Fox Island Homes with FHA Terms

Fox Island Homes with FHA Terms

Welcome to Fox Island, a charming community located in Pierce County, Washington, United States. This picturesque island offers a tranquil escape from the hustle and bustle of city life while still being conveniently located near all the amenities you need.

Fox Island is known for its stunning waterfront properties, lush greenery, and a tight-knit community feel. Residents here enjoy a peaceful and serene environment, perfect for those looking to unwind and enjoy nature.

If you're looking to make Fox Island your home, you'll be pleased to know that there are plenty of homes available with FHA terms. This means that you may be eligible for a Federal Housing Administration loan, which can help make homeownership more accessible and affordable.

Whether you're in the market for a cozy cottage, a spacious family home, or a luxurious waterfront estate, Fox Island has something for everyone. With its beautiful surroundings and friendly atmosphere, it's no wonder why so many people are choosing to call Fox Island home.

Come and discover the beauty and charm of Fox Island – where island living meets modern convenience. Experience the best of both worlds in this idyllic community in the heart of Pierce County, Washington.

Newest Fox Island Homes with FHA Terms

$1,100,000
3 Beds ⋅ 2 Baths ⋅ 2562767 MLS ⋅ ACTIVE Status
You will appreciate the quality of this charming custom built rambler. This home has an open concept with vaulted ceilings and large windows throughout. You will enjoy the welcoming front porch and the covered patio with its propane fireplace. The nicely appointed kitchen has an adjacent wet bar and walk-in pantry. The primary suite has a 5 piece bath and large walk-in closet. You will love the office with custom built-in shelves, desk and storage. The three car garage has an EV charging port. The third garage is heated and could be used as a studio or hobby room. Cultivated gardens and a greenhouse complete this private retreat.

1076 12th Avenue, Fox Island

Listing courtesy of Best Choice Realty LLC.

$784,900
3 Beds ⋅ 3 Baths ⋅ 2556113 MLS ⋅ ACTIVE Status
One of the best parts of coming home to Fox Island is the drive. Cross the bridge and you're greeted by sweeping water views with Mt. Rainier perfectly framed in the distance. Once your home, your mornings begin with coffee from the deck, views of Puget Sound, Mt. Rainier, and Chambers Bay. Evenings are for sunsets and watching deer and hummingbirds pass through the yard. Thoughtfully updated throughout, this home offers the best of Fox Island living, light and bright, fresh interior paint, brand new carpet, quartz countertops in the kitchen and a fully updated primary bath. A spacious lower-level bonus room provides flexible space for a media room, home office, gym, playroom, or guest retreat. Outside, you'll find a sport court, RV parking, a powered outbuilding ready for hobbies, projects, or extra storage, and the freedom of no HOA.This is the kind of home that reminds you why people fall in love with Fox Island. The views, peaceful setting, and the little moments you get to enjoy every day that make living here so special.

1263 Pilchuck Drive, Fox Island

Listing courtesy of Hawkins Poe.

$1,150,000
3 Beds ⋅ 3 Baths ⋅ 2563010 MLS ⋅ ACTIVE Status
Experience the perfect blend of privacy, luxury, and timeless craftsmanship in this exceptional custom home by premier local builder BASK, located in the gated community of Salmon Bay Estates on a private cul-de-sac. Meticulously maintained home showcases exceptional craftsmanship with extensive crown molding, wainscoting, solid-core doors, slab granite countertops, stainless steel appliances, a wine refrigerator, and custom window coverings.Thoughtful updates include fresh interior paint, beautiful hardwood floors, updated Trex decking, and a covered patio with a tongue-and-groove cedar ceiling, making this home completely move-in ready.Designed for everyday living and entertaining, the main level features a dedicated office, convenient powder bath, and an inviting great room with a gas fireplace. Expansive windows overlook the private backyard, filling the home with natural light and creating a seamless indoor-outdoor connection.Set on a fully fenced, beautifully landscaped one-acre lot, the backyard is a private retreat with mature landscaping, custom curbing, irrigation, a tranquil water feature, outdoor storage shed, and an expansive patio perfect for entertaining, summer barbecues, or simply relaxing in peaceful surroundings.Upstairs, the oversized primary suite offers dual walk-in closets, serene backyard views, and direct access to a private balcony shared with the spacious bonus room—an ideal place to enjoy. Routes to PSD- Voyager, Kopachuck and Gig Harbor HS.

904 7th Court, Fox Island

Listing courtesy of Neighborhood Experts Real Est..

$1,800,000
6 Beds ⋅ 4 Baths ⋅ 2562869 MLS ⋅ ACTIVE Status
Show-stopping Southwestern panoramas of Puget Sound & the Olympics greet you from almost every room in this stunning Fox Island home. 100' of high-bank waterfront with tideland rights. Expansive decks on two levels deliver indoor-outdoor living and views from nearly every angle. Living room with vaulted ceilings is anchored by a gas river rock fireplace and opens to kitchen complete with granite counters, stainless steel appliances, eating area, and an eat-up bar. Kitchen flows seamlessly into a formal dining room with a two-story wall of windows. Main floor primary bedroom includes an en suite bath and deck access. The lower level impresses with 10' ceilings, two additional bedrooms, a living room, wine cellar, bonus space, a full bath and plumbing/wiring for a 2nd kitchen. Hot tub, sauna, outdoor shower, and 3-car garage complete the package. Bank reinforced by six soldier piles and geotech report completed when beach stairs were redone in 2021. Gig Harbor waterfront living at its finest.

