King Homes with USDA Loan Terms

King Homes with USDA Loan Terms

King County, located in the state of Washington, is one of the most sought-after areas in the United States. Known for its vibrant cities, breathtaking natural beauty, and thriving economy, King County offers a high quality of life for its residents.

Situated in the heart of the Pacific Northwest, King County is home to the bustling city of Seattle, which serves as a major economic and cultural hub. With its iconic skyline, world-renowned coffee culture, and vibrant music scene, Seattle attracts people from all walks of life. The county also includes other cities such as Bellevue, Redmond, and Kirkland, which offer their own unique charm and amenities.

One of the key advantages of buying a home in King County is the availability of USDA loan terms. The USDA loan program provides financing options for eligible homebuyers in rural and suburban areas. This means that individuals and families looking to purchase a home in King County can benefit from low-interest rates and flexible terms, making homeownership more accessible and affordable.

Whether you're looking for a cozy suburban neighborhood or a trendy urban loft, King County has a diverse range of housing options to suit every lifestyle and budget. From charming craftsman-style homes to sleek modern condos, there is something for everyone in this thriving county.

With its stunning natural landscapes, thriving job market, and top-rated schools, King County is an ideal place to call home. Whether you're a first-time homebuyer or looking to upgrade to a larger property, the homes with USDA loan terms in King County provide an excellent opportunity to achieve your real estate goals.

Newest King Homes with USDA Loan Terms

$1,995,980
5 Beds ⋅ 3 Baths ⋅ 2568047 MLS ⋅ ACTIVE Status
Distinctive design, exceptional flexibility, and spectacular gardens come together in this beautifully renovated Madrona home. The showstopping kitchen features an oversized quartz waterfall island, extensive custom cabinetry, Thor six-burner range, Subzero, pot filler, wood-trimmed hood, beverage refrigerator, in island microwave drawer, floating wood shelves, designer lighting, and generous pantry and prep space. Black-framed windows and warm hardwood floors extend into the light-filled dining and living areas, where a floor-to-ceiling slatted-wood fireplace creates a dramatic architectural focal point. The primary suite includes a spa-inspired bath with a double vanity, quartz counters, dimensional tile, and an oversized frameless shower accented by striking blue-green tile and multiple shower fixtures. An additional upper-level bedroom currently serves as an expansive walk-in closet; remove the built-ins & preserve its versatility as a bedroom, office, or flex space. The finished lower level expands the possibilities with a bedroom, full bath, recreation room, dedicated office (currently served as a home workout studio), wet bar with cabinetry and beverage refrigerator, plus an additional workspace nook. AC to keep cool all summer long. Outside, mature, thoughtfully cultivated gardens offer vibrant seasonal color and plantings designed to attract hummingbirds, bees and give you a colorful escape. Close to Madrona’s shops, cafés, parks, and Lake Washington recreation

3302 E Pine Street, Seattle

Listing courtesy of COMPASS.

$710,000
2 Beds ⋅ 2 Baths ⋅ 2567731 MLS ⋅ ACTIVE Status
There’s something special about a classic Craftsman, and this West Seattle home has all the charm that makes them so loved. Beautiful hardwood floors, vaulted ceilings, skylights and a wood-burning stove bring warmth and character inside, while fresh exterior paint, professional landscaping and timeless curb appeal welcome you home. The spacious kitchen was made for gathering, with plenty of room for everyone to linger a little longer. The main-level primary bedroom adds everyday ease, while an additional bedroom and bonus space downstairs create flexibility for guests, a home office, hobbies or extra living space. But this home really comes alive outside. A large deck creates an incredible extension of the living space, perfect for summer dinners, morning coffee or evenings with friends. The fully fenced, beautifully landscaped yard feels private and established, with plenty of room to garden, entertain, play or let four-legged friends roam. Set in desirable West Seattle, you’re close to neighborhood restaurants and shops, parks, waterfront adventures and everything that makes this part of Seattle so special. A home with history, character and the unmistakable feeling that it has been loved and cared for. Now it’s ready for its next chapter.

4259 SW Othello Street, Seattle

Listing courtesy of Real Broker LLC.

