Tumwater Homes with FHA Terms

Tumwater Homes with FHA Terms

Welcome to Tumwater, a vibrant city located in Thurston County, Washington, United States. Tumwater is a charming community that offers a perfect blend of natural beauty, recreational opportunities, and a high quality of life.

Situated in the heart of the Pacific Northwest, Tumwater is surrounded by picturesque landscapes, including the majestic Olympic Mountains and the sparkling waters of Puget Sound. The city's prime location provides residents with easy access to outdoor activities such as hiking, boating, and fishing.

Tumwater is known for its strong sense of community and friendly atmosphere. The city boasts excellent schools, a variety of shopping and dining options, and a range of cultural and recreational amenities. Residents can explore the rich history of the area at the Tumwater Historical Park or enjoy a leisurely stroll along the scenic Deschutes River.

For those interested in purchasing a home in Tumwater, there are plenty of options available, including homes with FHA terms. FHA loans are backed by the Federal Housing Administration, making them an attractive choice for first-time homebuyers or those with lower credit scores. These loans offer competitive interest rates and flexible down payment options, making homeownership more accessible to a wider range of individuals.

Whether you're looking for a cozy suburban home or a spacious property with a view, Tumwater has something to offer for everyone. With its beautiful surroundings, strong sense of community, and homes with FHA terms, Tumwater is a fantastic place to call home.

Newest Tumwater Homes with FHA Terms

$519,900
3 Beds ⋅ 2 Baths ⋅ 2569087 MLS ⋅ ACTIVE Status
Welcome home to this charming mid century rambler tucked away in a great Tumwater location! This 3 bedroom, 1.75 bath home offers a functional open layout filled with natural light, beautiful hardwood floors, and plenty of character throughout. The bonus space with double doors opens directly to the fully fenced backyard, creating an easy flow for entertaining, relaxing, or enjoying the raised garden beds and outdoor space. An attached garage plus additional off street parking gives you plenty of room for everyday living. Nestled in an established neighborhood with easy access to shopping, dining, schools, parks, and I 5. A home with personality, space, and a location that makes getting around easy. Come see it for yourself!

410 T Street SE, Tumwater

Listing courtesy of eXp Realty.

$720,000
3 Beds ⋅ 4 Baths ⋅ 2564856 MLS ⋅ ACTIVE Status
Beautifully remodeled home in the highly sought-after Bush Prairie neighborhood. With nearly 3,000± sf, this exceptional 3 bedroom, 3.5 bath home offers the perfect blend of style, comfort, and versatility. The stunning updated kitchen is the heart of the home, while the luxurious primary suite features a spa inspired bath with a walk-in shower, soaker tub, and spacious walk-in closet. New flooring, fresh interior paint, window coverings throughout, and new front windows make this home truly move-in ready. The fully finished basement studio offers excellent potential for multigenerational living, guests, or rental income. An oversized bonus room on the main level provides endless flexibility as a media room, home office, library, playroom, or potential fourth bedroom. Enjoy your own private backyard retreat with a new composite deck, fully fenced yard, sport court with lighting, children's playset, and gated access to the greenbelt beyond. Located in one of Olympia's most desirable neighborhoods, this home is where thoughtful updates, versatile living, and an exceptional setting come together.

1708 Arab Drive SE, Tumwater

Listing courtesy of Olympic Sotheby's Int'l Realty.

$797,000
6 Beds ⋅ 4 Baths ⋅ 2569326 MLS ⋅ ACTIVE Status
Welcome home to 1735 Vista Loop SW, nestled in the inviting Tumwater Hill community! This home offers the space and comfortable layout buyers are looking for, with generously sized bedrooms that provide plenty of room to unwind, work from home, or create the perfect guest space. At the heart of the home is the spacious kitchen and family room, designed with everyday living and gathering in mind. The open, connected layout makes it easy to cook, entertain, and spend time together without feeling separated. Head upstairs to find five additional spacious bedrooms plus a massive bonus room—the perfect place for a playroom, movie or game nights, a home theater, or entertaining guests. With so much flexible space, there’s room for everyone to spread out and feel at home. Step outside to a fully fenced backyard ready to enjoy in every season. Relax in the hot tub, which stays with the home, or spend sunny afternoons under the shade of the backyard gazebo. There’s room to entertain, barbecue, play, garden, or simply enjoy your own private outdoor retreat. Tumwater Hill offers an established residential setting with nearby parks, trails, schools, and convenient access to Tumwater and Olympia. With its roomy bedrooms, open gathering spaces, incredible bonus room, and backyard built for making memories, 1735 Vista Loop SW is ready to welcome its next owner home.

