San Juan Homes with FHA Terms

San Juan Homes with FHA Terms

San Juan County, located in the beautiful state of Washington, is a hidden gem in the Pacific Northwest. Known for its stunning natural beauty and vibrant communities, this county offers a unique blend of tranquility and adventure.

Situated in the northwestern part of Washington, San Juan County is an archipelago consisting of over 170 islands, with the four main islands being San Juan, Orcas, Lopez, and Shaw. Each island has its own distinct charm and character, attracting visitors and residents alike.

The county is home to a diverse range of landscapes, from lush forests and rolling hills to picturesque coastlines and pristine beaches. Outdoor enthusiasts will find plenty of opportunities for hiking, kayaking, whale watching, and fishing, making it an ideal destination for nature lovers.

San Juan County is also known for its thriving arts and culture scene. The islands are dotted with art galleries, theaters, and music venues, showcasing the talents of local artists and performers. The communities here are welcoming and tight-knit, fostering a strong sense of community spirit.

For those looking to make San Juan County their home, there are plenty of housing options available. And if you're interested in purchasing a home with FHA terms, you're in luck! San Juan County offers homes with FHA terms, making it easier for buyers to secure financing and fulfill their homeownership dreams.

Whether you're seeking a peaceful retreat or an active lifestyle, San Juan County has something for everyone. With its natural beauty, vibrant communities, and homes with FHA terms, this county is an excellent place to call home.

Newest San Juan Homes with FHA Terms

$3,195,000
6 Beds ⋅ 4 Baths ⋅ 2557481 MLS ⋅ ACTIVE Status
Remarkable 180-degree southern views of the sunrise and sunset over the Salish Sea from one incredible private island estate! This nearly 10-acre sun-filled generational retreat encompasses the entire top of Scott Hill on Orcas Island. With 6 bedrooms and 5 bathrooms between the main house and guesthouse, a massive deck and acres of lawn and park-like grounds for enjoying the summer and an indoor pool or bowling alley (you choose), this hilltop sanctuary offer multiple generations an ideal island escape. Enjoy deer-fenced meadows, wildflowers, fruit trees, forests, gardens, ponds & infinite privacy in your own peaceful Orcas Oasis.

421 Scott Hill Drive, Orcas Island

Listing courtesy of COMPASS.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2550889 MLS ⋅ ACTIVE Status
Priceless view - now more affordable. Whether arriving by ferry, seaplane, or private boat, coming home to Friday Harbor is an experience unlike any other.Perched above the Port of Friday Harbor, this Cannery Village penthouse enjoys one of the island's most intimate waterfront settings.Walls of glass frame an ever-changing panorama where ferries, seaplanes, fishing boats, and sailboats create a living work of art. Fishing boats depart before sunrise, harbor seals play around the marina below your balcony, bald eagles soar overhead, & on special occasions, orcas venture into the harbor.Mt. Baker rises beyond Brown Island, and evenings bring the warm glow of harbor lights shimmering across the water.Designed for gathering, the spacious three-bedroom floor plan offers comfortable living for friends. The well-appointed kitchen features granite countertops, timeless shaker cabinetry, new high end stainless steel appliances, & built-in dining banquette perfect for sharing meals after a day exploring the island. EZ care slate and LVP flooring. Balconies off the great room & primary suite invite the beauty of the harbor indoors. The 3d bedroom provides flexibility for guests or dedicated home office. Stroll Friday Harbor's waterfront, marina, coffee shops, restaurants, galleries, theater & boutiques. Lock & leave with confidence while enjoying a front-row seat to one of the PNW's most treasured waterfront destinations.

241 Warbass Way Unit #A303, Friday Harbor

Listing courtesy of Abbey Realty Inc.

$505,000
1 Beds ⋅ 1 Baths ⋅ 2549363 MLS ⋅ ACTIVE Status
Delightful home located in the Town of Friday Harbor, offering the perfect blend of comfort, character, and convenience. This thoughtfully updated 900-square-foot home is just minutes from schools, shopping, restaurants, grocery stores, and all the amenities of downtown, and Linde Park is just a short distance away. Situated on a quiet, level lot in a peaceful neighborhood, the property provides plenty of space for gardening, outdoor entertaining, play, or simply relaxing. Meticulously maintained, the home has been extensively updated with a new roof, new cedar exterior siding, energy-efficient double-pane windows, fir doors, and hardwood flooring throughout the main level. The loft features cork flooring with triple-layers designed to reduce noise, along with custom maple stairs accented by handcrafted copper railings. The kitchen has been tastefully updated with alder cabinetry featuring solid maple interiors, complemented by updated appliances. The inviting interior includes one main-level bedroom and a full bathroom conveniently located just across the hall. The spacious loft offers exceptional flexibility and can easily serve as a second bedroom, home office, media room, or creative space. This move-in-ready home is an ideal opportunity to enjoy island living in a desirable in-town location.

745 Larson Street Unit #B, Friday Harbor

Listing courtesy of Island Grp Sotheby's Int Rlty.

