Bremerton Homes with Assumable Terms

Bremerton Homes with Assumable Terms

Bremerton, located in Kitsap County, Washington, is a vibrant city that offers a desirable living environment for residents. Situated in the United States, Bremerton is known for its picturesque waterfront, rich history, and strong community spirit.

One of the notable features of the real estate market in Bremerton is the availability of homes with assumable terms. This means that when purchasing a property with assumable terms, the buyer can take over the existing mortgage of the seller, rather than applying for a new loan. This can be advantageous for buyers as it may allow them to secure more favorable interest rates or avoid certain fees associated with obtaining a new mortgage.

Homes with assumable terms provide a unique opportunity for individuals looking to buy property in Bremerton. This option can be particularly appealing for those who are looking to simplify the home-buying process or take advantage of favorable financing options.

Whether you're interested in historic homes with assumable terms in downtown Bremerton or modern houses with waterfront views, the real estate market in this city has something for everyone. With its convenient location near Seattle and its own thriving local economy, Bremerton offers a fantastic place to call home.

Newest Bremerton Homes with Assumable Terms

$499,950
4 Beds ⋅ 3 Baths ⋅ 2568852 MLS ⋅ ACTIVE Status
Updated & move-in ready 4-bed, 2.5-bath, 1876 sf home on a quiet corner lot with territorial views. Features new paint, carpet, flooring & updated counters. Main level has an open layout with gas fireplace, dining area, kitchen & half bath. Upstairs offers primary suite with its own gas FP, spacious bedrooms, full bath & laundry. Fully fenced yard, covered patio & 2-car garage. Mins to Naval Base Kitsap, Seattle ferry & downtown Bremerton for an easy commute. Motivated out-of-state seller!

1687 Bayview Drive W, Bremerton

Listing courtesy of Revival Realty LLC.

$465,000
2 Beds ⋅ 2 Baths ⋅ 2554416 MLS ⋅ ACTIVE Status
Adorable rambler in Central Kitsap! Well designed open layout where natural light abounds, this 2 bedroom, 2 bath home offers everything you need, including a fully fenced in yard, covered patio for the ideal entertaining spot, and a spacious 2 car garage. Super sweet kitchen with Stainless Steel appliances and ample storage, combining convenience and low maintenance. Open concept living and dining room with vaulted ceilings and exposed beams offers chic details that are sure to please. Ideally located in Central Kitsap School District, and a quick drive to Highway 303 make your commute to local bases or ferries a breeze. Assumption loan available for qualified VA buyers at 3.25% interest rate!

7612 Colony Court NE, Bremerton

Listing courtesy of Keller Williams Greater 360.

$510,000
3 Beds ⋅ 3 Baths ⋅ 2552110 MLS ⋅ ACTIVE Status
3% assumable loan, YES please! This move-in ready home is in a convenient location that is close to shopping and commuter routes. Very close to all Kitsap military bases and ferry terminal is nearby with easy access to Seattle. Step inside to a bright and comfortable main level with an open layout that makes everyday living and entertaining easy. The main level flooring has been updated with a light, wide-plank floor that gives the space a fresh feel. The kitchen features a large quartz island, plenty of cabinet space, stainless steel Whirlpool appliances and opens into the dining and living areas for a nice, easy flow. The living room also features a tile surround gas fireplace that adds a cozy focal point to the space. Upstairs you will find all of the bedrooms, including the spacious primary suite with a private bath and large walk-in closet. The upstairs loft area gives you great flexible space for an office, bonus room, workout area or extra living space. The fully fenced backyard with raised garden beds, gazebo & paver patio creates an awesome outdoor space for relaxing, dining, gardening, or enjoying the yard year-round. The community also offers trails and playground. This home has so many extras including an ADT alarm system for added peace of mind. With its great location, comfortable layout, updated finishes, outdoor living space and possible FHA assumable loan at 3% subject to lender approval and buyer qualification this is definitely one you will want to see!

4758 Driftwood Street, Bremerton

Listing courtesy of RE/MAX Connect.

$535,000
3 Beds ⋅ 3 Baths ⋅ 2538161 MLS ⋅ ACTIVE Status
Pristine 2023-built home in the highly desirable Central Kitsap School District. Offering 1,757 square feet of thoughtfully designed living space, this home features 3 spacious bedrooms, 2.5 bathrooms, and a versatile upstairs loft. The main floor boasts an open-concept layout that flows seamlessly from the living area to the beautiful kitchen with quartz counters, stainless steel appliances and island. Upstairs you’ll find the spacious primary bedroom with attached en-suite bath and walk-in closet. Plus 2 large bedrooms and full bathroom. Enjoy year-round comfort with the energy-efficient heat pump providing full central air conditioning. Complete with a 2-car attached garage, this property is nestled in a wonderful community that features maintained walking trails and a playground. Great location, just minutes to shopping, dining, schools and Navy Bases!

