Puyallup Homes with Assumable Terms

Puyallup Homes with Assumable Terms

Located in Pierce County, Washington, Puyallup is a charming city that offers a wonderful quality of life. With a population of around 40,000 residents, Puyallup is known for its friendly community, stunning natural beauty, and vibrant downtown area.

Situated in the heart of the beautiful Pacific Northwest, Puyallup enjoys a mild climate with warm summers and cool winters. The city is surrounded by breathtaking landscapes, including the majestic Mount Rainier and the picturesque Puyallup River, providing residents with ample opportunities for outdoor activities such as hiking, fishing, and camping.

One of the unique aspects of Puyallup's real estate market is the availability of homes with assumable terms. Assumable loans allow buyers to take over the existing mortgage terms of the seller, which can be a significant advantage for those looking to purchase a home. This feature can save buyers time and money by avoiding the need to apply for a new mortgage and pay additional closing costs.

Whether you're looking for a cozy single-family home or a spacious townhouse, Puyallup offers a wide range of housing options to suit various preferences and budgets. The city boasts well-established neighborhoods with tree-lined streets, as well as newer developments with modern amenities. With excellent schools, convenient shopping centers, and a thriving arts and culture scene, Puyallup is an ideal place to call home.

If you're considering a move to the Pacific Northwest, Puyallup should definitely be on your radar. Its small-town charm, natural beauty, and homes with assumable terms make it an attractive destination for both families and individuals looking to settle down in a friendly and welcoming community.

Newest Puyallup Homes with Assumable Terms

$498,750
2 Beds ⋅ 3 Baths ⋅ 2561090 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained RAMBLER featuring TWO spacious primary suites, each with its own private full bathroom, plus an additional half bath for guests. Stay comfortable year-round with central A/C and enjoy cozy evenings by the gas fireplace in the inviting living room. The beautifully updated kitchen offers abundant storage, stainless steel appliances, and plenty of space for cooking and gathering. A separate den/office provides the perfect flex space for working from home, a home gym, or a hobby room. Step outside to a brand-new Trex deck with outdoor speakers overlooking the beautifully landscaped, fully fenced backyard—an ideal setting for entertaining, relaxing, or summer barbecues. Situated on a desirable corner lot, this property also features RV parking, a powered storage shed, a two-car garage, ample additional parking and NO HOA. Located in the Puyallup School District and just minutes from shopping, dining, and everyday amenities, this home offers the perfect combination of comfort, convenience, and functionality. Don't miss your opportunity to own this exceptional home—schedule your private showing today!

14401 106th Avenue Ct E, Puyallup

Listing courtesy of John L. Scott, Inc..

$509,950
3 Beds ⋅ 2 Baths ⋅ 2560842 MLS ⋅ ACTIVE Status
No HOA — Room to Breathe, Close to Everything! Looking for elbow room from your neighbors without sacrificing convenience? This 3-bedroom, 2-bathroom home sits on a flat, nearly quarter-acre lot with no HOA — minutes from shopping, with an elementary school less than a mile away and commuting access to JBLM. Built in 2015, this home offers an open-concept layout with a great room designed for everyone to gather, plus an island kitchen with plenty of room to cook and entertain. Central air conditioning keeps you comfortable through the region's increasingly hot summers, while the furnace, heat pump, and ductwork — all added or replaced in 2022 — keep you cozy the rest of the year. Owners have already made the big-ticket investments so you don't have to: solar panels (installed October 2022) to help offset rising electricity costs (June total electric bill was a whopping $7.25!), a new hot water tank (May 2026), and a freshly cleaned crawl space with new underlayment. Outside, a curved walkway on the left side of the home leads to a private side-yard gate opening onto a patio — perfect for relaxing or entertaining. Potential RV parking is available on the right side of the property. The kitchen comes move-in ready with a newer air fryer range, two refrigerators (including a second in the garage), and a microwave, all included with the sale. Don't just add this one to your list — schedule your showing today!

17403 79th Avenue E, Puyallup

Listing courtesy of Hogan Homes Realty LLC.

$569,999
4 Beds ⋅ 3 Baths ⋅ 2557391 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 4-bedroom, 2.5-bath residence in the highly sought-after Emerald Pointe community. VA Assumable Option! Thoughtfully refreshed with today's buyer in mind, this home features stylish modern finishes, updated flooring, fresh paint, and contemporary fixtures throughout. The open-concept main living area offers seamless flow between the spacious living room, dining area, and beautifully updated kitchen, creating the perfect space for everyday living and entertaining. Upstairs, you'll find a generous primary suite with a private ensuite bath and walk-in closet, along with three additional bedrooms and a versatile oversized loft that can easily serve as a media room, playroom, home office, fitness space, or second living area. The functional floor plan provides room for everyone while offering flexibility to fit your lifestyle. Step outside to enjoy the private backyard, ideal for relaxing, barbecuing, or entertaining guests. Located in the desirable Emerald Pointe neighborhood, you'll appreciate nearby parks, walking trails, shopping, dining, and convenient access to schools and major commuter routes. Move-in ready with modern updates and an exceptional layout, this home offers the perfect blend of style, comfort, and everyday functionality. JBLM is a favorable commute!

