Yelm Homes with Assumable Terms

Yelm Homes with Assumable Terms

Welcome to Yelm, a charming city located in Thurston County, Washington, USA. Known for its natural beauty and small-town charm, Yelm offers a peaceful and serene environment for residents to call home.

Situated in the heart of Washington state, Yelm is surrounded by lush green landscapes, picturesque mountains, and pristine lakes, making it a haven for nature enthusiasts and outdoor adventurers. With its close proximity to Mount Rainier National Park, residents have easy access to hiking, camping, and skiing opportunities.

Yelm is also known for its strong sense of community and friendly residents. The city boasts a range of amenities, including top-rated schools, shopping centers, restaurants, and recreational facilities. Whether you're looking for a quiet suburban neighborhood or a more rural setting, Yelm has a diverse range of housing options to suit every lifestyle.

One unique feature of the real estate market in Yelm is the availability of homes with assumable terms. This means that buyers have the option to take over the existing mortgage terms of the seller, making the home buying process more accessible and affordable. This can be a great advantage for those looking to enter the real estate market or for buyers who may not qualify for traditional financing.

If you're considering making Yelm your home, you'll find a wide range of properties to choose from, including single-family homes, townhouses, and spacious rural estates. With its scenic beauty, strong community spirit, and homes with assumable terms, Yelm offers an ideal setting for those looking to settle down and enjoy the best of Washington state living.

Newest Yelm Homes with Assumable Terms

$435,000
3 Beds ⋅ 3 Baths ⋅ 2562375 MLS ⋅ ACTIVE Status
Welcome to Clearwood—a nature lover’s dream with miles of lakeside trails, community beaches, playgrounds, fishing spots, and paddleboarding just steps from your door. This beautifully maintained 3-bed, 2.5-bath home offers 1,951 sq ft of comfortable living with a backyard designed for relaxation and fun. Enjoy a quaint outdoor living space with a gazebo with its own ceiling fan, perfect for gatherings, plus an outdoor projector screen that stays with the home for movie nights under the trees. Ceiling fans in nearly every room. Inside, all appliances stay—including the safe & extra Fridge-making move-in easy. The property features grapes, apple trees, and blueberries, adding a touch of homestead charm right in your own yard. The layout provides warm, functional living spaces and a seamless connection to the outdoors. There's a brand new 30-year composition roof and a newer hot water tank. Located within walking distance of Clearwood’s scenic lakes, beaches, and parks, this home blends comfort, convenience, and the unmatched beauty of the community’s natural surroundings. Walking distance to the community pool and fishing. A rare opportunity to live where adventure and tranquility meet.

22013 Bluewater Drive SE, Yelm

Listing courtesy of Yelm Windermere.

$515,000
4 Beds ⋅ 3 Baths ⋅ 2549649 MLS ⋅ ACTIVE Status
Welcome to 9121 Paradise View Court SE in Yelm! Nestled at the end of a quiet street, this well-maintained 4-bedroom, 2.5-bath home offers 1,810 square feet of comfortable living space on a large lot. The spacious two-story floor plan dawned with fresh interior paint; provides room for both everyday living and entertaining, while large windows fill the home with natural light.Enjoy the privacy and versatility of the fully fenced backyard—perfect for pets, play, gardening, or summer barbecues. The impressive 3-car garage provides ample space for vehicles, storage, hobbies, and recreational equipment.Conveniently located near schools, parks, shopping, dining, and JBLM commuting routes, this home combines the benefits of neighborhood living with everyday convenience. Whether you’re looking for room to grow, space to entertain, or a place to call home, this Paradise View property is ready to welcome its next owners.Schedule your private tour today and discover all that this Yelm home has to offer!

9121 Paradise View Street SE, Yelm

Listing courtesy of Blade Realty LLC.

$435,000
3 Beds ⋅ 2 Baths ⋅ 2545646 MLS ⋅ ACTIVE Status
Welcome home to this charming 3-bedroom, 2-bath rambler with no HOA! Designed for comfortable living, this open-concept floor plan offers seamless flow between the living, dining, and kitchen spaces—perfect for everyday living and entertaining. Enjoy your morning coffee from the inviting covered front porch or unwind year-round on the spacious covered back patio overlooking the fully fenced backyard. Conveniently located near shopping, dining, schools, parks, and everyday amenities, this home also offers an easy commute to JBLM. Experience all that Yelm has to offer, including nearby hiking trails, fishing lakes, community events, local farmers markets, and access to the beautiful Nisqually River recreation areas. Combining small-town charm with modern convenience, this move-in-ready rambler is the perfect place to call home.

16305 107th Ct SE, Yelm

Listing courtesy of Terrafin.

