Prairie Ridge Homes with FHA Terms

Prairie Ridge Homes with FHA Terms

Welcome to Prairie Ridge, a charming subdivision located in Bonney Lake, Pierce County, Washington. This idyllic community offers a peaceful and picturesque setting for families and individuals looking to settle down in the beautiful Pacific Northwest.

Prairie Ridge is a hidden gem within Bonney Lake, offering a range of housing options to suit different lifestyles and budgets. Whether you are a first-time homebuyer or looking to upgrade, this subdivision has something for everyone.

One notable feature of Prairie Ridge is its accessibility to FHA terms for homebuyers. FHA, or Federal Housing Administration, loans are designed to make homeownership more attainable for individuals who may not qualify for conventional financing. With FHA terms available in Prairie Ridge, prospective buyers can benefit from lower down payment requirements and more flexible credit score criteria.

Living in Prairie Ridge means enjoying a close-knit community with a range of amenities. The area boasts well-maintained parks, playgrounds, and walking trails, perfect for outdoor enthusiasts and families with children. Additionally, residents have easy access to nearby shopping centers, restaurants, and schools, ensuring convenience and quality education for all.

If you are looking for a peaceful and welcoming neighborhood in Bonney Lake, Prairie Ridge is the perfect place to call home. With its FHA terms and a range of housing options, this subdivision offers an excellent opportunity to settle down and enjoy all that Washington has to offer.

Newest Prairie Ridge Homes with FHA Terms

$585,000
3 Beds ⋅ 3 Baths ⋅ 2560749 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 3-bedroom, 2.25-bath home in desirable Bonney Lake! Situated on a level corner lot spanning 11,219 sq ft, this spacious 2,021 sq ft tri-level home offers comfort, style, and functionality. The fully remodeled kitchen is the heart of the home, featuring stunning quartz countertops, an oversized island, double oven, new stainless steel appliances, and an abundance of cabinetry for exceptional storage. Throughout the home, all flooring has been upgraded to engineered hardwood and hickory, creating a warm and timeless feel. Recessed lighting has been installed throughout, adding a modern touch and excellent illumination. The inviting living area includes a cozy fireplace, while forced air heating and central A/C provide year-round comfort. Upstairs, the primary suite boasts a beautifully renovated bathroom with striking blue and white Spanish tile from floor to ceiling and a luxurious rain showerhead. Additional highlights include a 504 sq ft attached two-car covered garage, updated finishes throughout, and excellent use of space across all three levels. Built in 1989, this move-in-ready home combines thoughtful updates with a prime Bonney Lake location close to parks, schools, shopping, and commuter routes. A rare opportunity to enjoy modern living on a generous corner lot in one of Bonney Lake’s most sought-after neighborhoods!

20416 120th Street Ct E, Bonney Lake

Listing courtesy of Keller Williams Realty.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2561229 MLS ⋅ ACTIVE Status
Charming 3 bed 2.5 bath Move in ready home! Welcome to this beautifully maintained home nestled on just shy 1/4 lot. Freshly painted inside and new laminate flooring in living room and both baths. Newer exterior paint as well. Open concept kitchen with island and stainless appliances stay. One bedroom on main floor. Primary upstairs with full bath and walk-in closet. Good size deck and firepit in this fully fenced back yard. Two car garage and RV parking available.

22207 126th Street E, Bonney Lake

Listing courtesy of Redfin.

$693,000
4 Beds ⋅ 4 Baths ⋅ 2557258 MLS ⋅ ACTIVE Status
Rare 2.25% assumable VA loan (Must be VA approved for assumption) One of Bonney Lake's few gated communities within walking distance to Bonney Lake High School. Tucked away at the end of a quiet cul-de-sac, this beautifully maintained 4-bedroom, 3.25-bathroom Bonney Lake home blends comfort, style, and privacy. Step inside to find bright, open living spaces featuring modern finishes, warm natural light, and thoughtful updates throughout. The kitchen boasts generous counter space and a seamless flow into the dining and living areas—perfect for everyday living or entertaining. The spacious primary suite offers a peaceful retreat with a spa-inspired bath, while additional bedrooms provide plenty of flexibility for guests, a home office, or hobbies. Third floor bathroom. High Energy efficiency. Outside, enjoy the newly landscaped backyard—an inviting oasis for relaxing, playing, or hosting summer gatherings. Close to parks, schools, shopping, and all that Bonney Lake has to offer. Move-in ready and meticulously cared for, this home is the perfect blend of charm, function, and Northwest beauty.

21204 113th Street Ct E, Bonney Lake

Listing courtesy of Concierge Real Estate Partners.

