Anderson Island Homes with FHA Terms

Anderson Island Homes with FHA Terms

Anderson Island is a hidden gem located in Pierce County, Washington. Situated in the picturesque Puget Sound, this island offers a tranquil and serene environment, making it a perfect escape from the hustle and bustle of city life. With its natural beauty and abundant wildlife, Anderson Island is a haven for nature lovers and outdoor enthusiasts.

When it comes to real estate, Anderson Island offers a variety of options for potential homeowners. One notable feature of the homes on this island is that many of them come with FHA terms. This means that buyers have the option to secure financing through the Federal Housing Administration, which offers more flexible lending criteria and lower down payment requirements.

Whether you are a first-time homebuyer or looking to downsize, the availability of homes with FHA terms on Anderson Island can make homeownership more accessible and affordable. With a range of property types to choose from, including charming cottages, waterfront retreats, and spacious family homes, there is something to suit every taste and budget.

Living on Anderson Island provides a unique lifestyle opportunity. Residents enjoy a close-knit community, access to amenities such as a golf course, marina, and parks, as well as breathtaking views of the surrounding natural beauty. With its proximity to major cities like Tacoma and Seattle, Anderson Island offers the perfect balance between peaceful island living and convenient access to urban amenities.

If you are in search of a home with FHA terms in a tranquil island setting, Anderson Island should be at the top of your list. Explore the real estate options available and start envisioning your dream island lifestyle today.

Newest Anderson Island Homes with FHA Terms

$498,500
3 Beds ⋅ 3 Baths ⋅ 2567897 MLS ⋅ ACTIVE Status
Beautifully finished modern farmhouse offering peaceful island living on Anderson Island. This 1,666-square-foot home features three bedrooms, a dedicated office, two and a half bathrooms, and an attached two-car garage. The thoughtful split-bedroom layout places the private primary suite apart from the secondary bedrooms, while the office is conveniently located near the entry. Large windows fill the vaulted open-concept living area with natural light. The spacious kitchen features quartz countertops, soft-close shaker cabinetry, stainless steel appliances, matte black finishes, and an oversized island with bar seating. The great room is centered around an electric fireplace and opens directly to a covered Trex deck for year-round outdoor living. The primary suite includes a walk-in closet and five-piece bathroom with two separate vanities, a tub, and a separate walk-in shower. Additional highlights include waterproof LVP flooring, craftsman-style trim, recessed LED lighting throughout, solar panels, a high-performance ducted heat pump, and a dedicated laundry room near the garage. As a Riviera Community Club property, enjoy access to fishing, swimming, golf, parks, and other recreational amenities. The home is also near Johnson Farm, which hosts year-round events and activities, along with the island’s many music, film, art, and educational programs.

8918 127th Avenue Ct, Anderson Island

Listing courtesy of RE/MAX Premier Group.

$349,000
3 Beds ⋅ 2 Baths ⋅ 2566655 MLS ⋅ ACTIVE Status
Do you love open sunny spaces, green green grass, and quiet streets? Then this modern charmer located on the Riviera golf course driving range is perfect for you! This vintage 1980 double-wide manufactured home has been completely remodeled right down to the studs in 2025. You'll be impressed by the many quality upgrades that have been incorporated into this turn-key ready home! Step into a fabulous great room with elegant, sleek, modern fixtures and finishes throughout. Vaulted wood lined ceilings, open beams, and elegant wains coating set this home apart. Relax in the comfortable living room seating area around an ambient fireplace. You'll love the entertainer's dream kitchen complete with ample cabinetry, plenty of counterspace, stainless steel appliances, quartz countertops, and a massive breakfast Island. Down the hall lie 2 full bedrooms and a flexible space den/guest room just right to for tele-commuting or accommodating all your guests. The spacious and private 5-piece primary ensuite boasts brilliant white & gray marble tile gracing the bathroom floors and showers. The wood-toned built in shelving, and a stand-alone soaking tub make this bathroom unique. Each bedroom has it's own unique wall enhancements, lighting, & individual ductless heating/cooling. Outdoors, enjoy summer dining on the expansive new composition deck. Observe wildlife daily and take advantage of your Riviera membership to access the well-maintained parks, lakes, trails, golf, tennis and more!