$1,795,000
2 Beds ⋅ 2 Baths ⋅ 2549168 MLS ⋅ ACTIVE Status
Located in the heart of Eastsound Village, this exceptional mixed-use property offers unmatched flexibility, investment potential, and a premier Main Street location. Set on 1.37 acres with Village Commercial zoning, the 3,344-square-foot building features a spacious two-bedroom, two-bath residence with expansive living areas, a cozy wood-burning fireplace, and views of the bay, sound, and surrounding village. The lower commercial unit is currently leased with approximately two years remaining on the lease, providing immediate income. The south-facing property is bordered by public land and offers abundant parking, RV parking, high-speed internet, community water and sewer, and easy access to shops, restaurants, the waterfront, and all the amenities of Eastsound. A detached garage, partially fenced grounds, and generous open space provide opportunities for continued use, expansion, or redevelopment. One of the property's most extraordinary attributes is its size, location, and zoning. This is one of the last semi-undeveloped commercial/residential properties with frontage on Eastsound's premier downtown Main Street. Village Commercial zoning allows for development of up to 40 units per acre (buyer to verify). A completed wetland study is available, adding significant value for future planning. Opportunities of this scale and prominence in the heart of Eastsound are exceptionally rare, making this one of Orcas Island's premier investment and development offerings.

199 Main Street, Orcas Island

Listing courtesy of COMPASS.

$7,900,000
4 Beds ⋅ 7 Baths ⋅ 2543410 MLS ⋅ ACTIVE Status
Extraordinary generational Blakely Island beachfront estate with remarkable sun-drenched southern exposure. This exceptional private estate offers a rare blend of luxury and serene island living. Designed as a private retreat, four distinct coastal structures and the accompanying airport hangar balance comfort, entertainment, natural beauty for multiple generations with convenient access. The main house showcases refined craftsmanship with custom inlaid hardwood floors, a sun-filled living area with pool table and full bar, two ensuite bedrooms, kitchen, dining area, steam room, and an expansive deck with sweeping views. Steps from the hundreds of feet of private shoreline, the beach house delivers an immersive coastal experience: open-concept living and dining, a marble bar, state-of-the-art sound and lighting, and nano doors opening to a wraparound deck where the rhythm of the sea becomes part of everyday life. A large hangar at the neighboring airstrip rounds out the estate—ready to house your aircraft, boat, or an impressive collection of toys and recreational gear. This south-facing retreat is more than a property—it's a legacy estate in the San Juan Islands.

450 Eagle Bay Road, Blakely Island

Listing courtesy of COMPASS.

$945,000
3 Beds ⋅ 2 Baths ⋅ 2546701 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy, functionality, and island living on this beautiful 5+ acre property nestled among mature evergreens. This thoughtfully designed 3-bedroom, 2-bath home offers comfortable one-level living with over 1,700 square feet of inviting space. The true centerpiece of the property is the exceptional detached shop—ideal for contractors, woodworkers, artists, or anyone seeking the ultimate workspace. Complete with heated concrete floors and a dedicated office, it's a rare amenity that offers year-round comfort and endless possibilities for business, hobbies, or creative pursuits. Outside, enjoy the peace and privacy of a secluded wooded setting with partial fencing, RV parking, and room to garden, explore, or simply unwind. Whether you're looking for a full-time residence, island retreat, or a property that supports both work and play, this home offers the flexibility to fit your lifestyle. Conveniently located near Eastsound Village, beaches, hiking trails, restaurants, shops, and schools, this property offers the best of Orcas Island living—privacy, versatility, and easy access to everything the island has to offer.

561 Cedar Hill Road, Orcas Island

Listing courtesy of COMPASS.

$1,295,000
3 Beds ⋅ 4 Baths ⋅ 2531269 MLS ⋅ ACTIVE Status
This stunning lavender farm spans over 9.7 acres, offering a serene escape in a picturesque setting of breathtaking views. The centerpiece of this property is a magnificent lavender field, drying barn, and a 6,314-square-foot home with ample space for guests, featuring 3 bed, 2.5 bath, many spacious bonus rooms, a theatre, and family and dining rooms that open onto an outdoor terrace for entertaining with your outdoor pizza oven, creating unforgettable dining experiences under the stars. The property also features an indoor pool and sauna, perfect for rejuvenation after a long day and a detached massage studio and private ponds, enhancing the beauty and peaceful atmosphere of this secluded haven. The property has a studio, barn, perfect for creative pursuits or as a guest space. A fenced garden is ideal for growing your own vegetables or flowers. The two-car detached garage provides convenience and storage. This is a rare opportunity to embrace a lifestyle of farming and tranquility, all while being just a short drive from the vibrant community of San Juan Island shops, restaurants, airport, marina, schools, and parks and trails. Don’t miss your chance to own this unique lavender farm, where you can cultivate your dreams and enjoy the quiet beauty of nature every day.

206 Hawthorne Lane, Friday Harbor

Listing courtesy of Coldwell Banker Bain.

