Port Hadlock Homes with FHA Terms

Port Hadlock Homes with FHA Terms

Port Hadlock is a charming town located in Jefferson County, Washington, United States. Situated in the beautiful Pacific Northwest, this area offers a peaceful and serene environment for residents to call home. With its small-town atmosphere and picturesque surroundings, Port Hadlock is a desirable place to live.

For prospective homebuyers, Port Hadlock provides an array of housing options, including homes with FHA terms. FHA, which stands for Federal Housing Administration, offers loans that are insured by the government. These loans are designed to make homeownership more accessible and affordable for individuals and families.

By opting for homes with FHA terms in Port Hadlock, buyers can enjoy several benefits. Firstly, FHA loans typically require a lower down payment compared to conventional mortgages, making it easier for buyers to get into the housing market. Additionally, FHA loans often have more flexible credit requirements, allowing individuals with less-than-perfect credit to qualify for a loan.

Whether you're a first-time homebuyer or looking to upgrade your current living situation, Port Hadlock presents an excellent opportunity to find a home with FHA terms. With its scenic surroundings, friendly community, and access to amenities, Port Hadlock is a wonderful place to settle down and establish roots.

Newest Port Hadlock Homes with FHA Terms

141 Market Street, Port Hadlock
$425,000
2 Beds ⋅ 1 Baths ⋅ 2592895 MLS ⋅ ACTIVE Status
There’s something undeniably romantic about a cottage near the beach. This darling 1920 Port Hadlock abode is sited on a large, private lot in the Irondale beach community. The light-filled home is brimming with vintage character and the spirit of a bygone era. Inside, you’ll find 2 bedrooms, 1 full bath, period lighting, and a charming country kitchen with a built-in corner hutch. Many thoughtful upgrades throughout, including new LVP flooring, energy-efficient Envi wall heaters, carpet, and fresh paint. A full dining room connects to the living room, which features glimmering water views, and a cozy wood stove set into its original brick hearth. An antique glass-paned door leads to a large deck for al fresco dining. Pack a picnic, grab the dog, and follow the wooded trail down to historic Irondale Beach Park for an afternoon of beachcombing, kayaking, paddleboarding, or fishing. An idyllic escape for weekends away, a writer’s retreat, fishing trip home base - or an invitation to simply live with a smaller imprint. This is the kind of getaway that feels increasingly hard to find at this price point. Just a two-hour drive from Seattle, a 12-minute drive to Port Townsend, with Fort Flagler State Park, Port Ludlow + the Hood Canal Bridge within easy reach. Or stay local with Port Hadlock businesses & groceries nearby, plus Chimacum Corner Farmstand and Finn River Farm & Cidery. A simpler way of life awaits.

141 Market Street, Port Hadlock

Listing Broker: Windermere RE Bainbridge; Jason Shutt; 206-399-3641; jason@jasonshutt.com

51 Shotwell Road, Port Hadlock
$630,000
3 Beds ⋅ 3 Baths ⋅ 2588715 MLS ⋅ ACTIVE Status
THE KIND OF PNW RETREAT THAT MAKES YOU WANT TO MOVE! Tucked into Port Hadlock on .40 acre, this thoughtfully designed home blends privacy, gardens, flexible living & the indoor-outdoor lifestyle that makes the Olympic Peninsula so special. Approx. 2,500 SF lives like a rambler with main-level living plus a finished daylight walkout lower level with private exterior access & kitchenette—ideal for multi-generational living, guests or potential Airbnb/short-term rental use (buyer to verify). Remodeled kitchen features quartz countertops, modern cabinetry & induction cooking. Custom cabinets, abundant storage & upgraded closet organizers maximize space throughout. Primary suite offers ductless heating/cooling plus a spa-inspired wet-room bath with heated floors & jetted tub. Updated windows & ductless heating add year-round comfort. Outside, enjoy a covered private front porch, composite decking, patios, gazebo & multiple outdoor spaces tucked throughout the grounds. Fully fenced & pet-friendly with orchard, raised garden beds, powered/heated greenhouse with exhaust & additional room to grow. 4-zone sprinkler system plus irrigation piping to garden beds makes maintaining this garden retreat easier. Abundant interior/exterior storage, privacy & thoughtful details throughout. Approx. 1.5 miles to the water with convenient access to Port Hadlock amenities, parks, boating & Olympic Peninsula recreation. A rare blend of modern comfort, garden living & peaceful PNW character.

51 Shotwell Road, Port Hadlock

Listing Broker: 1% Lists Pacific Northwest; Chandra Lacy; 425-971-3619; chandra@1percentlists.com

1431 Irondale Road, Port Hadlock
$665,000
2 Beds ⋅ 2 Baths ⋅ 2575647 MLS ⋅ ACTIVE Status
Perched above Port Townsend Bay, this 1945 cottage-style gem sits on an expansive .83-acre lot with over 115' of high bank waterfront and tidelands. Unobstructed coastal views take center stage from nearly every window, framing the Bay, Mt. Baker, Whidbey, Marrowstone, and Indian Islands as sailboats drift by and marine activity unfolds. Take it all in year-round from the covered view deck. The main level features 2 bedrooms and a full bath, plus comfortable, light-filled living, dining & kitchen spaces anchored by warm hardwood floors and serene garden vistas. A separate lower level offers a private extension of the home, featuring a second kitchen, full bath and a generous family room—perfect for guests, multi-generational living, or rental income! Outside, the grounds are a gardener’s dream: color-rich seasonal blooms, perennial flowerbeds, raised beds, mature trees, and fruit trees. Everyday conveniences include a detached garage with shop space, an additional versatile shed for storage or projects, and ample parking for a boat or RV. Nestled in historic Port Hadlock-Irondale between Port Townsend and Port Ludlow, you’re just steps from local groceries, a hardware store, post office, and charming eateries. Enjoy direct neighborhood trail access to your private beach, with quick hops to Irondale Beach park, and a short 10-minute drive to Port Townsend’s vibrant arts scene, boutique shops, waterfront dining, and ferry dock. The Hood Canal Bridge is just 20 mins away.

