Centralia Homes with Conventional Terms

Centralia Homes with Conventional Terms

Located in Centralia, Washington, this neighborhood offers a wonderful blend of convenience and charm. Centralia is a vibrant city known for its rich history, beautiful landscapes, and friendly community. Whether you are a young professional, a growing family, or a retiree, Centralia has something to offer for everyone.

Centralia is conveniently situated in the heart of Washington state, making it an ideal location for those who desire easy access to major cities. With its close proximity to Olympia and Seattle, residents can enjoy the benefits of a smaller community while still being within reach of big-city amenities.

One of the appealing aspects of this neighborhood is the availability of homes with conventional terms. This means that prospective buyers can secure a mortgage through traditional lending institutions, making the home buying process more straightforward and accessible. Whether you are a first-time homebuyer or looking to upgrade, Centralia offers a variety of housing options to suit your needs.

In addition to the convenience of conventional terms, Centralia boasts a range of amenities and attractions. From charming downtown shops and restaurants to beautiful parks and recreational areas, there is always something to do in this neighborhood. Outdoor enthusiasts will appreciate the nearby Mount Rainier National Park and the abundance of hiking trails and camping sites.

Overall, Centralia offers a fantastic living experience with its welcoming community, convenient location, and homes with conventional terms. If you are looking for a place to call home in Washington state, Centralia should be at the top of your list.

Newest Centralia Homes with Conventional Terms

$240,000
2 Beds ⋅ 2 Baths ⋅ 2570569 MLS ⋅ ACTIVE Status
Welcome home to Golden Estates! This lovingly maintained **one-owner 2-bedroom + office/den** home is nestled in a beautifully maintained 55+ community and offers comfortable, low-maintenance living. The spacious kitchen provides plenty of room for a dining table and flows into a separate formal dining area, making it perfect for everyday living and entertaining. A sliding glass door leads to the side yard, creating easy indoor-outdoor access. The large living room offers ample space for gathering with friends, while two generously sized bedrooms and a versatile office or den provide flexibility for your lifestyle. An oversized one-car garage offers extra room for storage! Enjoy your morning coffee on the welcoming front porch or unwind in the private backyard. With its thoughtful layout, meticulous care, and warm, inviting feel, this home is ready for its next owner to move in and make it their own.

1918 Harrison Avenue Unit #25, Centralia

Listing courtesy of KW Lake Washington So.

$339,000
3 Beds ⋅ 2 Baths ⋅ 2568367 MLS ⋅ ACTIVE Status
Great setting! 1.49 acre lot has approximately 670' of Skookumchuck River Frontage. 2007 Manufactured Home with efficient floor plan. There is a ramp, Buyer to verify if it meets ADA requirements. The home and 24 x 24 shop/garage are connected by a 20 x 20 enclosed "patio". Most of the floor coverings have been removed and there is a fairly strong pet odor, thus the reason for the great price offering.

501 W 7th Street, Centralia

Listing courtesy of CENTURY 21 Lund, Realtors.

$320,000
2 Beds ⋅ 1 Baths ⋅ 2563325 MLS ⋅ ACTIVE Status
Charming 1930 home full of character and thoughtful updates! A covered front patio welcomes you into this 1,176 sq ft home with 2 bedrooms and 1 full bath on large .2 acre sub-dividable lot. Spacious bedroom and 1 full bath on the main level and 2nd bedroom + loft area upstairs for guest or a hobby area upstairs. Spacious living room welcoming you with the newer cozy gas fireplace (keeps you warm even if the power goes out!) and a window AC for year-round comfort, perfect for relaxing or entertaining. Dining room off the kitchen to or use as a flex space. The updated kitchen shines with new countertops, all newer appliances including the chest freezer that stays and tons of cabinet space for all your needs. The utility room just off the kitchen offers a newer washer and dryer plus extra cabinetry for added storage and the gas tankless water heater and newer room (2019). Outside, enjoy a large fully fenced yard complete with an 18’ x 21’ carport, gazebo area out front and a separate fully fenced dog run out back—ideal for pets and outdoor living. This home blends classic charm with modern convenience and is ready to welcome its next owner.

1213 Rhobina Street, Centralia

Listing courtesy of RE/MAX Extra Inc..