10711 Edgewood Dr Anderson Island, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$799,000
2 Beds ⋅ 2 Baths ⋅ 2565493 MLS ⋅ ACTIVE Status
Welcome to an enchanting, custom-built 2 bed 1.75 bath lakefront sanctuary nestled on a quiet cul-de-sac road on Anderson Island! Offering an incredible 121' of pristine, no-bank frontage on peaceful Lake Josephine, this property delivers unmatched water frontage & an idyllic setting that will capture your heart from the moment you arrive. This incredible property is surrounded by exquisite, mature landscaping that hearkens to a classic English cottage garden. Inside, the spacious great room welcomes you w/soaring pine-lined ceilings & enormous floor-to-ceiling windows that frame stunning lake views. The open-concept layout features luxury vinyl flooring throughout, stainless steel appliances, Silestone countertops, pantry space, & a delightful eat-in breakfast nook overlooking the water. Take in a bird's-eye view from the versatile loft complete w/ built-in bookshelves, ideal for a reading nook, bunk space, & more. Outside, relax on the deck, fire up the BBQ, gather 'round the fire pit, or launch a kayak from your private dock. Two cottage-like 10X12 bunkhouses offer flexibility for use as a work from home office or artist studio. Once you walk across the expansive, park-like grass along the water, you’ll undoubtedly want to take advantage of increasing your Lakefront by purchasing the adjoining lot MLS#2565730 which flows seamlessly into this property for almost 200' of frontage. Don't wait!--Make this enchanting, waterfront home your very own legacy lake compound today!

11122 Cole Place, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$449,000
2 Beds ⋅ 2 Baths ⋅ 2563560 MLS ⋅ ACTIVE Status
Your Anderson Island Dream Home is Waiting for You by the End of August! Purchase a New Designer Custom-Built Home in the center of the Riviera Community Club, featuring 1468 sq ft with 2 bedrooms and 1.5 baths, with beautiful ash wood cabinets, butcher block counters and upgraded stainless appliances in kitchen and quartz counters/tile in baths. You will love the exposed beams, modern lighting, tall solid wood doors, and large kitchen island with several recessed lighting options! The main floor has a open layout with attractive waterproof vinyl plank floors and vaulted ceilings. This house has modern colors, and attractive finish work throughout! Enjoy the covered deck and nature surrounding the house! Save energy and have great climate control from the split system heat pump system throughout the house! Very close to the Riviera Lakeshore Restaurant, 2 freshwater lakes, Tennis/Pickleball Courts, and Golf Course! Enjoy the summer at your new home!

11215 Juniper Place, Anderson Island

Listing courtesy of Best Choice Realty LLC.

$510,000
3 Beds ⋅ 3 Baths ⋅ 2559723 MLS ⋅ ACTIVE Status
Beautifully remodeled 3 bedroom, 2.5 bath home offering 2,199 square feet of thoughtfully updated living space, perfectly positioned along the 7th fairway of Riviera Golf Course on Anderson Island. Enjoy peaceful golf course views that create the feeling of having your own expansive backyard, all while embracing the quiet charm and recreation of island living.Designed for both everyday comfort and entertaining, the open-concept floor plan features modern finishes, abundant natural light, and seamless indoor-outdoor living. Step outside to the expansive back deck, an ideal space for morning coffee, summer barbecues, or simply relaxing while overlooking the lush fairways and tranquil surroundings.Major improvements include a new septic system installed in 2022 and a new roof completed in 2025, offering added value and peace of mind. A detached one-car garage provides versatile space for a vehicle, golf cart, workshop, or all your island adventure gear.Located within the sought-after Riviera Community Club, you'll enjoy exclusive access to private freshwater lakes for swimming, boating, and fishing, a marina, scenic parks, hiking trails, tennis and pickleball courts, a clubhouse, and the beautiful Riviera Golf Course. Whether you're searching for a full-time residence, a vacation home, or an investment property, this move-in-ready Anderson Island retreat offers the perfect blend of modern updates, outdoor recreation, and the relaxed Pacific Northwest island lifestyle.

11107 Tahoma Drive, Anderson Island

Listing courtesy of Timber Real Estate.

$335,000
3 Beds ⋅ 2 Baths ⋅ 2550382 MLS ⋅ ACTIVE Status
Come discover your own private sanctuary on Anderson Island! Tucked away on a quiet cul-de-sac shared with only one other house, this charming 3 bed 1.75 bath home offers the ultimate in peace & privacy. Whether you are looking for the perfect weekend getaway or a serene full-time retreat, this single-level home delivers comfort & convenience in a beautiful, natural setting. The interior is bright & inviting, featuring stunning hickory cabinets in the galley-style kitchen & skylights that bathe the home in natural light. Recent upgrades ensure peace of mind & modern appeal, including durable laminate hardwood flooring, newer windows, doors & doorframes, newer cadet heaters & thermostats, ductless mini-split for efficient heating & cooling, and a brand-new roof. Enjoy a functional floor plan with large living space, dining nook, & hallway leading to guest bedrooms (one w/ large walk-in closet) & primary suite w/ 3/4 bath & walk in closet. Step outside to your expansive back deck, the perfect place to relax & take in the abundant wildlife & lush surroundings. With 2 sheds for all of your storage needs & tax parcel 5018061550 included, you will enjoy a generous 1/2 acre footprint with room to expand or enjoy a natural buffer. Location is everything! You are just moments away from the ferry terminal for easy commuting & equally close to the popular "Ole Swimmin' Hole" on Lake Florence for recreational fun. Embrace the best of island living in this move-in ready home. View today!

