Port Orchard Homes with Assumable Terms

Port Orchard Homes with Assumable Terms

Located in Kitsap County, Washington, Port Orchard is a charming city that offers a tranquil and picturesque setting for residents. Situated in the beautiful Pacific Northwest region of the United States, Port Orchard is known for its stunning natural surroundings, friendly community, and a range of amenities.

With its convenient location, Port Orchard provides easy access to both urban and outdoor activities. The city is nestled on the Kitsap Peninsula, surrounded by the breathtaking waters of Puget Sound and the majestic Olympic Mountains. This location offers residents a plethora of recreational opportunities, including hiking, boating, fishing, and exploring the nearby state parks.

Port Orchard is also home to a vibrant downtown area, where residents can enjoy a variety of shops, restaurants, and local businesses. The city hosts regular events and festivals, fostering a strong sense of community and providing entertainment for all ages.

One notable feature of the real estate market in Port Orchard is the availability of homes with assumable terms. This means that buyers can take over the existing mortgage terms of the seller, which can be advantageous in certain situations. Assumable homes in Port Orchard offer potential buyers the opportunity to secure a mortgage with favorable terms, potentially saving them time and money in the home buying process.

Whether you're looking for a peaceful retreat or a place to raise a family, Port Orchard offers a welcoming community and a range of housing options. With its stunning natural beauty and convenient location, Port Orchard is a city that truly has something for everyone.

Newest Port Orchard Homes with Assumable Terms

$745,000
3 Beds ⋅ 3 Baths ⋅ 2562545 MLS ⋅ ACTIVE Status
Nestled on a beautifully maintained property in the desirable Olalla area of Port Orchard, this charming 3-bedroom, 2.5-bath home offers the perfect blend of privacy, comfort, and convenience. The thoughtfully designed 1,684-square-foot home features warm, inviting living spaces, a cozy fireplace, a chef’s dream kitchen, abundant natural light, and a functional floor plan ideal for everyday living. The beautifully updated kitchen showcases elegant expansive countertops, while the spacious primary suite offers a luxurious retreat complete with a freestanding soaking tub, and a heated towel bar adding an extra touch of comfort. Step outside onto the back deck, the perfect place to enjoy your morning coffee, entertain guests, or unwind while taking in the peaceful surroundings. The spacious yard offers plenty of room for gardening, recreation, or simply relaxing in your own private retreat. With room to spread out while still being just minutes from Highway 16, shopping, schools, and local amenities, you'll enjoy the best of both worlds. Whether you're looking for a quiet place to call home or a property with space to enjoy the outdoors, this Port Orchard gem is ready to welcome you home.

5950 SE Mullenix Road, Port Orchard

Listing courtesy of Real Broker LLC.

$475,000
3 Beds ⋅ 3 Baths ⋅ 2560039 MLS ⋅ ACTIVE Status
Beautiful home on a dead-end street in Port Orchard! Comfortable, chic and convenient, offering a well-designed flowing floorplan with open concept downstairs, perfect for entertaining or just simple, everyday living. Effortless flow from the living room to the dining and kitchen, complete with a generous amount of cabinetry for storage and back sliding door for easy transition from indoor to outdoor living and entertaining! Three generous bedrooms upstairs, including the light and bright Primary Suite with convenient attached bathroom. Well-appointed laundry room upstairs. Overlook the full fenced backyard from your own private deck, or enjoy the gardens, backing up to a greenbelt for added privacy. Ideally tucked in the back of the neighborhood, with neighborhood guest parking nearby. Easy drive to Port Orchard shopping and restaurants, or simple drive to highways, making your commute a breeze! No HOA. Assumeable loan for eligible VA buyers at 4.75% rate!

2067 Caleb Place SE, Port Orchard

Listing courtesy of Keller Williams Greater 360.

$400,000
3 Beds ⋅ 2 Baths ⋅ 2549311 MLS ⋅ ACTIVE Status
Welcome to Winchester Village. This amazing community is bringing you another wonderfully appointed 3 bed 2 bath home with wide open living areas and spacious bedrooms. Enter the home and wander through the living room into the great room styled dining and family room where you can bathe in the warmth from the stove or in the natural light pouring through the coved windows of the dining room. Outside you will find that the home is wrapped in a larger than expected level and open yard ready for your gardening or landscaping dreams.

2382 Hastings Lane SE, Port Orchard

Listing courtesy of Keller Williams West Sound.

$409,998
2 Beds ⋅ 1 Baths ⋅ 2553873 MLS ⋅ ACTIVE Status
This distinctive split-level home is nestled on a larger corner lot in the highly sought-after Park View Terrace neighborhood of Port Orchard. The thoughtfully designed upper level offers convenient, comfortable living with an open family room, kitchen, dining area, two bedrooms, and a full bath.The expansive, fully finished lower level is incredibly versatile perfect for entertaining guests, creating a cozy library, setting up a home office or den, or transforming into a fun game/rec room. There's even the possibility to easily convert a portion of the space into a third bedroom!Energy efficiency is built in with economical individual room heaters that help keep electric bills low. Outside, you'll love the fresh appeal of the front yard with newly mulched garden beds, ready for your spring planting of vegetables, flowers, or both. The private, sunny rear deck accessible right off the dining area is ideal for BBQs, relaxing, or maintaining a kitchen herb garden.Pet parents will especially appreciate the fully fenced dog run, accessible via gate or through a convenient dog door from the single-car garage. This is a rare opportunity to own a flexible, move-in-ready home in a great location!