$424,900
2562786 MLS ⋅ ACTIVE Status
Whether you're looking to invest or owner-occupy, this charming duplex is full of opportunity! Situated on a spacious corner lot in a highly desirable neighborhood, this well-maintained property offers a strong rental history and an ideal layout. Each unit features 2 generously sized bedrooms, 1 full bath, and comfortable living spaces designed for everyday living. Recent updates include a newer roof and plumbing, providing added peace of mind. A detached garage, ample off-street parking, and close proximity to schools, shopping, restaurants, and everyday amenities make this a standout investment. Live in one unit and rent the other, or add this turnkey duplex to your investment portfolio!

517 Center Street, Centralia

Listing courtesy of BHGRE - Northwest Home Team.

$399,000
3 Beds ⋅ 1 Baths ⋅ 2557217 MLS ⋅ ACTIVE Status
Completely reimagined and move-in ready! This beautifully renovated Edison District home seamlessly blends timeless charm with today's most desirable finishes. The stunning kitchen features stylish new cabinetry, beautiful sealed butcher block countertops finished with food-safe tung oil, a spacious walk-in pantry, and modern fixtures. Throughout the home, you'll find updated flooring, plush carpeting, fresh interior paint, and a beautifully remodeled bathroom featuring elegant tile finishes. A brand-new roof, refreshed landscaping, and beautiful mature shade trees framing the front entry enhance the home's curb appeal. Original character shines through with thoughtfully restored details, including the classic stair railing and trim, creating the perfect balance of historic charm and modern comfort. The versatile floor plan offers a spacious main-level bedroom, two additional bedrooms upstairs, generous living areas, and abundant storage. The mostly fenced backyard provides plenty of space for entertaining, gardening, pets, or play, with convenient rear access. Ideally situated on a level lot just minutes from downtown Centralia, schools, parks, shopping, and I-5, this turnkey home offers the perfect blend of comfort, style, and convenience. Simply move in and enjoy!

1024 H Street, Centralia

Listing courtesy of John L. Scott, Inc.

$1,470,304
2558267 MLS ⋅ ACTIVE Status
This is an irreplacable and beautiful historic building in downtown Centralia. Like Port Townsend and Pioneer Square, these classic buildings will not be repeated. This building had a complete interior gut job in 2005-2006: all new wiring, all new supply line plumbing, new wall finishes, all new kitchens, new baths, new flooring, new heat system, all done to code. Outside of the building had brick tuck pointing, new store front windows and all new roofing in 2026. This is not a fixer, this is a keeper. You get 5.3% return on investment, depreciaion write-off and real estate appreaciation. Possible owner financing with acceptable terms. This is a gemstone quality asset to hold in your long-term portfolio.

402 N Tower Avenue, Centralia

Listing courtesy of On Point Real Estate.

$82,000
2552510 MLS ⋅ ACTIVE Status
Prime R-8 zoned lot in a sought-after Centralia neighborhood near Centralia College, offering outstanding flexibility for your next residential project. This versatile parcel supports multiple build paths—whether a cozy single-level home, a modern two-story design, a stylish tiny home, or a long-term investment property.Just minutes from Downtown Centralia, you’ll enjoy walkable access to shopping, dining, and essential services. A well-located development opportunity ideal for builders, homeowners, or investors seeking a property with both convenience and potential.

W Plum Street, Centralia

Listing courtesy of John L. Scott CNT.

$810,000
3 Beds ⋅ 2 Baths ⋅ 2549558 MLS ⋅ ACTIVE Status
*What an Opportunity -- to have up to 3 living areas for multi-generational family or close friends as your neighbors. Two existing parcels totaling 2.33 acres. *Existing home on .83 acres: Quality 3 bedroom, 2 bath home in a rural setting on the north edge of Centralia. This 8-year old home shows excellent care and pride of ownership. Wood laminate flooring, solid countertops, stainless appliances, great-room, fireplace insert, central vacuum, and ductless heat/air. In addition, a 12' x 16' fully finished, insulated with half bath building (use for hobby, studio, office) is right beside the house. 24' x 42' shop / barn with lean-to suitable for horse or other animals. Also a 24' x 40' metal building with concrete floor and 4 roll-up doors for pull through convenience with RV hook-up beside building. Room for 10+ vehicles in the attached garage and 2 outbuildings. *Unfinished basement area: Partial basement area can be finished into small apartment or .... *Buildable 1.48 acre lot: Power and water is near corner of lot for easy development. Great place to build new home, tiny home, manufactured home -- or just hold for future development. *This property may have just the combination of buildings, quality, and easy development you have been looking for. Excellent price for all this has to offer.