$799,000
4 Beds ⋅ 2 Baths ⋅ 2567892 MLS ⋅ ACTIVE Status
A refreshed Seattle cottage with classic street presence and the feel of a standalone single-family home. Condo-zoned, yet living independently on a level 3,032 square foot site with covered porch, fenced lawn, garden space, and a Japanese maple bringing color to the front approach. Inside, the home is light, clean, and welcoming. Warm floors move through the main living areas. A stone-faced fireplace anchors the living room, while the dining room sits at a picture window framing the yard and maple beyond. The kitchen is bright and functional, stainless appliances, generous cabinetry, and easy connection to the dining and living spaces. Three bedrooms and the main living areas rest upstairs. The lower level adds useful flexibility with a generous family room, second fireplace, spacious utility and laundry room, plus one bedroom and non-conforming bedroom for office, guests, fitness, media, storage, or creative use. Extensively updated and move-in ready, with storage shed, fenced outdoor space, and easy North Seattle access to parks, schools, transit, cafes, and commuter routes.

10713 15th Avenue NE, Seattle

Listing courtesy of Windermere Real Estate/East.

$814,950
4 Beds ⋅ 3 Baths ⋅ 2567838 MLS ⋅ ACTIVE Status
Welcome to the Blueberry at Ten Trails Mountain View, a Lennar community. Live at Ten Trails to enjoy an active lifestyle with trails and parks, plus future conveniences like dining, shopping, and entertainment close to home. Conveniently located near community amenities such as the playground, sports courts, and nearby open space, this home offers easy access to outdoor fun and recreation. Explore an open-concept kitchen, dining area, and great room with doors to a covered patio. Off the main space is a bedroom and full bath. Upstairs hosts a loft, and three bedrooms including the luxe owner's suite. With Lennar’s signature Everything’s Included®, enjoy new stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

22844 SE Oak Street, Black Diamond

Listing courtesy of Lennar Sales Corp..

$695,950
6 Beds ⋅ 3 Baths ⋅ 2563864 MLS ⋅ ACTIVE Status
Exceptional opportunity in Federal Way! This spacious, well-maintained 5-bedroom, 2-bath home is situated in a desirable, established neighborhood and offers outstanding lifestyle and investment potential. Currently operated as an Adult Family Home, the business will no longer be active soon. The property features a functional layout well suited for continued care use or flexible multigenerational living. The garage includes a dedicated caregiver’s room with its own bathroom, providing added privacy and convenience. The existing setup offers a strong foundation for a future operator. The home is WABO-ready and connected to sewer. Conveniently located near shopping, dining, transportation, and other amenities.

Federal Way

Listing courtesy of Skyline Properties, Inc..

$1,100,000
3 Beds ⋅ 3 Baths ⋅ 2567516 MLS ⋅ ACTIVE Status
Wake up to breathtaking views of Mount Si and discover a home where thoughtful updates, natural beauty, and an unbeatable North Bend lifestyle come together. Completely refreshed throughout, this stunning residence showcases new cabinetry, flooring, trim, paint, and appliances, offering a move-in-ready experience with timeless appeal.The spacious primary suite is a true sanctuary, featuring a spa-inspired bath designed for relaxation and renewal. A dramatic living plant wall cascades with lush greenery, creating a serene retreat that brings the beauty of the outdoors inside. Large windows frame iconic Mount Si views, providing a spectacular backdrop that changes with the seasons. Whether enjoying your morning coffee, hosting friends, or unwinding at the end of the day, the connection to nature is ever-present. Step outside to an extraordinary garden oasis that has been lovingly cultivated into a private paradise. Vibrant landscaping, mature plantings, and inviting outdoor spaces create the perfect setting for entertaining, gardening, or simply soaking in the peaceful surroundings. Ideally located near downtown, with outdoor recreation, hiking trails, parks, and local amenities. This exceptional property offers the best of Pacific Northwest living. With stunning Mount Si views, extensive updates, and unforgettable gardens, this is more than a home—it's a lifestyle.Experience the beauty, tranquility, and the adventure. Easy access for commuting.

