Anacortes Homes with FHA Terms

Anacortes Homes with FHA Terms

Welcome to the charming neighborhood of Anacortes, located in Skagit County, Washington, USA. Anacortes is a picturesque city known for its stunning waterfront views, vibrant community, and a rich maritime history.

Living in Anacortes offers residents a suburban feel while still having easy access to urban amenities. The city is surrounded by natural beauty, including forests, parks, and the sparkling waters of the Puget Sound. Outdoor enthusiasts will appreciate the numerous hiking trails, boating opportunities, and parks for recreational activities.

For those looking to make Anacortes their home, there are plenty of options available with FHA terms. FHA loans are a popular choice for first-time homebuyers and those with less-than-perfect credit. These loans offer competitive interest rates and require lower down payments, making homeownership more accessible.

Whether you're drawn to Anacortes for its small-town charm, outdoor adventures, or waterfront living, this neighborhood has something for everyone. With homes available with FHA terms, now is the perfect time to explore real estate opportunities in this vibrant community. Experience the best of Pacific Northwest living in Anacortes, where the beauty of nature meets the convenience of city living.

Newest Anacortes Homes with FHA Terms

$599,000
3 Beds ⋅ 2 Baths ⋅ 2569414 MLS ⋅ ACTIVE Status
A special find in the heart of Anacortes, where classic character, generous outdoor space and an incredibly connected location come together. The enclosed front breezeway leads into a welcoming foyer that opens to the living and dining areas. A cozy living room is anchored by a gas fireplace, with French doors opening directly to the patio for an easy connection between the inside and out. Just off the front of the home, a light-filled office/sunroom is an unexpected favorite, surrounded by windows with views toward Cap Sante, Mt. Baker & Fidalgo Bay - it's a wonderful space to work, read or enjoy the scenery. Spacious kitchen offers abundant cabinetry & counter space, with full bath & laundry conveniently located nearby. The primary bedroom with attached 3/4 bath is on the main level while upstairs, two additional bedrooms provide comfortable & flexible spaces. A second enclosed breezeway at the back of the home creates another functional transition to the side and back patio. Outside, a courtyard-style paver patio feels tucked away and private, surrounded by mature landscaping, established gardens and winding pathways that continue through the fenced yard. The detached garage & garden shed add excellent space for storage, hobbies and projects. With downtown, schools, marinas, waterfront, trails and everyday amenities all close by, this is a home that offers far more than first meets the eye. Full of character, useful spaces and unexpected details that make a home memorable!

1413 17th Street, Anacortes

Listing courtesy of Windermere RE Anacortes Prop..

$1,250,000
4 Beds ⋅ 3 Baths ⋅ 2566831 MLS ⋅ ACTIVE Status
Views, versatility, and garden beauty come together in this thoughtfully designed home in Anacortes, built in 2014. With approximately 2,941 square feet, the light-filled layout features four bedrooms, including a spacious main-level primary suite and an additional bedroom/office on the main floor, making everyday living effortless. The open kitchen, dining, and living areas form the heart of the home—perfect for slow mornings with coffee or lively dinner parties, as well as cozy evenings by the fireplace throughout the seasons. Upstairs, you'll find outstanding Bay/Mount Baker views, two more bedrooms, a full bath, a generous sitting area, and an oversized family room, allowing for flexible spaces ideal for movie nights, creative pursuits, remote work, or simply unwinding. Step outside, and the lifestyle continues. The covered front porch and private garden retreat serve as your own sanctuary. With mature landscaping, raised beds, trellises, paver patios, and an expansive deck, the outdoor space is perfect for summer barbecues, evening gatherings under the stars, or peaceful mornings filled with birdsong and greenery. An oversized three-car garage, extended driveway, and garden shed ensure ample space for all your gear, hobbies, and Northwest adventures. Beautifully maintained and filled with thoughtful details, this distinctive view home offers not just space, but a way of life—comfortable, connected, and quintessentially Anacortes.

