, Des Moines

Listing courtesy of eXp Realty.

$749,950
3 Beds ⋅ 3 Baths ⋅ 2555287 MLS ⋅ ACTIVE Status
This charming Des Moines home is remodeled and move-in ready, offering generous living space and thoughtful updates from top to bottom. The bright, expansive main living room features newly refinished solid oak floors, vaulted ceilings, oversized windows, and an impressive brick fireplace. Fresh interior and exterior paint with new baseboard and window trim give the home a crisp, finished feel. The updated kitchen features quartz countertops and stainless steel appliances and opens to a spacious dining room designed for hosting. The brick fireplace continues through to this space with a second side, adding warmth and character, while the sliding door leads to a freshly painted deck overlooking the beautifully landscaped backyard and peaceful greenbelt. The main floor offers three bedrooms, including a primary suite with a remodeled ensuite bathroom and beautifully tiled shower, plus an updated hall bath with a skylight offering plentiful natural light. Downstairs, a spacious family room with a wood-burning fireplace and slider to the backyard creates another inviting place to gather. A newly remodeled three-quarter bath and two additional flex rooms offer endless options for an office, gym, playroom, den, or hobbies. Outside, enjoy fresh grass, attractive landscaping, and a two-car attached garage with new garage doors. Ideally located just minutes from Des Moines Beach Park, the marina, waterfront dining and shopping, with neighborhood access to the Des Moines Creek Trail.

21239 14th Avenue S, Des Moines

Listing courtesy of The Amber Bills Group.

$750,000
3 Beds ⋅ 3 Baths ⋅ 2554695 MLS ⋅ ACTIVE Status
Charming Burnstead Custom Tri-Level on North Hill. Original owners are offering this well-built Burnstead custom home in the desirable North Hill community — a rare resale opportunity. Boasting a grand double-door entry, this tri-level home features 3 bedrooms and 2.5 baths. The main level includes a living room, formal dining area, and a bright vaulted kitchen with eating space and direct backyard access. The lower level offers a spacious family room with slider access to the backyard plus a large utility room with sink. The upper level features a primary bedroom with private bath and two additional bedrooms & full guest bath. Recent exterior updates include a newer roof, fresh paint, and new fencing. The expansive backyard is ideal for entertaining, complete with a sport court, sheds, awning, and covered gazebo. Enjoy added privacy with city owned retaining field/pond on one side and only one neighbor. Additional features include central A/C, generator hook-up, extra garage cabinetry and storage, and an expanded concrete area for parking, trailer, or boat. Excellent curb appeal and prime location — minutes to Sea-Tac Airport, freeways, shopping, and light rail station. Virtually Staged. Ready for your personal updates — schedule a showing today!

19413 5th Avenue S, Des Moines

Listing courtesy of John L. Scott R.E. Lake Tapps.

$385,000
2 Beds ⋅ 3 Baths ⋅ 2538096 MLS ⋅ ACTIVE Status
Beautifully maintained 2-bedroom, 2.5-bath townhome offering 1,270 square feet of comfortable living space. Thoughtfully updated throughout, the home features modern lighting, a new water heater, and recently updated appliances, including an oven and stove. Custom details, such as the stunning white oak staircase and built-in shelving in the closets, add both character and functionality. Large windows on both levels provide abundant natural light, creating a bright and inviting atmosphere. The living room opens to a private patio overlooking the yard, offering an ideal space for relaxation or entertaining. Community amenities include an outdoor pool, clubhouse, and fitness center. Conveniently located near downtown Des Moines, with easy access to local dining, the waterfront, beaches, Highline College, and other nearby attractions. Complete with two assigned parking spaces and ample guest parking, this move-in-ready home combines comfort, style, and convenience.

23707 13th Place S Unit #1202, Des Moines

Listing courtesy of Griffin Realty Group, Inc..

$335,000
2 Beds ⋅ 2 Baths ⋅ 2549980 MLS ⋅ ACTIVE Status
Dont miss this opportunity to own a fabulous 2 bedroom townhouse-style condo in Des Moines! Step into the freshly painted interior that opens up into a spacious open concept, high ceiling dining/living area which includes a wood fireplace & private backyard patio. New sliding glass doors, New water heater all New Heaters on the main level. Kitchen features a 5 burner glass cooktop and beautiful Quartz countertops with bar style seating. Upstairs you'll find the spacious primary bedroom with an attached versatile open loft —ideal home office, or reading nook. While the second bedroom is perfect for guests or a roommate with additional closet space. The front entrance features a unique custom built deck and an area for your gardening ideas. One car garage with built in shelving and a very spacious above garage area for extra storage. The Sound Ridge community is pet-friendly, with easy access to downtown Des Moines, parks, the marina, public transportation, and I-5

21634 14th Avenue S Unit #C-4, Des Moines

Listing courtesy of Better Properties Kent LLC.

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