Anderson Island Homes with USDA Loan Terms

Anderson Island Homes with USDA Loan Terms

Anderson Island is a hidden gem nestled in the southernmost part of Puget Sound, located in Pierce County, Washington, USA. This enchanting island offers a serene and peaceful retreat away from the hustle and bustle of city life, making it an ideal place to call home.

One of the advantages of living on Anderson Island is the availability of homes with USDA loan terms. The United States Department of Agriculture (USDA) offers loans to eligible homebuyers in rural areas, including Anderson Island. These loans provide favorable terms and low-interest rates, making homeownership more affordable and accessible.

With USDA loan terms, prospective buyers can enjoy the benefits of owning a home without the burden of a hefty down payment. These loans require little to no down payment, making it easier for individuals and families to achieve their dream of homeownership. Additionally, USDA loans often have lower interest rates compared to conventional mortgages, saving homeowners money in the long run.

Anderson Island offers a variety of charming homes that qualify for USDA loans. From cozy cottages to spacious waterfront properties, there is a home to suit every taste and budget. Whether you're looking for a weekend getaway or a permanent residence, Anderson Island has something for everyone.

If you're considering purchasing a home on Anderson Island, exploring the options available with USDA loan terms is a smart choice. Take advantage of the affordability and favorable terms offered by USDA loans and make your dream of living on this idyllic island a reality.

Newest Anderson Island Homes with USDA Loan Terms

$315,000
3 Beds ⋅ 2 Baths ⋅ 2572725 MLS ⋅ ACTIVE Status
Your Anderson Island Retreat Near the Lakes! Nestled just a couple of blocks away from 2 freshwater lakes in a quiet, wooded neighborhood where wildlife abounds, this charming 3-bedroom, 2-bathroom single-level home is your ultimate island escape. This updated home boasts charming custom features to accentuate the feel of island living. From vaulted pine ceilings that infuse the space with a warm, cozy cabin feel to wooded shiplap details & eat-in butcher block bar in the spacious kitchen, you will love the attention & care given to this home! The functional split-floor plan places the large primary bedroom and ensuite on one end, with two guest bedrooms and a full bath on the other, offering great privacy for visitors. Savor time spent on the generous covered back deck, providing an ideal setting for year-round outdoor living space from which to BBQ, entertain, or gather round the fire pit & enjoy the serene natural setting. Best of all, you are just moments away from a refreshing dip in the cool waters of Lake Florence or casting your line from the shores of fully stocked Lake Josephine. Whether you are searching for the ultimate weekend getaway or a peaceful full-time residence, this property is sure to delight!  All Riviera Community Club amenities are included, granting you access to local parks, tennis & bocce ball courts, a 9-hole executive golf course, saltwater marina & boat launch, Lakeshore restaurant, and community events. Welcome home!

10517 Matthews Way, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$349,000
3 Beds ⋅ 2 Baths ⋅ 2566655 MLS ⋅ ACTIVE Status
Do you love open sunny spaces, green green grass, and quiet streets? Then this modern charmer located on the Riviera golf course driving range is perfect for you! This vintage 1980 double-wide manufactured home has been completely remodeled right down to the studs in 2025. You'll be impressed by the many quality upgrades that have been incorporated into this turn-key ready home! Step into a fabulous great room with elegant, sleek, modern fixtures and finishes throughout. Vaulted wood lined ceilings, open beams, and elegant wains coating set this home apart. Relax in the comfortable living room seating area around an ambient fireplace. You'll love the entertainer's dream kitchen complete with ample cabinetry, plenty of counterspace, stainless steel appliances, quartz countertops, and a massive breakfast Island. Down the hall lie 2 full bedrooms and a flexible space den/guest room just right to for tele-commuting or accommodating all your guests. The spacious and private 5-piece primary ensuite boasts brilliant white & gray marble tile gracing the bathroom floors and showers. The wood-toned built in shelving, and a stand-alone soaking tub make this bathroom unique. Each bedroom has it's own unique wall enhancements, lighting, & individual ductless heating/cooling. Outdoors, enjoy summer dining on the expansive new composition deck. Observe wildlife daily and take advantage of your Riviera membership to access the well-maintained parks, lakes, trails, golf, tennis and more!

