Centralia Homes with FHA Terms

Centralia Homes with FHA Terms

Centralia, a charming city located in Washington state, offers a wonderful blend of small-town charm and modern amenities. Nestled in the heart of Lewis County, Centralia is known for its rich history, vibrant community, and stunning natural beauty.

Situated in the United States, Centralia is part of the state of Washington. This region is renowned for its lush landscapes, picturesque mountains, and diverse wildlife. With its proximity to major cities like Seattle and Portland, Centralia provides residents with easy access to urban conveniences while still maintaining a peaceful and serene atmosphere.

For homebuyers looking for flexible financing options, Centralia offers an array of Homes with FHA Terms. The Federal Housing Administration (FHA) provides loans that are insured by the government, making them an attractive choice for first-time buyers or those with limited financial resources. FHA loans often come with lower down payment requirements and more lenient credit qualifications, making homeownership more accessible for many individuals and families.

Whether you're drawn to Centralia's historic downtown area, its beautiful parks and trails, or its welcoming community, this city has something to offer everyone. From cozy bungalows to spacious family homes, Centralia's real estate market is diverse and offers a range of options to suit different preferences and budgets.

If you're considering making Centralia your home, now is a great time to explore the available Homes with FHA Terms and discover the perfect place to call your own in this charming Washington city.

Newest Centralia Homes with FHA Terms

$550,000
3 Beds ⋅ 2 Baths ⋅ 2568178 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 3 bed 2 bath 1,940 sq. ft. custom-built home in one of Centralia’s desirable developments! Quality construction and pride of ownership shine throughout this immaculate home. The inviting covered front porch welcomes you into a spacious interior featuring vaulted ceilings in the entry, living room, and dining room. The well-appointed kitchen offers granite countertops, stainless steel appliances, and a convenient walk-in pantry. The spacious primary suite includes a full bath and walk-in closet. Enjoy year-round comfort with a heat pump providing efficient heating and air conditioning. Outside, the fully fenced backyard offers privacy and is surrounded by beautiful, low-maintenance landscaping. Additional features include durable Hardie Plank siding, a huge three-car garage, and RV parking. Best of all, this home is not subject to an HOA. Immaculate inside and out, thoughtfully designed, and exceptionally well cared for—this is a home you’ll be proud to call your own!

1790 Westside Court, Centralia

Listing courtesy of Windermere Centralia.

$387,000
3 Beds ⋅ 2 Baths ⋅ 2567396 MLS ⋅ ACTIVE Status
Move-in ready home and large detached garage for cars or hobbies as a Bonus!. This home features new paint inside and out. New vinyl laminate flooring in main living areas and new carpet in bedrooms. There is a large great-room and separate gathering / TV room on each side of the kitchen. Large covered and walled rear patio area and a nicely landscaped yard. In addition to the attached 2-car garage, the detached garage structure will accommodate up to 5 vehicles. There are also 2 carports. This property could be a car enthusiast dream or…. utilize the extra space for storage of your collectables / treasures and not pay for storage units. This is a great value for all this property has to offer.

2110 Lemar Lane, Centralia

Listing courtesy of CENTURY 21 Lund, Realtors.

$299,900
2 Beds ⋅ 1 Baths ⋅ 2568780 MLS ⋅ ACTIVE Status
Cute two bedroom one bathroom cozy home full of character and charm. Built in 1920, this amazing deal offers comfortable living with a fully fenced yard ready for your landscaping ideas. Comes with two well built sheds in the back yard, raised garden beds, a large tree for shade, and is set up as a great outdoor living space. Fresh paint was added as needed, newer flooring throughout the kitchen and living room, mini split ductless for heating and cooling, copper kitchen sink, and all appliances stay. This property is ready for new owners. Call your favorite realtor and make your appointment soon, because this one won't last.

1228 H Street, Centralia

Listing courtesy of BHGRE - Northwest Home Team.

$649,000
4 Beds ⋅ 3 Baths ⋅ 2557517 MLS ⋅ ACTIVE Status
Pride of ownership shines throughout this meticulously maintained 3,600 sq. ft. home on desirable Cooks Hill. Filled with natural light, the open concept main level features beautiful Mt. Rainier views, an updated kitchen, and a welcoming living room with a cozy fireplace. Upstairs, you'll find a dedicated office, spacious bedrooms, and a beautifully renovated primary suite complete with a luxurious new bathroom and walk-in closet. The lower level offers exceptional flexibility with a game room, an expansive family room featuring a warm wood stove, and convenient access to the bedroom above the garage, complete with a bonus room and abundant storage. Situated on beautifully manicured grounds, the home boasts a stunning backyard, great patio with newer hot tub perfect for relaxing or entertaining. Located in a sought-after, well-established neighborhood of distinctive homes, this property offers easy access to I-5, downtown shopping, restaurants, schools, and all healthcare facilities. Call your favorite Broker to tour this gorgeous home.