209 NE 6th Street, North Bend

Listing courtesy of COMPASS.

$1,275,000
4 Beds ⋅ 3 Baths ⋅ 2563513 MLS ⋅ ACTIVE Status
Refined. Elevated. Unforgettable. Professionally redesigned & remodeled in 2022, this extraordinary 4-bed/2.5-bath Si View home showcases exceptional craftsmanship, thoughtfully curated finishes & unforgettable views from nearly every room. Designed & built by local architect & builder, this truly custom home features Hickory hardwoods, custom cabinets, stone & exceptional attention to detail. Inviting foyer w/ soaring vaulted ceilings leads to light-filled living spaces w/ oversized windows, custom millwork, built-ins & a striking two-sided gas FP connecting the DR/office & family room. The showstopping kitchen features custom cabinets, quartz, large oak island, SS appliances, dedicated coffee/tea station, walk-in pantry & a dramatic wall of windows framing Mt. Si views. The serene primary suite offers more views & a beautifully appointed bath w/ limestone, quartz, walk-in shower, dual sinks & custom walk-in closet. Three more bedrooms, remodeled bath, laundry & walk-in linen closet complete the upstairs. Outside, professionally designed landscaping, mature plantings, multiple patios, Trex deck w/ hot tub & spectacular Mt Si views create an exceptional outdoor retreat. The fully fenced corner lot offers privacy & abundant space for gardening, relaxing & play. Garage w/ shop, overhead storage & architectural plans for a 3rd stall. Newer roof, furnace & A/C, low HOA dues & easy I-90 access. Walk to parks, trails, river, local events & eateries. Easy to reach, hard to leave!

890 SE 10TH Street, North Bend

Listing courtesy of Frost Home Team.

$2,000,000
3 Beds ⋅ 3 Baths ⋅ 2561925 MLS ⋅ ACTIVE Status
Witness the quiet spectacle of weather patterns cresting the Cascades en route to Vashon-Maury Islands. Weather Watch Ranch offers an exceptional combination of Northwest contemporary design, recreational delight, and southern exposure. Inside, a warm mosaic of glass, concrete, wood beams and metal, frame an open concept living space, succinct and understated. Sculptural concrete elements trace entryways, patios & landings, including in-floor, whole-home radiant heat. Polished stainless cabinetry and Thermador appliances contrast fir clad windows, French doors & built-ins. A substantial covered patio wraps the south & east sides of the home, hosting cozy covered seating, adjacent to a grand-scale dining area featuring a Mugnaini wood-fired Italian pizza oven and bocce ball court. The main level en-suite bedroom showcases the south facing views of tawny ranch land and meandering pasture. Upstairs, a private foyer serves 2 bedrooms and a Jack & Jill bathroom. The Equine accommodations anchor the property into a hallmark equestrian neighborhood: a horse barn featuring 4 paddocks, 2 stalls, office + tack room, storage. The fully fenced, gated acreage boasts 2 wells serving home and grounds, fruiting trees, a chicken coop, raised garden beds. A south facing view patio frames a perfect vista of Mt. Rainier. Unhurried and timeless, Weather Watch Ranch provides a remarkable life surrounded by exceptional estates, moments from the Maury Marine Park and Point Robinson Lighthouse.

4409 SW Point Robinson Road, Vashon

Listing courtesy of Windermere Vashon.

$2,350,000
4 Beds ⋅ 3 Baths ⋅ 2566575 MLS ⋅ ACTIVE Status
In a neighborhood increasingly defined by larger-scale new construction, this Enatai home stands apart for its charm, livability, and unmistakable sense of character. Originally built in 1955 and extensively remodeled, it offers a rare combination of architectural personality, natural light, and flexible living spaces just blocks from Lake Washington.Dormer ceilings, vaulted spaces, and expansive windows create warmth and volume throughout. The open-concept kitchen, living, and dining spaces feel connected yet intimate, centered around a substantial masonry wood-burning fireplace that gives the home its soul. Morning sun pours into the east-facing rooms while warm evening light settles across the west-facing spaces and backyard.The layout offers exceptional flexibility for changing needs and lifestyles. Main-level primary suite features heated travertine floors, soaking tub, walk-in closet, and private shower. A second main-floor bedroom works equally well as office, nursery, or guest space. Upstairs includes two additional bedrooms, full bath, vaulted rec room, and west-facing IPE ironwood deck with peekaboo Cascade and Mt. Rainier views. Outside, a rare flat and fully fenced backyard creates space to gather, garden, entertain, or play. Just moments from Enatai Beach Park, Mercer Slough trails, Enatai Elementary, downtown Bellevue, parks, tennis courts, and light rail. A home with heart in one of Bellevue’s most beloved neighborhoods. Rarely do homes feel this genuine today.

