Suquamish Homes with FHA Terms

Suquamish Homes with FHA Terms

Suquamish, located in Kitsap County, Washington, is a charming city with a rich history and a close-knit community. Nestled in the beautiful Pacific Northwest, Suquamish offers a peaceful and serene atmosphere, making it an ideal place to call home.

Known for its stunning natural beauty, Suquamish is surrounded by lush forests, picturesque mountains, and breathtaking water views. Residents can enjoy a variety of outdoor activities, such as hiking, boating, and fishing, all within close proximity to their homes.

One of the advantages of living in Suquamish is the availability of homes with FHA terms. The Federal Housing Administration (FHA) provides loans that are insured by the government, making it easier for homebuyers to qualify for a mortgage. This is especially beneficial for first-time buyers or those with lower credit scores.

Homes with FHA terms offer flexible down payment options and competitive interest rates, making homeownership more accessible for a wider range of individuals and families. Whether you're looking for a cozy cottage or a spacious family home, Suquamish has a variety of properties available that meet FHA requirements.

With its small-town charm, natural beauty, and the availability of homes with FHA terms, Suquamish is an excellent choice for those looking to settle down in a welcoming community. Whether you're a nature enthusiast, a young family, or a retiree, Suquamish has something to offer everyone.

Newest Suquamish Homes with FHA Terms

$419,000
2 Beds ⋅ 2 Baths ⋅ 2562467 MLS ⋅ ACTIVE Status
The Suquamish move-in ready and updated home you've been waiting for. With tons of usable outdoor space and detached shop, this 2 bed/2 full-bath home welcomes you in with warm, natural light and view of the spacious backyard. Thoughtful updates include a sweet detached shop space w loft, new flooring inside the home, a super efficient mini-split heating/cooling system, and updated light fixtures. The layout is functional and easy to live in. Outside is where this property really shines with a spacious front yard perfect for gardening (check out the flowers!) and a fully-fenced large backyard with shop space. The detached shop is perfect for hobbies, extra storage, etc. The property has a ton of driveway parking and off-street space for friends coming for dinner on the back patio. Located in the heart of Suquamish, steps from the beaches, Sully's Bistro, the Suquamish Museum, etc., and so close to the Bainbridge/Seattle and Kingston/Edmonds ferries. Whether this is your forever home or a stepping stone to it, you will be very happy here.

18689 2nd Avenue NE, Suquamish

Listing courtesy of Charter Real Estate.

$559,000
4 Beds ⋅ 3 Baths ⋅ 2542072 MLS ⋅ ACTIVE Status
Discover the friendly tranquility of historic Suquamish in this beautifully maintained, move-in-ready 4-bedroom, 2.5-bath home, ideally located between Bainbridge Island and Kingston for an easy Kitsap County commute. Just minutes from the waterfront shops, restaurants, marinas, and Scandinavian charm of Poulsbo, this location offers the perfect balance of convenience and peaceful living and the serenity of a genial community rich in Native history while in reach of downtown Seattle in under an hour. Designed with a unique and functional floor plan, the home features four bedrooms and two full baths on the ground level, while the upper level serves as the heart of the home with a spacious great room, an inviting kitchen, wet bar, powder room and office. Beamed vaulted ceilings and an open-concept layout create a bright, welcoming atmosphere ideal for both everyday living and entertaining. Step outside to the expansive deck and pergola, where views of Puget Sound shipping and the surrounding native flora provide a stunning natural backdrop. Updates include a remodeled kitchen and bathrooms (2019) and a newer roof (2017). The extra-wide, extra-deep divided two-car garage with 11-foot ceilings and a spacious standing-height crawl space offer exceptional storage and versatility. As an added bonus, the large-screen TV and select furnishings may remain, making this wonderful home even more move-in ready. Come, experience the quiet, genial life of Suquamish!

18656 4th Avenue NE, Suquamish

Listing courtesy of Paramount Real Estate Group.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2532649 MLS ⋅ ACTIVE Status
Beautifully Remodeled One Story Home on a Large Sunny Fully Fenced Corner Lot Near Port Madison Bay, Poulsbo, and Bainbridge Island. Enjoy the Outdoors from Your Two Large Decks and Private Yard Yearning for Your Personal Touch. Great Location on Quiet Dead End Street, Close to Ferries, Schools, Stores, Casino, and all the Amenities that Poulsbo has to Offer! Home Boasts New Chef's Gourmet Kitchen with Granite Counters, Tons of Cabinetry and Counter Space, Pantry, Bar Area, Stainless Steel Appliances and Stainless Steel Sink, New Roof, New Luxury Plank Vinyl Flooring, Newer Carpet, New Interior/Exterior Paint, Newer Large Front and Back Decks, Updated Bathrooms Featuring Granite Counters and Tiled Shower Surrounds, New Lighting and Plumbing Fixtures, and More! You will Love the Light and Bright Open Floor Plan Featuring a Formal Dining Room, Living Room, Family Room off of the Fabulous Kitchen. Home is Laid Out with Privacy in Mind. The Wonderful Primary Suite is on the South End of the Home Boasting Large 5 Piece Bathroom, Big Walk-in Closet, and Linen Closet with Two More Large Bedrooms, Another Full Updated Bath, and Huge Laundry Room with Storage on the North End of the Home. Come See This Home Today Before It's SOLD!!!