11618 Breaker Way, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$1,100,000
4 Beds ⋅ 5 Baths ⋅ 2549521 MLS ⋅ ACTIVE Status
Escape to a world of your own in this stately, 4-bd 5-bth custom retreat on Anderson Island. Perched on a shy 7-acres of rural farm-zoned land, this grand residence overlooks verdant territorial vistas w/ peekaboo glimpses of the South Sound. Outside, enjoy established garden beds & over 1,300 sq ft of wraparound covered porch + hot tub for ultimate outdoor living. You will be WOW'ed from the moment you arrive, greeted by the relaxing sounds of the custom water feature & pond. Enter to a soaring great room showcasing a floor-to-ceiling Russian brick fireplace—a stunning focal point. Ample windows & skylights flood the home w/natural light, highlighting the gourmet kitchen designed w/dual workspaces + pantry for the ultimate host. The main floor also includes a 3/4 bath, utility room, large office/library, & den. Accessibility is prioritized w/a certified elevator connecting floors. The 2nd level boasts a versatile guest wing w/private studio, full bath & bedroom. Around the corner, find a cozy loft overlook perfect for morning coffee plus addt'l family room/flex space. The primary suite is a true sanctuary, w/2 walk-in closets, a private rooftop deck, atrium, & a luxurious 3/4 bath w/accessible walk-in-shower. 2 addt'l bedrooms & full bath complete the upper level. Plus geothermal furnace & 25kw Gen. With 205' of low-bank shared deeded beach access just steps away, this extraordinary estate is the dream you’ve been waiting for. Seize this once-in-a-lifetime opportunity today!

12912 134th Avenue Ct, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$959,500
3 Beds ⋅ 2 Baths ⋅ 2549395 MLS ⋅ ACTIVE Status
Experience a rare, one-of-a-kind legacy opportunity on Anderson Island with this pristine, one-family Lindal Cedar home hitting the market for the very first time! Perched gracefully above the shimmering waters of the South Sound, this home captures a breathtaking Westerly perspective, offering sweeping views of the Olympic Mountains, Drayton Passage, & Devil's Point. This captivating home sits on 2.75 acres & includes 3 addt'l tax parcels—a rare acquisition that brings your total footprint to 7 acres of exquisite, high-bank waterfront land. For those envisioning an even greater potential, an adjacent 3.5 acre parcel w/septic (MLS #2466940) is also available. Once inside this tucked away home, be greeted by a light-filled great room where vaulted cedar-planked ceilings draw the eye upward & expansive floor-to-ceiling windows act as a living canvas to enjoy dramatic sunsets. On the main floor, enjoy a comfortable bedroom, 3/4 bath, & large utility room. Upstairs, discover flexible loft space w/a "bird's-eye view" of the Sound plus 2 addt'l bedrooms & a full bath. The large wraparound deck is the perfect spot to relax for morning coffee. For more exploration, a private trail has been thoughtfully carved down to the beach to enjoy the ever-changing tides. Grounds include 10x12 storage shed, fenced orchard, & more. With its awe-filled Westerly views, extensive acreage, & timeless cedar architecture, this property is the rarest of finds. Your private waterfront legacy begins here!

14025 96th Street Ct, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$409,000
2 Beds ⋅ 2 Baths ⋅ 2549637 MLS ⋅ ACTIVE Status
Experience effortless Anderson island living with this enchanting home, perfectly positioned on the 8th fairway of the Riviera Golf Course. This tastefully updated home offers high-quality finishes in a setting that feels like a permanent vacation. Boasting durable HardiPlank siding, metal roof, & detached garage/shop w/EV charging, this property is as practical as it is picturesque. Once inside, be delighted by a light filled living space enhanced by fresh paint, new LVP flooring, several new windows, & new sliding door. The kitchen & living areas flow seamlessly, centered around a cozy wood-burning stove—perfect for chilly evenings. The main floor has 2 comfortable bedrooms & a luxuriously updated 3/4 bath, featuring a premium Kohler LuxStone walk-in shower. Step out to an oversized patio where you can watch golfers navigate the fairway or host gatherings against the verdant backdrop of the course. Upstairs, the expansive loft space can serve as extra sleeping quarters and/or a game/media room & boasts plenty of storage. Situated just a block away from the pristine shores of Lake Josephine & the Lakeshore Restaurant--the heart of island social events--this location can't be beat! As a Riviera club member, your lifestyle includes exclusive access to 2 freshwater lakes, a private campground, saltwater marina & boat launch, parks, & more. This home offers the rare combination of a prime central location, move-in-ready updates, & incredible value. Come view before it's too late