11059 SE 31st Street, Bellevue

Listing courtesy of Real Residential.

$529,000
3 Beds ⋅ 1 Baths ⋅ 2560660 MLS ⋅ ACTIVE Status
Well maintained 3-bed, 1-bath rambler in Kent's highly desirable East Hill neighborhood. Home offers hardwood floors, double pane-windows, a functional kitchen, and a peace of mind with a newer high-efficiency furnace and A/C system installed in 2022. Enjoy the versatile double car garage with front to back access adding additional parking in the rear. Step outside to a spacious, level backyard, perfect for entertaining, gardening, and outdoor activities. Prime location near Sound Transit, Kent Station with it's variety of restaurants and cinema, Kent Commons CC for year-round recreation, and easy access to the ShoWare Center, a multi-purpose arena hosting concerts, family shows, and sporting events, home to Seattle Thunderbirds and Tacoma Stars.

10609 SE 232nd Street, Kent

Listing courtesy of John L. Scott, Inc.

$1,100,000
4 Beds ⋅ 3 Baths ⋅ 2565821 MLS ⋅ ACTIVE Status
Welcome to Cedars of Duvall, nestled on 1/3 acre, this beautifully refreshed home offers the perfect blend of modern updates, timeless charm & the lifestyle that makes Duvall one of the PNW's most beloved small towns. A sweeping front lawn, expansive deck & fenced backyard create an inviting setting for outdoor gatherings, gardening, play or simply relaxing beneath the evergreens. Inside, you'll discover spacious living areas in a home that lives far larger than its square footage suggests! Fresh interior paint, new carpet, gorgeous LVP flooring, updated lighting, remodeled baths, granite countertops, subway tile, freshly painted cabinetry, custom pantry, butler pantry w/ beverage refrigerator create a move-in-ready interior. Charming casement windows add warmth & character while filling the home with natural light. The thoughtfully designed floor plan offers 4 generously sized bedrooms, 2.5 baths, including a spacious primary suite with cathedral ceilings & private bath. The open kitchen & family room overlook the picturesque backyard & are anchored by a cozy wood-burning fireplace, while the attached 2-car garage provides everyday convenience. Minutes from historic downtown Duvall's cafés, farmers market, parks & river access, with easy commuting to Redmond, Bellevue & the Eastside & quick access to Woodinville , Snoqualmie Valley Trail, mountain recreation, Puget Sound adventures & endless Pacific Northwest outdoor living—all from one exceptional place to call home!

28308 NE 146th Street, Duvall

Listing courtesy of RE/MAX Northwest.

$449,950
3 Beds ⋅ 3 Baths ⋅ 2566345 MLS ⋅ ACTIVE Status
Affordable new construction in King County offering an excellent opportunity for first-time buyers seeking entry-level homeownership. Welcome to the Yarrow at Ten Trails Mountain View, a Lennar community. Live at Ten Trails to enjoy an active lifestyle with trails and parks, plus future conveniences like dining, shopping, and entertainment close to home. This three-story townhome features a convenient first-floor flex room, while upstairs is an open-concept design among the main living areas. The third floor hosts the luxe owner’s suite and a two secondary bedrooms. Enjoy added privacy with no neighbors directly behind the townhome, offering a more peaceful and secluded setting. With Lennar’s signature Everything’s Included®, enjoy new stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

32401 Anchor Avenue SE, Black Diamond

Listing courtesy of Lennar Sales Corp..

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