1011 Spring Lane, Centralia

Listing courtesy of John L. Scott CNT.

$549,500
3 Beds ⋅ 2 Baths ⋅ 2565578 MLS ⋅ ACTIVE Status
Discover timeless character in this classic gem with 2,717 sq ft of living space! Featuring 3 beds & 1.75 baths, this home blends vintage charm with modern upgrades, including two gas fireplaces & a kitchen w/ Corian counters & double oven. Downstairs offers a rec room, office & spacious master suite w/ a private deck slider. Highlights include a walk-in pantry, 2020 roof, vinyl windows, heat pump, sprinkler system, large attached garage with upper bonus area, and a price below assessed value for a quick sale. Submit your offer today before it is gone!

417 W Hanson Street, Centralia

Listing courtesy of eXp Realty.

$579,950
4 Beds ⋅ 2 Baths ⋅ 2565713 MLS ⋅ ACTIVE Status
This well-cared-for property offers a wonderful combination of usable space, functionality, and classic farmhouse charm. Trufir floors bring warmth and character to the main living area, while the bright and welcoming kitchen features a practical layout for everyday living. The home feels comfortable throughout, creating an inviting place for both quiet mornings and busy days at home.Outside, the property offers plenty of flexibility with fruit and nut trees, grapevines, an irrigation system, a 20-by-30-foot barn, and an impressive 24-by-60-foot shop and garage. The shop provides ample room for vehicles, equipment, storage, hobbies, or workshop use, while the barn offers additional space for animals, feed, tools, or other needs. Zoning adds to the property’s investment potential, offering flexibility for both residential and possible business use.With room to garden, work on projects, store equipment, or simply enjoy more space, this property provides a setup that is increasingly difficult to find. The setting feels comfortably removed from the rush, yet it is less than 10 minutes from the freeway and within easy reach of everyday amenities. For those looking for farmhouse character, substantial outbuildings, and a property with plenty of possibilities, this one is worth a closer look.

2118 Gallagher Road, Centralia

Listing courtesy of BHGRE - Northwest Home Team.

$359,950
3 Beds ⋅ 2 Baths ⋅ 2565171 MLS ⋅ ACTIVE Status
Classic charm meets everyday comfort in this inviting two-story home nestled in a well-established Centralia neighborhood. The spacious main level offers an open layout that's perfect for gathering, featuring a generous kitchen with bar seating and an easy flow into the living and entertaining areas. Upstairs, you'll find three bedrooms, a full bath, and a versatile loft space ideal for a home office, reading nook, or play area. Step outside to enjoy three covered porches overlooking the beautifully landscaped yard, complete with mature trees, established gardens, and plenty of room to relax. Conveniently located near schools, parks, shopping, and I-5, this home offers the perfect blend of character, comfort, and location.

1315 Oxford Ave, Centralia

Listing courtesy of WEBREALTY.

$399,900
3 Beds ⋅ 2 Baths ⋅ 2544914 MLS ⋅ ACTIVE Status
Welcome Home to Sunnyside Drive! Located in the highly desirable Ford's Prairie neighborhood, this beautifully maintained 3-bedroom, 1.25-bath ranch-style home offers 1,144 square feet of comfortable, move-in-ready living. A brand-new roof, installed just one week ago, along with fresh interior paint throughout, provides lasting value and peace of mind. A freshly painted front porch and attractive new landscaping create an inviting first impression. Inside, you'll find the welcoming living and dining areas, ideal for everyday living and entertaining alike. The thoughtfully designed kitchen features brand-new stainless steel appliances, including a stove and dishwasher. The primary suite offers a walk-in closet and private half bath, creating a comfortable retreat at the end of the day. Recent updates also include new flooring & vanities in both bathrooms and new flooring in the utility room, plus a new vapor barrier and insulation beneath the home for added efficiency and comfort. Step outside to the fully fenced backyard, freshly stained and ready for outdoor enjoyment. A storage shed, attached one-car garage, additional parking, and fruit trees in both the front and back yards add charm and functionality. Conveniently located near schools, parks, the Sports Hub, and I-5 access, this home offers an exceptional blend of comfort, convenience, and value. Don't miss this opportunity to own a beautifully updated home in one of Centralia's most sought-after neighborhoods.