$437,500
3 Beds ⋅ 3 Baths ⋅ 2541402 MLS ⋅ ACTIVE Status
VA Assumable! Beautifully maintained two-story home in the sought-after gated community of Clearwood. This 3-bedroom, 2.5-bath residence offers 2,080 sq ft of comfortable living with extra-large bedrooms, vinyl and carpet flooring, and a bright, functional layout. Major updates include roof, flooring, carpet, and paint. Enjoy a private deck and a wooded, territorial setting. Clearwood amenities include three stocked lakes, private beaches, a community boat launch, swimming pool, clubhouse, sport courts, parks, playgrounds, and miles of wooded trails-all behind a gated entry. Attached two-car garage plus driveway parking. A wonderful opportunity to own in one of the South Sound's premier recreational communities. Minutes to commerce and JBLM's East Gate!

22518 Bluewater Drive SE, Yelm

Listing courtesy of CENTURY 21 North Homes Realty.

$515,000
3 Beds ⋅ 3 Baths ⋅ 2538343 MLS ⋅ ACTIVE Status
Better than brand new in Yelm. Built in 2023, this 3-bedroom + loft home offers the fresh, modern feel of new construction without the unfinished extras that often come after closing. The yard is fully landscaped, the fence is complete, the patio has been extended, and the backyard is already set up for real life with a custom kids play area and rubber mulch. Inside, the sellers have elevated the builder package with upgraded lighting and plumbing fixtures, tile kitchen backsplash, custom shelving, upgraded millwork, accent walls, bamboo roman shades, and a state-of-the-art Samsung refrigerator. Immaculately maintained and thoughtfully upgraded, this home feels like touring a model home. The open-concept layout lives comfortably with modern finishes, generous natural light, and intentional details throughout. Backing to open space, the setting feels more peaceful and established while still offering the benefits of a newer neighborhood. Close to Yelm’s everyday conveniences, shopping, dining, parks, schools, and commuter routes, with easy access to JBLM. Nearly new, fully finished, and actually move-in ready.

15069 Iverson Loop SE, Yelm

Listing courtesy of eXp Realty.

$484,950
3 Beds ⋅ 2 Baths ⋅ 2530739 MLS ⋅ ACTIVE Status
Come check out this wonderful rambler sitting on a fully fenced 1/3rd acre lot! This expansive home features a lovely open floor plan with vaulted ceilings! Spacious open kitchen with stainless steel appliances and dining area. Offering 3 bedrooms, a full bath, and a generously sized ¾ bath, this home provides both comfort and functionality. Stay comfortable year-round with two ductless heat pumps, keeping you cool during the summer and cozy in the winter. Don't miss this one. Welcome home!

9018 Andes Court SE, Yelm

Listing courtesy of Northwest HomePros LLC.

$485,000
4 Beds ⋅ 3 Baths ⋅ 2531674 MLS ⋅ ACTIVE Status
Brand New Interior Paint Downstairs as of July 25th, 2026 in this rare golf course opportunity! Enjoy a panoramic view from the 6th Tee Box of the Tahoma Valley Golf Course from this 4 Bedroom 2.5 Bathroom, 2,041 SqFt home with Central Air Conditioning and 2 car garage. As you enter the home, you’ll find a nice living room and dining room. Past that is the kitchen with eating space that features Oak Cabinets, white appliances and a great multi-function Kichae sink. Along the back of the home is a dining nook with beautiful ceramic tile floor and a large family room with a gas fireplace. There’s also a centrally located half-bath on the main floor. Upstairs, you'll find a Primary Bedroom with walk-in closet, full bath with separate tub and shower as well as a double-sink vanity. Add to that 3 more comfortable-sized bedrooms (one with walk-in closet), the Laundry Room, and full-bathroom and you have a very nicely arranged home. The fully-fenced backyard features a concrete patio, large storage shed and plenty of room to play! Conveniently located near schools, shopping, dining, and JBLM access, this home combines comfort, space, and an exceptional golf course view!

15301 105th Avenue SE, Yelm

Listing courtesy of John L. Scott/Yelm.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2517853 MLS ⋅ ACTIVE Status
Motivated SELLERS! Welcome to Mountain View Meadows. Built in 2023, this elegant 2,190 sq ft home features an open concept living space with plenty of windows for natural light. Main floor presents a spacious living room, kitchen, a cozy fireplace, and a den. The kitchen is outfitted with beautiful quartz slab counter tops, and huge island with an undermount sink. Upstairs leads to a loft with enough space and potential to be anything. Laundry and 3 bedrooms are conveniently situated on the second floor. Primary bedroom features a vast space, an immense window, en suite, and spacious walk-in closet. A fully-fenced back yard boasts a well maintained lawn, a fire pit, garden space, more storage, landscape enhancements, beside an empty lot for added privacy! Highly efficient heat pump and furnace will keep your home comfortable all-year round. Parking is not a problem with your own capacious 2-car garage, 2-car driveway, and street parking .A short distance to schools, restaurants, amenities, trails, nearby recreation & JBLM. VA Assumable 5.375%. Estimated remaining loan $482,250.