6589 NE Center Street, Suquamish

Listing courtesy of The Carver Real Estate Group.

$435,000
2 Beds ⋅ 1 Baths ⋅ 2560790 MLS ⋅ ACTIVE Status
Tucked into a sought-after location between Bainbridge Island, Kingston, and just minutes from Poulsbo, this beautifully updated property offers exceptional flexibility and timeless appeal. The thoughtful layout lives larger than expected, featuring two rooms on the main level plus a loft and bonus area, creating endless possibilities for living, working, or relaxing. Enjoy seasonal water views from upstairs, or enhance the outlook with selective foliage trimming for expanded year-round vistas of the Sound. A custom fabricated spiral staircase provides stylish loft access, while the expansive deck and lush, professionally designed landscaping create a seamless connection between indoor and outdoor spaces. Extensive improvements include a professionally engineered drainage system integrated with retaining walls, rear landscape access, front retaining walls and entry, privacy fence, upgraded smoke and CO detectors, new Frigidaire refrigerator, Bosch range and microwave, and beautiful low-maintenance landscaping with mature plantings. Every detail has been thoughtfully completed, making this an inviting property ready to enjoy from day one.

7237 NE Winfred Street, Suquamish

Listing courtesy of Redfin.

$875,000
2562415 MLS ⋅ ACTIVE Status
Rare North Kitsap Investment Opportunity! Discover one of the most distinctive income-producing properties in the region. This architecturally striking octagonal fourplex features four private corner residences, each spanning three stories and offering a unique, townhouse-style living experience. Every unit includes 2 bedrooms, 2 bathrooms, a spacious kitchen and living area on the main level, and a private balcony perfect for enjoying the peaceful surroundings. The thoughtful layout gives each residence exceptional privacy while creating an attractive living environment for tenants. Currently three units are occupied, and one is vacant so you can view it. The property generates $6,000 per month in rental income ($1,500 per unit), with significant upside. Market rents are estimated at approximately $1,900 per month per unit, presenting a compelling value-add opportunity for investors seeking increased cash flow. Multifamily opportunities of this caliber are exceptionally rare in North Kitsap. Whether you're looking to expand your portfolio, execute a rental repositioning strategy, or secure a one-of-a-kind long-term investment, this property offers a unique combination of architectural character, stable income, and future potential. Don't miss your chance to own one of Suquamish's most distinctive multifamily investment properties.

6194 6200 NE Pine Street, Suquamish

Listing courtesy of Keller Williams West Sound.

$739,900
3 Beds ⋅ 3 Baths ⋅ 2558344 MLS ⋅ ACTIVE Status
Even better price! Sophisticated two-story home nestled in the heart of Suquamish, offering quintessential Pacific Northwest charm, captivating water views and a backyard with enchanting park-like garden setting. Thoughtfully updated with new exterior paint, refinished maple hardwood floors, the home blends comfort with refined Northwest style. The main level is warm and inviting, with abundant natural light, tranquil water glimpses, and seamless connection to the lush grounds through french doors. Featuring a half bath, dining area and cozy wood burning fireplace, and a true chef’s kitchen supports gourmet cooking, maple cabinets & granite countertops. Upstairs gives you the room you need with the 2 guest bedrooms and guest bathroom, and a primary suite with its spa-inspired 5-piece bath, and a sitting area that leads to a sun-drenched view deck capturing serene vistas of the Sound. Included on .18 acres is a spacious detached 2-car garage powered with 220V, plus an add'l .09-acre separate tax parcel with water, electric, and sewer availability, creating exceptional future potential for expansion or investment. Enjoy your own "secret garden" with private setting filled with mature, curated landscaping, composite decking, slab rock patio, and wired for a future hot tub! Easy commute to Kingston or Bainbridge ferries, this property embodies the best of coastal Puget Sound living: natural beauty, privacy, versatility, and timeless Northwest character.

19061 Harris Avenue NE, Suquamish

Listing courtesy of Keller Williams Greater 360.