$649,950
3 Beds ⋅ 3 Baths ⋅ 2555314 MLS ⋅ ACTIVE Status
Beautifully maintained home designed for both everyday living and entertaining. Spacious main level offers a large office, formal dining room, and an open-concept kitchen that flows seamlessly into the inviting family room with a cozy gas fireplace. Great kitchen for the gourmet chef with granite counters, SS GE appliances including a double oven. From the family room step outside to the expansive covered deck expanding the living space with a perfect setting for year-round entertaining, barbecues, or simply relaxing. Upstairs is equally impressive, highlighted by the primary suite with a spa-inspired bathroom and generous walk-in closet. You will also find an exceptionally large bonus room that offers endless possibilities as a media room, playroom, home gym, or additional living space. The true showstopper may be the oversized corner lot with room for boats, RVs, trailers, and all of your recreational toys. The possibilities are endless with plenty of space to add a detached garage or shop. This move-in-ready home has been thoughtfully updated with a newer furnace, hot water tank, fresh interior paint, roof and efficient heat pump that will provide year-round comfort and air conditioning. This is more than just a house—it's a place where lasting memories are waiting to be made.

21415 116th Street E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$649,950
3 Beds ⋅ 3 Baths ⋅ 2556513 MLS ⋅ ACTIVE Status
Beautifully updated home on an expansive 16,681-square-foot lot in desirable Bonney Lake, offering the perfect combination of comfort, functionality, and outdoor living. The spacious, fully fenced backyard provides a peaceful park-like setting with plenty of room for entertaining, gardening, recreation, or simply relaxing while enjoying the privacy and mature landscaping.Inside, you'll find a thoughtfully designed floor plan featuring generous living spaces and quality finishes throughout. The well-appointed kitchen is the heart of the home, complete with a large center island, abundant cabinetry, built-in microwave, double wall ovens, and ample counter space, making it ideal for everyday living and hosting gatherings. The formal dining room provides an elegant setting for holiday meals, celebrations, or dinner parties.The inviting living area is highlighted by a cozy gas fireplace, creating a warm and comfortable atmosphere year-round. The spacious primary suite serves as a private retreat and features a luxurious five-piece ensuite bathroom designed for relaxation and convenience.With its beautifully updated interior, expansive lot, park-like backyard, and desirable Bonney Lake location, this property offers an exceptional opportunity for those seeking space, comfort, and move-in-ready living with room to enjoy both indoors and out.

20317 124th Street Ct E, Bonney Lake

Listing courtesy of Coldwell Banker Danforth.

$435,000
3 Beds ⋅ 2 Baths ⋅ 2556499 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 3-bedroom, 2-bathroom home with a versatile bonus room/office situated on a spacious corner lot, offering the perfect blend of modern style, functionality, and outdoor space. From the moment you arrive, you'll appreciate the fresh exterior, expansive yard, and ample parking with room for RVs, boats, or multiple vehicles.Step inside to an inviting open-concept floor plan filled with natural light. The stunning new kitchen is the heart of the home, featuring white shaker cabinetry, quarts countertops, a large center island, designer lighting, stainless steel appliances, and abundance or storage.The spacious living and dining areas flow seamlessly together, creating a warm and welcoming atmosphere. Thoughtful updates throughout include new flooring, fresh paint, modern fixtures, and stylish finishes that make this home truly move-in ready.Conveniently located near schools, parks, shopping, and commuter routes. Don't miss the opportunity to own this beautifully renovated corner-lot gem! The lawn in the listing photos has been digitally enhanced for presentation purposes. Actual grass color and appearance may vary at the time of viewing.

13401 215th Avenue E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$475,000
3 Beds ⋅ 3 Baths ⋅ 2556525 MLS ⋅ ACTIVE Status
Welcome home to this beautifully refreshed 3-bedroom, 2.5-bath home tucked away on a quiet cul-de-sac in the highly sought-after Sumner-Bonney Lake School District. The spacious main floor features soaring vaulted ceilings, fresh interior paint, and brand-new luxury vinyl plank flooring, creating a bright and inviting space perfect for everyday living and entertaining. Upstairs, you'll find new carpet throughout, including a generous primary suite with a private bath, two closets—including a walk-in—and plenty of room to unwind. Two additional bedrooms share a convenient Jack-and-Jill bathroom, making the upstairs layout both functional and desirable. Step outside to enjoy the spacious, level backyard offering privacy and endless possibilities for relaxing, gardening, or entertaining. The oversized garage includes built-in storage shelving to keep everything organized. With thoughtful updates, a fantastic floor plan, and an ideal location, this home is move-in ready and waiting for its next owners!

11406 203rd Avenue E, Bonney Lake

Listing courtesy of eXp Realty.

$549,950
3 Beds ⋅ 2 Baths ⋅ 2553677 MLS ⋅ ACTIVE Status
Welcome home to this beautiful brand-new 2026-built 3-bedroom, 2-bath rambler offering stylish finishes and an inviting open-concept design. The spacious great room features soaring vaulted ceilings and abundant natural light, creating the perfect space for everyday living and entertaining. The stunning kitchen is complete with white cabinetry, quartz countertops, stainless steel appliances, a large center island, and plenty of cabinet and counter space. Retreat to the oversized primary suite featuring a generous walk-in closet and a private bath with a double-sink vanity, extended makeup counter, and a spacious walk-in shower. Luxury vinyl plank flooring, ductless mini-split heating and air conditioning, and quality craftsmanship throughout complete this exceptional home. Conveniently located near shopping, dining, schools, parks, and Hwy 410, offering both comfort and convenience. Don’t miss this incredible opportunity to own a brand-new home at an outstanding value!