10711 Edgewood Dr Anderson Island, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$799,000
2 Beds ⋅ 2 Baths ⋅ 2565493 MLS ⋅ ACTIVE Status
Welcome to an enchanting, custom-built 2 bed 1.75 bath lakefront sanctuary nestled on a quiet cul-de-sac road on Anderson Island! Offering an incredible 121' of pristine, no-bank frontage on peaceful Lake Josephine, this property delivers unmatched water frontage & an idyllic setting that will capture your heart from the moment you arrive. This incredible property is surrounded by exquisite, mature landscaping that hearkens to a classic English cottage garden. Inside, the spacious great room welcomes you w/soaring pine-lined ceilings & enormous floor-to-ceiling windows that frame stunning lake views. The open-concept layout features luxury vinyl flooring throughout, stainless steel appliances, Silestone countertops, pantry space, & a delightful eat-in breakfast nook overlooking the water. Take in a bird's-eye view from the versatile loft complete w/ built-in bookshelves, ideal for a reading nook, bunk space, & more. Outside, relax on the deck, fire up the BBQ, gather 'round the fire pit, or launch a kayak from your private dock. Two cottage-like 10X12 bunkhouses offer flexibility for use as a work from home office or artist studio. Once you walk across the expansive, park-like grass along the water, you’ll undoubtedly want to take advantage of increasing your Lakefront by purchasing the adjoining lot MLS#2565730 which flows seamlessly into this property for almost 200' of frontage. Don't wait!--Make this enchanting, waterfront home your very own legacy lake compound today!

11122 Cole Place, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$449,000
2 Beds ⋅ 2 Baths ⋅ 2563560 MLS ⋅ ACTIVE Status
Your Anderson Island Dream Home is Waiting for You by the End of August! Purchase a New Designer Custom-Built Home in the center of the Riviera Community Club, featuring 1468 sq ft with 2 bedrooms and 1.5 baths, with beautiful ash wood cabinets, butcher block counters and upgraded stainless appliances in kitchen and quartz counters/tile in baths. You will love the exposed beams, modern lighting, tall solid wood doors, and large kitchen island with several recessed lighting options! The main floor has a open layout with attractive waterproof vinyl plank floors and vaulted ceilings. This house has modern colors, and attractive finish work throughout! Enjoy the covered deck and nature surrounding the house! Save energy and have great climate control from the split system heat pump system throughout the house! Very close to the Riviera Lakeshore Restaurant, 2 freshwater lakes, Tennis/Pickleball Courts, and Golf Course! Enjoy the summer at your new home!

11215 Juniper Place, Anderson Island

Listing courtesy of Best Choice Realty LLC.

$335,000
3 Beds ⋅ 2 Baths ⋅ 2550382 MLS ⋅ ACTIVE Status
Come discover your own private sanctuary on Anderson Island! Tucked away on a quiet cul-de-sac shared with only one other house, this charming 3 bed 1.75 bath home offers the ultimate in peace & privacy. Whether you are looking for the perfect weekend getaway or a serene full-time retreat, this single-level home delivers comfort & convenience in a beautiful, natural setting. The interior is bright & inviting, featuring stunning hickory cabinets in the galley-style kitchen & skylights that bathe the home in natural light. Recent upgrades ensure peace of mind & modern appeal, including durable laminate hardwood flooring, newer windows, doors & doorframes, newer cadet heaters & thermostats, ductless mini-split for efficient heating & cooling, and a brand-new roof. Enjoy a functional floor plan with large living space, dining nook, & hallway leading to guest bedrooms (one w/ large walk-in closet) & primary suite w/ 3/4 bath & walk in closet. Step outside to your expansive back deck, the perfect place to relax & take in the abundant wildlife & lush surroundings. With 2 sheds for all of your storage needs & tax parcel 5018061550 included, you will enjoy a generous 1/2 acre footprint with room to expand or enjoy a natural buffer. Location is everything! You are just moments away from the ferry terminal for easy commuting & equally close to the popular "Ole Swimmin' Hole" on Lake Florence for recreational fun. Embrace the best of island living in this move-in ready home. View today!