$799,000
1 Beds ⋅ 2 Baths ⋅ 2533127 MLS ⋅ ACTIVE Status
Set on 3.7 acres in the heart of the island, this thoughtfully designed Northwest retreat offers exceptional privacy, natural beauty, and timeless appeal. This 1,804 sq ft home that was remodeled in 2021 features an airy, open-concept layout with abundant natural light, a spacious primary suite, versatile bonus room, and charming loft space with a roof-top deck ideal for guests, office, or creative use. Expansive decking creates seamless indoor-outdoor living, perfectly suited for entertaining or enjoying the peaceful surroundings. Warm architectural details, quality craftsmanship, and a refined blend of rustic and contemporary finishes give the home a welcoming yet sophisticated feel. Surrounded by nature and tucked away from the road, this property captures the essence of quiet island living while remaining centrally located. A rare opportunity to own a private sanctuary in an idyllic setting.

1669 Three Corner Lake Road, San Juan Island

Listing courtesy of Coldwell Banker San Juan Is..

$1,450,000
4 Beds ⋅ 4 Baths ⋅ 2528269 MLS ⋅ ACTIVE Status
Exceptional Rosario-area retreat with breathtaking views of the Salish Sea, surrounding islands & bay & an active revenue generating Vacation Rental Permit! This beautifully updated 4-bed home offers 2,335 sqft of thoughtfully designed living space, 2 separate floors of sun-filled living space allowing you to have your island retreat in one while the other generates revenue. Enjoy deeded community beach access, moments from Rosario amenities. Extensively upgraded, the home features a new Presidential-style architectural roof, new gutters, exterior paint, upgraded insulation and roof sheathing, completed in 2023. The property also boasts a brand-new septic system w/three 1,000-gallon tanks, new drain field & advanced NuWater treatment system. A new paver patio & reinforced upper deck w/concrete footings and rebar were added in 2024, along with concrete pier posts for future lower deck expansion potential. The lower-level rental has been tastefully renovated w/ all-new appliances, quartz slab countertops, cabinetry, porcelain tile flooring & an in-floor heating system. Furnishings may be included in the sale, creating a turnkey investment or community living opportunity. Additional highlights include 2 kitchens, updated windows, propane service for a future gas stove, 2 new water heaters, high-speed internet, garden space & detached garage. This sunny island property combines comfort, flexibility & exceptional coastal living in one of Orcas Island's most desirable communities.

372 Cascade Way, Orcas Island

Listing courtesy of COMPASS.

$2,250,000
2 Beds ⋅ 2 Baths ⋅ 2527089 MLS ⋅ ACTIVE Status
Stunning sun-filled waterfront retreat in highly sought-after West Sound, featuring a 44’ deepwater dock and private shoreline. Expansive and unobstructed south-facing views stretch across the Salish Sea, surrounding islands, and the Olympic Mountains. Thoughtfully designed with high-end finishes throughout, this luxurious 1,200± square ft home includes radiant hydro floor heating, steam shower, gas fireplaces in both the living room and bedroom, Hubbardton Forge fixtures, ironwood decking, solar panels, hot tub, outdoor shower, and EV charging outlet. Enjoy easy access to the beach, or relax on the expansive deck and take in breathtaking sunsets. A rare opportunity to own an exceptional island waterfront getaway.

1022 Deer Harbor Road, Orcas Island

Listing courtesy of COMPASS.

$1,500,000
2 Beds ⋅ 3 Baths ⋅ 2522283 MLS ⋅ ACTIVE Status
Rare opportunity in the heart of West Sound! Ideally situated on the corner of Deer Harbor Road and Crow Valley Road, this charming property enjoys a premier location just 50 feet from the waterfront, approximately 200 feet from the public beach and dock, and moments from the yacht club. This coveted offering includes a valuable transient rental permit, creating exceptional flexibility for personal use, vacation rental income, or both. The thoughtfully designed two-bedroom, three-bath home features comfortable living spaces and strong income-producing potential, with the upper level consistently rented throughout the summer season. Whether you are seeking an island getaway, investment property, or full-time residence near the marina and waterfront amenities, this one-of-a-kind West Sound property is a rare find.

942 Deer Harbor Road, Orcas Island

Listing courtesy of COMPASS.

$479,500
3 Beds ⋅ 2 Baths ⋅ 2524303 MLS ⋅ ACTIVE Status
Check out this like-new home on San Juan Island! It’s got a great layout with a bedroom and bathroom on the main floor, plus upstairs you’ll find the primary bedroom with a walk-in closet, a third bedroom, a full bathroom, and a roomy laundry area.The home features stainless steel appliances, vaulted ceilings, and durable laminate flooring. It’s also set up for high-speed fiber optic internet if you need to stay connected.Enjoy sunny, south-facing decks on both levels—perfect for relaxing or hanging out with friends. You’re just a short distance to downtown Friday Harbor, schools, and sports fields. Neighborhood offers a community sunny picnic area out your front door. There’s extra storage under the house and the road is paved for easy access. By appt.

618 Finnegan Way, Friday Harbor

Listing courtesy of Coldwell Banker San Juan Is..

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.