21913 127th Street Ct E, Bonney Lake

Listing courtesy of Terrafin.

$549,950
3 Beds ⋅ 2 Baths ⋅ 2554112 MLS ⋅ ACTIVE Status
Rare opportunity to own a brand-new 2026-built 3-bedroom, 2-bath rambler offering quality craftsmanship and modern finishes throughout. Step inside and fall in love with the light and bright open floor plan featuring soaring vaulted ceilings, recessed lighting, and durable luxury vinyl plank flooring. The beautifully designed kitchen is the heart of the home, showcasing white cabinetry, quartz countertops, stainless steel appliances, and a large center island that’s perfect for entertaining friends. The oversized primary suite provides a relaxing retreat with a spacious walk-in closet and an elegant ensuite featuring a double-sink vanity with extended countertop space, a large walk-in shower, and plenty of room to get ready. Stay comfortable year-round with efficient ductless mini-split heating and air conditioning. Conveniently located near schools, shopping, restaurants, parks, and Hwy 410 for an easy commute. Don’t miss your opportunity to own a beautiful new construction home at an incredible value!

21909 127th Street Ct E, Bonney Lake

Listing courtesy of Terrafin.

$499,888
3 Beds ⋅ 3 Baths ⋅ 2553505 MLS ⋅ ACTIVE Status
What if your next home came with the garage you've always wanted? Not every home gives you a place to park your cars and pursue your passions. This one does! Built in 2016 on a fully fenced shy quarter-acre corner lot, this move-in ready home offers modern comfort with the flexibility today's lifestyle demands. Fresh interior paint, an open-concept floor plan, and abundant natural light create a warm, welcoming atmosphere. The open kitchen flows effortlessly into the dining and living areas, making everyday life and entertaining easy. Upstairs, the primary suite offers a private bath and walk-in closet, while two additional bedrooms, a versatile loft, and convenient upstairs laundry provide space for work, play, or relaxation. The oversized detached 2-car garage is the true standout—ideal for the car enthusiast, workshop, hobbies, home gym, or extra storage. An attached 2-car garage plus a separate concrete pad for your boat, trailer, or recreational toys means there's room for all your adventures This isn't just a home—it's a place to enjoy the lifestyle you've been working toward! Tend the raised garden beds, lots of room for kids to play in the yard, host backyard barbecues, or simply relax in your spacious yard. Located within the Sumner-Bonney Lake School District, you'll enjoy close in shopping, schools, parks, and quick freeway access just minutes away.Because the best homes don't just fit your life—they make room for the people, passions, and moments you love.

13512 Prairie Ridge Drive E, Bonney Lake

Listing courtesy of KW Lake Washington So.

$629,995
4 Beds ⋅ 3 Baths ⋅ 2552837 MLS ⋅ ACTIVE Status
Beautifully maintained, move-in-ready home featuring a bright, open floor plan with spacious living areas and abundant natural light. The well-appointed kitchen flows seamlessly into the main living space, making it ideal for both everyday living and entertaining. The generous primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy a private backyard with room to relax, garden, or entertain. The spacious 3-car garage provides ample parking, storage, and workspace. Conveniently located near parks, schools, shopping, dining, and major commuter routes, this home offers comfort, convenience, and lasting value. Seller is a licensed Washington State real estate broker.

21305 110th Street Ct E, Bonney Lake

Listing courtesy of MLS4owners.com.

$540,000
3 Beds ⋅ 2 Baths ⋅ 2550108 MLS ⋅ ACTIVE Status
***Rate are due to climb with no relief in 2027.*** Make your move THIS summer into this well-maintained, single-family residence in Bonney Lake. Situated on a spacious, partially fenced & beautifully landscaped lot. The wood fireplace on the main level easily warms the space. You & your guests will appreciate the flow of the open floorplan in the kitchen, dining & living room spaces. Three bedrooms upstairs & a huge bonus room on the lower level with a slider to the backyard. The primary bedroom includes its own private 3/4 bathroom. Recently upgraded kitchen & stainless steel appliances. The center island offers seating for two. Brand new carpet downstairs (JUN 2026), updated guest bathroom, newer fence & roof in 2022. Andersen windows throughout. You'll enjoy the A/C from the ductless mini-split as well as multiple ceiling fans to cool the space. The covered deck & large backyard are great for entertaining with plenty of room for people & pets to play. Two-car garage plus extra driveway space for a smaller RVs or boats. Tire rack in garage stays. This home offers comfortable living in an established, peaceful neighborhood. Just a few minutes to all of the local services available in Bonney Lake!

22504 121st Street E, Bonney Lake

Listing courtesy of Multifamily Properties.

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