9516 Fairhaven Circle NE, Bremerton

Listing courtesy of Keller Williams Greater 360.

$639,000
4 Beds ⋅ 5 Baths ⋅ 2543237 MLS ⋅ ACTIVE Status
4 bedrooms, 5 bathrooms, 2 flexible living spaces over 4 floors? YES! this amazing home has two true primary bedrooms on two separate floors but also has the amazing flex room upstairs that is perfect for your dream theatre or family room or both of those and still have space for two office spaces. The full bathroom on that floor gives you the option to even turn it into a massive vaulted primary suite that encompasses the entire upper level of the home with a grand staircase entry. Looking for your first entry into the world of investing? With a possible 5 bedrooms and a bathroom for each this is a house hackers dream. if you are more of an outside person find yourself creating beautiful gardens in the natural terracing of the backyard with the chickens that would thrive in the space or relaxing on the expansive two level deck that makes the most of the shade in those hot summer months. If projects are your thing convert the carport roof into the rooftop deck it clearly wants to be or use the multiple outbuildings to create your perfect project space. All of this and these opportunities in walking distance to waterfront in one direction and staores or resturaunts in the other.

1910 Corbet Drive NW, Bremerton

Listing courtesy of Keller Williams West Sound.

$628,000
4 Beds ⋅ 3 Baths ⋅ 2533407 MLS ⋅ ACTIVE Status
Move in ready 4-bedroom home in the desirable Soundview Estates! The Stevenson floorplan offers 2744 sqft of light and bright living space. The main level has an open concept living with a large living area and cozy gas fireplace. The elegant kitchen features a walk-in pantry, quartz counters, huge island and a slider leading to the large, flat backyard with a covered patio and gazebo. Perfect for entertaining! You’ll also find a dedicated office, 1/2 bathroom and tons of closet space. Huge upstairs primary bedroom with a spacious 5-piece bathroom and walk-in closet. As well as 3 generous guest bedrooms, a family room and utility room. Soundview Estates offers community trails and playgrounds. All just minutes to Navy Bases, Ferry, shopping, dining and easy Highway access.

1328 Baker Heights Loop, Bremerton

Listing courtesy of Keller Williams Greater 360.

$550,000
4 Beds ⋅ 3 Baths ⋅ 2519491 MLS ⋅ ACTIVE Status
New Carpet and Neutral Paint This WeeK! New kitchen, paid-off solar panels, & amazing location. This home offers 4 beds, 2.5 baths, and 1,919 sqft in Bremerton’s Central Kitsap area w/a functional 2-story layout, 2-car garage, solar panels, & convenient access to parks, transit, & downtown Bremerton. Main level features a light-filled great room w/vaulted ceilings, LVP flooring, & remodeled kitchen w/large island, walk-in pantry, generous prep space, & adjacent dining area. Upstairs loft provides flex space for office, media, hobbies, or other uses. Primary suite includes bath off primary & walk-in closet, additional bedrooms offer flexibility for guests, workspace, or changing needs. Interior features include dbl-pane windows, ceramic tile, vinyl, carpet, forced-air heat, ductless mini-split heating & cooling, & electric fireplace. Exterior features incl. cement-plank & wood product siding, comp roof, fully fenced yard, patio, level lot, & garden space. Located on a paved dead-end street w/sidewalks, curbs, open space, gas available, high-speed internet, public water, & sewer. Approx. 1.5 miles to Manette Bridge, about 2 miles to Evergreen Rotary Park & Olympic College, about 3 miles to downtown Bremerton, the Bremerton-Seattle ferry terminal, Illahee State Park, & Puget Sound Naval Shipyard, and approx. 13 miles to Bangor Base. HOA dues are $25/mo. & incl. common area maintenance. Ask about assumable loan or lender-paid $10,000 buy-down options!

553 NE Nantucket Street, Bremerton

Listing courtesy of Keller Williams Realty.