1735 Vista Loop SW, Tumwater

Listing courtesy of Coldwell Banker Evergreen.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2568739 MLS ⋅ ACTIVE Status
Classic Lovingly Maintained Tumwater Home in Convenient Location! A Mid-century gem in a mature neighborhood & on a quiet dead-end street close to all amenities and easy commute. One level rambler with large updated primary suite that features a new 3 piece bath, ductless mini-split, and separate access to the beautiful back yard & covered patio area. The easy flow kitchen with dining area leads to large bonus room with full laundry area and garage access. There are two additional bedrooms with good size closets, a full guest bath and additional built in hallway storage. The living area/great room retains the original gleaming hardwoods and possess amazing light thru the large sliding glass doors that open into the peaceful rear sanctuary like garden with beautiful mature foliage and raised flower beds. In addition to the attached garage there is a large concrete parking area with room for RV. Well worth a visit -move-in ready - a true ‘Oldie but Goodie!"

307 X Street, Tumwater

Listing courtesy of Kelly Right RE of Seattle LLC.

$485,000
5 Beds ⋅ 3 Baths ⋅ 2567562 MLS ⋅ ACTIVE Status
Wake up to beautiful lake views in this 5-bedroom, 3-bath condo. Enjoy sunrises over the lake with your morning coffee. Offering generous living space and multiple outdoor areas, this home is designed for both everyday comfort and entertaining. Perfect floor plan for multigenerational living. Steam Shower and jetted Tub in the master bath, 2 car garage with two more additional parking spots in front. Located in a area known for its excellent schools, this home combines peaceful lakefront living with convenient access to shopping, dining, parks, and major commuter routes. New roof 2018, 3 new decks siding paint and concrete 2023. Open to concessions for updates. Association includes common areas insurance, landscaping

1500 Lake Park Drive SW Unit #21, Tumwater

Listing courtesy of TRELORA Realty, Inc..

$749,000
4 Beds ⋅ 4 Baths ⋅ 2562680 MLS ⋅ ACTIVE Status
Spacious Tumwater retreat with a new roof and endless possibilities. Discover exceptional space, flexibility, and potential tucked away on a private drive in Tumwater. This expansive property previously operated as an adult family home with nine bedrooms—five on the main level and four upstairs. It provides ample space for multigenerational living, a large household, guest accommodations, or a variety of investment opportunities. Recent bathroom updates add fresh appeal, including a showstopping copper soaking tub in the primary suite. A new roof provides added peace of mind, while the generous back deck and grand gazebo create inviting spaces for relaxing, entertaining, and enjoying the outdoors in every season. The home is currently served by a four-bedroom septic system, with the potential to upgrade for additional legal bedrooms. Conveniently located just minutes from I-5, shopping, dining, and everyday amenities, this distinctive Tumwater property offers an exciting combination of size, privacy, versatility, and location.

2325 48th Avenue SW, Tumwater

Listing courtesy of Better Properties Real Estate.

$599,000
4 Beds ⋅ 3 Baths ⋅ 2567203 MLS ⋅ ACTIVE Status
This modern 2,278 sq ft home offers an open-concept floor plan with abundant natural light, a gourmet kitchen featuring a large granite island and premium Wolf cooktop, hardwood floors, and a spacious primary suite with a luxurious 5-piece bath. Two secondary bedrooms share a convenient Jack-and-Jill bathroom, while an additional guest bedroom and full bath provide flexibility for visitors, multigenerational living, or a home office. Situated on a fully fenced corner lot, the home features a covered patio, central A/C, an attached two-car garage, underground sprinkler system, and numerous thoughtful upgrades throughout. Conveniently located near top-rated Tumwater schools, shopping, dining, I-5, and JBLM, this home offers the perfect blend of comfort, style, and accessibility.

1321 89th Avenue SE, Tumwater

Listing courtesy of Congress Realty.

$649,950
4 Beds ⋅ 3 Baths ⋅ 2566582 MLS ⋅ ACTIVE Status
Welcome to the Dogwood at Skyview Estates, where thoughtful design, quality craftsmanship, & modern efficiency come together in one exceptional home. The inviting main level features a spacious entry, great room concept, a private den ideal for working from home & a gourmet kitchen designed to impress. Enjoy solid slab quartz countertops, elegant pendant lighting, White & Shadow maple shaker cabinetry w/soft-close drawers, a full tile backsplash, gas range w/double oven & hardwood flooring. Upstairs, you'll find four generously sized bedrooms plus a versatile media room, playroom, or flex space to accommodate your lifestyle needs. An abundance of features including tile accents (ceramic & luxury vinyl tile), modern lighting & solid slab quartz surfaces throughout. Forward thinking in energy efficient features, enjoy your smart switches, high efficiency furnace, heat pump, hybrid hot water tank, cozy gas fireplace, solar panels & extra features designed for year-round comfort & lower utility costs. Outside, the fully fenced & professionally landscaped yard creates a complete package perfect for entertaining, pets, or simply relaxing outdoors. Ideally situated near Tumwater schools, Costco, eateries, & convenient freeway access, this home offers both community & quality construction. End your days taking in the sunsets behind the Black Hills, a signature backdrop to Skyview Estates. Estimated completion date 10.19.2026. Photos are of a previous Dogwood model & digitally staged.