15153 Prescott Loop SE, Yelm

Listing courtesy of Berkshire Hathaway HS NW.

$499,950
4 Beds ⋅ 2 Baths ⋅ 2518417 MLS ⋅ ACTIVE Status
Fantastic Find!!!! Nestled in a quiet neighborhood in the heart of Yelm this beautiful home boasts approx 2,700 sq ft of open concept living space with 3 or 4 bedrooms! Light and Bright kitchen offers a HUGE walk-in pantry, wipe off range, large stainless-steel sink, breakfast bar, recessed lighting, & informal dining area overlooking the fully fenced backyard. Expansive primary suite w/barn door leading to private bath boasts HUGE WIC w/ space for private office or an extra bedroom! New custom solid hardwood floors, new roof (2025), new heat pump (2025), new solid wood front door. Close to community parks and within walking distance to new splash pad, delicious restaurants, movie theater, grocery stores & schools. Close to over 20+ miles of paved biking/hiking trails that lead through majestic forests, over the river and through lush meadows to the Puget Sound!!! VA qualified? This home has a 2.75% fixed VA loan that you may be able to assume! Call for details! The wait is over! Come view your new home today!

14823 Terra View Street SE, Yelm

Listing courtesy of Better Properties Real Estate.

$199,999
2513007 MLS ⋅ ACTIVE Status
Rare opportunity to own a "plug-and-play" residential lot in the heart of Yelm proper! This mostly cleared and mostly level w/slope in back, parcel offers the ultimate flexibility for your vision, classified under Use Code 18 to allow for either a modern manufactured home or a custom stick-built residence. Skip the infrastructure headaches with underground power already pulled to the property and a functional, fully powered shop already on-site. City water, sewer, and natural gas are all conveniently available at the street for easy hookup. The grounds are beautifully accented by established fruit trees, providing a head start on your private orchard and landscaping. Perhaps the property’s best feature is its unbeatable location; enjoy true small-town walkability with schools, local restaurants and shops just minutes away. Outdoor enthusiasts will love being steps from the Yelm-Tenino Trail and Yelm City Park. Whether you are a builder looking for a prime infill lot or a homeowner seeking a ready-to-go site for your dream home, this property is a rare find that combines utility, versatility, and a vibrant in-town lifestyle.

15317 SE 104TH Avenue, Yelm

Listing courtesy of eXp Realty.

$430,000
3 Beds ⋅ 3 Baths ⋅ 2507107 MLS ⋅ ACTIVE Status
Lake View Cabin Style!!! Seclusion and serenity in the gated community of Clearwood! This cabin-style home is wrapped with a freshly painted deck that offers peaceful lake views from the main floor. This freshly painted cabin-style home features vaulted ceilings, new carpet, a private kitchen, wood stove, and an extra-large bonus room that can easily support two bed sets. Additional features include a 50 amp generator hookup, hot tub hookup, double-pane windows, ceiling fans, and walk-in closets. Enjoy the Clearwood amenities such as three lakes for fishing, swimming, and boating, over 13 miles of trails, boat launches, a community clubhouse with an in-ground pool and hot tub, athletic courts, BBQ awnings, and play parks all around. Close to commerce, restaurants and JBLM's East Gate.

17631 Clear Lake Boulevard SE, Yelm

Listing courtesy of CENTURY 21 North Homes Realty.

$339,950
3 Beds ⋅ 1 Baths ⋅ 2498735 MLS ⋅ ACTIVE Status
Come see this great 3 Bedroom, 1 Full Bathroom, 1454 SqFt home on a beautiful 12,657 SqFt Lot. The living Room features an Exposed Beam Vaulted Ceiling and a built-in bookshelf. The kitchen features a Double Oven, built-in Microwave, Fridge, Dishwasher, Ceramic Tile Counters, and nice Oak Cabinets. All the appliances stay in this move-in ready home, including the Laundry Machines. The Bathroom features a Tub-Shower with Ceramic Tile backsplash and a large vanity with a Granite Countertop. The backyard features a nice safe low to the ground deck, large trees, a fire-pit and plenty of room to play! There’s also a large shed for weekend projects or storage. Clearwood is approximately 8.4 miles SE of Yelm’s Four Corners. Amenities of this beautifully wooded community include a Swimming Pool, Hot Tub, 3 fish stocked lakes featuring 6 developed beaches, swimming areas, docks and boat launches. There are 5 Playgrounds, Parks, and Cabanas with BBQ. There’s also 3 Basketball and Tennis Courts, 2 Baseball Fields, 3 Soccer Fields and 14 miles of Wooded Walking Trails. Close to Lackamas Elementary School. This house is just over 30 minutes (21.3 miles) to JBLM’s East Gate. Come see this beautiful home today!

17835 SE Upland Drive, Yelm

Listing courtesy of John L. Scott/Yelm.

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