11618 Breaker Way, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$1,100,000
4 Beds ⋅ 5 Baths ⋅ 2549521 MLS ⋅ ACTIVE Status
Escape to a world of your own in this stately, 4-bd 5-bth custom retreat on Anderson Island. Perched on a shy 7-acres of rural farm-zoned land, this grand residence overlooks verdant territorial vistas w/ peekaboo glimpses of the South Sound. Outside, enjoy established garden beds & over 1,300 sq ft of wraparound covered porch + hot tub for ultimate outdoor living. You will be WOW'ed from the moment you arrive, greeted by the relaxing sounds of the custom water feature & pond. Enter to a soaring great room showcasing a floor-to-ceiling Russian brick fireplace—a stunning focal point. Ample windows & skylights flood the home w/natural light, highlighting the gourmet kitchen designed w/dual workspaces + pantry for the ultimate host. The main floor also includes a 3/4 bath, utility room, large office/library, & den. Accessibility is prioritized w/a certified elevator connecting floors. The 2nd level boasts a versatile guest wing w/private studio, full bath & bedroom. Around the corner, find a cozy loft overlook perfect for morning coffee plus addt'l family room/flex space. The primary suite is a true sanctuary, w/2 walk-in closets, a private rooftop deck, atrium, & a luxurious 3/4 bath w/accessible walk-in-shower. 2 addt'l bedrooms & full bath complete the upper level. Plus geothermal furnace & 25kw Gen. With 205' of low-bank shared deeded beach access just steps away, this extraordinary estate is the dream you’ve been waiting for. Seize this once-in-a-lifetime opportunity today!

12912 134th Avenue Ct, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$959,500
3 Beds ⋅ 2 Baths ⋅ 2549395 MLS ⋅ ACTIVE Status
Experience a rare, one-of-a-kind legacy opportunity on Anderson Island with this pristine, one-family Lindal Cedar home hitting the market for the very first time! Perched gracefully above the shimmering waters of the South Sound, this home captures a breathtaking Westerly perspective, offering sweeping views of the Olympic Mountains, Drayton Passage, & Devil's Point. This captivating home sits on 2.75 acres & includes 3 addt'l tax parcels—a rare acquisition that brings your total footprint to 7 acres of exquisite, high-bank waterfront land. For those envisioning an even greater potential, an adjacent 3.5 acre parcel w/septic (MLS #2466940) is also available. Once inside this tucked away home, be greeted by a light-filled great room where vaulted cedar-planked ceilings draw the eye upward & expansive floor-to-ceiling windows act as a living canvas to enjoy dramatic sunsets. On the main floor, enjoy a comfortable bedroom, 3/4 bath, & large utility room. Upstairs, discover flexible loft space w/a "bird's-eye view" of the Sound plus 2 addt'l bedrooms & a full bath. The large wraparound deck is the perfect spot to relax for morning coffee. For more exploration, a private trail has been thoughtfully carved down to the beach to enjoy the ever-changing tides. Grounds include 10x12 storage shed, fenced orchard, & more. With its awe-filled Westerly views, extensive acreage, & timeless cedar architecture, this property is the rarest of finds. Your private waterfront legacy begins here!

14025 96th Street Ct, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$409,000
2 Beds ⋅ 2 Baths ⋅ 2549637 MLS ⋅ CONTINGENT Status
Experience effortless Anderson island living with this enchanting home, perfectly positioned on the 8th fairway of the Riviera Golf Course. This tastefully updated home offers high-quality finishes in a setting that feels like a permanent vacation. Boasting durable HardiPlank siding, metal roof, & detached garage/shop w/EV charging, this property is as practical as it is picturesque. Once inside, be delighted by a light filled living space enhanced by fresh paint, new LVP flooring, several new windows, & new sliding door. The kitchen & living areas flow seamlessly, centered around a cozy wood-burning stove—perfect for chilly evenings. The main floor has 2 comfortable bedrooms & a luxuriously updated 3/4 bath, featuring a premium Kohler LuxStone walk-in shower. Step out to an oversized patio where you can watch golfers navigate the fairway or host gatherings against the verdant backdrop of the course. Upstairs, the expansive loft space can serve as extra sleeping quarters and/or a game/media room & boasts plenty of storage. Situated just a block away from the pristine shores of Lake Josephine & the Lakeshore Restaurant--the heart of island social events--this location can't be beat! As a Riviera club member, your lifestyle includes exclusive access to 2 freshwater lakes, a private campground, saltwater marina & boat launch, parks, & more. This home offers the rare combination of a prime central location, move-in-ready updates, & incredible value. Come view before it's too late