504 SW Marion Dr, Port Orchard

Listing courtesy of Whisper Real Estate.

$725,000
4 Beds ⋅ 4 Baths ⋅ 2550888 MLS ⋅ ACTIVE Status
Welcome home! This better-than-new private greenbelt home is ready for its next owner. From the moment you walk in, the meticulous care is evident. Plantation shutters, heat pump/AC, garden space, freshly stained fencing, new shed, and a terraced side yard with steps elevate both the home and your lifestyle. Featuring just shy of 3,000 sqft, 4 beds, 3.25 baths, and natural light throughout, there is space for everyone in an extremely smart layout. The main floor is open yet distinct and is a true showstopper. Imagine mornings on the covered patio, sipping coffee while listening to the birds sing. Upstairs offers a bonus loft, 3 bedrooms, and 2 full baths, including the primary suite. The basement features tall ceilings, another bonus/living room, and an entire junior suite with its own 3/4 bath. This home is a hidden gem on a private cul-de-sac with only 11 homes. Set on the east side of Port Orchard with quick access to Southworth, Manchester, and the Port Orchard waterfront, this location delivers the best of South Kitsap living. Enjoy nearby ferry access to Seattle, waterfront dining and marina activity along Bay Street, the small-town charm of Manchester, and outdoor recreation at Banner Forest, Manchester State Park, Howe Farm Park, Long Lake Park, and South Kitsap Regional Park. With Hwy 16 and Sedgwick nearby, commuting through Gig Harbor, Tacoma, and the greater Puget Sound region is simple. Hurry! Ask about our VA assumable loan for eligible buyers at 4.99%

6479 Halyard Circle SE, Port Orchard

Listing courtesy of Keller Williams Realty PS.

$435,000
3 Beds ⋅ 1 Baths ⋅ 2547592 MLS ⋅ ACTIVE Status
Rare opportunity to own a move-in ready Port Orchard rambler with an assumable VA loan at just 4.49%—a valuable advantage in today's market for qualified buyers! Located on a quiet street with easy access to WA-16, this home offers a convenient commute to Bangor Base and is just minutes from Fernwood and Bethel shopping, dining, and everyday amenities. The inviting open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating a comfortable space for entertaining and daily living. The updated kitchen and bathroom provide modern style and functionality, while all appliances stay, making this home truly move-in ready. Featuring 3 bedrooms plus a versatile flex room, you'll have space for a 4th bedroom, home office, rec room, or fitness area. Step outside to a large, fully fenced backyard with a covered patio, perfect for year-round enjoyment. There's plenty of room to garden, play, entertain, or simply relax in the peaceful surroundings. Additional highlights include RV and boat parking, NO HOA, and a well-maintained condition throughout. Combining affordable assumable financing, flexible living spaces, and a desirable location near shopping, local amenities, and waterfront recreation, this home offers exceptional value and lifestyle.

11822 Carter Avenue SW, Port Orchard

Listing courtesy of KW Mountains to Sound Realty.

$643,000
3 Beds ⋅ 3 Baths ⋅ 2527485 MLS ⋅ ACTIVE Status
Warm wood tones, soaring lines, and unmistakable architectural character — this custom A-frame sits on a rare double lot backing to peaceful wooded greenspace in the heart of Port Orchard. The setting feels tucked away and private, with abundant birds, wildlife, and two mature fruit-bearing cherry trees creating a true Pacific Northwest backdrop. Massive wraparound deck overlooks the forested greenbelt and becomes an extension of the living space — wide enough to entertain, quiet enough to disappear into. Inside, the architectural style shines with dramatic vaulted spaces, oversized windows, and era-defining design details that make this home feel anything but cookie-cutter. The finished basement offers an incredible amount of flexible space for hobbies, media, recreation, storage, or multi-use living. Outside, the property offers flexibility that's hard to find: covered RV parking with both 30 & 50 amp service, EV-ready setup, parking for 6 vehicles, handcrafted custom wood garage doors, and room to spread out across two lots. Additional features include on-demand gas hot water and central vacuum system. A one-of-a-kind property with personality, privacy, and space to live a little differently.

2312 Evergreen Avenue SE, Port Orchard

Listing courtesy of Keller Williams Greater 360.

$499,000
4 Beds ⋅ 3 Baths ⋅ 2524554 MLS ⋅ ACTIVE Status
Assumable loan available! Discover modern living at its finest in this stunning 2023-built home, perfectly situated on a quiet cul-de-sac in desirable Port Orchard. Better than new, this beautifully designed 4-bedroom, 2.5-bath residence combines contemporary style, comfort, and convenience in one exceptional package. The main level showcases a bright and inviting open-concept design, perfectly crafted for both everyday living and effortless entertaining, complete with a convenient powder room for guests. Upstairs, retreat to the expansive primary suite featuring a private en-suite bath and generous walk-in closet, accompanied by three additional bedrooms, a full bathroom, and a thoughtfully placed laundry room for added convenience. Outdoor lovers will appreciate being just one mile from South Kitsap Regional Park, while downtown Port Orchard, shopping, restaurants, and local conveniences are only minutes away. With its like-new condition, desirable location, and thoughtful design, this exceptional home is ready to welcome its next owner!

4220 SE Elijah Court, Port Orchard

Listing courtesy of PropertiesNW of Gig Harbor Ltd.

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