2019 29th Place, Anacortes

Listing courtesy of Lapis Homes.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2567577 MLS ⋅ ACTIVE Status
Welcome to this lovely brand-new 3-bedroom, 2-bath home tucked into a quiet Anacortes setting with water views and no HOA! The inviting farmhouse-style kitchen offers plenty of charm, while the separate dining room provides flexible space for dining, a home office, den, or hobby area. Enjoy your evening beverage from the covered front porch and watch the beautiful sunsets. Property has enough space for a garden. Appreciate the convenience of an attached one-car garage for parking and additional storage. Ideally located approximately one mile from Washington Park, with its boat launch, picnic areas, shoreline, and scenic hiking trails. The Ship Harbor Interpretive Preserve and waterfront trail are also within walking distance, the San Juan Islands ferry terminal is approximately two minutes away, and downtown Anacortes shopping, dining, and waterfront attractions are just five minutes from home. Fresh finishes, a thoughtful layout, and an exceptional location make this new home ready to enjoy!

4507 Oaks Avenue, Anacortes

Listing courtesy of eXp Realty.

$765,000
3 Beds ⋅ 3 Baths ⋅ 2560261 MLS ⋅ ACTIVE Status
Low-maintenance landscaping, sunlit interior & a top-tier locale — this home has the space you need & the location you've been wanting! 2,294 asf brimming with clean lines & thoughtful details, edging a greenbelt for the perfect blend of convenience & privacy. Highlights: 3 bedrooms plus a spacious bonus (currently a home gym), a Great room with gleaming hardwood floors, sky-high ceilings, picture windows & adjacent dining area. The open kitchen is light, bright & just right — granite countertops, ample storage & a seamless transition to the family room with gas fireplace, built-in shelving & fast access to the hand-laid back patio. Custom additions like a tankless water heater, EV charging & smart features infuse versatility & function into your daily routine. Add the attached 2-car garage, covered synthetic front porch & more…immaculately loved, subtly updated & waiting for you!

3819 Copper Pond Place, Anacortes

Listing courtesy of Windermere Whidbey Island.

$399,000
1 Beds ⋅ 2 Baths ⋅ 2564369 MLS ⋅ ACTIVE Status
Investor Alert!! Inside, you’ll find the home is filled with natural light and enhance the spacious feel of the open-concept living and dining areas. With solid bones and excellent upgrade potential, this property is ideal for buyers looking to build sweat equity while creating a home tailored to their vision. Refresh the finishes, remodel to your taste, or simply move in and update over time—the possibilities are endless. Conveniently located near shopping, dining, parks, schools, and all that Anacortes has to offer, this home combines an exceptional location with scenic views of the Water and Mount Baker. Make this your next home.

3719 Commercial Avenue, Anacortes

Listing courtesy of NextHome Preview Properties.

$2,200,000
4 Beds ⋅ 5 Baths ⋅ 2550125 MLS ⋅ ACTIVE Status
First time on the market, this timeless Anacortes residence captures the essence of elevated island living with sweeping 180-degree views of the islands and sound from one of the area’s luxury home neighborhoods. Classically designed and beautifully sited on a mature 0.38-acre hillside lot, the home offers over 5,000 sq. ft. of thoughtfully planned living space with a graceful main-level layout, generous gathering areas, and view-oriented rooms that make everyday living feel exceptional. The main floor features the primary suite, living room, kitchen with eating space, dining room, den + office, guest suite that can function as a second primary, bonus/craft room with laundry room, and mudroom with easy access from the upper covered carport -- creating ease, comfort, and flexibility. The lower level expands the lifestyle with a spacious rec room and additional guest spaces. Oversized garage that fits 3 cars (2 Bay Doors) with additional storage + boat or RV storage. This home is ideal for hosting, hobbies, or multi-generational living. Outside, established landscaping creates a sense of privacy and permanence, with covered secret garden spaces that invite quiet morning coffee, sunset conversations, and year-round enjoyment of the view. A rare offering with timeless character, mature grounds, and an irreplaceable Anacortes setting.