182 Bow Road, Fox Island

Listing courtesy of Keller Williams Rty Tacoma.

$1,486,500
3 Beds ⋅ 4 Baths ⋅ 2556675 MLS ⋅ ACTIVE Status
Nestled just a few minutes from the Fox Island Bridge, this 2018-remodeled home commands sweeping vistas of Carr Inlet, cocooned by towering trees that lend a hush of privacy so rarely found this close to everything. From the moment you enter through the front entrance, your first peek of the water through those big glass windows will have you catching your breath before you've even set down your bags. Every detail was considered: a great room anchored by a sunken living area and gas fireplace, a kitchen built for both quiet mornings and full-scale entertaining, and a primary suite that feels like its own private escape, complete with heated floors in the bathroom, a generous walk-in closet, and a balcony made for slow coffee and long sunsets. Upstairs, two more bedrooms offer thoughtfully built-out closets and a full bath of their own. Below, a daylight basement unfolds into a retreat all its own: a den with wine fridge, a flexible bonus room, a three-quarter bath, and doors that open onto a lushly landscaped, invisibly-fenced area, perfect for a pooch. Two-car garage, storage to spare. 2,512 square feet. 0.64 acres. Fully pre-inspected. Nothing to find, nothing to fix! This is a home for people who want their weekends: no projects, no compromises, just the water, always in sight. Your biggest decision here? Which view you’ll look at with your morning coffee.

176 Brick Kiln Road, Fox Island

Listing courtesy of Neighborhood Experts Real Est..

$1,895,000
4 Beds ⋅ 3 Baths ⋅ 2552825 MLS ⋅ ACTIVE Status
SELLER OFFERING A 3/2/1 MORTGAGE RATE BUYDOWN. Your first year's interest rate could start with a 3! See the Cascades to your left and the Olympics to your right. Across the waters of Puget Sound, the Steilacoom ferry crosses in the distance while McNeil Island, Longbranch and the Black Hills layer the horizon. With southern exposure, sweeping 180° views and unforgettable sunsets, the scenery becomes the backdrop to life in this nearly 4,400 SF Fox Island home. Recently remodeled and truly turnkey, nearly every inch—inside and out—has been thoughtfully refreshed with new flooring, fresh paint and updated bathrooms. With 4 bedrooms, 2.75 baths, an office, home gym and bonus room perfect for the big game or epic sleepovers, there's room for everyone to spread out. The nearly 800 SF primary suite features a private view balcony, while a 2nd kitchen and 2nd laundry create exceptional multigen living or future ADU potential. Outside, more than an acre of usable land invites you to live beyond the walls of the home. The expansive lawn is perfect for playing catch or kicking a soccer ball, while more than 700 SF of decking extends the living space outdoors. A massive newly paved driveway provides ample parking, room for a boat and RV, or even a future sport court. Centrally located on Fox Island, the property also borders a protected forest. Light. Space. Flexibility. Wake up to mountains, unwind with sunsets, and watch ferries cross Puget Sound—all from the comfort of home.

1108 7th Court, Fox Island

Listing courtesy of PropertiesNW of Gig Harbor Ltd.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2553053 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained log home, perfectly nestled on just over an acre in highly desirable Fox Island. Inside, soaring vaulted ceilings create an airy, open feel, while a beautiful wood stove stands ready to keep you cozy on crisp winter days. The seamless flow leads to a spacious deck, offering the perfect blend of interior and exterior entertaining spaces. Outside, enjoy the ideal balance of a level, grassy yard surrounding the home and a private backdrop of mature, peaceful woods. Your private island retreat awaits!

879 9th Ave, Fox Island

Listing courtesy of Gig Harbor Real Estate.

$1,486,000
4 Beds ⋅ 4 Baths ⋅ 2551294 MLS ⋅ ACTIVE Status
Nestled in the gated community of Cedrona Estates on Fox Island, this exceptional custom estate blends luxury, privacy, & unmatched functionality. Completely rebuilt to the studs w/a substantial addition in 2009/2010, nearly every major component was replaced, including roof, windows, & septic system. Offering 3,838 sq ft, 4 bedrooms, 3.5 baths, the thoughtfully designed floor plan features luxurious primary suite w/ partial Sound views, private deck, spa-inspired bath, & oversized walk-in closet. Two bedrooms share a Jack-and-Jill bath, while a junior suite w/ensuite is perfect for guests or multi-generational living. Gourmet kitchen boasts a large island, commercial-grade 10-burner BlueStar range, separate full-size refrigerator & freezer, walk-in pantry, & opens to the family room overlooking the covered patio, level one-acre yard, & Sound views. A rare 1,480 sq ft heated shop is a dream for RV owners, collectors, or hobbyists, featuring a 14' RV door, rear drive-through door, dedicated heat, abundant electrical outlets, & covered parking for up to six vehicles between garages. Separate gated RV parking includes 220-volt power and RV dump. Additional features include engineered hardwood floors, heated tile baths, whole-house water filtration, hot water recirculation, automatic generator, invisible pet fencing, dual propane tanks, newer heat pump (2019), and a septic system designed to accommodate a future pool. Meticulously maintained and truly one of Fox Island's finest.

