Prairie Ridge Homes with FHA Terms

Prairie Ridge Homes with FHA Terms

Welcome to Prairie Ridge, a charming subdivision located in Bonney Lake, Pierce County, Washington. This idyllic community offers a peaceful and picturesque setting for families and individuals looking to settle down in the beautiful Pacific Northwest.

Prairie Ridge is a hidden gem within Bonney Lake, offering a range of housing options to suit different lifestyles and budgets. Whether you are a first-time homebuyer or looking to upgrade, this subdivision has something for everyone.

One notable feature of Prairie Ridge is its accessibility to FHA terms for homebuyers. FHA, or Federal Housing Administration, loans are designed to make homeownership more attainable for individuals who may not qualify for conventional financing. With FHA terms available in Prairie Ridge, prospective buyers can benefit from lower down payment requirements and more flexible credit score criteria.

Living in Prairie Ridge means enjoying a close-knit community with a range of amenities. The area boasts well-maintained parks, playgrounds, and walking trails, perfect for outdoor enthusiasts and families with children. Additionally, residents have easy access to nearby shopping centers, restaurants, and schools, ensuring convenience and quality education for all.

If you are looking for a peaceful and welcoming neighborhood in Bonney Lake, Prairie Ridge is the perfect place to call home. With its FHA terms and a range of housing options, this subdivision offers an excellent opportunity to settle down and enjoy all that Washington has to offer.

Newest Prairie Ridge Homes with FHA Terms

$740,000
4 Beds ⋅ 3 Baths ⋅ 2572317 MLS ⋅ ACTIVE Status
**ASSUMABLE VA LOAN at 3.49%** Welcome to this stunning 2022 Soundbuilt home in Bonney Lake offering 3,062 sq ft of thoughtfully designed living space w/10-foot ceilings & abundance of natural light. Covered front patio & spacious foyer welcome you inside to formal dining room w/chandelier, French door office/opt'l 5th bdrm w/coffered ceilings & main floor powder room for guests. The living room is anchored by upgraded gas fireplace w/custom floor-to-ceiling tile surround, flanked by built-in cabinetry that conceals entertainment devices while adding elegant visual balance. Well-appointed kitchen features shaker cabinetry w/soft-close drawers, granite countertops, full-height tile backsplash, extended island w/seating, spacious pantry w/built-in shelving & full stainless steel appliance suite including LG French door refrigerator, Whirlpool gas range & LG dishwasher. Main floor also offers a spacious laundry room & under-stair storage. Oversized primary suite features large walk-in closet w/attic access & 5-piece en-suite bath w/soaking tub, dual vanity & full tile surround. Upstairs, a large loft, three spacious secondary bedrooms, full bath & generous bonus rm/opt'l 6th bdrm offer exceptional flexibility. The backyard overlooks a greenbelt & community open space w/extended covered patio, 4-zone app-controlled sprinkler system & whole-home Generac gas generator. Gutter guards, A/C, tankless water heater & security cameras included. Award-winning Sumner-Bonney Lake Schools.

21210 115th Street Ct E, Bonney Lake

Listing courtesy of John L. Scott R.E. Lake Tapps.

$569,900
4 Beds ⋅ 2 Baths ⋅ 2577020 MLS ⋅ ACTIVE Status
Fabulous offering in The Woodlands of Bonney Lake, known for its large lots and mature landscaping. This beautifully updated home features new engineered wood flooring, spacious great room with a wood-burning fireplace and windows galore that provide an abundance of natural light. The kitchen showcases a large island, quartz countertops and stainless-steel appliances, along with a peekaboo view of Mount Rainier from the kitchen window. A new deck just off the kitchen provides the perfect setting for entertaining and offers convenient access to the backyard. The beautifully remodeled full bathroom off the primary suite is thoughtfully appointed with designer tile accents. The lower level offers two generous bedrooms, a remodeled 3/4 bathroom and a comfortable recreation room with a woodstove. Situated on a private, level 11,000+ sq. ft. lot, backing to partial greenspace. This property is a gardener’s delight, complete with raised garden beds, a fire pit and a large shed. A freshly painted exterior, new roof in 2020, new vinyl windows and a sizable two-car garage complete this rare gem. Welcome home.

12217 221st Avenue Ct E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$399,000
3 Beds ⋅ 2 Baths ⋅ 2576779 MLS ⋅ ACTIVE Status
Welcome home to this inviting 3-bedroom, 2-bath home situated on its own land in Bonney Lake! Tucked at the end of a cul-de-sac, this property offers a comfortable setting with plenty of outdoor space to enjoy. Inside, you’ll find an easy-flowing layout with a spacious living area, dining space, vinyl plank flooring and a primary suite featuring a walk-in closet and private bath. The kitchen includes a newer stove and refrigerator, while recent improvements continue outside with brand-new front and back decks. Step into the backyard and enjoy evenings around the firepit, room to entertain, partially fenced space and an outbuilding for additional storage. Set on approximately a quarter-acre, there’s space to make the property your own while still being conveniently located near shopping, everyday amenities and the walking trails of Tehaleh. A great opportunity to enjoy Bonney Lake living with your own home and land!