$680,000
5 Beds ⋅ 3 Baths ⋅ 2515284 MLS ⋅ ACTIVE Status
Up to 3% available toward buyer closing costs and/or rate buydown (2% seller credit plus 1% preferred lender credit). Nearly new and thoughtfully designed, this home offers a functional open-concept layout for everyday living. The main level features 9’ ceilings and 8’ doors for an elevated feel, along with a guest bedroom and full bath—ideal for visitors or flexible use. The inviting great room is anchored by a cozy fireplace and flows seamlessly into the dining area and kitchen, complete with an expansive center island and oversized center-meet sliding doors that open to a covered patio for effortless indoor-outdoor living. Upstairs, a spacious loft provides flexible living space for a media room, office, or play area. The primary suite features a walk-in shower and large walk-in closet, while three additional bedrooms and a full bath offer flexibility for a variety of needs. A dedicated laundry room adds everyday convenience. The fully fenced and landscaped yard is move-in ready, and the setting is a standout—backing to a larger parcel with a single residence, offering a more open feel, added privacy, and tree views rather than a row of neighboring homes. Located just minutes from Silverdale’s main shopping, dining, and entertainment hub, this home offers a 15-minute commute to Bangor Trident Base and 25 minutes to Puget Sound Naval Shipyard. Nearby St. Michael Medical Center, Kitsap Mall, Costco, and Silverdale Rotary Gateway Park—with trails, dog park, and skate park.

10352 Chimes Place NW, Bremerton

Listing courtesy of Coldwell Banker Bain.

$749,000
4 Beds ⋅ 4 Baths ⋅ 2518863 MLS ⋅ ACTIVE Status
Motivated Sellers! A seamless blend of style and functionality, this daylight basement home offers thoughtfully designed modern living. The main floor is perfect for entertaining, featuring a spacious great room, refined dining area, and a chef-inspired kitchen complete with a large island, generous walk-in pantry, and a convenient pot filler.Upstairs, a versatile loft connects three comfortable bedrooms, including a well-appointed primary suite with a spa-like ensuite and expansive walk-in closet. The lower level includes a stylish rec room, additional bedroom, and full bath, with easy access to a sunny, fully fenced backyard—ideal for gatherings or multi-generational living.Located just minutes from Silverdale shopping, the hospital, and the Seattle ferry, with convenient access to nearby bases.

10224 Ramble Drive NW, Bremerton

Listing courtesy of Better Properties Kitsap.

$669,900
3 Beds ⋅ 3 Baths ⋅ 2516735 MLS ⋅ ACTIVE Status
ASSUMABLE VA loan with a 5% interest rate! This almost new home is ideally located just 6 minutes from St. Michael Medical Center and less than 20 minutes from Bangor Base, PSNS, and the Seattle/Bremerton ferry. Thoughtfully upgraded beyond builder standards, this beautifully designed home features a spacious open-concept layout with tall ceilings and modern finishes throughout. The main level offers a bright great room, inviting dining area, and a gourmet kitchen complete with a large center island and walk-in pantry. Upstairs you'll find 3 comfortable bedrooms PLUS BONUS ROOM, perfect for a home office or playroom. The primary bedroom features a well-appointed bath and oversized walk-in closet. Primary suite and downstairs bathroom have been upgraded with bidets for added comfort and convenience. Finished garage features EV charger and installed overhead storage. Step outside to a fully fenced backyard with an oversized patio, ready for summer BBQs and outdoor entertaining. Located within a highly desirable school district, this move-in-ready home combines modern style, thoughtful upgrades, and an unbeatable location.

10091 Ramble Drive NW, Bremerton

Listing courtesy of Paramount Real Estate Group.

$614,000
4 Beds ⋅ 3 Baths ⋅ 2515205 MLS ⋅ ACTIVE Status
**Want a lower payment? Seller paid rate buydown w/ preferred lender!** ask for details. You might think homes in Bremerton's Soundview Estates look... similar. But not this one! Beautiful boho modern touches bring warmth and personality: custom accent walls, rattan pendant lighting, botanical wallpapers, and layered textures that make the space feel collected, not cookie-cutter. And the best part? Most of it stays... so you can enjoy from day one. Open-concept main level is built for gathering — a huge quartz island anchors the kitchen, the generous pantry keeps everything organized, and the flow from kitchen/living/dining room to covered back porch makes entertaining effortless. Air conditioning keeps everyone comfortable year-round, a genuine upgrade in this market. Upstairs, the primary suite delivers with a large walk-in closet and a private bath featuring a soaking tub and tiled shower. Loft play area comes with built-in storage that conveys, as do the living room shelves — so the function is already there when you move in. The wallpapers throughout are easy-remove if you want a fresh start, but honestly, they photograph beautifully for a reason. Nearly new, 4-bed, 2.5-bath home will inspire you! Tucked at the top of the hill, the mountain views on a clear day are picture-perfect. Soundview Estates is an established community with a neighborhood park — and neighbors who actually wave. Quick highway access to PSNS, Bangor, and beyond will have you home quickly.

1227 Baker Heights Loop, Bremerton

Listing courtesy of Keller Williams Greater 360.

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