802 Jewil Dr., Fox Island

Listing courtesy of Windermere Prof Partners.

$875,000
3 Beds ⋅ 3 Baths ⋅ 2547449 MLS ⋅ ACTIVE Status
Tucked at the end of a quiet cul-de-sac on Fox Island, this 3-bedroom, 2.75-bath home commands sweeping, unobstructed views of Chambers Bay Golf Course and Mount Rainier, a setting locals consider among the best on the island. From the deck, you can't miss Chambers Bay’s famous Lone Fir. Imagine waking up to that view every morning with your coffee or tea. A wall of windows fills the main living area with light, while an open floor plan connects the kitchen, dining, and living spaces around a cozy wood-burning stove. A bonus room off the garage offers flexible space for a home office, studio, or hobby room. Step outside to a sprawling deck with glass panel railing that keeps the view unobstructed, the perfect spot to watch orca pods glide through the Sound and boats trace their paths across the water below. Summer offers front-row seats to the 4th of July fireworks, a view few homes can match. A mature, hedged backyard adds privacy and outdoor living space. On a generous .30-acre lot with 2,020 square feet of living space, this home offers timeless craftsmanship and an unbeatable setting for someone ready to bring their own vision to life. Properties with this caliber of view rarely come to market. Don’t miss your chance.

1550 13th Court, Fox Island

Listing courtesy of Morrison House Sotheby's Intl.

$1,699,000
4 Beds ⋅ 5 Baths ⋅ 2547579 MLS ⋅ ACTIVE Status
Discover this amazing luxury home at Salmon Bay Estates, a prestigious gated community with unique homes built by Bask Construction. Bathed in natural light from huge windows enjoy a view of your 1-acre oasis including a beautiful territorial view. The open floor plan flows seamlessly & makes for easy to live and entertaining. The primary bedroom provides serenity, positioned separately from the other 3 bedrooms. Relax on the covered patio, relishing PNW summers. Luxury appliances, A/C, 3-car garage, & ample storage elevate this home. Escape to coveted Fox Island, where the pace is slower & community is friendly. Minutes to the Fox Island Bridge, community center, tennis courts, beaches & museum. Meet up with friends at Zogs, the neighborhood establishment

605 Hyak Way, Fox Island

Listing courtesy of Windermere Prof Partners.

$2,180,000
3 Beds ⋅ 3 Baths ⋅ 2540139 MLS ⋅ ACTIVE Status
Fox Island Waterfront Retreat with Private Beach Access. Experience the best of Fox Island living in this beautifully situated waterfront home offering stunning Puget Sound views and 95 feet of low-bank waterfront. Nestled at the end of a dead-end street on a gated and fully fenced .84-acre lot, this property provides the perfect blend of privacy, natural beauty, and everyday comfort. Also, a view of Narrows Bridge and peekaboo view of Mount Rainier. With its 2,800 square feet of living space, this 4-bedroom, 2.5-bath home features an open-concept layout designed to maximize the breathtaking water views from nearly every room. The spacious kitchen offers a large quartz island with seating, a gas range, and seamless flow into the living and dining areas—ideal for entertaining or simply enjoying the scenery. A formal dining room with built-in buffet, cozy fireplaces, and a finished daylight basement provides flexibility for gatherings, hobbies, or multi-generational living. Step outside to expansive view decks on both levels, perfect for morning coffee, summer barbecues, or watching the sunset over the Sound. The landscaped grounds include chicken coup, a fenced garden area, rock river, and large front yard with oodles of potential uses. The medium bank features a great place to enjoy the evening around the firepit. Additional features include an attached garage, RV parking, hot tub/spa, metal roof, wired generator capability, and a covered deck for year-round enjoyment.

969 12th Avenue, Fox Island

Listing courtesy of BCR LLC.

$859,000
3 Beds ⋅ 3 Baths ⋅ 2540878 MLS ⋅ ACTIVE Status
Freshly remodeled and move-in ready, this stunning 3-bedroom, 3-bath home offers fantastic views of the Puget Sound and majestic Mt. Rainier. Thoughtfully updated throughout, you'll enjoy modern finishes, stylish design, and comfortable living spaces that make this home truly special. From the cathedral ceilings and enormous windows to the expansive oversized deck this is the perfect place to relax, entertain, or simply soak in the spectacular scenery from sunrise to sunset. Large windows capture the incredible water and mountain views, bringing the beauty of the Pacific Northwest indoors. Whether you're hosting guests, enjoying a quiet evening, or working from home with an inspiring backdrop, this property delivers a rare combination of comfort, beauty, and lifestyle. Don't miss the opportunity to own a home where every day feels like a vacation.

1268 Pilchuck Dr FI, Fox Island

Listing courtesy of Century 21 Blue Chip.

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