11302 201st Avenue E, Bonney Lake

Listing courtesy of Keller Williams Realty.

$474,800
3 Beds ⋅ 2 Baths ⋅ 2575572 MLS ⋅ ACTIVE Status
Modern, turnkey living awaits in this pristine 2021-built home on its own expansive 9,891 sq ft lot! Meticulously maintained, single-level living space, this rare find features 3 spacious bedrooms plus a dedicated home office—perfect for remote work or a hobbies room. The bright, open-concept floor plan flows seamlessly into a welcoming living area and a fully equipped kitchen. Retreat to the primary suite featuring an upgraded bathroom and walk-in closet. Step outside to your private, level lot with space for gardening, entertaining, or play. Equipped with gazebo, firepit, and BBQ are for entertaining. Complete with a convenient attached carport and nestled in a peaceful Bonney Lake neighborhood, you are just minutes away from local parks, shopping, and dining. Full 50am RV plug in. Wired for generator backup. Beautiful land and home, zero leased-land fees, and completely move-in ready! COLD heat pump / air conditioning.

21617 134th Street E, Bonney Lake

Listing courtesy of Freehold LLC.

$472,500
3 Beds ⋅ 2 Baths ⋅ 2573104 MLS ⋅ ACTIVE Status
Welcome home to this newer 3 bedroom, 2 bathroom home in desirable Bonney Lake. Built in 2024, this 1,296 sq. ft. home offers a bright, open-concept layout with modern finishes and comfortable living space. The spacious kitchen featuring a large walk-in pantry, flows seamlessly into the living and dining areas, making it perfect for everyday living and entertaining. All 3 bedrooms include walk-in closets perfect for storage or your daily necessities. Step outside to enjoy the newly installed, level green yard, offering a beautiful and functional outdoor space that is hard to find. The yard also features a dedicated gardening space, firepit for hosting, as well as a shed to store all your outdoor tools. Whether you're enjoying your morning coffee, entertaining guests, or relaxing outdoors, this space is ready to be enjoyed. Ideally located with easy access to shopping, dining, parks, schools, and major commuter routes, this home offers the perfect blend of modern comfort, outdoor space, and convenience. With its newer construction, thoughtful updates, and move-in-ready condition, this Bonney Lake home is ready to welcome you home!

12813 Ridge Cir E, Bonney Lake

Listing courtesy of Real Broker LLC.

$524,900
3 Beds ⋅ 2 Baths ⋅ 2574658 MLS ⋅ ACTIVE Status
Welcome to this inviting Bonney Lake home, tucked away in a quiet, peaceful neighborhood where you can enjoy a sense of privacy and tranquility. Inside, the remodeled kitchen offers a fresh, updated space that’s both stylish and functional, while the wood-burning fireplace creates a warm and cozy focal point for relaxing evenings. Step outside to discover the large, fully fenced backyard. a wonderful retreat with plenty of room for entertaining, gardening, play, or simply enjoying the outdoors. With its peaceful setting, thoughtful updates, spacious yard, and inviting fireplace, this home offers the perfect blend of comfort, privacy, and everyday living.

20901 116th Street E, Bonney Lake

Listing courtesy of Washington Realty Group.

$625,000
4 Beds ⋅ 3 Baths ⋅ 2567003 MLS ⋅ ACTIVE Status
Set on a quiet cul-de-sac in Russellwood, this beautiful home enjoys a generous, nearly quarter-acre lot with a peaceful backdrop of mature trees. With room to spread out both indoors and out, it offers a warm, comfortable setting. Soaring vaulted ceilings create an inviting first impression in the formal living and dining rooms, while the open layout provides comfortable spaces for both everyday living and entertaining. The spacious kitchen features stainless steel appliances, a breakfast bar, and a walk-in pantry and opens to the family room with a gas fireplace. From the family room, step outside onto the four-year-old Trex deck, an ideal spot for outdoor dining, summer barbecues, or relaxing while enjoying the peaceful setting. Upstairs, the primary suite provides a comfortable retreat with an updated bathroom and two walk-in closets. Three additional bedrooms offer flexibility for guests, a home office, hobbies, or whatever suits your needs. The fully fenced backyard backs directly to the community park and features a firepit, creating a welcoming space to gather and enjoy evenings outdoors. There is also plenty of room to play, garden, or make the outdoor space your own. Additional features include a sprinkler system, updated furnace, Trex deck, and dedicated RV parking. With 4 bedrooms, 2.5 bathrooms, and approximately 2,044 square feet, this home offers a thoughtful combination of indoor living space, outdoor amenities, and a desirable location.

11306 216th Avenue E, Bonney Lake

Listing courtesy of The Amber Bills Group.