11523 175th Street E, Puyallup

Listing courtesy of Keller Williams Realty PS.

$849,900
2556884 MLS ⋅ ACTIVE Status
The one you are waiting for! Own 1 of the biggest duplexes in Pierce County. Live in 12408 while long term tenant pays half of your mortgage...Current FHA loan is assumable so a great option for owner occupant. Each side offers 1739 sqft and lives like a 3 bed & 1.75 bath (or 2 bed plus den/office.) Pictured is 12408 the vacant left unit. Each side features an upstairs with 2 large bedrooms, Full Hall Bath, Large Living & Dining Room with Vaulted Ceilings & Updated Kitchen. Slider from Dining Room gives access to private backyards with patios. Downstairs features Huge Office/Bonus Room with closet, 3/4 Bathroom plus Laundry & Deep Garage that may fit 2 cars tandem depending on size. Lot is over a half acre with large front lawns, fenced rear yard with patios & fence between units for privacy. 2 car tandem garages with off-street parking. Quiet dead end with only 1 other duplex on the whole street creating a great road without a bunch of cars racing by. Perfect for quiet living. 5 minutes from South Hill Mall, Costco, Lowes, Home Depot, restaurants & shopping galore, 7 minutes from Highway 512. Owner spent $70k+ getting this building ready for sale! It is move in ready! DO NOT MISS THIS!

12408 82nd Avenue E, Puyallup

Listing courtesy of Real Estate Gladiators.

$555,000
4 Beds ⋅ 3 Baths ⋅ 2555482 MLS ⋅ ACTIVE Status
Welcome home to this priced-to-move gem with a huge 4-car garage! 9-foot ceilings on the Main Floor, vaulted ceilings in the Living Room & Master Bedroom. Formal Living & Dining Room, Island Kitchen with granite counters, eat-in area & breakfast bar with seating. The Family Room adjoins the kitchen and has a cozy gas fireplace. The Master has a 5-piece bath and walk-in closet. Deck and patio for entertaining. Gas heat plus central air. The home sits in a cul-de-sac for no through traffic. All appliances stay, close to shopping & schools. It needs a bit of love to bring it back to its glory days, but at this price it can't be beat!

16812 118th Avenue Ct E, Puyallup

Listing courtesy of Pellego, Inc..

$549,950
3 Beds ⋅ 2 Baths ⋅ 2548615 MLS ⋅ ACTIVE Status
Beautifully maintained rambler tucked away on a quiet dead-end street NO HOA in desirable Puyallup location! This move-in-ready 3 Bed/2 Bath home offers a spacious, functional floor plan with bonus room, perfect for a home office, playroom, or additional living space. The private primary suite is ideally situated at the back of the home, creating a peaceful retreat. Both bathrooms have been completely remodeled with tasteful, modern finishes. A welcoming covered front porch invites you inside to a warm and comfortable interior featuring updated LVP, a cozy fireplace, and an updated kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and plenty of workspace for cooking and entertaining. Stay comfortable year-round with an efficient A/C mini-split system Gas furnace and water heater. Large carport and paved RV parking Step outside to a large deck overlooking fully fenced backyard, offering the perfect setting for BBQs, gatherings, or simply relaxing in your own private outdoor oasis. The sprinkler system helps keep the yard looking its best, while 3 storage sheds W/ power provide ample room for tools, lawn equipment, and hobbies. Gen Tran for power outage Ideally located just minutes from the South Hill Mall, YMCA, shopping, restaurants, parks, schools, and everyday amenities, with convenient access to major commuter routes. Offering comfort, style, and exceptional value in a fantastic location, this Puyallup gem is ready to welcome its next owner!

12311 109th Avenue Ct E, Puyallup

Listing courtesy of RE/MAX Extra Inc..

$779,000
3 Beds ⋅ 3 Baths ⋅ 2552709 MLS ⋅ ACTIVE Status
GREAT PRICE REDUCTION! Stunning One Level Craftsman style home on 4.77 acres! One-of-a-kind gourmet kitchen once featured in a popular home magazine boasts of originality & style with its eye-catching tile & bamboo floors, high quality SS appliances, gas stove, custom cabinetry, enhanced lighting, lovely granite & quartz counters, and its sprawling center island. The expansive great room with vaulted ceiling, gas fireplace and skylights is a relaxing place to gaze into the backyard's mature landscape and redesigned waterfall & pond. Enjoy the welcoming living room or host a dinner party in the formal dining with crown molding & cove lighting. Light and bright primary bedroom with large 5 piece ensuite and walk-in closet. The 15x30 workshop has so many useful possibilities, including game room, separate home office, exercise room or the ultimate man cave to name a few! Enjoy the great outdoors while making new trails thru the woods and building your new tree house. Gated entry, security system, room for RV and boat, A/C, invisible fence, wired for generator and oversized 3 car garage. Make it yours today!

16103 122nd Avenue E, Puyallup

Listing courtesy of John L. Scott, Inc..

