Anacortes Homes with USDA Loan Terms

Anacortes Homes with USDA Loan Terms

Located in Skagit County, Washington, Anacortes is a charming city that offers a desirable mix of natural beauty, small-town charm, and a vibrant community. Situated in the Pacific Northwest region of the United States, Anacortes is known for its stunning views of the Puget Sound, San Juan Islands, and Mount Baker.

With its picturesque surroundings, Anacortes is a haven for outdoor enthusiasts. The city boasts numerous parks, trails, and marinas, making it a perfect destination for hiking, biking, boating, and fishing. Deception Pass State Park, one of Washington's most visited parks, is just a short drive away and offers breathtaking views and recreational activities.

Anacortes also offers a rich cultural scene, with a variety of art galleries, museums, and theaters. The city hosts several festivals and events throughout the year, including the Anacortes Arts Festival and the Waterfront Festival, showcasing the local talent and vibrant community spirit.

For those looking to settle down in Anacortes, there are plenty of housing options available. One notable feature is the availability of homes with USDA loan terms. The USDA loan program provides affordable financing options for eligible homebuyers in rural areas, including certain parts of Anacortes. This can be an excellent opportunity for individuals and families looking to own a home in this beautiful city.

Overall, Anacortes offers a unique blend of natural beauty, recreational opportunities, and a thriving community. Whether you're seeking a peaceful retreat or an active lifestyle, Anacortes has something to offer for everyone.

Newest Anacortes Homes with USDA Loan Terms

$1,044,040
3 Beds ⋅ 4 Baths ⋅ 2564384 MLS ⋅ ACTIVE Status
Brand new custom home with breathtaking water views at a price that's hard to beat. Perched to capture sweeping views of the bay, sound, and surrounding scenery, this thoughtfully designed home combines comfort, quality craftsmanship, and timeless design. As you enter, you'll be welcomed by an open-concept floor plan with soaring ceilings, abundant natural light, marble countertops, high-end custom cabinetry, and quality finishes throughout. The main floor also features a dedicated office or bonus room, along with a spacious covered deck that's perfect for relaxing or entertaining while taking in the spectacular views. Every bedroom includes its own private ensuite bathroom, providing comfort and privacy for guests. The impressive primary suite offers stunning panoramic views, a 5-piece bathroom, an oversized walk-in closet, and a private covered balcony where you can enjoy breathtaking 180-degree vistas morning and night. Car enthusiasts and hobbyists will appreciate the oversized 1,692-square-foot three-bay garage, complete with ample room for vehicles, storage, toys, or a workshop. This is a rare opportunity to own a brand new custom home that offers incredible views, thoughtful design, quality craftsmanship, and exceptional value. Be sure to check out the virtual tour video, then schedule your private showing to experience everything this home has to offer in person.

3706 W 3rd Street, Anacortes

Listing courtesy of NextHome 365 Realty.

$2,198,000
3 Beds ⋅ 5 Baths ⋅ 2556532 MLS ⋅ ACTIVE Status
Experience refined island living in this stunning +|-3,094 SF Saratoga, thoughtfully designed to capture breathtaking panoramic water views from nearly every room. An elegant open-concept floor plan creates the perfect setting for both everyday living and effortless entertaining. The gourmet kitchen flows seamlessly into the spacious dining area and light-filled living room, where French doors open to a covered view porch—an ideal place to unwind while taking in spectacular sunsets. The luxurious main-level primary suite offers private deck access and a peaceful retreat, while upstairs features a second primary suite with a private balcony, a third bedroom, and an elegant bonus room. The lower level is ideal for guests with a wet bar, den, full bath, and generous flex space for a home gym, workshop, wine cellar, or recreational storage. Lovingly maintained and filled with warmth, this exceptional home offers more than extraordinary craftsmanship and unforgettable views—it offers a lifestyle where every sunrise, gathering, and quiet evening becomes a cherished memory. A truly rare opportunity to own a home as timeless as the setting itself.

4415 Cutter Drive, Anacortes

Listing courtesy of RE/MAX Gateway.

$1,395,000
4 Beds ⋅ 3 Baths ⋅ 2553835 MLS ⋅ ACTIVE Status
Perched on a rare +|- 1.32-acre in-town lot with sweeping views of Fidalgo Bay, the islands, Mt. Baker, and the Cascades, this 2018-built Anacortes home pairs newer construction with an unbeatable outlook. Vaulted ceilings and warm flooring open into a light-filled great room where the kitchen—granite counters, gas range, stainless appliances, and a large center island—flows to dining and living spaces framed by the water. Step out to the covered lower deck or the upper view deck to take in the boats, piers, and ever-changing tides. The home also offers a 510 sqft garage. The vaulted primary suite enjoys the same tranquil setting, with 4 bedrooms and 2.75 baths total. With 1.32 acres to work with, there's room and potential to build a separate ADU or mother-in-law suite. A durable metal roof, energy-efficient heat pump, two-car garage, and established gardens complete the package. Pre-plumbed for 2 gas fireplaces, offering the opportunity to easily install a fireplace and add warmth and ambiance to the home. Minutes to downtown Anacortes, marinas, ferries, and trails—your slice of heaven in the Pacific Northwest awaits.

4402 E Avenue, Anacortes

Listing courtesy of RE/MAX Gateway.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2531033 MLS ⋅ ACTIVE Status
Turn-key & income-producing, this successful VRBO opportunity in the heart of Anacortes is ready for its next owner! Offered fully furnished with reservations already on the books, this property provides the chance to step directly into a proven short-term rental business or enjoy as your own private retreat. Guests consistently rave about their stays—check out the guest book filled with glowing reviews from past visitors who loved the charm, comfort & ideal location. Whether you're looking for supplemental income, a vacation getaway or a full-time residence with investment potential, this property offers flexibility & immediate earning capability from day one. Inside, you’ll find timeless character blended w/ comfort, including a cozy gas fireplace, spacious living areas & original hardwood floors hidden beneath the carpet waiting to be uncovered. The durable presidential roof adds long-term value, while mature landscaping & a stunning 100-year-old hedge surrounding the front yard create privacy & unforgettable curb appeal. Fruit trees including apple & plum add seasonal beauty to the property. Outside, enjoy peaceful outdoor spaces, a detached garage for storage or hobbies & a hot tub ready to be hooked up. Conveniently located near downtown Anacortes, marinas, parks, beaches, ferries & endless Pacific Northwest recreation. Enjoy nearby waterfront dining, boutique shopping & easy access to hiking, boating & island adventures year-round.

1213 Alaska Avenue, Anacortes

Listing courtesy of Latham Realty Unlimited Inc.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.