11319 Country Club Drive, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$474,950
3 Beds ⋅ 3 Baths ⋅ 2545568 MLS ⋅ ACTIVE Status
Exceptional value meets modern island living in this beautifully crafted new construction home on Anderson Island. Just a 1.5 miles from the marina, Tucked away at the end of a quiet cul-de-sac on what feels like its own private lane. A rare combination of quality, comfort, and seclusion. The open-concept layout is ideal for both everyday living and entertaining, featuring quartz countertops, convenient center island, stainless appliances, soft-close cabinetry, a walk-in pantry, and a seamless connection to the living area with an electric fireplace. The main-floor primary suite includes a walk-in closet and a beautifully finished floor-to-ceiling quartz shower. Upstairs you’ll find two spacious bedrooms, a flexible loft perfect for a home office or second living area, a full bath, and plenty of storage. Luxury vinyl plank flooring, 9-foot tall ceilings, ductless heating and cooling, and quality finishes throughout make this home as practical as it is inviting. Neighboring Riviera lots are owned by the adjacent property owners to create & maintain space/privacy. Riviera Club membership includes access to freshwater lakes, a saltwater marina and boat launch, a 9-hole golf course, parks, beaches, trails, clubhouse, athletic courts, playgrounds, and more - offering the perfect blend of recreation and relaxed island living. Just a short ferry ride from the mainland, Anderson Island is a peaceful retreat where outdoor recreation and community come together.

10912 118th Avenue Ct E, Anderson Island

Listing courtesy of Keller Williams Rty Tacoma.

$799,000
3 Beds ⋅ 3 Baths ⋅ 2537668 MLS ⋅ ACTIVE Status
Exceptional Opportunity to own an Amazing Log home one of the Best Puget Sound views on Beautiful Anderson Island. This Home comes Fully Furnished and Features 3,318 sq ft with 9'+ Ceilings, 3Br, 2.75 Bath and Two Propane Fireplaces. You will Love all the Windows and the Wonderful View Throughout the House! The Master Suite Loft has a separate sleeping area, Wet bar/refrigerator, Beautiful Bath with Jetted Tub. Enjoy the Updated Kitchen with Quartz Counters, Stainless Steel Appliances and Breath-taking Puget Sound View. $40K Water System. The Exterior has Extensive Hardscape to Highlight nearly an Acre of Landscaped View property. Enjoy Sunsets and entertaining on the 1530 Sq Ft Deck or Lower Covered patio! Come see your Dream House!

12508 Cole Point Drive, Anderson Island

Listing courtesy of Best Choice Realty LLC.

$459,000
1 Beds ⋅ 1 Baths ⋅ 2539954 MLS ⋅ ACTIVE Status
Possible Owner Financing! Beautiful Custom 892 sq ft Loft Bedroom Home on 2.08 Acres Anderson Island with your own private drive! Rare Opportunity to purchase a well built and maintained home on level, mostly cleared acreage! Enjoy the detached fully finished 192 sq ft Studio/Workshop! Your own private paradise with fenced garden area, walking trails, and even an outdoor shower. You will love the high finish details from nautical wood trim, high ceilings with exposed beams, Dutch doors, engineered oak & bamboo floors, a claw foot tub, Travertine tile, to a wonderful built-in dining area and wood stove. The updated kitchen has VG Fir cabinets, stainless steel appliances, laminate & butcher block countertops, and propane stove/oven. Enjoy nice lighting and window views throughout! Large decks on both levels and a live edge step at the entry. Sit at a firepit, water fountain or large fenced garden with fruit trees, mature perennials, and delicious berries. This property is unique in that it has water supplied by the Riviera Water Utility but is not part of the Riviera HOA. Enjoy peaceful Anderson Island with Golf Course & Lakeshore Restaurant, and unlimited recreational opportunities. Some include Hiking, Fishing, Swimming, Golfing, Tennis, Pickleball, Clamming, Squidding, and Boating on the Puget Sound. Walk down the road to the Farm with the Community Gardens, Art Events, Concerts, Salmon Bake, Ice Cream Socials, and an Apple Press. Only a 20 minute ferry ride!

9615 Otso Point Road, Anderson Island

Listing courtesy of Best Choice Realty LLC.

$495,000
3 Beds ⋅ 2 Baths ⋅ 2540544 MLS ⋅ ACTIVE Status
Anderson Island Oasis! A sweet 3 bedroom home with attached garage, a fenced mature orchard with raised bed garden and greenhouse, a summer kitchen to process your produce and another garage for RV, boat or shop. Plus a partially cleared lot with a bench for quiet meditation. The house has newer hardwood floors, all appliances, lifetime, no maintenance gutters and a sunny back deck.  Come home to this Riviera Community Club property and enjoy all the fishing, swimming, golfing, parks that the Club offers. Home is close to the Johnson Farm, scene of year round events and activities. The island has established arts programs, too; music, film, art shows, classes. It’s all right here. 20 minutes from Steilacoom but a world away.

12606 Silver Drive, Anderson Island

Listing courtesy of MLS4owners.com.

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