$929,000
4 Beds ⋅ 2 Baths ⋅ 2549737 MLS ⋅ ACTIVE Status
Buyer credit available with preferred lender! Move in with confidence - this turnkey 4- bedroom rambler has already completed a pre-inspection and is ready for its next owner. Tucked away at the end of a quiet street, this peaceful retreat provides a secluded setting. Enjoy an upgraded kitchen plus new roof and windows installed in 2024. Stay connected with Starlink high speed internet, security system, and the security of whole-home generator. The versatile 361 sq foot concrete pad in the back yard is ready for your vision - ideal for shed, workshop, hobby space, greenhouse or hot tub (wiring completed)! There are endless opportunities for expanded outdoor living! A large metal storage building provides ample space for your RV, boat, or outdoor gear. The property also features both 30 and 50 amp capability, making it ideal for recreational, EV or future flexibility. Conveniently located near both the Kingston and Bainbridge ferry routes (as well as Seattle fast ferry), downtown Poulsbo, shopping and restaurants. Move-in ready, pre-inspected, and packed with value-this is the North Kitsap property you've been waiting for!

20623 Mainland View Place NE, Suquamish

Listing courtesy of John L. Scott, Inc..

$434,900
3 Beds ⋅ 3 Baths ⋅ 2534014 MLS ⋅ ACTIVE Status
Price reduced! Freshly updated from head to toe! This beautifully rehabbed home features nearly everything new — including the roof, flooring, cabinets, countertops, appliances, lighting, toilets, sinks, doors, trim and moldings, hardware, interior and exterior paint, decking, and fencing. It shows like a brand-new home because it practically is! Tucked away on a quiet dead-end street just blocks from town and the waterfront, this property offers both convenience and peace and quiet. The home also includes a concrete wheelchair-accessible ramp leading from the parking area to the back deck for easy access. Don’t miss your chance to see this exceptional home — if you wait, it may be gone!

6414 NE Fern Street, Suquamish

Listing courtesy of Kelly Right RE of Spokane LLC.

$929,000
4 Beds ⋅ 2 Baths ⋅ 2508720 MLS ⋅ ACTIVE Status
Buyer credit available with an acceptable offer through preferred lender! Move in with confidence - this turnkey 4- bedroom rambler has already completed a pre-inspection and is ready for its next owner. Tucked away at the end of a quiet street, this peaceful retreat provides a secluded setting. Enjoy an upgraded kitchen plus new roof and windows installed in 2024. Stay connected with Starlink high speed internet, security system, and the security of whole-home generator. The versatile 361 sq foot concrete pad in the back yard is ready for your vision - ideal for shed, workshop, hobby space, greenhouse or hot tub (wiring completed)! There are endless opportunities for expanded outdoor living! A large metal storage building provides ample space for your RV, boat, or outdoor gear. The property also features both 30 and 50 amp capability, making it ideal for recreational, EV or future flexibility. Conveniently located near both the Kingston and Bainbridge ferry routes (as well as Seattle fast ferry), downtown Poulsbo, shopping and restaurants. Move-in ready, pre-inspected, and packed with value-this is the North Kitsap property you've been waiting for!

20623 Mainland View Place NE, Suquamish

Listing courtesy of John L. Scott, Inc..

$445,000
3 Beds ⋅ 3 Baths ⋅ 2460722 MLS ⋅ PENDING SHORT SALE Status
The Suquamish cutie you’ve been waiting for!! TURN KEY and ready for your aesthetic touch. Enter to the large and bright main living space w/ a propane fireplace for the colder months. The living area flows into the kitchen equipped w/ SS appliances. Kitchen space is perfect for entertaining and offers a ton of storage options. Also on the main floor, a cute powder room half bath, large laundry/utility room, and extra storage space. Step outside to the fully fenced backyard with lovely patio. There is tons of sun here for gardening if you are into that, or just enjoy a nice, low maintenance private yard space. Upstairs you will find the spacious primary with en-suite full bathroom along with two other bedrooms. Down the hall, the second full bathroom. The home is steps from the waterfront, walking trails, bar/restaurants and the Suquamish Museum. Don’t forget to bring your dog with you! Reach out to your agent or myself for the full home inspection.

6726 NE Columbia Street, Suquamish

Listing courtesy of Charter Real Estate.

$375,000
3 Beds ⋅ 2 Baths ⋅ 2429084 MLS ⋅ PENDING SHORT SALE Status
SHORT SALE WITH BANK APPROVAL! Calling all Investors/DIYers!! With a little elbow grease, this home is waiting for someone to make it shine again! Offering 3-bedroom, 1.75 baths and a great opportunity for one looking to personalize and make some nice sweat equity! Recent upgrades include a new roof & a brand new pellet stove that will keep you cozy on those cold nights. Taking care of important essentials and giving you a solid start on improvements. The functional layout includes a large bonus room on the lower level that provides flexibility & space to spread out. Located in a charming beach town with just a short walk to Port Madison Bay & elementary school, this home also offers an easy commute to Navy bases, shopping, dining, frwy access and ferries. A practical choice in a desirable location, ready for your vision!

18610 5th Avenue NE, Suquamish

Listing courtesy of Coldwell Banker Danforth.

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