1431 Irondale Road, Port Hadlock

Listing Broker: Windermere Real Estate/PSR Inc; Sue Lunsford; 206-390-7578; suelunsford@windermere.com

53 Sunset Meadows Lane, Port Hadlock
$425,000
3 Beds ⋅ 2 Baths ⋅ 2574486 MLS ⋅ ACTIVE Status
Beautifully appointed single-level home offering 3 bedrooms and 2 bathrooms with thoughtfully selected designer finishes throughout. Designed for comfortable everyday living and effortless entertaining, the open-concept floor plan is enhanced by architecturally interesting coffered ceilings and custom details chosen with a builder/designer’s eye. A well-planned low maintenancew landscape design for attractive, easy and efficient outdoor living. Situated on a 7,000-square-foot lot within a desirable private gated community, the property includes an 8' x 10' storage shed, a spacious laundry room with additional storage, and room for a future garage addition. Ideally located within walking distance of grocery stores, the post office, banking, and other everyday conveniences, with easy access to nearby trails and beaches. A wonderful combination of quality craftsmanship, single-level living, thoughtful design, outdoor space, and an exceptional location.

53 Sunset Meadows Lane, Port Hadlock

Listing Broker: RE/MAX FIRST Inc Port Townsend; Christine H. Cray; 360-301-4213; christinecray9@gmail.com

38 Brighton Avenue, Port Hadlock
$499,000
3 Beds ⋅ 2 Baths ⋅ 2571372 MLS ⋅ ACTIVE Status
Welcome to this spacious 3-bedroom, 2-bath home offering 1,962 SF of comfortable living space on a beautifully landscaped .36-acre lot in Port Hadlock! Located at the end of a quiet street this well cared for home has a main level featuring a well-appointed kitchen with granite counters, stainless steel appliances, breakfast bar and adjoining dining area with access to the private deck. The primary suite includes a walk-in closet and full bath, while a second bedroom plus a separate shower for added convenience completes the main floor. The lower level offers a generous great room, third bedroom, den/office, full bath and laundry—providing plenty of room for guests, hobbies or flexible living. Two ductless heat pumps provide efficient heating and cooling. Outside, enjoy a park-like setting with garden space, patio and mature landscaping. The detached 2-car garage features insulated walls and two workshop areas. Recent improvements include a 1 yr new gravel driveway, 4 yr new house roof and 2 yr new garage roof. Conveniently located within walking distance to beach access and close to shopping and restaurants. Assumable 2.25% VA Loan available to all buyers!

38 Brighton Avenue, Port Hadlock

Listing Broker: BCR LLC; Gina Rocha; 805-714-9239; realtorginagirl@gmail.com

31 Spruce Lane, Port Hadlock
$270,000
3 Beds ⋅ 2 Baths ⋅ 2563783 MLS ⋅ ACTIVE Status
Welcome to this split floor plan home tucked away on a quiet cul-de-sac. Vaulted ceilings in the living room, dining room, and primary bedroom create an open and inviting feel. Enjoy the spacious back deck and covered back porch, ideal for entertaining or unwinding outdoors. Features include vinyl plank flooring, carpeting, a metal roof, propane range/oven with a freestanding stove, propane fireplace, cement plank siding, vinyl-clad double-pane windows and slider, and a covered front porch. The large, level backyard offers privacy and room for gardening, while the apple tree in the front yard adds a welcoming touch.

31 Spruce Lane, Port Hadlock

Listing Broker: eXp Realty; Chelsie Lynn Barcinas; 253-257-9173; cbarcinas19@gmail.com

40 Candace Road, Port Hadlock
$479,000
3 Beds ⋅ 2 Baths ⋅ 2562468 MLS ⋅ ACTIVE Status
Be the proud owner of this charming one-story rambler home located off of Shotwell in Port Hadlock. If you want a quiet location on a semi private street with no through traffic passing by then you have found it. Close to the Jefferson County Library, groceries stores, restaurants as we as the Irondale beach. Close to Chimacum Creek. This quiet cul de sac has a handful of residence making this a very quiet and secluded neighborhood. This 3 bedroom and 1.75 bathroom home features good reliable Cedar Shiplap siding with a big fenced back yard. Wonderfully sized bedrooms with large closet in master bedroom. Fruit trees! 2-car garage is perfect for storing your cars and personal items. Close to schools. Won't last long!

40 Candace Road, Port Hadlock

Listing Broker: Port Ludlow Brokers LLC; Tim Horvath; 360-531-0980; timhorvathRE@gmail.com

181 Hayden Street, Port Hadlock
$490,000
3 Beds ⋅ 2 Baths ⋅ 2561619 MLS ⋅ ACTIVE Status
A style all its own, this tudor inspired home stands out with its distinctive exterior, well-maintained interior and convenient location. The comfortable and functional 3-bedroom, 1.75-bath layout features a cozy freestanding propane fireplace in the living room and a kitchen and dining area that opens to a large deck overlooking the backyard. Down the hall, the main-level primary bedroom is paired with a recently remodeled ¾ bath. Upstairs, you’ll find two bedrooms with a full bath between them. A newer roof, attached single-car garage, storage outbuilding and level .26 acre lot add to the appeal. Tucked along a quiet street, the home is just blocks from the beach and grocery store, with other everyday amenities.

181 Hayden Street, Port Hadlock

Listing Broker: Windermere R.E. Port Townsend; Robyn Garing; 360-301-2324; robyngaring@gmail.com

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