Ruston Homes with FHA Terms

Ruston Homes with FHA Terms

Ruston: A Charming City in Pierce County, Washington

Nestled in the heart of Pierce County, Washington, Ruston is a charming city that offers a delightful blend of natural beauty and small-town charm. With its picturesque location on the shores of the Puget Sound, Ruston provides residents with breathtaking views of the water and the majestic Olympic Mountains in the distance.

Ruston is a tight-knit community that prides itself on its friendly atmosphere and strong sense of community. The city's well-maintained parks and green spaces provide ample opportunities for outdoor recreation, whether it's strolling along the waterfront promenade, enjoying a picnic in one of the local parks, or exploring the nearby hiking trails.

For those looking to settle down in Ruston, there is a range of housing options available, including homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for many homebuyers, as they offer more flexible credit requirements and lower down payment options. This makes homeownership more accessible for individuals and families who may not qualify for conventional loans.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Ruston has a variety of homes that can accommodate your needs. From cozy bungalows to spacious family homes, there is something for everyone in this charming city.

With its prime location, friendly community, and affordable housing options, Ruston is truly a hidden gem in Pierce County. If you're considering making a move to the Pacific Northwest, Ruston should definitely be on your radar.

Newest Ruston Homes with FHA Terms

4919 N Winnifred Street, Ruston
$849,999
4 Beds ⋅ 4 Baths ⋅ 2581623 MLS ⋅ ACTIVE Status
Experience the best of Ruston living in a home designed for space, flexibility and connection. Offering approximately 2,400 sqft across three thoughtfully arranged levels, this 4-bedroom, 3.5-bath residence features two private bedroom suites—an uncommon layout with comfortable options for guests, extended stays, multigenerational living or working from home. The main living level brings everyone together with an open-concept living room, dining area and kitchen flowing onto an expansive covered deck for outdoor dining and year-round enjoyment. A generous bedroom suite with a walk-in closet and private bath completes this level. Upstairs, the secluded primary retreat occupies its own floor with a walk-in closet, spacious ensuite bath, private balcony and access to abundant attic storage. Two additional bedrooms, a full bath and laundry room are located on the lower level, along with access to a nearly 30ft covered patio and oversized attached garage. Multiple outdoor spaces make it easy to enjoy the fresh PNW air in every season. In the heart of Ruston, just 1.5 blocks from Rust Park, the home places neighborhood cafés, local boutiques, the Point Ruston waterfront and the trails and scenery of Point Defiance Park within easy reach. A distinctive floor plan, generous storage and sought-after location come together in a home built for the way life evolves.

4919 N Winnifred Street, Ruston

Listing Broker: COMPASS; Autumn Wright; 253-230-8522; autumn.wright@compass.com

5316 N Court Street, Ruston
$1,580,000
3 Beds ⋅ 4 Baths ⋅ 2570697 MLS ⋅ ACTIVE Status
Experience Pacific Northwest living in Ruston, with expansive bay views. This unique home offers you golden sunrises over Mount Rainier and vivid pink sunsets behind the Olympic Mountains. Unwind in a massive primary retreat with a private master balcony, fireplace, walk in shower, Jacuzzi tub, wet bar with wine rack and walk in closet, and 2 additional bedrooms on upper floor. Basement is fully finished with a delightful cedar sauna. Enjoy the rare convenience of two separate laundry rooms located on upper floor and also on main floor for ultimate convenience. Take in the amazing views from both floors. With a prime location. Situated in the heart of Ruston, just moments from local waterfront dining and parks. This home is one of the original in Ruston. Boasting a 6000 sqft lot with 4 dedicated parking spots, and a large deck for entertaining.

5316 N Court Street, Ruston

Listing Broker: Crown Properties; Julie Folk; 253-677-7705; soon2batc@live.com

4901 N Winnifred Street, Ruston
$1,099,000
4 Beds ⋅ 4 Baths ⋅ 2563007 MLS ⋅ ACTIVE Status
Modern luxury meets coastal living in one of the South Sound's most desirable neighborhoods. Completely reimagined with exceptional craftsmanship and designer finishes, this stunning home offers partial Commencement Bay views just moments from Point Ruston, waterfront parks, dining, and trails. Situated on a private, fully fenced corner lot, it features two primary suites, a detached 2-car garage, oversized driveway, alley access, and covered RV/boat parking—a rare combination in Ruston. Designed for entertaining and everyday living, the open-concept floor plan centers around a spectacular chef's kitchen with custom flat-panel cabinetry, a massive waterfall quartz island, premium appliances, designer lighting, and abundant storage. Expansive sliding glass doors open to a wraparound deck with beautiful bay views and seamless indoor-outdoor living. The luxurious main primary suite offers a spa-inspired 5-piece bath and custom his-and-hers walk-in closets. Wide-plank hardwood floors, quartz countertops, designer tile, upgraded millwork, contemporary lighting, premium hardware, and oversized windows create a bright, cohesive custom-home feel throughout. Extensively renovated from top to bottom, this exceptional home combines luxury, functionality, and an unbeatable location. Don't miss this opportunity to call Ruston home!

4901 N Winnifred Street, Ruston

Listing Broker: Pellego, Inc.; Marcela Hoag; 360-888-7793; marcela@pellego.com

5124 N Bennett Street, Ruston
$779,000
4 Beds ⋅ 3 Baths ⋅ 2551137 MLS ⋅ ACTIVE Status
Among the BEST locations in Ruston, this updated 'turn-key' turn of the century VIEW home w extra income APT unit is charming, unique, larger than life, & comes with a beautiful 400+ sq ft mother-in-law unit for extra income needs! Abounding with character & filled with natural light & sound views from every window, this home is simply amazing. Walk just a few steps down to hill to watch gorgeous sunsets (or a movie) at Pt Ruston or tend to your beautifully landscaped grounds while watching the sun set in front of Mt Rainier to the east. Or stay in & entertain in your thoughtfully updated kitchen featuring a large island, newer high-end appliances & an open layout with a nice half bath for guests. The large & open living & dining rooms lead to a new covered deck with gorgeous views outside and a wonderful staircase inside leading to the second level. Upstairs you'll find an additional bonus space, primary bedroom with a walk-in-closet, a second bedroom, plus a full bath and another beautifully rebuilt deck with views. The upper level features yet another large bedroom with GORGEOUS views! Outside you'll find a well laid out yard, a LARGE level parking area (with RV parking), and a generous 2 car detached garage with an additional MIL suite above with a 3/4 bath. Surrounded by multimillion dollar developments plus phenomenal walks through the Town of Ruston & Pt. Ruston, this location is simply the BEST! Location, views, quality, character, attention to detail, welcome home!

5124 N Bennett Street, Ruston

Listing Broker: Better Properties Sterling; Joseph R Atkinson; 253-691-0116; joeatkinson1@yahoo.com

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