3115 & 3119 Zenkner Valley Road SW, Centralia

Listing courtesy of CENTURY 21 Lund, Realtors.

$715,000
4 Beds ⋅ 3 Baths ⋅ 2554630 MLS ⋅ ACTIVE Status
Discover the perfect blend of space, comfort, and functionality at this beautiful 4-bedroom, 3-bathroom home offering over 3,000 square feet on more than 2+/- acres. A paved driveway welcomes you to this well-maintained property featuring a spacious primary suite with a private ensuite, French doors, and balcony overlooking the peaceful surroundings. Stay cozy year-round with both a woodstove and gas fireplace, while a whole-house generator and dual 200-amp electrical panels provide added convenience and peace of mind. Outside, you'll find an impressive three-bay shop with two 12-foot doors, including a pull-through RV bay, making it ideal for hobbies, storage, or projects. Raised garden beds, mature fruit trees, and plenty of open space complete this versatile property, offering room to relax, garden, and enjoy country living with modern amenities.

20808 O'Connor Road SE, Centralia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$1,075,000
3 Beds ⋅ 4 Baths ⋅ 2555366 MLS ⋅ ACTIVE Status
Enjoy peaceful rural Thurston County living with stunning Mount Rainier views! This beautifully updated home features a remodeled kitchen, luxurious primary bath, and modern finishes throughout. The gourmet kitchen offers a high-end gas cooktop, double wall ovens, quartz countertops, hardwood floors, and a large island with prep sink. The main-floor primary suite includes a walk-in closet, soaking tub, and walk-in shower. The daylight walkout basement features a wet bar, media room, recreation area, full bath, and potential ADU. Outside, enjoy a 30x50 shop, asphalt driveway, paver patio with fire pit, wraparound Trex deck, and generator-ready plug. This home is a must see!

402 Troy Drive SE, Centralia

Listing courtesy of RE/MAX Parkside Affiliates.

$450,000
5 Beds ⋅ 2 Baths ⋅ 2552532 MLS ⋅ ACTIVE Status
Welcome to 110 S Gold St, Centralia, WA— This well-maintained property features thoughtful updates completed by the current owners, including improvements to the plumbing, electrical systems, kitchen, bathrooms, and various fixtures throughout the home. These enhancements provide a solid foundation while preserving the character of the property. Inside, you'll find a functional floor plan with comfortable living spaces, an inviting atmosphere, and flexibility to accommodate a variety of lifestyles. The updated kitchen and bathrooms contribute to the home's move-in-ready appeal. Natural light fills the living areas, creating a bright and welcoming environment. Conveniently located near downtown Centralia, shopping, dining, parks, schools, and major commuting routes, this property offers easy access to everyday amenities while maintaining a residential setting.

110 S Gold Street, Centralia

Listing courtesy of eXp Realty.

$630,000
4 Beds ⋅ 2 Baths ⋅ 2553434 MLS ⋅ ACTIVE Status
Escape to your own private retreat on this beautiful 18-acre hobby farm, offering the seclusion and space you've been searching for. This 1,704 sq ft home features 4 bedrooms and 2 remodeled baths with tile floors and surrounds, plus new carpet upstairs and laminate flooring downstairs. Cozy up in the living room beside a wood-burning insert with brick surround, framed by exposed beams for warm, rustic character. Stay comfortable year-round with a heat pump and tankless water heater, and enjoy the ease of updated windows and light fixtures throughout. A handy wood storage area sits just off the front door. Outside, a paved driveway, an oversized detached 2-car garage and a large classic barn offer endless space for hobbies, storage, or animals. The majority of the 18 acres has been recently replanted with Douglas Fir — a great opportunity to grow your own timber investment while enjoying total privacy. Don't miss this rare blend of comfortable living and acreage lifestyle!

1790 Little Hanaford Road, Centralia

Listing courtesy of Realty One Group Bold.

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