$490,000
3 Beds ⋅ 3 Baths ⋅ 2548483 MLS ⋅ ACTIVE Status
Beautifully updated and filled with natural light, this move-in ready home in the desirable Silver Pointe community features brand-new luxury vinyl plank flooring, a new air conditioner for year-round comfort, and a newly installed EV charger. The open-concept kitchen with stainless steel appliances overlooks the dining area and inviting living room with a cozy gas fireplace. Sliding glass doors lead to a private patio and fully fenced backyard, perfect for entertaining, relaxing, or pets. Upstairs you'll find a versatile loft, a spacious primary suite with a walk-in closet and private bath, plus two additional bedrooms. An attached two-car garage provides ample storage. Enjoy the nearby athletic court and playground, with convenient access to JBLM, shopping, restaurants, parks, and major commuter routes. **Assumable VA loan 5.6%, payment $3,294.

9814 184th Street E, Puyallup

Listing courtesy of BCR LLC.

$510,000
4 Beds ⋅ 3 Baths ⋅ 2550115 MLS ⋅ ACTIVE Status
Better than new and designed for the way you live! Welcome to the sought-after Garnet plan in Rainier Ridge, where style, functionality, and quality come together. This 4-bedroom, 2.5-bath home features an inviting open-concept layout with a spacious great room, durable laminate flooring throughout the main level, and timeless white millwork. The well-appointed kitchen flows effortlessly into the dining and living spaces, making entertaining a breeze. Upstairs, retreat to a spacious primary suite while three additional bedrooms provide flexibility for guests, home office space, or hobbies. Enjoy the fully fenced backyard, perfect for summer BBQs, pets, or play. Built with HardiePlank siding, a 30-year composition roof, and backed by an outstanding builder warranty, this home offers lasting value and peace of mind. Located in the desirable Rainier Ridge community close to parks, schools, shopping, and major commuter routes—this is one you won't want to miss. Home comes with a 1 year home warranty. Ask about a 1% rate buy down!

18784 108th Avenue E, Puyallup

Listing courtesy of Tribeca NW Real Estate.

$500,000
3 Beds ⋅ 3 Baths ⋅ 2549113 MLS ⋅ ACTIVE Status
Welcome to this move-in ready Puyallup home in the Lipoma Firs community offering gorgeous Mt. Rainier views from the back of the home and backyard, an open concept main level, and an assumable VA loan, a rare financing opportunity that could save a qualified VA buyer hundreds per month. Durable vinyl plank flooring flows throughout the main level where the open living space connects seamlessly to the kitchen, featuring a breakfast bar with seating for four, double sink, and a full stainless steel appliance suite including a new Samsung refrigerator and electric range both replaced in March 2026. Upstairs, the generous primary suite boasts a partial Mt. Rainier view, a full en-suite bath, and a walk-in closet. Two additional bedrooms, a full bath with vinyl flooring, cozy carpet throughout, and a large, versatile landing at the top of the stairs perfect for a home office, loft, or bonus space complete the upper level. Washer and dryer connections are conveniently located upstairs. The fully fenced backyard frames stunning mountain views and is ready for outdoor entertaining. Additional highlights include a tankless gas water heater, garage shelving, Smurf tubing for concealed TV wiring, and a new elementary school just around the corner. Low HOA covers common area and road maintenance.

11602 189th Street E, Puyallup

Listing courtesy of John L. Scott R.E. Lake Tapps.

$570,000
4 Beds ⋅ 2 Baths ⋅ 2533075 MLS ⋅ ACTIVE Status
Turnkey living tucked in the heart of Wildwood, this well-kept tri-level has been thoughtfully updated throughout... featuring LVP flooring, a tile fireplace surround, newer appliances, and a new heat pump for year-round comfort, plus cedar fencing adding lasting value. As soon as you enter, you'll be met with abundant natural light giving every room a bright, welcoming feel. With the primary bedroom on the upper level, two additional bedrooms, and a full bathroom, the layout offers easy separation from the main and lower level living areas. The spacious floor plan flows easily to the outdoors, opening to a covered patio and a park-like fenced backyard perfect for entertaining or simply unwinding. An newly re-finished oversized deck extends your living space even further! Ideally located near Lake Bradley Park, Wildwood Park, Wildwood Elementary, Ferrucci Middle School, Hwy 512, Good Samaritan Hospital, and everyday shopping and services. Preferred lender offering a lender-paid 1-0 buydown.

2626 Olympic Boulevard, Puyallup

Listing courtesy of Hawkins Poe.

$563,950
4 Beds ⋅ 3 Baths ⋅ 2544739 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 4-bedroom, 2.5-bath home in the desirable Gem Heights community. Vaulted ceilings and abundant natural light create an inviting atmosphere, while quartz countertops, updated flooring, and modern appliances make this home truly move-in ready. Enjoy year-round comfort with central A/C, plus smart home features including a Nest thermostat, motion lighting, and remote-controlled blinds. The oversized garage offers a 220V outlet and built-in shelving. Step outside to a fully fenced, tastefully landscaped backyard—perfect for relaxing with your morning coffee or entertaining guests. Conveniently located near parks, schools, shopping, and commuter routes.

9001 174th Street Court E, Puyallup

Listing courtesy of Skyline Properties, Inc..

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