1608 Georgia Place, Anacortes

Listing courtesy of Lapis Homes.

$1,044,040
3 Beds ⋅ 4 Baths ⋅ 2564384 MLS ⋅ ACTIVE Status
Brand new custom home with breathtaking water views at a price that's hard to beat. Perched to capture sweeping views of the bay, sound, and surrounding scenery, this thoughtfully designed home combines comfort, quality craftsmanship, and timeless design. As you enter, you'll be welcomed by an open-concept floor plan with soaring ceilings, abundant natural light, marble countertops, high-end custom cabinetry, and quality finishes throughout. The main floor also features a dedicated office or bonus room, along with a spacious covered deck that's perfect for relaxing or entertaining while taking in the spectacular views. Every bedroom includes its own private ensuite bathroom, providing comfort and privacy for family and guests alike. The impressive primary suite offers stunning panoramic views, a 5-piece bathroom, an oversized walk-in closet, and a private covered balcony where you can enjoy breathtaking 180-degree vistas morning and night. Car enthusiasts and hobbyists will appreciate the oversized 1,692-square-foot three-bay garage, complete with ample room for vehicles, storage, toys, or a workshop. This is a rare opportunity to own a brand new custom home that offers incredible views, thoughtful design, quality craftsmanship, and exceptional value. Be sure to check out the virtual tour video, then schedule your private showing to experience everything this home has to offer in person.

3706 W 3rd Street, Anacortes

Listing courtesy of NextHome 365 Realty.

$895,000
3 Beds ⋅ 2 Baths ⋅ 2547691 MLS ⋅ ACTIVE Status
Turnkey single-level view home with RV parking and a two-car garage, centrally located minutes from downtown Anacortes. Experience convenient one/main-level living in Anacortes at 1810 Island View Place, a Northwest Contemporary rambler designed to showcase stunning views of the city, islands, mountains, and Puget Sound from its bright, open spaces. This 3-bedroom, 2-bathroom home is set on a 0.27-acre lot in central Anacortes and offers approximately 2,317 square feet of living space. Inside, you'll find vaulted ceilings, hardwood floors, a cozy gas fireplace, a dining room, and a kitchen with eating space. The serene primary suite features an attached bathroom and a walk-in closet. The home's layout is designed for easy living, with the entry, great room, kitchen, dining area, primary bedroom, and utility room all located on the main level. Enjoy seamless indoor-outdoor living with a deck, patio, garden space, partial fencing, and RV parking. Additional features include an attached 2-car garage, 2 year old furnace with electrostatic filter, new interior paint and carpet, available gas service, high-speed internet, double-pane windows, a built-in vacuum system, and an on-demand water heater. Meticulously maintained by current owner on a manageable lot in a central location, with access to city utilities. Close to downtown Anacortes, Anacortes Pool, parks, and trails, making it an ideal blend of views, functionality, and easy living.

1810 Island View Place, Anacortes

Listing courtesy of Lapis Homes.

$559,000
3 Beds ⋅ 2 Baths ⋅ 2561186 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom, single-level residence offering comfort, convenience, and peace of mind both inside and out. Filled with natural light, the open-concept living, dining, and kitchen create an inviting space for everyday living and entertaining, while stunning Mt Baker views from the living room provide a picturesque backdrop year-round. Major system updates mean you can move in with confidence, including newer roof, furnace, hot water tank, and appliances. The crawl space has been thoughtfully improved with fresh insulation, new vapor barrier, updated vents, and access door, while the home's plumbing has been upgraded with updated sewer lines to eliminate the original cast iron waste lines and repiped with ABS, providing exceptional long-term value and peace of mind. Step outside to a large, fully fenced backyard with plenty of room for entertaining, gardening, pets, or play, plus the convenience of an attached garage for parking and additional storage.Ideally located in the heart of Anacortes, you'll enjoy easy access to schools, shopping, dining, and excellent healthcare. Outdoor enthusiasts will appreciate being just blocks from the off-leash dog park and the Anacortes Community Forest Lands (ACFL), offering nearly 3,000 acres of protected forest, scenic lakes, and more than 50 miles of trails for hiking, biking, and exploring. With thoughtful updates, beautiful views, and an unbeatable location, this home is ready for its next chapter.