108 Sunnyside Drive, Centralia

Listing courtesy of John L. Scott CNT.

$399,000
2 Beds ⋅ 1 Baths ⋅ 2561560 MLS ⋅ ACTIVE Status
Step into this charming 1945 home and fall in love! 2 bedrooms, large living room, dining area and nearly 1200 sq.ft. of living. On nearly half an acre, this timeless property is filled with character, featuring elegant coved ceilings, classic arched doorways, and a cozy gas fireplace that creates a warm and inviting atmosphere. Thoughtfully updated for modern comfort, the home includes a New heat pump, new roof, fresh interior and exterior paint, and all new flooring, blending vintage charm with today's conveniences. Step outside to the expansive covered deck, perfect for entertaining guests or relaxing while overlooking the beautifully landscaped, private backyard with inground sprinkler system and a well for irrigation to keep the park like grounds green. The attached one-car garage provides everyday convenience, while the spacious carport offers plenty of room for additional vehicles, recreational toys, or an RV. The shop adds even more versatility, making it ideal for hobbies, projects, or extra storage.With its unique character, thoughtful updates, and generous outdoor space, this special home offers the perfect opportunity to create cherished memories for years to come. Conveniently located close to schools, parks, Sports Hub, shopping and more. This home is priced to sell, don't wait to view it, it will be gone before you know it.

1013 Eshom Road, Centralia

Listing courtesy of John L. Scott CNT.

$320,000
2 Beds ⋅ 1 Baths ⋅ 2563325 MLS ⋅ ACTIVE Status
Charming 1930 home full of character and thoughtful updates! A covered front patio welcomes you into this 1,176 sq ft home with 2 bedrooms and 1 full bath on large .2 acre sub-dividable lot. Spacious bedroom and 1 full bath on the main level and 2nd bedroom + loft area upstairs for guest or a hobby area upstairs. Spacious living room welcoming you with the newer cozy gas fireplace (keeps you warm even if the power goes out!) and a window AC for year-round comfort, perfect for relaxing or entertaining. Dining room off the kitchen to or use as a flex space. The updated kitchen shines with new countertops, all newer appliances including the chest freezer that stays and tons of cabinet space for all your needs. The utility room just off the kitchen offers a newer washer and dryer plus extra cabinetry for added storage and the gas tankless water heater and newer room (2019). Outside, enjoy a large fully fenced yard complete with an 18’ x 21’ carport, gazebo area out front and a separate fully fenced dog run out back—ideal for pets and outdoor living. This home blends classic charm with modern convenience and is ready to welcome its next owner.

1213 Rhobina Street, Centralia

Listing courtesy of RE/MAX Extra Inc..

$424,900
2562786 MLS ⋅ ACTIVE Status
Whether you're looking to invest or owner-occupy, this charming duplex is full of opportunity! Situated on a spacious corner lot in a highly desirable neighborhood, this well-maintained property offers a strong rental history and an ideal layout. Each unit features 2 generously sized bedrooms, 1 full bath, and comfortable living spaces designed for everyday living. Recent updates include a newer roof and plumbing, providing added peace of mind. A detached garage, ample off-street parking, and close proximity to schools, shopping, restaurants, and everyday amenities make this a standout investment. Live in one unit and rent the other, or add this turnkey duplex to your investment portfolio!

517 Center Street, Centralia

Listing courtesy of BHGRE - Northwest Home Team.

$400,000
4 Beds ⋅ 2 Baths ⋅ 2560084 MLS ⋅ ACTIVE Status
Beautiful! Move in ready 4 bedroom, 2 bath home in the desirable Seminary Hill area, with amazing sunset views of the city and valley below. This home has a cohesive, updated feel throughout: solid surface counters, newer cabinetry, and a beautiful backsplash in the kitchen. Waterproof flooring runs through the bedrooms. The bathrooms are nicely updated with porcelain tile floor and subway tile surround in the primary, and travertine in the guest bath. The layout feels large and open, with vaulted ceilings in the living room, which flows out to a large Trex deck and bubbling hot tub. A ductless heat pump keeps things cool in summer and cozy in winter. Just up the hill from downtown with a short drive to I-5 — don't miss this one, schedule your showing today!

104 S Green Street, Centralia

Listing courtesy of Voetberg Hansen Real Estate.

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