11319 Country Club Drive, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$529,000
3 Beds ⋅ 3 Baths ⋅ 2546864 MLS ⋅ ACTIVE Status
A classic &charming like-new home in a very quiet & private location. Designed perfectly for aging in place-- the main floor has everything you need for comfortable living!  Step inside and you'll immediately notice the flowing floor plan beginning with a roomy entry and adjacent pass-through den with glass panel French doors. Enter the open-concept living room & kitchen with gleaming quartz counter tops, large island with breakfast bar, SS appliances & modern gray cabinetry. Conveniently located off the kitchen is a 1/2 bath and an ample utility room leading to the garage entrance. Down the hall near the den lies the spacious primary ensuite with 3/4 bath, double sinks, quartz countertops, tile shower and adjoining walk-in closet. Upstairs are 2 additional bedrooms & 3/4 bath: Perfect separate space for guests! Outdoor features include a classic covered front porch, fully fenced yard which backs up to a greenbelt held in forest conservation, landscaped rockery, RV parking w/hook-ups, and an expansive composite back deck. Wired for a generator. Enjoy Riviera HOA amenities such as access to lakes, parks, hiking trails, 9-hole executive golf& seasonal marina. A short 20-minute Ferry ride from Steilacoom. Close to JBLM & McCord AFB. This darling home offers everything you'll need!

12012 Sound Drive, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$474,950
3 Beds ⋅ 3 Baths ⋅ 2545568 MLS ⋅ ACTIVE Status
Exceptional value meets modern island living in this beautifully crafted new construction home on Anderson Island. Just a 1.5 miles from the marina, Tucked away at the end of a quiet cul-de-sac on what feels like its own private lane. A rare combination of quality, comfort, and seclusion. The open-concept layout is ideal for both everyday living and entertaining, featuring quartz countertops, convenient center island, stainless appliances, soft-close cabinetry, a walk-in pantry, and a seamless connection to the living area with an electric fireplace. The main-floor primary suite includes a walk-in closet and a beautifully finished floor-to-ceiling quartz shower. Upstairs you’ll find two spacious bedrooms, a flexible loft perfect for a home office or second living area, a full bath, and plenty of storage. Luxury vinyl plank flooring, 9-foot tall ceilings, ductless heating and cooling, and quality finishes throughout make this home as practical as it is inviting. Neighboring Riviera lots are owned by the adjacent property owners to create & maintain space/privacy. Riviera Club membership includes access to freshwater lakes, a saltwater marina and boat launch, a 9-hole golf course, parks, beaches, trails, clubhouse, athletic courts, playgrounds, and more - offering the perfect blend of recreation and relaxed island living. Just a short ferry ride from the mainland, Anderson Island is a peaceful retreat where outdoor recreation and community come together.

10912 118th Avenue Ct E, Anderson Island

Listing courtesy of Keller Williams Rty Tacoma.

$799,000
3 Beds ⋅ 3 Baths ⋅ 2537668 MLS ⋅ ACTIVE Status
Exceptional Opportunity to own an Amazing Log home one of the Best Puget Sound views on Beautiful Anderson Island. This Home comes Fully Furnished and Features 3,318 sq ft with 9'+ Ceilings, 3Br, 2.75 Bath and Two Propane Fireplaces. You will Love all the Windows and the Wonderful View Throughout the House! The Master Suite Loft has a separate sleeping area, Wet bar/refrigerator, Beautiful Bath with Jetted Tub. Enjoy the Updated Kitchen with Quartz Counters, Stainless Steel Appliances and Breath-taking Puget Sound View. $40K Water System. The Exterior has Extensive Hardscape to Highlight nearly an Acre of Landscaped View property. Enjoy Sunsets and entertaining on the 1530 Sq Ft Deck or Lower Covered patio! Come see your Dream House!

12508 Cole Point Drive, Anderson Island

Listing courtesy of Best Choice Realty LLC.

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