$549,950
3 Beds ⋅ 2 Baths ⋅ 2572155 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated Dorenbush rambler on a generous 12,196 SF fully fenced lot in a well-maintained Bonney Lake neighborhood with NO HOA! Soaring cathedral ceilings create an inviting sense of space, complemented by new carpet, new vinyl flooring, new windows and doors, central heating & A/C, a gas fireplace, smart thermostat and stainless-steel appliances that stay. The spacious primary bedroom features a safe tucked inside the large closet and 3/4 bathroom with new shower with built-in seat and comfort-height toilets. Main bath features a walk-in "safe step" bathtub. Major updates include a 5-year-old roof, tankless water heater, new driveway and ADT security system. Outside, enjoy an incredible backyard with a huge deck, stained last summer, plus a large fenced garden with drip irrigation and raised flower beds. A new rear fence adds privacy and security. The oversized double-car garage provides plenty of room for vehicles, projects and storage. Conveniently located near shopping, dining and everyday amenities along SR 410, with parks, trails and recreation nearby, including Allan Yorke Park and Lake Tapps. A wonderful combination of comfort, updates, incredible outdoor space and Bonney Lake convenience!

20608 116th Street Ct. E, Bonney Lake

Listing courtesy of John L. Scott R.E. Lake Tapps.

$650,000
3 Beds ⋅ 3 Baths ⋅ 2570632 MLS ⋅ ACTIVE Status
Welcome to a home designed for comfortable living, hobbies and outdoor enjoyment! This 3-bedroom, 2.5-bath split-level home features a cozy living room with wood stove, spacious 2-car garage with 220V power, and a large downstairs recreational room perfect for entertaining or hobbies. The partially fenced backyard includes a large shed/shop, RV parking, outdoor BBQ area and fire pit. All materials at the home to finish and fully fence the yard! Solar panels add energy efficiency. Less then 15 mins away from Lake Tapps for boating and outdoor adventures, plus convenient shopping, dining, highly rated schools and major healthcare facilities nearby. Schedule a showing today!

21603 125th Street Ct E, Bonney Lake

Listing courtesy of Keller Williams Rty Tacoma.

$690,000
3 Beds ⋅ 3 Baths ⋅ 2569031 MLS ⋅ ACTIVE Status
Pride of ownership shines throughout this beautifully maintained, move in ready home, ideally situated on a gorgeous quarter acre lot. This inviting single level home offers 3 beds, bonus room, 2.5 baths, formal living, dining spaces, and a spacious primary suite featuring a 5 piece bath and walk in closet.The remodeled kitchen is stylish and features granite countertops, stainless steel appliances, skylights, and abundant storage. Numerous thoughtful updates provide comfort and peace of mind, including commercial grade LVP flooring, newer roof and skylight, newer water heater and appliances, an updated garage door, freshly painted exterior woodwork, and a recently serviced furnace and central A/C. Step outside to enjoy the beautifully landscaped and fully fenced backyard, designed for both entertaining and everyday enjoyment. The expansive updated deck provides plenty of space for gatherings, while the sprinkler system, new 8' x 12' shed, RV parking with power, and generous yard offer exceptional functionality.

21802 114th Street E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$449,450
3 Beds ⋅ 2 Baths ⋅ 2570684 MLS ⋅ ACTIVE Status
$10,000.00 for buyers closing costs with full price offer .Enjoy this brand new home on flat usable lot with plenty of spcae to enjoy the outdoors. Beautiful covered front porch that leads into a 3 bedroom,2 bathroom home that also includes a versatile flex space perfect for a home office, play room or guest room. The open concept layout offers a bright and spacious living area that flows into the kitchen and dining space. Ideal for everyday living and entertaining.The kitchen features a large eating island with plenty of seating and workspace. The private primary suite includes an ensuite bathroom and ample closet space. With the modern finishes and a functional design, this home offers comfort space and easy living. You will also love the big area that has lots of room for parking.

11321 205th Avenue E, Bonney Lake

Listing courtesy of Real Estate 2000 Inc..

$574,995
3 Beds ⋅ 3 Baths ⋅ 2570572 MLS ⋅ CONTINGENT Status
Welcome home to this move in ready retreat designed for comfort and ease. Nestled in a quiet, established neighborhood, this 1,752 sq. ft. home has been transformed with new carpet upstairs, newer flooring with fresh paint in the main living areas, and a stunning kitchen featuring beautiful cabinets and sleek finishes. Life is easier with 3 spacious bedrooms, 2.5 baths, and a flexible bonus room—the ideal spot for a home office, dedicated play area, or media room. Outside, you have nearly half an acre of prime land that’s perfect for entertaining, gardening, or future expansion. The detached 24x24 shop is an incredible asset for additional storage or creative projects. Outdoor space features RV parking and storage shed for your gardening tools. Located minutes from HWY 410, shopping, and within the bounds of highly-regarded schools, this property balances suburban convenience with the space of a private estate. Here is a list of what the sellers have under their ownership. New gutters 2024, fireplace exterior sheeting replaced 2024, kitchen cabinets, sink, counter tops, new down stairs LVP flooring, new baseboard trim down stairs, oven replaced 2024, new gutters 2024, gas furnace ducts cleaned professionally 2024, new A/C unit 2025, rebuilt back porch with wide steps 2025, painted all of down stairs with minor sheet rock repairs. New carpet upstairs March 2026. Schedule your private tour and see the possibilities for yourself!

20911 111th Street Ct E, Bonney Lake

Listing courtesy of Newberry Realty, Inc..

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.