7335 Mirasett Street SW Unit #Lot 35, Tumwater

Listing courtesy of Olympic Sotheby's Int'l Realty.

$624,950
3 Beds ⋅ 2 Baths ⋅ 2559307 MLS ⋅ ACTIVE Status
Under Construction! The Redwood is a luxury rambler in Bradbury by Rob Rice Homes! This one-story, 1942 SF home, features 2 bedrooms + den or 3rd bedroom & 2 baths. Contemporary details including hardwood flooring in entry, kitchen & dining with quartz countertops throughout. White painted cabinets w/full extension guides & soft closure drawers in kitchen. Cocoa stained maple cabinets in baths and laundry. Modern kitchen with SS appliances. The primary bathroom features 5-piece bath with tile floors and quartz counters. New energy-efficient features include heat pump for heat & air conditioning, solar panels & hybrid water heater. Two-car garage with door opener. Fully landscaped front & back w/privacy fencing. Some photos are virtually staged and of a previously built home of the same plan. Estimated completion October.

9049 Wyatt Loop SE, Tumwater

Listing courtesy of Epic Realty.

$509,950
3 Beds ⋅ 3 Baths ⋅ 2565771 MLS ⋅ ACTIVE Status
Built in 2023, this beautifully maintained Rob Rice home has been so lightly lived in that it still feels remarkably new. Situated on a desirable corner lot, it offers extra space, added privacy, and an abundance of natural light throughout. Inside, the popular Elm Plan features an open layout centered around a stunning kitchen with maple cabinetry, a large island, quartz countertops, a full tile backsplash, stainless steel appliances, and a seamless connection to the living room with luxury vinyl plank flooring and a cozy gas fireplace. The spacious primary suite includes a 5-piece en suite bath with a beautifully tiled soaking tub. Outside, the partially covered patio and fully fenced side yard create the perfect spot to relax or entertain, while HOA-maintained front yard landscaping makes everyday living refreshingly low maintenance. An oversized 2-car garage adds extra storage. Located in the Tumwater School District, just minutes from I-5, shopping, restaurants, schools, and everyday conveniences.

3341 63rd Avenue SW, Tumwater

Listing courtesy of Real Broker LLC.

$445,000
3 Beds ⋅ 2 Baths ⋅ 2558689 MLS ⋅ ACTIVE Status
Freshly updated rambler on a spacious lot on Tumwater Hill! Tucked away from the main road, this 3 bedroom, 2 bath home offers +/- 1,257 square feet on a +/- .17 acre lot, with a long list of updates already done for you. Step inside to new interior paint, new flooring throughout, and an updated kitchen featuring new lower cabinets, upper painted cabinets, new countertops, and new appliances. Outside, the newly painted exterior and generous backyard offer plenty of room to garden, relax, and enjoy the outdoors. Two car garage adds great storage. Convenient location just minutes to Tumwater and Olympia amenities. Move in ready and waiting for its next owner!

917 N 7th Avenue SW, Tumwater

Listing courtesy of Olympic Sotheby's Int'l Realty.

$575,000
3 Beds ⋅ 3 Baths ⋅ 2562840 MLS ⋅ ACTIVE Status
Welcome home to this beautiful home in the heart of Tumwater! The inviting open-concept main level features a spacious living room that flows seamlessly into the kitchen and dining area, complete with quartz countertops and a whole-house water filtration system. A convenient main floor half bath adds everyday functionality. Upstairs, you'll find a versatile loft, two additional bedrooms, a full bathroom, and a spacious primary suite featuring a large walk-in closet and a private ensuite with a soaking tub and separate shower. Step outside to enjoy the covered patio and large, fully fenced backyard, offering plenty of space to entertain, garden, or relax. Ideally located just minutes from Pioneer Park, a nearby community park and playground, and minutes from the Deschutes River, lakes, scenic trails, and endless outdoor recreation, this home offers the perfect blend of comfort, convenience, and Northwest living.

7317 Desperado Drive SE, Tumwater

Listing courtesy of Kelly Right RE of Seattle LLC.

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