1505 39th Street, Anacortes

Listing courtesy of Windermere RE Whatcom, Inc..

$2,198,000
3 Beds ⋅ 5 Baths ⋅ 2556532 MLS ⋅ ACTIVE Status
Experience refined island living in this stunning +|-3,094 SF Saratoga, thoughtfully designed to capture breathtaking panoramic water views from nearly every room. An elegant open-concept floor plan creates the perfect setting for both everyday living and effortless entertaining. The gourmet kitchen flows seamlessly into the spacious dining area and light-filled living room, where French doors open to a covered view porch—an ideal place to unwind while taking in spectacular sunsets. The luxurious main-level primary suite offers private deck access and a peaceful retreat, while upstairs features a second primary suite with a private balcony, a third bedroom, and an elegant bonus room. The lower level is ideal for guests with a wet bar, den, full bath, and generous flex space for a home gym, workshop, wine cellar, or recreational storage. Lovingly maintained and filled with warmth, this exceptional home offers more than extraordinary craftsmanship and unforgettable views—it offers a lifestyle where every sunrise, gathering, and quiet evening becomes a cherished memory. A truly rare opportunity to own a home as timeless as the setting itself.

4415 Cutter Drive, Anacortes

Listing courtesy of RE/MAX Gateway.

$1,769,000
4 Beds ⋅ 4 Baths ⋅ 2559553 MLS ⋅ ACTIVE Status
Experience elevated coastal living in this better-than-new residence showcasing commanding, panoramic views of the ferries, Bellingham & Guemes Channels, & the San Juan Islands. Designed for seamless main-level living, the home welcomes you w/ a refined living space centered around a dramatic sculptured stone f/p, blending warmth with architectural elegance.The chef-inspired kitchen is both sophisticated & functional, featuring quartz & honed granite surfaces, expansive prep/storage areas, premium stainless appliances, walk-in pantry, & an elevated entertaining bar. Adjoining dining space is perfectly positioned to capture the ever-changing water views & leads to the expansive covered deck—an all-season retreat complete with integrated sound & a plumbed gas BBQ—ideal for hosting or unwinding against a backdrop of sunsets & passing ferries. The primary suite is a private sanctuary with a spa-like ensuite, generous walk-in closet, & direct deck access, with infrastructure in place for a future hot tub or sauna. Additional spaces include three generously sized bedrooms, a dedicated office or creative studio, & a grand laundry room with utility sink. The main-level 5-car garage w/deep sink offers two 10’ doors, extended bays, and exceptional flexibility for storage/hobbies. The lower level presents a beautifully finished studio-style living area with full kit., bth, stone f/p, & private access & patio—perfect for guests or multi-generational living & heated 2-car garage/shop!

1505 Harbor View Court, Anacortes

Listing courtesy of Better Homes&Gardens McKenzie.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2554566 MLS ⋅ ACTIVE Status
Perfectly positioned just minutes from downtown Anacortes, this inviting single-level home offers the ideal blend of comfort, character, and convenience. Stroll to local restaurants, boutiques, waterfront parks, marinas, and the vibrant community events that make Anacortes one of the Pacific Northwest's most desirable coastal towns. Inside, the spacious floor plan features a large kitchen with custom maple cabinetry, a welcoming living room with a cozy fireplace, expansive windows, and a peek-a-boo water view. Refinished hardwood floors add warmth and charm, while two full bathrooms, vinyl windows, a newer gas furnace, a 200-amp electrical panel, and a newly revitalized crawlspace provide lasting value. An oversized two-car garage and a detached 10' x 20' shop with convenient alley access offer abundant space for hobbies, projects, storage, or extra parking. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this home is a wonderful chance to enjoy everything Anacortes has to offer.

1308 16th Street, Anacortes

Listing courtesy of Redfin.

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